Buy Cheap Tioga, ND Auto Insurance in 2024
Tioga, ND auto insurance rates average $361 a month. Minimum auto insurance requirements in Tioga, North Dakota are 25/50/25 to comply with North Dakota laws. To buy cheap auto insurance in Tioga, ND, compare Tioga auto insurance quotes from top companies.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Tioga is Liberty Mutual
- Average auto insurance rates in Tioga, ND are $361/month
- Average auto insurance rates in Tioga, ND after a DUI are $5,179/year
Finding affordable Tioga, North Dakota auto insurance can be challenging, but everything you need to know to buy cheap Tioga, ND auto insurance with confidence is right here. Auto insurance rates in Tioga are affected by local factors as well as personal ones like your driving record.
See how Tioga, ND car insurance rates compare to Dickinson auto insurance rates, Grand Forks auto insurance rates, and Fargo auto insurance rates before you read more about the cost of auto insurance in Tioga.
Don’t buy Tioga, ND auto insurance until you’ve compared rates. Get free Tioga, North Dakota auto insurance quotes when you enter your ZIP code above.
Tioga, ND Minimum Auto Insurance Requirements
The required auto insurance in Tioga, ND is 25/50/25 according to the auto insurance laws in North Dakota. The minimum auto insurance in Tioga, North Dakota is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Tioga, ND Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Tioga, ND. Take a look at Tioga, North Dakota auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,820 | $4,427 | $3,597 |
| American Family | $4,956 | $3,435 | $2,902 |
| Farmers | $3,913 | $3,194 | $3,035 |
| Geico | $3,222 | $2,595 | $2,265 |
| Liberty Mutual | $19,074 | $11,368 | $8,889 |
| Nationwide | $3,381 | $2,628 | $2,309 |
| Progressive | $4,507 | $3,774 | $3,447 |
| State Farm | $3,857 | $2,452 | $1,962 |
| USAA | $2,801 | $1,773 | $1,511 |
Buy Cheap Tioga, ND Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Tioga, North Dakota auto insurance rates? Find out how car insurance rates in Tioga, ND are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,518 | $2,531 | $2,231 | $2,368 | $9,840 | $11,641 | $2,779 | $3,011 |
| American Family | $2,703 | $2,703 | $2,440 | $2,440 | $5,727 | $8,236 | $2,703 | $3,163 |
| Farmers | $2,020 | $1,986 | $1,805 | $1,877 | $7,216 | $7,407 | $2,299 | $2,436 |
| Geico | $2,163 | $2,147 | $1,863 | $1,884 | $4,150 | $5,218 | $1,953 | $2,172 |
| Liberty Mutual | $7,257 | $7,845 | $5,827 | $7,059 | $28,822 | $32,136 | $7,599 | $8,338 |
| Nationwide | $1,975 | $2,027 | $1,767 | $1,890 | $4,413 | $5,467 | $2,249 | $2,393 |
| Progressive | $2,231 | $2,118 | $1,804 | $1,877 | $8,379 | $9,360 | $2,735 | $2,774 |
| State Farm | $1,793 | $1,793 | $1,575 | $1,575 | $4,879 | $6,182 | $2,000 | $2,257 |
| USAA | $1,139 | $1,131 | $927 | $930 | $3,928 | $4,747 | $1,640 | $1,784 |
Buy Cheap Tioga, ND Auto Insurance for Teen Drivers
Auto insurance for teenagers in Tioga can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Tioga, ND are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,840 | $11,641 |
| American Family | $5,727 | $8,236 |
| Farmers | $7,216 | $7,407 |
| Geico | $4,150 | $5,218 |
| Liberty Mutual | $28,822 | $32,136 |
| Nationwide | $4,413 | $5,467 |
| Progressive | $8,379 | $9,360 |
| State Farm | $4,879 | $6,182 |
| USAA | $3,928 | $4,747 |
Buy Cheap Tioga, ND Auto Insurance for Seniors
You can save on senior auto insurance rates in Tioga, North Dakota by comparing Tioga senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Tioga, ND here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,231 | $2,368 |
