Buy Cheap Nissan Maxima Auto Insurance in 2024
If you want to buy inexpensive Nissan Maxima insurance coverage then you should know that a policy will cost $131 per month ($1,576 per year) on average. Good drivers can save as much as $2,431 a year over higher risk drivers.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,576 a year or $131 each month
- A liability-only policy costs around $632 a year or $53 each month
- Highest rates are for teenage drivers at around $5,760 a year or $480 each month
- Good drivers can save as much as $650 a year by earning policy discounts
- Nissan Maxima insurance costs around $57 more per year than the average vehicle
Nissan Maxima insurance doesn’t need to be complicated. It’s a matter of comparing Nissan Maxima insurance quotes for your trim level. Now that can be time consuming, but we’ve got a solution. A complete Nissan Maxima auto insurance guide and an easy quote tool to compare Nissan Maxima insurance rates from multiple top car insurance companies.
You can start comparing quotes for Nissan Maxima car insurance rates from some of the best car insurance companies by using our free online tool now.
Nissan Maxima Insurance Cost
The average Nissan Maxima car insurance costs are $1,576 a year or $131 a month.
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Are Nissan Maximas Expensive to Insure?
The chart below details how Nissan Maxima insurance rates compare to other sedans like the Chevrolet Malibu, Nissan Sentra, and Lincoln MKZ.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Nissan Maxima | $390 | $656 | $372 | $1,576 |
| Chevrolet Malibu | $322 | $532 | $372 | $1,384 |
| Nissan Sentra | $254 | $570 | $390 | $1,372 |
| Lincoln MKZ | $320 | $686 | $450 | $1,636 |
| Toyota Avalon | $320 | $536 | $338 | $1,330 |
| Buick Regal | $306 | $536 | $398 | $1,398 |
| Subaru WRX | $320 | $566 | $338 | $1,360 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
What Impacts the Cost of Nissan Maxima Insurance?
The Nissan Maxima trim and model you choose can impact the total price you will pay for Nissan Maxima insurance coverage.
Age of the Vehicle
Older Nissan Maxima models generally cost less to insure. For example, car insurance for a 2020 Nissan Maxima costs $1,576, while 2010 Nissan Maxima insurance costs are $1,254, a difference of $322.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Nissan Maxima | $390 | $656 | $372 | $1,576 |
| 2019 Nissan Maxima | $372 | $630 | $390 | $1,550 |
| 2018 Nissan Maxima | $356 | $626 | $398 | $1,538 |
| 2017 Nissan Maxima | $344 | $610 | $416 | $1,528 |
| 2016 Nissan Maxima | $332 | $586 | $430 | $1,506 |
| 2014 Nissan Maxima | $302 | $524 | $452 | $1,436 |
| 2013 Nissan Maxima | $290 | $494 | $456 | $1,398 |
| 2012 Nissan Maxima | $278 | $442 | $460 | $1,338 |
| 2011 Nissan Maxima | $260 | $408 | $460 | $1,286 |
| 2010 Nissan Maxima | $250 | $382 | $464 | $1,254 |
Driver Age
Driver age can have a significant effect on Nissan Maxima car insurance rates. As an example, a 30-year-old driver pays around $69 more each year for their Nissan Maxima car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Nissan Maxima insurance rates. For example, drivers in New York may pay $961 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Nissan Maxima car insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Maxima auto insurance rates with violations on their driving record.
Nissan Maxima Safety Ratings
Your Nissan Maxima car insurance rates are tied to the safety ratings of the Nissan Maxima. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Nissan Maxima Crash Test Ratings
Good Nissan Maxima crash test ratings can lower your Nissan Maxima auto insurance rates. See Nissan Maxima crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Nissan Maxima 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Nissan Maxima 4 DR FWD | N/R | N/R | N/R | 5 stars |
| 2018 Nissan Maxima 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2017 Nissan Maxima 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Nissan Maxima 4 DR FWD Later Release | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Nissan Maxima 4 DR FWD Early Release | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Nissan Maxima Safety Features
The safety features of the Nissan Maxima can impact your Nissan Maxima car insurance rates. The Nissan Maxima has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
Nissan Maxima Finance and Insurance Cost
If you are financing a Nissan Maxima, most lenders will require your carry higher Nissan Maxima coverage options including comprehensive coverage, so be sure to shop around and compare Nissan Maxima auto insurance quotes from the best auto insurance companies using our FREE tool below.
