Buy Cheap Macomb, IL Auto Insurance in 2024
Macomb, IL auto insurance rates average $250 a month. Minimum auto insurance requirements in Macomb, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Macomb, IL, compare Macomb auto insurance quotes from top companies.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Macomb is Allstate
- Average auto insurance rates in Macomb, IL are $250/month
- The most expensive auto insurance company in Macomb after a DUI is Allstate
Finding affordable Macomb, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Macomb, IL auto insurance with confidence is right here. Auto insurance rates in Macomb are affected by local factors as well as personal ones like your driving record.
See how Macomb, IL car insurance rates compare to Cicero auto insurance rates, Elgin auto insurance rates, and Rockford auto insurance rates before you read more about the cost of auto insurance in Macomb.
Don’t buy Macomb, IL auto insurance until you’ve compared rates. Get free Macomb, Illinois auto insurance quotes when you enter your ZIP code above.
Macomb, IL Minimum Auto Insurance Requirements
The required auto insurance in Macomb, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Macomb, Illinois is outlined here.
Minimum Required Auto Insurance Coverage in Macomb, Illinois
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Find Cheap Macomb, IL Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Macomb, IL. Take a look at Macomb, Illinois auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Macomb, Illinois
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,569 | $4,709 | $4,117 |
| American Family | $4,812 | $3,260 | $2,751 |
| Farmers | $4,524 | $3,778 | $3,596 |
| Geico | $4,119 | $2,014 | $1,571 |
| Liberty Mutual | $2,924 | $1,823 | $1,457 |
| Nationwide | $3,164 | $2,550 | $2,235 |
| Progressive | $3,615 | $3,058 | $2,823 |
| State Farm | $2,815 | $1,686 | $1,308 |
| Travelers | $2,597 | $2,078 | $1,694 |
| USAA | $3,661 | $2,516 | $2,074 |
Buy Cheap Macomb, IL Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Macomb, Illinois auto insurance rates? Find out how car insurance rates in Macomb, IL are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Macomb, Illinois
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,288 | $3,303 | $3,428 | $3,428 | $8,414 | $10,963 | $3,955 | $4,275 |
| American Family | $2,266 | $2,266 | $2,069 | $2,069 | $6,270 | $8,739 | $2,266 | $2,917 |
| Farmers | $2,181 | $2,183 | $1,942 | $2,047 | $8,954 | $9,323 | $2,487 | $2,613 |
| Geico | $1,621 | $1,622 | $1,521 | $1,797 | $4,847 | $5,129 | $2,028 | $1,979 |
| Liberty Mutual | $1,318 | $1,424 | $1,103 | $1,229 | $4,091 | $4,544 | $1,378 | $1,456 |
| Nationwide | $1,706 | $1,740 | $1,517 | $1,611 | $4,593 | $5,910 | $1,976 | $2,143 |
| Progressive | $1,866 | $1,779 | $1,535 | $1,600 | $6,532 | $7,345 | $2,234 | $2,429 |
| State Farm | $1,256 | $1,256 | $1,108 | $1,108 | $3,403 | $4,327 | $1,415 | $1,619 |
| Travelers | $1,385 | $1,459 | $1,249 | $1,331 | $3,819 | $4,723 | $1,470 | $1,548 |
| USAA | $1,640 | $1,670 | $1,527 | $1,507 | $5,289 | $5,831 | $2,160 | $2,377 |
Buy Cheap Macomb, IL Auto Insurance for Teen Drivers
Auto insurance for teenagers in Macomb can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Macomb, IL are listed here.
Annual Auto Insurance Rates for Teen Drivers in Macomb, Illinois
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,414 | $10,963 |
| American Family | $6,270 | $8,739 |
| Farmers | $8,954 | $9,323 |
| Geico | $4,847 | $5,129 |
| Liberty Mutual | $4,091 | $4,544 |
| Nationwide | $4,593 | $5,910 |
| Progressive | $6,532 | $7,345 |
| State Farm | $3,403 | $4,327 |
| Travelers | $3,819 | $4,723 |
| USAA | $5,289 | $5,831 |
Buy Cheap Macomb, IL Auto Insurance for Seniors
You can save on senior auto insurance rates in Macomb, Illinois by comparing Macomb senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Macomb, IL here.
Annual Auto Insurance Rates for Senior Drivers in Macomb, Illinois
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,428 | $3,428 |
| American Family | $2,069 | $2,069 |
| Farmers | $1,942 | $2,047 |
| Geico | $1,521 | $1,797 |
| Liberty Mutual | $1,103 | $1,229 |
| Nationwide | $1,517 | $1,611 |
| Progressive | $1,535 | $1,600 |
| State Farm | $1,108 | $1,108 |
| Travelers | $1,249 | $1,331 |
| USAA | $1,527 | $1,507 |
Find Cheap Auto Insurance Rates in Macomb, IL by Coverage Level
The amount of coverage you choose is a big factor in the cost of Macomb, Illinois auto insurance. Compare Macomb, IL auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Macomb, Illinois
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,973 | $5,127 | $5,295 |
| American Family | $3,503 | $3,739 | $3,582 |
| Farmers | $3,789 | $3,882 | $4,228 |
| Geico | $2,377 | $2,564 | $2,762 |
| Liberty Mutual | $1,962 | $2,064 | $2,178 |
| Nationwide | $2,654 | $2,667 | $2,629 |
| Progressive | $2,954 | $3,158 | $3,384 |
| State Farm | $1,849 | $1,939 | $2,022 |
| Travelers | $2,014 | $2,121 | $2,234 |
| USAA | $2,561 | $2,747 | $2,942 |
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Find Cheap Macomb, IL Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Macomb. Compare auto insurance rates in Macomb, IL by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Macomb, Illinois
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,132 | $5,132 |
| American Family | $3,561 | $3,655 |
| Farmers | $3,966 | $3,966 |
| Geico | $2,519 | $2,617 |
| Liberty Mutual | $2,068 | $2,068 |
| Nationwide | $2,650 | $2,650 |
| Progressive | $3,165 | $3,165 |
| State Farm | $1,889 | $1,984 |
| Travelers | $2,041 | $2,205 |
| USAA | $2,673 | $2,827 |
Find Cheap Macomb, IL Auto Insurance Rates by Driving Record
Auto insurance rates in Macomb, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Macomb, IL, take a look at the average cost for various violations versus rates for a clean driving record in Macomb.
