Buy Cheap Newton, KS Auto Insurance in 2024
Newton, KS auto insurance rates average $262 a month. Minimum auto insurance requirements in Newton, Kansas are 25/50/25 to comply with Kansas laws. To buy cheap auto insurance in Newton, KS, compare Newton auto insurance quotes from top companies.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Newton, KS after a DUI are $3,797/year
- Average auto insurance rates in Newton, KS are $262/month
- The most expensive auto insurance company in Newton after a DUI is Travelers
Finding affordable Newton, Kansas auto insurance can be challenging, but everything you need to know to buy cheap Newton, KS auto insurance with confidence is right here. Auto insurance rates in Newton are affected by local factors as well as personal ones like your driving record.
See how Newton, KS car insurance rates compare to Salina auto insurance rates, Wichita auto insurance rates, and Lenexa auto insurance rates before you read more about the cost of auto insurance in Newton.
Don’t buy Newton, KS auto insurance until you’ve compared rates. Get free Newton, Kansas auto insurance quotes when you enter your ZIP code above.
Newton, KS Minimum Auto Insurance Requirements
The required auto insurance in Newton, KS is 25/50/25 according to the auto insurance laws in Kansas. The minimum auto insurance in Newton, Kansas is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Newton, KS Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Newton, KS. Take a look at Newton, Kansas auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,707 | $3,567 | $3,112 |
| American Family | $2,652 | $1,876 | $1,566 |
| Farmers | $3,921 | $3,136 | $2,952 |
| Geico | $4,806 | $2,542 | $1,930 |
| Liberty Mutual | $4,463 | $4,463 | $4,463 |
| Nationwide | $2,391 | $2,127 | $1,982 |
| Progressive | $3,889 | $3,277 | $3,028 |
| State Farm | $3,644 | $2,178 | $1,687 |
| Travelers | $4,863 | $3,959 | $3,803 |
| USAA | $3,387 | $2,234 | $1,841 |
Buy Cheap Newton, KS Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Newton, Kansas auto insurance rates? Find out how car insurance rates in Newton, KS are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,658 | $2,593 | $2,360 | $2,425 | $6,986 | $7,746 | $2,746 | $2,849 |
| American Family | $1,590 | $1,590 | $1,436 | $1,436 | $3,099 | $3,720 | $1,590 | $1,790 |
| Farmers | $2,221 | $2,187 | $1,975 | $2,077 | $6,451 | $6,651 | $2,511 | $2,620 |
| Geico | $2,420 | $2,366 | $2,443 | $2,273 | $4,439 | $5,960 | $2,802 | $2,038 |
| Liberty Mutual | $2,168 | $2,339 | $2,087 | $2,327 | $10,346 | $11,546 | $2,352 | $2,539 |
| Nationwide | $1,569 | $1,607 | $1,404 | $1,504 | $3,363 | $4,089 | $1,843 | $1,953 |
| Progressive | $1,942 | $1,836 | $1,564 | $1,637 | $7,290 | $8,191 | $2,284 | $2,440 |
| State Farm | $1,647 | $1,647 | $1,441 | $1,441 | $4,353 | $5,554 | $1,850 | $2,088 |
| Travelers | $2,035 | $2,071 | $1,984 | $2,009 | $8,223 | $12,802 | $2,085 | $2,458 |
| USAA | $1,451 | $1,474 | $1,333 | $1,341 | $5,068 | $5,304 | $1,923 | $2,002 |
Buy Cheap Newton, KS Auto Insurance for Teen Drivers
Auto insurance for teenagers in Newton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Newton, KS are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,986 | $7,746 |
| American Family | $3,099 | $3,720 |
| Farmers | $6,451 | $6,651 |
| Geico | $4,439 | $5,960 |
| Liberty Mutual | $10,346 | $11,546 |
| Nationwide | $3,363 | $4,089 |
| Progressive | $7,290 | $8,191 |
| State Farm | $4,353 | $5,554 |
| Travelers | $8,223 | $12,802 |
| USAA | $5,068 | $5,304 |
Buy Cheap Newton, KS Auto Insurance for Seniors
You can save on senior auto insurance rates in Newton, Kansas by comparing Newton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Newton, KS here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,360 | $2,425 |