| American Family | $2,440 | $2,440 |
| Farmers | $1,805 | $1,877 |
| Geico | $1,863 | $1,884 |
| Liberty Mutual | $5,827 | $7,059 |
| Nationwide | $1,767 | $1,890 |
| Progressive | $1,804 | $1,877 |
| State Farm | $1,575 | $1,575 |
| USAA | $927 | $930 |
Find Cheap Auto Insurance Rates in Tioga, ND by Coverage Level
The amount of coverage you choose is a big factor in the cost of Tioga, North Dakota auto insurance. Compare Tioga, ND auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,529 | $4,613 | $4,702 |
| American Family | $3,885 | $3,951 | $3,456 |
| Farmers | $3,307 | $3,367 | $3,468 |
| Geico | $2,647 | $2,689 | $2,745 |
| Liberty Mutual | $12,831 | $13,056 | $13,445 |
| Nationwide | $2,708 | $2,759 | $2,851 |
| Progressive | $3,795 | $3,896 | $4,038 |
| State Farm | $2,691 | $2,764 | $2,816 |
| USAA | $1,977 | $2,030 | $2,079 |
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Find Cheap Tioga, ND Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Tioga. Compare auto insurance rates in Tioga, ND by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,502 | $4,728 |
| American Family | $3,717 | $3,811 |
| Farmers | $3,381 | $3,381 |
| Geico | $2,663 | $2,724 |
| Liberty Mutual | $13,110 | $13,110 |
| Nationwide | $2,773 | $2,773 |
| Progressive | $3,910 | $3,910 |
| State Farm | $2,683 | $2,831 |
| USAA | $2,008 | $2,049 |
Find Cheap Tioga, ND Auto Insurance Rates by Driving Record
Auto insurance rates in Tioga, North Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Tioga, ND, take a look at the average cost for various violations versus rates for a clean driving record in Tioga.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,726 | $4,103 | $6,285 | $4,345 |
| American Family | $2,753 | $3,928 | $5,225 | $3,151 |
| Farmers | $2,849 | $3,633 | $3,588 | $3,454 |
| Geico | $1,556 | $2,605 | $4,084 | $2,529 |
| Liberty Mutual | $11,630 | $13,123 | $14,263 | $13,426 |
| Nationwide | $2,037 | $2,823 | $3,909 | $2,321 |
| Progressive | $3,604 | $4,453 | $3,648 | $3,933 |
| State Farm | $2,559 | $2,955 | $2,757 | $2,757 |
| USAA | $1,441 | $2,040 | $2,854 | $1,779 |
Find Cheap Tioga, ND Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Tioga, North Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Tioga for less when you shop around and compare rates from multiple Tioga, ND auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,285 |
| American Family | $5,225 |
| Farmers | $3,588 |
| Geico | $4,084 |
| Liberty Mutual | $14,263 |
| Nationwide | $3,909 |
| Progressive | $3,648 |
| State Farm | $2,757 |
| USAA | $2,854 |
Winners by Category: Where to Buy Cheap Auto Insurance in Tioga, ND
Compare rates from the cheapest auto insurance companies in Tioga, ND for your needs. Take a look at how Tioga, North Dakota auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Find Cheap Tioga, North Dakota Auto Insurance Companies
If you’re looking for the cheapest Tioga, ND auto insurance companies overall, you can compare them here. Find the best price for Tioga, North Dakota car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,615 |
| American Family | $3,764 |
| Farmers | $3,381 |
| Geico | $2,694 |
| Liberty Mutual | $13,110 |
| Nationwide | $2,773 |
| Progressive | $3,910 |
| State Farm | $2,757 |
| USAA | $2,028 |
What affects Tioga, North Dakota auto insurance rates?
Local factors affect auto insurance rates in Tioga, ND, including traffic, theft statistics, and commute length. Take a look at the things that impact Tioga auto insurance rates.
Commute Times in Tioga
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Tioga, ND is 18.3 minutes according to City-Data.
