Buy Cheap Petersburg, VA Auto Insurance in 2024
Petersburg, VA auto insurance rates average $195 a month. Minimum auto insurance requirements in Petersburg, Virginia are 25/50/20 to comply with Virginia laws. To buy cheap auto insurance in Petersburg, VA, compare Petersburg auto insurance quotes from top companies.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Dec 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Petersburg after a DUI is Allstate
- Average auto insurance rates in Petersburg, VA after a DUI are $2,779/year
- The most expensive auto insurance company in Petersburg is Allstate
Finding affordable Petersburg, Virginia auto insurance can be challenging, but everything you need to know to buy cheap Petersburg, VA auto insurance with confidence is right here. Auto insurance rates in Petersburg are affected by local factors as well as personal ones like your driving record.
See how Petersburg, VA car insurance rates compare to Virginia Beach auto insurance rates, Chesapeake auto insurance rates, and Suffolk auto insurance rates before you read more about the cost of auto insurance in Petersburg.
Don’t buy Petersburg, VA auto insurance until you’ve compared rates. Get free Petersburg, Virginia auto insurance quotes when you enter your ZIP code above.
Petersburg, VA Minimum Auto Insurance Requirements
The required auto insurance in Petersburg, VA is 25/50/20 according to the auto insurance laws in Virginia. The minimum auto insurance in Petersburg, Virginia is outlined here.
Minimum Required Auto Insurance Coverage in Petersburg, Virginia
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Find Cheap Petersburg, VA Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Petersburg, VA. Take a look at Petersburg, Virginia auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Petersburg, Virginia
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,016 | $3,220 | $2,662 |
| Geico | $2,423 | $2,060 | $2,060 |
| Nationwide | $2,414 | $1,941 | $1,763 |
| Progressive | $2,477 | $2,175 | $2,036 |
| State Farm | $3,274 | $2,029 | $1,603 |
| USAA | $2,654 | $1,804 | $1,487 |
Buy Cheap Petersburg, VA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Petersburg, Virginia auto insurance rates? Find out how car insurance rates in Petersburg, VA are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Petersburg, Virginia
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,994 | $1,880 | $1,984 | $1,984 | $6,235 | $7,139 | $2,591 | $2,587 |
| Geico | $1,560 | $1,557 | $1,480 | $1,480 | $3,319 | $4,446 | $1,814 | $1,793 |
| Nationwide | $1,413 | $1,422 | $1,254 | $1,289 | $3,356 | $4,327 | $1,558 | $1,696 |
| Progressive | $1,111 | $1,049 | $1,013 | $1,013 | $5,165 | $5,794 | $1,337 | $1,353 |
| State Farm | $1,416 | $1,416 | $1,277 | $1,277 | $4,250 | $5,345 | $1,600 | $1,835 |
| USAA | $1,206 | $1,192 | $1,119 | $1,135 | $3,615 | $4,312 | $1,556 | $1,716 |
Buy Cheap Petersburg, VA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Petersburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Petersburg, VA are listed here.
Annual Auto Insurance Rates for Teen Drivers in Petersburg, Virginia
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,235 | $7,139 |
| Geico | $3,319 | $4,446 |
| Nationwide | $3,356 | $4,327 |
| Progressive | $5,165 | $5,794 |
| State Farm | $4,250 | $5,345 |
| USAA | $3,615 | $4,312 |
Buy Cheap Petersburg, VA Auto Insurance for Seniors
You can save on senior auto insurance rates in Petersburg, Virginia by comparing Petersburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Petersburg, VA here.
Annual Auto Insurance Rates for Senior Drivers in Petersburg, Virginia
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,984 | $1,984 |
| Geico | $1,480 | $1,480 |
| Nationwide | $1,254 | $1,289 |
| Progressive | $1,013 | $1,013 |
| State Farm | $1,277 | $1,277 |
| USAA | $1,119 | $1,135 |
Find Cheap Auto Insurance Rates in Petersburg, VA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Petersburg, Virginia auto insurance. Compare Petersburg, VA auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Petersburg, Virginia
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,187 | $3,300 | $3,411 |
| Geico | $2,092 | $2,178 | $2,273 |
| Nationwide | $2,132 | $2,020 | $1,966 |
| Progressive | $2,105 | $2,197 | $2,386 |
| State Farm | $2,162 | $2,298 | $2,445 |
| USAA | $1,897 | $1,985 | $2,062 |
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Find Cheap Petersburg, VA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Petersburg. Compare auto insurance rates in Petersburg, VA by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Petersburg, Virginia
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,197 | $3,401 |
| Geico | $2,140 | $2,222 |
| Nationwide | $2,039 | $2,039 |
| Progressive | $2,229 | $2,229 |
| State Farm | $2,245 | $2,359 |
| USAA | $1,908 | $2,055 |
Find Cheap Petersburg, VA Auto Insurance Rates by Driving Record
Auto insurance rates in Petersburg, Virginia are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Petersburg, VA, take a look at the average cost for various violations versus rates for a clean driving record in Petersburg.
