Buy Cheap Perry, OK Auto Insurance in 2024
Perry, OK auto insurance rates average $322 a month. Minimum auto insurance requirements in Perry, Oklahoma are 25/50/25 to comply with Oklahoma laws. To buy cheap auto insurance in Perry, OK, compare Perry auto insurance quotes from top companies.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Perry after a DUI is Liberty Mutual
- Average auto insurance rates in Perry, OK for teens drivers are $7,612/year
- The most expensive auto insurance company in Perry is Liberty Mutual
Finding affordable Perry, Oklahoma auto insurance can be challenging, but everything you need to know to buy cheap Perry, OK auto insurance with confidence is right here. Auto insurance rates in Perry are affected by local factors as well as personal ones like your driving record.
See how Perry, OK car insurance rates compare to Enid auto insurance rates, Moore auto insurance rates, and Edmond auto insurance rates before you read more about the cost of auto insurance in Perry.
Don’t buy Perry, OK auto insurance until you’ve compared rates. Get free Perry, Oklahoma auto insurance quotes when you enter your ZIP code above.
Perry, OK Minimum Auto Insurance Requirements
The required auto insurance in Perry, OK is 25/50/25 according to the auto insurance laws in Oklahoma. The minimum auto insurance in Perry, Oklahoma is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Perry, OK Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Perry, OK. Take a look at Perry, Oklahoma auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,217 | $3,201 | $2,827 |
| Farmers | $4,339 | $3,579 | $3,405 |
| Geico | $4,213 | $3,496 | $2,779 |
| Liberty Mutual | $9,112 | $5,561 | $4,365 |
| Progressive | $5,042 | $4,284 | $3,979 |
| State Farm | $3,446 | $2,215 | $1,787 |
| USAA | $4,566 | $2,612 | $2,086 |
Buy Cheap Perry, OK Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Perry, Oklahoma auto insurance rates? Find out how car insurance rates in Perry, OK are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,153 | $2,165 | $1,980 | $2,079 | $6,520 | $7,632 | $2,329 | $2,458 |
| Farmers | $2,178 | $2,166 | $1,956 | $2,061 | $8,264 | $8,496 | $2,476 | $2,600 |
| Geico | $2,275 | $2,494 | $2,430 | $2,749 | $6,766 | $7,229 | $2,000 | $2,024 |
| Liberty Mutual | $4,316 | $4,554 | $3,810 | $4,143 | $11,849 | $13,001 | $4,477 | $4,618 |
| Progressive | $2,468 | $2,352 | $2,031 | $2,148 | $9,696 | $10,874 | $2,887 | $3,024 |
| State Farm | $1,700 | $1,700 | $1,499 | $1,499 | $4,280 | $5,405 | $1,784 | $1,993 |
| USAA | $1,841 | $1,843 | $1,769 | $1,788 | $5,905 | $6,596 | $2,367 | $2,597 |
Buy Cheap Perry, OK Auto Insurance for Teen Drivers
Auto insurance for teenagers in Perry can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Perry, OK are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,520 | $7,632 |
| Farmers | $8,264 | $8,496 |
| Geico | $6,766 | $7,229 |
| Liberty Mutual | $11,849 | $13,001 |
| Progressive | $9,696 | $10,874 |
| State Farm | $4,280 | $5,405 |
| USAA | $5,905 | $6,596 |
Buy Cheap Perry, OK Auto Insurance for Seniors
You can save on senior auto insurance rates in Perry, Oklahoma by comparing Perry senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Perry, OK here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,980 | $2,079 |
| Farmers | $1,956 | $2,061 |
| Geico | $2,430 | $2,749 |
| Liberty Mutual | $3,810 | $4,143 |
| Progressive | $2,031 | $2,148 |
| State Farm | $1,499 | $1,499 |
| USAA | $1,769 | $1,788 |
Find Cheap Auto Insurance Rates in Perry, OK by Coverage Level
The amount of coverage you choose is a big factor in the cost of Perry, Oklahoma auto insurance. Compare Perry, OK auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,212 | $3,401 | $3,631 |
| Farmers | $3,620 | $3,734 | $3,970 |
| Geico | $3,244 | $3,504 | $3,740 |
| Liberty Mutual | $5,997 | $6,321 | $6,719 |
| Progressive | $4,111 | $4,406 | $4,788 |
| State Farm | $2,318 | $2,462 | $2,667 |
| USAA | $2,958 | $3,079 | $3,227 |
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Find Cheap Perry, OK Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Perry. Compare auto insurance rates in Perry, OK by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,415 | $3,415 |
| Farmers | $3,775 | $3,775 |
| Geico | $3,429 | $3,563 |
| Liberty Mutual | $6,346 | $6,346 |
| Progressive | $4,435 | $4,435 |
| State Farm | $2,440 | $2,525 |
| USAA | $3,051 | $3,125 |
Find Cheap Perry, OK Auto Insurance Rates by Driving Record
Auto insurance rates in Perry, Oklahoma are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Perry, OK, take a look at the average cost for various violations versus rates for a clean driving record in Perry.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,945 | $3,446 | $3,964 | $3,304 |
| Farmers | $3,188 | $4,089 | $3,990 | $3,831 |
