Buy Cheap Jasper, MO Auto Insurance in 2024
Jasper, MO auto insurance rates average $264 a month. Minimum auto insurance requirements in Jasper, Missouri are 25/50/25 to comply with Missouri laws. To buy cheap auto insurance in Jasper, MO, compare Jasper auto insurance quotes from top companies.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Jasper is Liberty Mutual
- Average auto insurance rates in Jasper, MO are $264/month
- The most expensive auto insurance company in Jasper after a DUI is Allstate
Finding affordable Jasper, Missouri auto insurance can be challenging, but everything you need to know to buy cheap Jasper, MO auto insurance with confidence is right here. Auto insurance rates in Jasper are affected by local factors as well as personal ones like your driving record.
See how Jasper, MO car insurance rates compare to Florissant auto insurance rates, St. Joseph auto insurance rates, and Blue Springs auto insurance rates before you read more about the cost of auto insurance in Jasper.
Don’t buy Jasper, MO auto insurance until you’ve compared rates. Get free Jasper, Missouri auto insurance quotes when you enter your ZIP code above.
Jasper, MO Minimum Auto Insurance Requirements
The required auto insurance in Jasper, MO is 25/50/25 according to the auto insurance laws in Missouri. The minimum auto insurance in Jasper, Missouri is outlined here.
Minimum Required Auto Insurance Coverage in Jasper, Missouri
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Jasper, MO Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Jasper, MO. Take a look at Jasper, Missouri auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Jasper, Missouri
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,571 | $3,579 | $2,959 |
| American Family | $4,127 | $2,910 | $2,453 |
| Farmers | $4,475 | $3,734 | $3,551 |
| Geico | $3,561 | $2,323 | $1,860 |
| Liberty Mutual | $6,183 | $3,762 | $2,967 |
| Nationwide | $2,477 | $2,050 | $1,783 |
| Progressive | $3,587 | $2,974 | $2,743 |
| State Farm | $3,749 | $2,415 | $1,969 |
| USAA | $4,222 | $1,976 | $1,420 |
Buy Cheap Jasper, MO Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Jasper, Missouri auto insurance rates? Find out how car insurance rates in Jasper, MO are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jasper, Missouri
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,822 | $2,736 | $2,532 | $2,613 | $7,715 | $8,346 | $2,716 | $2,810 |
| American Family | $2,053 | $2,053 | $1,832 | $1,832 | $5,700 | $7,391 | $2,053 | $2,394 |
| Farmers | $2,136 | $2,129 | $1,904 | $2,020 | $8,938 | $9,252 | $2,437 | $2,545 |
| Geico | $1,681 | $1,897 | $1,308 | $1,692 | $5,345 | $5,668 | $1,526 | $1,534 |
| Liberty Mutual | $2,631 | $2,856 | $2,165 | $2,432 | $8,807 | $9,790 | $2,777 | $2,970 |
| Nationwide | $1,401 | $1,428 | $1,257 | $1,329 | $3,550 | $4,535 | $1,599 | $1,726 |
| Progressive | $1,895 | $1,756 | $1,552 | $1,598 | $6,280 | $7,052 | $2,310 | $2,367 |
| State Farm | $1,688 | $1,688 | $1,521 | $1,521 | $4,960 | $6,238 | $1,900 | $2,170 |
| USAA | $1,547 | $1,532 | $1,398 | $1,418 | $4,668 | $5,698 | $1,921 | $2,132 |
Buy Cheap Jasper, MO Auto Insurance for Teen Drivers
Auto insurance for teenagers in Jasper can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Jasper, MO are listed here.
Annual Auto Insurance Rates for Teen Drivers in Jasper, Missouri
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,715 | $8,346 |
| American Family | $5,700 | $7,391 |
| Farmers | $8,938 | $9,252 |
| Geico | $5,345 | $5,668 |
| Liberty Mutual | $8,807 | $9,790 |
| Nationwide | $3,550 | $4,535 |
| Progressive | $6,280 | $7,052 |
| State Farm | $4,960 | $6,238 |
| USAA | $4,668 | $5,698 |
Buy Cheap Jasper, MO Auto Insurance for Seniors
You can save on senior auto insurance rates in Jasper, Missouri by comparing Jasper senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Jasper, MO here.