| American Family | $1,436 | $1,436 |
| Farmers | $1,975 | $2,077 |
| Geico | $2,443 | $2,273 |
| Liberty Mutual | $2,087 | $2,327 |
| Nationwide | $1,404 | $1,504 |
| Progressive | $1,564 | $1,637 |
| State Farm | $1,441 | $1,441 |
| Travelers | $1,984 | $2,009 |
| USAA | $1,333 | $1,341 |
Find Cheap Auto Insurance Rates in Newton, KS by Coverage Level
The amount of coverage you choose is a big factor in the cost of Newton, Kansas auto insurance. Compare Newton, KS auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,694 | $3,788 | $3,904 |
| American Family | $2,050 | $2,134 | $1,910 |
| Farmers | $3,183 | $3,317 | $3,510 |
| Geico | $3,003 | $3,089 | $3,186 |
| Liberty Mutual | $4,357 | $4,453 | $4,580 |
| Nationwide | $2,272 | $2,144 | $2,084 |
| Progressive | $3,217 | $3,370 | $3,608 |
| State Farm | $2,413 | $2,510 | $2,586 |
| Travelers | $4,002 | $4,215 | $4,408 |
| USAA | $2,393 | $2,480 | $2,589 |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Newton, KS Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Newton. Compare auto insurance rates in Newton, KS by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,795 | $3,795 |
| American Family | $2,005 | $2,057 |
| Farmers | $3,337 | $3,337 |
| Geico | $3,027 | $3,159 |
| Liberty Mutual | $4,463 | $4,463 |
| Nationwide | $2,167 | $2,167 |
| Progressive | $3,398 | $3,398 |
| State Farm | $2,441 | $2,565 |
| Travelers | $4,208 | $4,208 |
| USAA | $2,415 | $2,559 |
Find Cheap Newton, KS Auto Insurance Rates by Driving Record
Auto insurance rates in Newton, Kansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Newton, KS, take a look at the average cost for various violations versus rates for a clean driving record in Newton.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,300 | $3,832 | $4,372 | $3,678 |
| American Family | $1,994 | $2,144 | $1,994 | $1,994 |
| Farmers | $2,796 | $3,631 | $3,539 | $3,380 |
| Geico | $1,946 | $3,187 | $4,922 | $2,316 |
| Liberty Mutual | $3,346 | $5,076 | $4,980 | $4,451 |
| Nationwide | $1,648 | $1,886 | $3,259 | $1,873 |
| Progressive | $3,136 | $3,677 | $3,282 | $3,498 |
| State Farm | $2,324 | $2,681 | $2,503 | $2,503 |
| Travelers | $3,068 | $4,002 | $5,515 | $4,249 |
| USAA | $1,813 | $2,453 | $3,606 | $2,078 |
Find Cheap Newton, KS Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Newton, Kansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Newton for less when you shop around and compare rates from multiple Newton, KS auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,372 |
| American Family | $1,994 |
| Farmers | $3,539 |
| Geico | $4,922 |
| Liberty Mutual | $4,980 |
| Nationwide | $3,259 |
| Progressive | $3,282 |
| State Farm | $2,503 |
| Travelers | $5,515 |
| USAA | $3,606 |
Winners by Category: Where to Buy Cheap Auto Insurance in Newton, KS
Compare rates from the cheapest auto insurance companies in Newton, KS for your needs. Take a look at how Newton, Kansas auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | USAA |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | American Family |
| With 1 Speeding Violation | Nationwide |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Newton, Kansas Auto Insurance Companies
If you’re looking for the cheapest Newton, KS auto insurance companies overall, you can compare them here. Find the best price for Newton, Kansas car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,795 |
| American Family | $2,031 |
| Farmers | $3,337 |
| Geico | $3,093 |
| Liberty Mutual | $4,463 |
| Nationwide | $2,167 |
| Progressive | $3,398 |
| State Farm | $2,503 |
| Travelers | $4,208 |
| USAA | $2,487 |
What affects Newton, Kansas auto insurance rates?
