Buy Cheap Titusville, FL Auto Insurance in 2024
Titusville, FL auto insurance rates average $326 a month. Minimum auto insurance requirements in Titusville, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Titusville, FL, compare Titusville auto insurance quotes from top companies.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Titusville after a DUI is Allstate
- Average auto insurance rates in Titusville, FL for teens drivers are $6,991/year
- Average auto insurance rates in Titusville, FL after a DUI are $4,682/year
Finding affordable Titusville, Florida auto insurance can be challenging, but everything you need to know to buy cheap Titusville, FL auto insurance with confidence is right here. Auto insurance rates in Titusville are affected by local factors as well as personal ones like your driving record.
See how Titusville, FL car insurance rates compare to Hialeah auto insurance rates, Miami auto insurance rates, and Tampa auto insurance rates before you read more about the cost of auto insurance in Titusville.
Don’t buy Titusville, FL auto insurance until you’ve compared rates. Get free Titusville, Florida auto insurance quotes when you enter your ZIP code above.
Titusville, FL Minimum Auto Insurance Requirements
The required auto insurance in Titusville, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Titusville, Florida is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Titusville, FL Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Titusville, FL. Take a look at Titusville, Florida auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,978 | $5,706 | $4,647 |
| Geico | $4,889 | $2,969 | $2,235 |
| Liberty Mutual | $5,651 | $4,171 | $3,399 |
| Nationwide | $4,308 | $3,180 | $2,881 |
| Progressive | $6,495 | $4,606 | $3,838 |
| State Farm | $3,403 | $2,251 | $1,856 |
| USAA | $3,634 | $1,789 | $1,305 |
Buy Cheap Titusville, FL Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Titusville, Florida auto insurance rates? Find out how car insurance rates in Titusville, FL are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,916 | $3,783 | $3,433 | $3,508 | $13,801 | $15,117 | $3,955 | $4,034 |
| Geico | $2,651 | $2,664 | $2,485 | $2,485 | $4,746 | $5,988 | $2,922 | $2,973 |
| Liberty Mutual | $3,079 | $3,079 | $2,829 | $2,829 | $6,404 | $9,815 | $3,079 | $4,142 |
| Nationwide | $2,441 | $2,413 | $2,187 | $2,261 | $5,773 | $7,101 | $2,683 | $2,792 |
| Progressive | $3,344 | $3,152 | $2,878 | $3,077 | $9,353 | $10,189 | $4,013 | $3,834 |
| State Farm | $1,621 | $1,621 | $1,472 | $1,472 | $4,435 | $5,700 | $1,793 | $1,914 |
| USAA | $1,303 | $1,279 | $1,219 | $1,207 | $4,428 | $5,141 | $1,620 | $1,744 |
Buy Cheap Titusville, FL Auto Insurance for Teen Drivers
Auto insurance for teenagers in Titusville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Titusville, FL are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $13,801 | $15,117 |
| Geico | $4,746 | $5,988 |
| Liberty Mutual | $6,404 | $9,815 |
| Nationwide | $5,773 | $7,101 |
| Progressive | $9,353 | $10,189 |
| State Farm | $4,435 | $5,700 |
| USAA | $4,428 | $5,141 |
Buy Cheap Titusville, FL Auto Insurance for Seniors
You can save on senior auto insurance rates in Titusville, Florida by comparing Titusville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Titusville, FL here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,433 | $3,508 |
| Geico | $2,485 | $2,485 |
| Liberty Mutual | $2,829 | $2,829 |
| Nationwide | $2,187 | $2,261 |
| Progressive | $2,878 | $3,077 |
| State Farm | $1,472 | $1,472 |
| USAA | $1,219 | $1,207 |
Find Cheap Auto Insurance Rates in Titusville, FL by Coverage Level
The amount of coverage you choose is a big factor in the cost of Titusville, Florida auto insurance. Compare Titusville, FL auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,931 | $6,787 | $7,613 |
| Geico | $2,714 | $3,489 | $3,890 |
| Liberty Mutual | $4,030 | $4,474 | $4,717 |
| Nationwide | $2,690 | $3,601 | $4,078 |
| Progressive | $4,167 | $5,096 | $5,676 |
| State Farm | $2,145 | $2,561 | $2,804 |
| USAA | $1,945 | $2,319 | $2,463 |
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Find Cheap Titusville, FL Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Titusville. Compare auto insurance rates in Titusville, FL by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,259 | $6,628 |
| Geico | $3,348 | $3,381 |
| Liberty Mutual | $4,268 | $4,546 |
| Nationwide | $3,456 | $3,456 |
| Progressive | $4,980 | $4,980 |
| State Farm | $2,418 | $2,588 |
| USAA | $2,217 | $2,268 |
Find Cheap Titusville, FL Auto Insurance Rates by ZIP Code
Auto insurance rates in Titusville, Florida can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Titusville, FL to see how much where you live in Titusville affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 32780 | $3,030 |
| 32796 | $3,030 |
Find Cheap Titusville, FL Auto Insurance Rates by Driving Record
Auto insurance rates in Titusville, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Titusville, FL, take a look at the average cost for various violations versus rates for a clean driving record in Titusville.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,549 | $6,639 | $7,416 | $6,171 |
| Geico | $2,354 | $2,999 | $4,447 | $3,657 |
| Liberty Mutual | $3,196 | $4,130 | $5,961 | $4,340 |
| Nationwide | $2,961 | $3,242 | $4,341 | $3,281 |
| Progressive | $3,942 | $5,807 | $4,897 | $5,273 |
| State Farm | $2,293 | $2,713 | $2,503 | $2,503 |
| USAA | $1,755 | $2,167 | $3,208 | $1,840 |
Find Cheap Titusville, FL Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Titusville, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Titusville for less when you shop around and compare rates from multiple Titusville, FL auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $7,416 |
| Geico | $4,447 |
| Liberty Mutual | $5,961 |
| Nationwide | $4,341 |
| Progressive | $4,897 |
| State Farm | $2,503 |
| USAA | $3,208 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Titusville, FL
Compare rates from the cheapest auto insurance companies in Titusville, FL for your needs. Take a look at how Titusville, Florida auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Find Cheap Titusville, Florida Auto Insurance Companies
If you’re looking for the cheapest Titusville, FL auto insurance companies overall, you can compare them here. Find the best price for Titusville, Florida car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,443 |
| Geico | $3,364 |
| Liberty Mutual | $4,407 |
| Nationwide | $3,456 |
| Progressive | $4,980 |
| State Farm | $2,503 |
| USAA | $2,243 |
What affects Titusville, Florida auto insurance rates?
