Buy Cheap Kershaw, SC Auto Insurance in 2024
Kershaw, SC auto insurance rates average $319 a month. Minimum auto insurance requirements in Kershaw, South Carolina are 25/50/25 to comply with South Carolina laws. To buy cheap auto insurance in Kershaw, SC, compare Kershaw auto insurance quotes from top companies.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Kershaw is Progressive
- Average auto insurance rates in Kershaw, SC for teens drivers are $7,158/year
- The most expensive auto insurance company in Kershaw after a DUI is Progressive
Finding affordable Kershaw, South Carolina auto insurance can be challenging, but everything you need to know to buy cheap Kershaw, SC auto insurance with confidence is right here. Auto insurance rates in Kershaw are affected by local factors as well as personal ones like your driving record.
See how Kershaw, SC car insurance rates compare to Hilton Head Island auto insurance rates, Columbia auto insurance rates, and Rock Hill auto insurance rates before you read more about the cost of auto insurance in Kershaw.
Don’t buy Kershaw, SC auto insurance until you’ve compared rates. Get free Kershaw, South Carolina auto insurance quotes when you enter your ZIP code above.
Kershaw, SC Minimum Auto Insurance Requirements
The required auto insurance in Kershaw, SC is 25/50/25 according to the auto insurance laws in South Carolina. The minimum auto insurance in Kershaw, South Carolina is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Kershaw, SC Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Kershaw, SC. Take a look at Kershaw, South Carolina auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,903 | $3,679 | $3,103 |
| Farmers | $5,398 | $4,539 | $4,117 |
| Geico | $4,768 | $2,564 | $2,046 |
| Nationwide | $4,215 | $3,416 | $3,004 |
| Progressive | $5,513 | $4,818 | $4,486 |
| State Farm | $4,535 | $2,768 | $2,176 |
| USAA | $5,391 | $2,637 | $2,305 |
Buy Cheap Kershaw, SC Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Kershaw, South Carolina auto insurance rates? Find out how car insurance rates in Kershaw, SC are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,569 | $2,569 | $2,457 | $2,457 | $6,643 | $8,504 | $2,854 | $3,107 |
| Farmers | $3,252 | $3,260 | $3,062 | $3,370 | $8,213 | $9,240 | $3,523 | $3,555 |
| Geico | $2,288 | $2,288 | $2,089 | $2,089 | $5,369 | $5,513 | $2,658 | $2,715 |
| Nationwide | $2,430 | $2,465 | $2,186 | $2,274 | $5,786 | $7,478 | $2,742 | $2,998 |
| Progressive | $2,698 | $2,500 | $2,309 | $2,412 | $11,033 | $12,203 | $3,106 | $3,249 |
| State Farm | $2,008 | $2,008 | $1,811 | $1,811 | $5,691 | $7,155 | $2,253 | $2,540 |
| USAA | $1,850 | $1,857 | $1,699 | $1,702 | $7,373 | $8,082 | $2,430 | $2,563 |
Buy Cheap Kershaw, SC Auto Insurance for Teen Drivers
Auto insurance for teenagers in Kershaw can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Kershaw, SC are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,643 | $8,504 |
| Farmers | $8,213 | $9,240 |
| Geico | $5,369 | $5,513 |
| Nationwide | $5,786 | $7,478 |
| Progressive | $11,033 | $12,203 |
| State Farm | $5,691 | $7,155 |
| USAA | $7,373 | $8,082 |
Buy Cheap Kershaw, SC Auto Insurance for Seniors
You can save on senior auto insurance rates in Kershaw, South Carolina by comparing Kershaw senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Kershaw, SC here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,457 | $2,457 |
| Farmers | $3,062 | $3,370 |
| Geico | $2,089 | $2,089 |
| Nationwide | $2,186 | $2,274 |
| Progressive | $2,309 | $2,412 |
| State Farm | $1,811 | $1,811 |
| USAA | $1,699 | $1,702 |
Find Cheap Auto Insurance Rates in Kershaw, SC by Coverage Level
The amount of coverage you choose is a big factor in the cost of Kershaw, South Carolina auto insurance. Compare Kershaw, SC auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,669 | $3,876 | $4,140 |
| Farmers | $4,185 | $4,678 | $5,191 |
| Geico | $2,931 | $3,098 | $3,350 |
| Nationwide | $3,497 | $3,545 | $3,593 |
| Progressive | $4,588 | $4,873 | $5,355 |
| State Farm | $2,942 | $3,158 | $3,378 |
| USAA | $3,254 | $3,439 | $3,640 |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Kershaw, SC Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Kershaw. Compare auto insurance rates in Kershaw, SC by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,814 | $3,976 |