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Ways to Save on Nissan Maxima Insurance
You can save more money on your Nissan Maxima auto insurance rates by employing any of the following five strategies.
- Buy a Dashcam for Your Nissan Maxima
- Ask About Usage-Based Insurance for Your Nissan Maxima
- Consider Ride Sharing Services to Lower Your Nissan Maxima Mileage
- Ask About a Student Away from Home Discount
- Buy Your Nissan Maxima with Cash, or Get a Shorter-Term Loan
Top Nissan Maxima Insurance Companies
The best auto insurance companies for Nissan Maxima car insurance rates will offer competitive rates, discounts, and account for the Nissan Maxima’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Nissan Maxima Insurance Quotes Online
You can start comparing quotes for Nissan Maxima car insurance rates from some of the best car insurance companies by using our free online tool now.
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Frequently Asked Questions
How can I find cheap insurance for my Nissan Maxima?
To find cheap insurance for your Nissan Maxima, you can follow these steps:
- Compare quotes: Obtain quotes from multiple insurance providers to compare prices and coverage options.
- Increase deductibles: Opt for a higher deductible, which is the amount you pay out of pocket before insurance coverage kicks in. This can lower your premium.
- Utilize discounts: Inquire about available discounts such as multi-car discounts, good driver discounts, or bundled insurance packages that include auto and home insurance.
- Maintain a good driving record: Avoid accidents and traffic violations, as a clean driving record can help reduce insurance costs.
- Consider the coverage you need: Assess your insurance needs and determine if there are any optional coverages you can forgo to reduce costs.
Are there any specific factors that affect the cost of insurance for a Nissan Maxima?
Yes, several factors can influence the cost of insurance for a Nissan Maxima, including:
- Vehicle make and model: The Nissan Maxima’s specific model and year can impact insurance rates.
- Age and driving experience: Younger or inexperienced drivers may face higher insurance premiums.
- Location: Insurance rates can vary depending on your geographical location, including factors like crime rates and accident statistics.
- Personal driving record: A history of accidents, traffic violations, or claims can increase insurance costs.
- Annual mileage: The more you drive, the higher the risk, which can lead to higher insurance rates.
- Credit history: In some cases, insurance companies may consider your credit history when determining premiums.
Are there any safety features or modifications that can help reduce insurance costs for a Nissan Maxima?
Yes, having certain safety features or modifications on your Nissan Maxima may help reduce insurance costs. Some features that insurers may consider for potential discounts include:
- Anti-lock braking system (ABS)
- Electronic stability control (ESC)
- Anti-theft devices
- Daytime running lights (DRL)
- Lane departure warning (LDW)
- Forward collision warning (FCW)
- Adaptive cruise control (ACC)
Is it necessary to purchase comprehensive and collision coverage for a Nissan Maxima?
While comprehensive and collision coverage are not legally required, they can be beneficial depending on your circumstances. Comprehensive coverage protects your vehicle from non-collision incidents like theft, vandalism, or natural disasters. Collision coverage provides coverage for damages resulting from a collision with another vehicle or object. If you have a newer or more valuable Nissan Maxima, or if you have a loan or lease on the vehicle, it is often recommended to have both comprehensive and collision coverage.
Does the cost of insurance for a Nissan Maxima vary based on the model year?
Yes, the model year of your Nissan Maxima can impact insurance costs. Generally, newer vehicles tend to have higher insurance premiums due to their higher value and repair costs. Older Nissan Maxima models may have lower premiums, but it also depends on other factors such as safety features, theft rates, and accident statistics for that specific model year.
Are there any insurance providers that specialize in offering affordable coverage for Nissan Maxima owners?
While there may not be insurance providers specifically specializing in Nissan Maxima coverage, many insurance companies offer policies for a wide range of vehicles, including the Nissan Maxima. It’s advisable to compare quotes from multiple insurance providers to find the best coverage and rates that suit your needs. Additionally, you can reach out to insurance agents or brokers who can help you find policies tailored to your requirements.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.