Local factors affect auto insurance rates in Titusville, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Titusville auto insurance rates.
Auto Theft in Titusville
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Titusville, FL auto theft show a total of 157 vehicle thefts annually.
Commute Times in Titusville
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Titusville, FL is 23.3 minutes according to City-Data.
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Compare Auto Insurance Quotes in Titusville, FL
You can buy cheap Titusville, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Titusville, Florida auto insurance quotes from top companies.
Frequently Asked Questions
Can I find cheap auto insurance specifically for Titusville, FL?
Yes, it is possible to find affordable auto insurance specifically tailored for Titusville, FL. Insurance rates can vary based on factors such as your driving record, the type of vehicle you own, and your location. By comparing quotes from different insurance providers and considering various discounts and coverage options, you can find the most cost-effective Titusville, FL auto insurance for your needs.
What factors can affect the cost of Titusville, FL auto insurance?
Several factors can influence the cost of Titusville, FL auto insurance, including:
- Driving record: A clean driving record with no accidents or traffic violations generally leads to lower insurance premiums.
- Vehicle type: The make, model, and age of your vehicle can impact your insurance rates. Some vehicles are more expensive to repair or are associated with higher theft rates, which can result in higher premiums.
- Coverage options: The type and level of coverage you choose will affect your insurance costs. Opting for higher deductibles or more limited coverage may lower your premiums, but it also means you will have more out-of-pocket expenses in the event of a claim.
- Location: Your specific location in Titusville, FL can affect your insurance rates. Factors such as population density, crime rates, and accident statistics in your area can influence the premiums you pay.
Are there any discounts available to help reduce the cost of Titusville, FL auto insurance?
Yes, there are several discounts that may be available to help lower the cost of Titusville, FL auto insurance:
- Multi-policy discount: If you have multiple insurance policies with the same provider, such as home and auto insurance, you may be eligible for a discount.
- Good driver discount: If you have a clean driving record with no accidents or traffic violations, you may qualify for a good driver discount.
- Safety features discount: Some insurance companies offer discounts for vehicles equipped with safety features such as anti-lock brakes, airbags, or anti-theft devices.
- Good student discount: Students who maintain good grades may be eligible for a discount on their auto insurance.
- Pay-in-full discount: Paying your insurance premium in full upfront instead of monthly installments may result in a discount.
How can I find cheap Titusville, FL auto insurance?
To find cheap Titusville, FL auto insurance, consider the following steps:
- Shop around: Obtain quotes from multiple insurance providers to compare rates and coverage options.
- Utilize online comparison tools: Online platforms allow you to compare quotes from different insurance companies quickly and easily.
- Evaluate coverage needs: Assess your specific coverage requirements to determine the level of protection you need. Avoid over-insuring or under-insuring your vehicle.
- Consider higher deductibles: Opting for higher deductibles can lower your premiums, but be sure you can comfortably afford the deductible amount if you need to make a claim.
- Ask about discounts: Inquire with insurance providers about available discounts and see if you qualify for any.
- Maintain a good driving record: Safe driving habits can help keep your insurance premiums affordable over time.
Are there any local insurance agents in Titusville, FL that specialize in auto insurance?
Yes, there may be local insurance agents in Titusville, FL who specialize in auto insurance. Working with a local insurance agent can provide you with personalized assistance, local expertise, and insights into Titusville’s specific insurance landscape. They can help you navigate the insurance market, assess your coverage needs, and find the best auto insurance options tailored to your requirements. Local insurance agents can also provide valuable advice and support when it comes to filing claims or addressing any concerns you may have.
How can I ensure I have adequate coverage with my Titusville, FL auto insurance?
To ensure you have adequate coverage with your Titusville, FL auto insurance, consider the following:
- Understand Florida’s minimum requirements: Familiarize yourself with the minimum auto insurance requirements mandated by the state of Florida, including liability coverage limits.
- Assess your needs: Evaluate the value of your vehicle, your financial situation, and your risk tolerance to determine the level of coverage you require. Consider factors such as collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection (PIP).
- Consult with insurance professionals: Reach out to insurance agents or representatives who can provide guidance and help you understand the different coverage options available. They can help you customize your policy to meet your specific needs.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.