| Farmers | $4,684 | $4,684 |
| Geico | $3,111 | $3,141 |
| Nationwide | $3,545 | $3,545 |
| Progressive | $4,939 | $4,939 |
| State Farm | $3,082 | $3,237 |
| USAA | $3,408 | $3,481 |
Find Cheap Kershaw, SC Auto Insurance Rates by Driving Record
Auto insurance rates in Kershaw, South Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Kershaw, SC, take a look at the average cost for various violations versus rates for a clean driving record in Kershaw.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,942 | $4,658 | $4,098 | $3,882 |
| Farmers | $3,917 | $5,400 | $4,502 | $4,918 |
| Geico | $2,378 | $3,083 | $4,666 | $2,378 |
| Nationwide | $2,824 | $3,645 | $4,603 | $3,108 |
| Progressive | $4,064 | $5,875 | $4,900 | $4,916 |
| State Farm | $2,875 | $3,508 | $3,128 | $3,128 |
| USAA | $2,721 | $3,357 | $4,651 | $3,048 |
Find Cheap Kershaw, SC Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Kershaw, South Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in Kershaw for less when you shop around and compare rates from multiple Kershaw, SC auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,098 |
| Farmers | $4,502 |
| Geico | $4,666 |
| Nationwide | $4,603 |
| Progressive | $4,900 |
| State Farm | $3,128 |
| USAA | $4,651 |
Winners by Category: Where to Buy Cheap Auto Insurance in Kershaw, SC
Compare rates from the cheapest auto insurance companies in Kershaw, SC for your needs. Take a look at how Kershaw, South Carolina auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Kershaw, South Carolina Auto Insurance Companies
If you’re looking for the cheapest Kershaw, SC auto insurance companies overall, you can compare them here. Find the best price for Kershaw, South Carolina car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,895 |
| Farmers | $4,684 |
| Geico | $3,126 |
| Nationwide | $3,545 |
| Progressive | $4,939 |
| State Farm | $3,160 |
| USAA | $3,444 |
What affects Kershaw, South Carolina auto insurance rates?
Local factors affect auto insurance rates in Kershaw, SC, including traffic, theft statistics, and commute length. Take a look at the things that impact Kershaw auto insurance rates.
Commute Times in Kershaw
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Kershaw, SC is 26.2 minutes according to City-Data.
Compare Auto Insurance Quotes in Kershaw, SC
You can buy cheap Kershaw, SC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Kershaw, South Carolina auto insurance quotes from top companies.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Frequently Asked Questions
What factors can affect the cost of auto insurance in Kershaw, SC?
Several factors can impact the cost of auto insurance, including your driving record, age, gender, the type of vehicle you drive, your credit score, and the coverage limits you choose.
How can I find cheap auto insurance in Kershaw, SC?
To find affordable auto insurance in Kershaw, SC, consider the following steps:
- Shop around and obtain quotes from multiple insurance providers.
- Maintain a good driving record.
- Choose a vehicle with good safety ratings and lower repair costs.
- Opt for higher deductibles and lower coverage limits, if feasible.
- Ask about available discounts, such as multi-policy, safe driver, or low mileage discounts.
What are the pros of buying cheap auto insurance?
The pros of purchasing cheap auto insurance include:
- Lower premiums, potentially saving you money.
- Meeting the legal requirement for auto insurance coverage.
- Protecting yourself financially from liability in case of accidents.
What are the cons of buying cheap auto insurance?
The cons of opting for cheap auto insurance are:
- Limited coverage, which may not fully protect you in all situations.
- Higher deductibles, meaning you’ll have to pay more out of pocket before insurance kicks in.
- Potentially dealing with a less reputable or reliable insurance company.
Are there any legal requirements for auto insurance in Kershaw, SC?
Yes, South Carolina law requires all drivers to carry liability insurance with minimum coverage limits of 25/50/25. This means you must have at least $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.