| Geico | $2,542 | $3,902 | $4,344 | $3,196 |
| Liberty Mutual | $4,275 | $7,144 | $8,081 | $5,884 |
| Progressive | $3,457 | $6,408 | $3,816 | $4,059 |
| State Farm | $2,308 | $2,658 | $2,483 | $2,483 |
| USAA | $2,279 | $3,272 | $3,997 | $2,804 |
Find Cheap Perry, OK Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Perry, Oklahoma is higher than for a clean driving record. You can buy auto insurance after a DUI in Perry for less when you shop around and compare rates from multiple Perry, OK auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,964 |
| Farmers | $3,990 |
| Geico | $4,344 |
| Liberty Mutual | $8,081 |
| Progressive | $3,816 |
| State Farm | $2,483 |
| USAA | $3,997 |
Winners by Category: Where to Buy Cheap Auto Insurance in Perry, OK
Compare rates from the cheapest auto insurance companies in Perry, OK for your needs. Take a look at how Perry, Oklahoma auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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Find Cheap Perry, Oklahoma Auto Insurance Companies
If you’re looking for the cheapest Perry, OK auto insurance companies overall, you can compare them here. Find the best price for Perry, Oklahoma car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,415 |
| Farmers | $3,775 |
| Geico | $3,496 |
| Liberty Mutual | $6,346 |
| Progressive | $4,435 |
| State Farm | $2,483 |
| USAA | $3,088 |
What affects Perry, Oklahoma auto insurance rates?
Local factors affect auto insurance rates in Perry, OK, including traffic, theft statistics, and commute length. Take a look at the things that impact Perry auto insurance rates.
Commute Times in Perry
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Perry, OK is 16.7 minutes according to City-Data.
Compare Auto Insurance Quotes in Perry, OK
You can buy cheap Perry, OK auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Perry, Oklahoma auto insurance quotes from top companies.
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Frequently Asked Questions
What factors affect the cost of auto insurance in Perry, OK?
Several factors can influence the cost of auto insurance in Perry, OK. These factors include your driving record, age, gender, type of vehicle, annual mileage, location, and coverage limits. Insurance providers assess these factors to determine the level of risk associated with insuring you and your vehicle.
How can I find cheap auto insurance in Perry, OK?
To find cheap auto insurance in Perry, OK, consider the following steps:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a clean driving record and avoid traffic violations.
- Opt for higher deductibles, as they can lower your premium.
- Bundle your auto insurance with other policies, such as home insurance, for potential discounts.
- Inquire about available discounts, such as safe driver discounts or multi-car discounts.
- Consider the coverage types and limits that align with your needs.
Are there any pros to buying cheap auto insurance?
Yes, there are pros to buying cheap auto insurance. Some potential advantages include:
- Cost savings: Lower premiums can help you save money on your insurance expenses.
- Legal compliance: Cheap insurance can still provide the minimum coverage required by law, ensuring you meet legal obligations.
- Access to basic coverage: Even with a limited budget, you can obtain coverage for potential accidents or damages.
What are the cons of buying cheap auto insurance?
While cheap auto insurance may seem attractive, there are some potential drawbacks to consider:
- Limited coverage: Cheap insurance policies often offer minimal coverage, which may leave you exposed to significant expenses in case of an accident or damage.
- Higher out-of-pocket costs: With low premiums, you may face higher deductibles or co-pays, meaning you’ll have to pay more out of pocket when making a claim.
- Poor customer service: Some inexpensive insurance providers may not offer the same level of customer support or claims handling as more established companies.
What should I consider when comparing cheap auto insurance policies in Perry, OK?
When comparing cheap auto insurance policies, it’s essential to consider the following factors:
- Coverage limits: Evaluate the extent of coverage provided and ensure it meets your specific needs.
- Deductibles: Determine the amount you will have to pay out of pocket before the insurance coverage kicks in.
- Additional benefits: Check for any additional benefits or perks offered by the insurance provider.
- Customer reviews: Research the reputation and customer service ratings of the insurance company.
- Financial stability: Consider the financial strength and stability of the insurance provider to ensure they can fulfill their obligations.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.