Local factors affect auto insurance rates in Newton, KS, including traffic, theft statistics, and commute length. Take a look at the things that impact Newton auto insurance rates.
Auto Theft in Newton
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Newton, KS auto theft show a total of 39 vehicle thefts annually.
Commute Times in Newton
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Newton, KS is 19.5 minutes according to City-Data.
Compare Auto Insurance Quotes in Newton, KS
You can buy cheap Newton, KS auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Newton, Kansas auto insurance quotes from top companies.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Frequently Asked Questions
What factors should I consider when buying auto insurance in Newton, KS?
When buying auto insurance in Newton, KS, there are several factors you should consider:
- Coverage Options: Determine the types of coverage you need, such as liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection (PIP).
- Deductible Amount: Choose a deductible amount that you can comfortably afford to pay out of pocket in case of a claim.
- Policy Limits: Review the policy limits to ensure they adequately protect your assets and meet the state’s minimum requirements.
- Driving Record: Your driving history and record will impact the premium rates you’re offered. A clean driving record typically results in lower premiums.
- Vehicle Information: The make, model, year, and safety features of your vehicle can affect the insurance cost. Safer vehicles often come with lower insurance rates.
- Discounts: Inquire about any available discounts, such as good driver discounts, multi-policy discounts, or discounts for safety features installed in your car.
How can I find cheap auto insurance in Newton, KS?
To find cheap auto insurance in Newton, KS, consider the following strategies:
- Shop Around: Obtain quotes from multiple insurance companies to compare prices. Each insurer may offer different rates and discounts.
- Maintain a Good Driving Record: Avoid traffic violations and accidents to keep your driving record clean. Insurance companies often offer lower rates to drivers with a history of safe driving.
- Increase Deductible: Opting for a higher deductible can lower your premium. However, ensure that the deductible amount is affordable for you in case you need to file a claim.
- Bundle Policies: Inquire with insurance providers if they offer discounts for bundling multiple policies, such as auto and home insurance, with the same company.
- Seek Available Discounts: Ask insurers about any discounts you may qualify for, such as safe driver discounts, good student discounts, or discounts for anti-theft devices.
What are the minimum auto insurance requirements in Newton, KS?
In Newton, KS, the minimum auto insurance requirements are as follows:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
These are the minimum coverage limits required by the state. It’s important to note that these limits may not provide adequate protection in all situations. Consider higher coverage limits to better protect yourself and your assets.
Should I consider additional coverage options beyond the minimum requirements?
While meeting the minimum insurance requirements is mandatory, it’s often recommended to consider additional coverage options for better protection. Some additional coverage options you may want to consider are:
- Collision Coverage: This covers damage to your own vehicle in the event of a collision, regardless of fault.
- Comprehensive Coverage: This covers non-collision-related damages to your vehicle, such as theft, vandalism, or natural disasters.
- Uninsured/Underinsured Motorist Coverage: This protects you if you’re involved in an accident with a driver who lacks insurance or has insufficient coverage.
- Medical Payments Coverage: This covers medical expenses for you and your passengers in case of injury resulting from an accident.
Evaluate your personal needs, the value of your vehicle, and your financial situation to determine if additional coverage options are worth considering.
Can my credit score affect my auto insurance rates in Newton, KS?
Yes, your credit score can have an impact on your auto insurance rates in Newton, KS. Insurance companies often consider credit-based insurance scores when calculating premiums. Studies have shown a correlation between credit history and insurance risk. People with better credit scores tend to have lower insurance premiums, while those with poorer credit may be charged higher rates. It’s important to maintain a good credit score by paying bills on time and managing your credit responsibly.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.