Annual Macomb, Illinois Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,711 | $6,222 | $5,762 | $4,832 |
| American Family | $2,651 | $3,773 | $5,001 | $3,008 |
| Farmers | $3,354 | $4,308 | $4,201 | $4,002 |
| Geico | $1,896 | $2,518 | $3,482 | $2,376 |
| Liberty Mutual | $1,731 | $2,433 | $2,149 | $1,959 |
| Nationwide | $2,134 | $2,763 | $3,250 | $2,452 |
| Progressive | $2,616 | $3,851 | $2,890 | $3,305 |
| State Farm | $1,783 | $2,090 | $1,937 | $1,937 |
| Travelers | $1,701 | $2,216 | $2,450 | $2,125 |
| USAA | $1,960 | $2,818 | $3,858 | $2,364 |
Find Cheap Macomb, IL Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Macomb, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Macomb for less when you shop around and compare rates from multiple Macomb, IL auto insurance companies.
Annual Auto Insurance Rates After a DUI in Macomb, Illinois
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,762 |
| American Family | $5,001 |
| Farmers | $4,201 |
| Geico | $3,482 |
| Liberty Mutual | $2,149 |
| Nationwide | $3,250 |
| Progressive | $2,890 |
| State Farm | $1,937 |
| Travelers | $2,450 |
| USAA | $3,858 |
Winners by Category: Where to Buy Cheap Auto Insurance in Macomb, IL
Compare rates from the cheapest auto insurance companies in Macomb, IL for your needs. Take a look at how Macomb, Illinois auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Macomb, Illinois
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | Travelers |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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Find Cheap Macomb, Illinois Auto Insurance Companies
If you’re looking for the cheapest Macomb, IL auto insurance companies overall, you can compare them here. Find the best price for Macomb, Illinois car insurance by company.
Average Annual Auto Insurance Rates by Company in Macomb, Illinois
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,132 |
| American Family | $3,608 |
| Farmers | $3,966 |
| Geico | $2,568 |
| Liberty Mutual | $2,068 |
| Nationwide | $2,650 |
| Progressive | $3,165 |
| State Farm | $1,937 |
| Travelers | $2,123 |
| USAA | $2,750 |
What affects Macomb, Illinois auto insurance rates?
Local factors affect auto insurance rates in Macomb, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Macomb auto insurance rates.
Commute Times in Macomb
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Macomb, IL is 13.4 minutes according to City-Data.
Compare Auto Insurance Quotes in Macomb, IL
You can buy cheap Macomb, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Macomb, Illinois auto insurance quotes from top companies.
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Frequently Asked Questions
How can I find cheap auto insurance in Macomb, IL in 2023?
To find affordable auto insurance in Macomb, IL, in 2023, you can follow these six steps:
- Compare Quotes: Request quotes from multiple insurance providers and compare their rates.
- Choose Appropriate Coverage: Determine the coverage you need and select a policy that suits your requirements.
- Maintain a Good Driving Record: Maintaining a clean driving record can help you qualify for lower insurance rates.
- Opt for Higher Deductibles: Choosing higher deductibles can lower your premium costs, but remember that you’ll have to pay more out of pocket if you make a claim.
- Look for Discounts: Inquire about any available discounts, such as safe driver discounts, multi-policy discounts, or discounts for safety features in your vehicle.
- Review and Update Regularly: Periodically review your policy and reassess your insurance needs to ensure you’re still getting the best rate.
What factors can affect my auto insurance rates in Macomb, IL?
Several factors can influence your auto insurance rates in Macomb, IL. Here are six common factors include:
- Driving Record
- Age and Gender
- Vehicle Type
- Coverage and Deductibles
- Credit History
- Location
What are the consequences of driving without insurance in Macomb, IL?
Driving without insurance in Macomb, IL can have various implications; here are the top four:
- Fines
- License Suspension
- SR-22 Requirement
- Legal Issues
Are there any specific factors unique to Macomb, IL that can affect auto insurance rates?
Yes, there may be factors specific to Macomb, IL, that can influence auto insurance rates. While some factors, such as driving record and vehicle type, are generally applicable everywhere, there are location-specific factors that can affect rates. In Macomb, IL, here are the four potential factors:
- Local Traffic Patterns
- Weather Conditions
- Crime Rates
- Repair and Medical Costs
It’s important to remember that these factors can vary between insurance companies, and not all insurers will weigh them equally. When obtaining quotes for auto insurance in Macomb, IL, it’s recommended to compare rates from different providers to find the most suitable coverage at a competitive price.
Can I get discounts on my auto insurance in Macomb, IL?
Yes, you can potentially receive discounts on your auto insurance in Macomb, IL. Insurance companies often offer various discounts to help policyholders save money. Seven of the common discounts include:
- Safe Driver Discount
- Multi-Policy Discount
- Good Student Discount
- Defensive Driving Course Discount
- Vehicle Safety Features Discount
- Low Mileage Discount
- Loyalty or Renewal Discount
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.