Compare Auto Insurance Quotes in Tioga, ND
You can buy cheap Tioga, ND auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Tioga, North Dakota auto insurance quotes from top companies.
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Frequently Asked Questions
Can I find cheap auto insurance specifically for Tioga, ND?
Yes, it is possible to find affordable auto insurance specifically tailored for Tioga, ND. Insurance rates can vary based on factors such as your driving record, the type of vehicle you own, and your location. By comparing quotes from different insurance providers and considering various discounts and coverage options, you can find the most cost-effective Tioga, ND auto insurance for your needs.
What factors can affect the cost of Tioga, ND auto insurance?
Several factors can influence the cost of Tioga, ND auto insurance, including:
- Driving record: A clean driving record with no accidents or traffic violations generally leads to lower insurance premiums.
- Vehicle type: The make, model, and age of your vehicle can impact your insurance rates. Some vehicles are more expensive to repair or are associated with higher theft rates, which can result in higher premiums.
- Coverage options: The type and level of coverage you choose will affect your insurance costs. Opting for higher deductibles or more limited coverage may lower your premiums, but it also means you will have more out-of-pocket expenses in the event of a claim.
- Location: Your specific location in Tioga, ND can affect your insurance rates. Factors such as population density, crime rates, and accident statistics in your area can influence the premiums you pay.
Are there any discounts available to help reduce the cost of Tioga, ND auto insurance?
Yes, there are several discounts that may be available to help lower the cost of Tioga, ND auto insurance:
- Multi-policy discount: If you have multiple insurance policies with the same provider, such as home and auto insurance, you may be eligible for a discount.
- Good driver discount: If you have a clean driving record with no accidents or traffic violations, you may qualify for a good driver discount.
- Safety features discount: Some insurance companies offer discounts for vehicles equipped with safety features such as anti-lock brakes, airbags, or anti-theft devices.
- Good student discount: Students who maintain good grades may be eligible for a discount on their auto insurance.
- Pay-in-full discount: Paying your insurance premium in full upfront instead of monthly installments may result in a discount.
How can I find cheap Tioga, ND auto insurance?
To find cheap Tioga, ND auto insurance, consider the following steps:
- Shop around: Obtain quotes from multiple insurance providers to compare rates and coverage options.
- Utilize online comparison tools: Online platforms allow you to compare quotes from different insurance companies quickly and easily.
- Evaluate coverage needs: Assess your specific coverage requirements to determine the level of protection you need. Avoid over-insuring or under-insuring your vehicle.
- Consider higher deductibles: Opting for higher deductibles can lower your premiums, but be sure you can comfortably afford the deductible amount if you need to make a claim.
- Ask about discounts: Inquire with insurance providers about available discounts and see if you qualify for any.
- Maintain a good driving record: Safe driving habits can help keep your insurance premiums affordable over time.
Are there any Tioga, ND-specific factors that can affect auto insurance rates?
Yes, there are certain Tioga, ND-specific factors that can influence auto insurance rates. Some of these factors include:
- Local laws and regulations: Tioga, ND may have specific insurance requirements or regulations that can impact insurance rates.
- Weather conditions: Extreme weather conditions prevalent in Tioga, ND, such as snowstorms or hailstorms, can increase the risk of accidents or damage to vehicles, potentially affecting insurance rates.
- Population density: Higher population density in Tioga, ND may lead to increased traffic congestion and a higher likelihood of accidents, which can result in higher insurance premiums.
- Crime rates: The crime rates in Tioga, ND, particularly related to vehicle theft or vandalism, can affect insurance rates. Higher crime rates may lead to higher premiums.
Can bundling my auto insurance with other policies help me save on Tioga, ND auto insurance?
Yes, bundling your auto insurance with other policies can often lead to savings on your Tioga, ND auto insurance. Many insurance companies offer discounts for bundling multiple policies such as home insurance, renters insurance, or life insurance. By consolidating your insurance policies with one provider, you may be eligible for a multi-policy discount, resulting in lower overall insurance premiums.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.