Buy Cheap Mazda 6 Auto Insurance in 2024
Auto insurance rates for a Mazda 6 average $1,382 a year, or around $115 a month. Teens pay the highest rates at up to $5,051 a year, while good drivers may only pay $812.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
UPDATED: Jun 20, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 20, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,382 a year or $115 each month
- A liability-only policy costs around $554 a year or $46 each month
- Highest rates are for teenage drivers at around $5,051 a year or $421 each month
- Good drivers can save as much as $570 a year by earning policy discounts
- Mazda 6 insurance costs around $137 less per year than the average vehicle
Mazda 6 insurance rates don’t need to be complicated. Full coverage for a Mazda 6 costs around $1,382 a year or $115 each month. Read on to learn what factors determine insurance rates for a Mazda 6 to understand how to save.
You can start comparing quotes for Mazda 6 car insurance rates from some of the best car insurance companies by using our free online tool now.
Mazda 6 Insurance Cost
The average Mazda 6 auto insurance rates are $1,382 a year or $115 a month.
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Are Mazda 6s Expensive to Insure?
The chart below details how Mazda 6 insurance rates compare to other sedans like the Nissan Altima, Honda Accord, and Kia Forte.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Nissan Altima | $306 | $570 | $390 | $1,424 |
| Honda Accord | $280 | $500 | $372 | $1,310 |
| Kia Forte | $322 | $500 | $372 | $1,352 |
| Ford Fusion | $336 | $626 | $372 | $1,492 |
| Chevrolet Malibu | $322 | $532 | $372 | $1,384 |
| Subaru Legacy | $370 | $506 | $338 | $1,350 |
However, there are a few things you can do to find the cheapest Mazda insurance rates online.
What Impacts the Cost of Mazda 6 Insurance?
The Mazda 6 trim and model you choose can impact the total price you will pay for Mazda 6 auto insurance coverage.
Age of the Vehicle
The average Mazda 6 auto insurance rates are higher for newer models. For example, auto insurance for a 2017 Mazda 6 costs $1,382, while 2010 Mazda 6 insurance costs are $1,156, a difference of $226.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Mazda 6 | $284 | $524 | $416 | $1,382 |
| 2016 Mazda 6 | $274 | $502 | $430 | $1,364 |
| 2015 Mazda 6 | $260 | $484 | $442 | $1,344 |
| 2014 Mazda 6 | $250 | $450 | $452 | $1,310 |
| 2013 Mazda 6 | $240 | $424 | $456 | $1,278 |
| 2012 Mazda 6 | $230 | $380 | $460 | $1,228 |
| 2011 Mazda 6 | $214 | $350 | $460 | $1,182 |
| 2010 Mazda 6 | $206 | $328 | $464 | $1,156 |
Driver Age
Driver age can have a significant effect on the cost of Mazda 6 car insurance. For example, 30-year-old drivers pay approximately $61 more for their Mazda 6 car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Mazda 6 insurance rates. For example, drivers in New York may pay $360 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on the cost of Mazda 6 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mazda 6 car insurance with violations on their driving record.
Mazda 6 Safety Ratings
The Mazda 6’s safety ratings will affect your Mazda 6 auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Mazda 6 Crash Test Ratings
Good Mazda 6 crash test ratings can lower your Mazda 6 auto insurance rates. See Mazda 6 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Mazda 6 | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Mazda 6 Safety Features
Mazda 6 safety features can lower the cost of your insurance. The safety features for the 2020 Mazda 6 include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Mazda 6 Insurance Loss Probability
The lower percentage means lower Mazda 6 auto insurance rates; higher percentages mean higher Mazda 6 car insurance rates. The Mazda 6’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -1% |
|---|---|
| Property Damage | -8% |
| Comprehensive | 12% |
| Personal Injury | -6% |
| Medical Payment | -2% |
| Bodily Injury | -6% |
| Source: Insurance Institute for Highway Safety | |
Mazda 6 Finance and Insurance Cost
When financing a Mazda 6, most lenders will require your carry higher Mazda 6 coverage options including comprehensive coverage, so be sure to shop around and compare Mazda 6 car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Mazda 6 Insurance
Drivers can end up saving more money on their Mazda 6 car insurance rates by employing any one of the following strategies.
- Understand that Insurance Companies Can’t Change Your Mazda 6 Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
- Don’t Skimp On Mazda 6 Liability Coverage
- Spy on Your Teen Driver
- Ask About Farm and Ranch Vehicle Discounts
- Make Sure You’re Raising a Safe Driver
Top Mazda 6 Insurance Companies
Who is the top car insurance company for Mazda 6 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda 6 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda 6 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Mazda 6 Insurance Quotes Online
You can start comparing quotes for Mazda 6 car insurance rates from some of the best car insurance companies by using our free online tool now.
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Frequently Asked Questions
Why should I consider buying auto insurance for my Mazda 6?
Auto insurance is a legal requirement in many jurisdictions, and it provides financial protection in case of accidents, theft, or damage to your vehicle. By insuring your Mazda 6, you can mitigate the financial risks associated with unforeseen events and ensure that you have the necessary coverage to repair or replace your vehicle.
How can I find cheap Mazda 6 auto insurance?
Finding cheap Mazda 6 auto insurance involves a few key steps:
- Shop around: Obtain quotes from multiple insurance providers. to compare prices and coverage options.
- Increase deductibles: Opting for a higher deductible can lower your premium, but keep in mind that you’ll have to pay more out of pocket in case of a claim.
- Utilize discounts: Inquire about available discounts such as safe driver discounts, multi-policy discounts, or discounts for installing anti-theft devices in your Mazda 6.
- Maintain a good driving record: A clean driving record demonstrates responsible driving behavior and can result in lower insurance premiums.
What factors can affect the cost of Mazda 6 auto insurance?
Several factors influence the cost of Mazda 6 auto insurance. These include:
- Driver’s age and experience: Younger and less experienced drivers typically face higher insurance rates.
- Location: The area where you reside and park your Mazda 6 can impact insurance costs. Areas with higher rates of accidents or theft may have higher premiums.
- Driving record: A history of accidents or traffic violations can increase insurance costs.
- Vehicle model and year: The make, model, and year of your Mazda 6 can affect insurance rates. Newer or more expensive models may have higher premiums.
- Coverage options: The type and level of coverage you choose, such as liability-only or comprehensive coverage, will affect your insurance premium.
Are there any specific insurance considerations for Mazda 6 owners?
While insurance considerations may vary depending on your location and individual circumstances, there are a few aspects to keep in mind as a Mazda 6 owner:
- Safety features: Mazda 6 vehicles often come equipped with advanced safety features. Some insurance providers may offer discounts for having features like automatic emergency braking, lane departure warning, or adaptive cruise control.
- Comprehensive coverage: If you have a newer or higher-value Mazda 6, you might consider comprehensive coverage, which provides protection against theft, vandalism, and non-collision-related damages.
- GAP insurance: If you have a loan or lease on your Mazda 6, consider adding Guaranteed Asset Protection (GAP) insurance. It covers the difference between your vehicle’s value and the amount you owe in case of a total loss.
Is it possible to change my Mazda 6 auto insurance provider?
Yes, you have the freedom to switch auto insurance providers at any time. However, before making the switch, it’s important to consider factors such as the remaining term of your current policy, any applicable cancellation fees, and whether the new provider offers better coverage or rates for your Mazda 6. Compare quotes and review the terms and conditions of both policies to make an informed decision.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.