Annual Petersburg, Virginia Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,461 | $3,953 | $3,606 | $3,178 |
| Geico | $1,656 | $2,150 | $3,262 | $1,656 |
| Nationwide | $1,774 | $1,774 | $2,598 | $2,012 |
| Progressive | $1,902 | $2,527 | $2,278 | $2,211 |
| State Farm | $2,103 | $2,501 | $2,302 | $2,302 |
| USAA | $1,538 | $1,993 | $2,631 | $1,765 |
Find Cheap Petersburg, VA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Petersburg, Virginia is higher than for a clean driving record. You can buy auto insurance after a DUI in Petersburg for less when you shop around and compare rates from multiple Petersburg, VA auto insurance companies.
Annual Auto Insurance Rates After a DUI in Petersburg, Virginia
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,606 |
| Geico | $3,262 |
| Nationwide | $2,598 |
| Progressive | $2,278 |
| State Farm | $2,302 |
| USAA | $2,631 |
Winners by Category: Where to Buy Cheap Auto Insurance in Petersburg, VA
Compare rates from the cheapest auto insurance companies in Petersburg, VA for your needs. Take a look at how Petersburg, Virginia auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Petersburg, Virginia
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | Progressive |
| Clean Record | USAA |
| With 1 Accident | Nationwide |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | Geico |
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Find Cheap Petersburg, Virginia Auto Insurance Companies
If you’re looking for the cheapest Petersburg, VA auto insurance companies overall, you can compare them here. Find the best price for Petersburg, Virginia car insurance by company.
Average Annual Auto Insurance Rates by Company in Petersburg, Virginia
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,299 |
| Geico | $2,181 |
| Nationwide | $2,039 |
| Progressive | $2,229 |
| State Farm | $2,302 |
| USAA | $1,981 |
What affects Petersburg, Virginia auto insurance rates?
Local factors affect auto insurance rates in Petersburg, VA, including traffic, theft statistics, and commute length. Take a look at the things that impact Petersburg auto insurance rates.
Commute Times in Petersburg
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Petersburg, VA is 16.9 minutes according to City-Data.
Traffic in Petersburg
How is traffic in Petersburg, Virginia? Inrix data shows that Petersburg, VA traffic makes it the 11th-most congested city compared to other cities worldwide.
Compare Auto Insurance Quotes in Petersburg, VA
You can buy cheap Petersburg, VA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Petersburg, Virginia auto insurance quotes from top companies.
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Frequently Asked Questions
What factors affect the cost of auto insurance in Petersburg, VA?
The cost of auto insurance in Petersburg, VA can be influenced by various factors, including your driving record, age, gender, type of vehicle, credit history, location, annual mileage, and coverage options.
How can I find cheap auto insurance in Petersburg, VA?
To find cheap auto insurance in Petersburg, VA, you can follow these tips:
- Shop around and compare quotes from different insurance companies.
- Maintain a good driving record by obeying traffic laws and avoiding accidents.
- Consider bundling your auto insurance with other policies, such as home or renter’s insurance, to qualify for multi-policy discounts.
- Opt for a higher deductible, which can lower your premium but means you’ll pay more out of pocket in case of a claim.
- Ask about available discounts, such as safe driver discounts, good student discounts, or discounts for installing safety devices in your vehicle.
What coverage options should I consider when buying auto insurance?
When purchasing auto insurance, it’s essential to consider the following coverage options:
- Liability coverage: This covers injuries and damages you cause to others in an accident.
- Collision coverage: This pays for repairs to your vehicle in case of a collision, regardless of fault.
- Comprehensive coverage: This protects your vehicle against non-collision incidents, such as theft, vandalism, or natural disasters.
- Uninsured/underinsured motorist coverage: This covers you if you’re involved in an accident with a driver who lacks sufficient insurance.
- Medical payments coverage: This helps pay for medical expenses resulting from an accident, regardless of fault.
Are there any downsides to buying cheap auto insurance?
While buying cheap auto insurance can save you money upfront, it’s important to be aware of potential downsides, such as:
- Limited coverage: Cheap insurance policies may provide minimal coverage, leaving you financially exposed in case of significant accidents or damages.
- Higher deductibles: Lower premiums often come with higher deductibles, meaning you’ll have to pay more out of pocket before your insurance kicks in.
- Limited customer service: Some low-cost insurers may not provide the same level of customer service or claims support as larger, more established companies.
What are the advantages of buying auto insurance from a reputable company?
Opting for auto insurance from a reputable company has several benefits, including:
- Quality coverage: Established insurers often offer comprehensive coverage options to protect you in various situations.
- Strong customer support: Reputable companies typically have efficient claims processes and responsive customer service teams to assist you when needed.
- Financial stability: Well-established insurers are more likely to have the financial resources to handle large claims and provide timely reimbursements.
- Policy customization: Reputable insurers often offer flexible policies that can be tailored to your specific needs.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.