Annual Auto Insurance Rates for Senior Drivers in Jasper, Missouri
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,532 | $2,613 |
| American Family | $1,832 | $1,832 |
| Farmers | $1,904 | $2,020 |
| Geico | $1,308 | $1,692 |
| Liberty Mutual | $2,165 | $2,432 |
| Nationwide | $1,257 | $1,329 |
| Progressive | $1,552 | $1,598 |
| State Farm | $1,521 | $1,521 |
| USAA | $1,398 | $1,418 |
Find Cheap Auto Insurance Rates in Jasper, MO by Coverage Level
The amount of coverage you choose is a big factor in the cost of Jasper, Missouri auto insurance. Compare Jasper, MO auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Jasper, Missouri
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,889 | $4,028 | $4,191 |
| American Family | $3,062 | $3,263 | $3,165 |
| Farmers | $3,658 | $3,880 | $4,223 |
| Geico | $2,411 | $2,599 | $2,734 |
| Liberty Mutual | $4,063 | $4,323 | $4,524 |
| Nationwide | $1,971 | $2,123 | $2,215 |
| Progressive | $2,780 | $3,109 | $3,415 |
| State Farm | $2,522 | $2,719 | $2,891 |
| USAA | $2,426 | $2,530 | $2,661 |
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Find Cheap Jasper, MO Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Jasper. Compare auto insurance rates in Jasper, MO by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Jasper, Missouri
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,036 | $4,036 |
| American Family | $3,132 | $3,194 |
| Farmers | $3,920 | $3,920 |
| Geico | $2,534 | $2,629 |
| Liberty Mutual | $4,304 | $4,304 |
| Nationwide | $2,103 | $2,103 |
| Progressive | $3,101 | $3,101 |
| State Farm | $2,644 | $2,777 |
| USAA | $2,448 | $2,630 |
Find Cheap Jasper, MO Auto Insurance Rates by Driving Record
Auto insurance rates in Jasper, Missouri are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Jasper, MO, take a look at the average cost for various violations versus rates for a clean driving record in Jasper.
Annual Jasper, Missouri Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,473 | $3,909 | $4,842 | $3,921 |
| American Family | $2,342 | $3,425 | $4,198 | $2,688 |
| Farmers | $3,386 | $4,220 | $4,126 | $3,947 |
| Geico | $1,990 | $2,611 | $3,557 | $2,168 |
| Liberty Mutual | $3,138 | $4,480 | $4,630 | $4,967 |
| Nationwide | $1,654 | $2,121 | $2,827 | $1,810 |
| Progressive | $2,679 | $3,605 | $2,975 | $3,146 |
| State Farm | $2,485 | $2,937 | $2,711 | $2,711 |
| USAA | $2,023 | $2,470 | $3,448 | $2,216 |
Find Cheap Jasper, MO Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Jasper, Missouri is higher than for a clean driving record. You can buy auto insurance after a DUI in Jasper for less when you shop around and compare rates from multiple Jasper, MO auto insurance companies.
Annual Auto Insurance Rates After a DUI in Jasper, Missouri
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,842 |
| American Family | $4,198 |
| Farmers | $4,126 |
| Geico | $3,557 |
| Liberty Mutual | $4,630 |
| Nationwide | $2,827 |
| Progressive | $2,975 |
| State Farm | $2,711 |
| USAA | $3,448 |
Winners by Category: Where to Buy Cheap Auto Insurance in Jasper, MO
Compare rates from the cheapest auto insurance companies in Jasper, MO for your needs. Take a look at how Jasper, Missouri auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Jasper, Missouri
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | Nationwide |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
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Find Cheap Jasper, Missouri Auto Insurance Companies
If you’re looking for the cheapest Jasper, MO auto insurance companies overall, you can compare them here. Find the best price for Jasper, Missouri car insurance by company.
Average Annual Auto Insurance Rates by Company in Jasper, Missouri
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,036 |
| American Family | $3,163 |
| Farmers | $3,920 |
| Geico | $2,581 |
| Liberty Mutual | $4,304 |
| Nationwide | $2,103 |
| Progressive | $3,101 |
| State Farm | $2,711 |
| USAA | $2,539 |
What affects Jasper, Missouri auto insurance rates?
Local factors affect auto insurance rates in Jasper, MO, including traffic, theft statistics, and commute length. Take a look at the things that impact Jasper auto insurance rates.
Commute Times in Jasper
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Jasper, MO is 18.6 minutes according to City-Data.
Compare Auto Insurance Quotes in Jasper, MO
You can buy cheap Jasper, MO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Jasper, Missouri auto insurance quotes from top companies.
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Frequently Asked Questions
Is it possible to find cheap auto insurance in Jasper, MO?
Yes, it is possible to find affordable auto insurance in Jasper, MO. However, the cost of insurance can vary based on several factors, such as your age, driving record, the type of vehicle you own, and the coverage options you select. Shopping around, comparing quotes from different insurers, and considering discounts can help you find cheaper auto insurance options.
What are some tips for finding cheap auto insurance in Jasper, MO?
To find cheap auto insurance in Jasper, MO, consider the following five tips:
- Compare quotes from multiple insurance companies to find the best rates.
- Maintain a clean driving record and avoid traffic violations.
- Increase your deductibles, if financially feasible, as higher deductibles often lead to lower premiums.
- Ask about available discounts, such as safe driver discounts, multi-policy discounts, or good student discounts.
- Consider bundling your auto insurance with other insurance policies, such as homeowners or renters insurance, for potential savings.
What coverage options should I consider when buying auto insurance in Jasper, MO?
When purchasing auto insurance in Jasper, MO, it’s important to consider the coverage options that suit your needs.
Five common coverage options to consider include:
- Liability coverage (both bodily injury and property damage)
- Uninsured/underinsured motorist coverage
- Comprehensive coverage, collision coverage
- Medical payments coverage
- Personal injury protection (PIP) coverage
Assess your needs, state requirements, and consult with an insurance professional to determine the right coverage for you.
Can I lower my auto insurance costs by reducing coverage?
While reducing coverage can lower your auto insurance costs, it’s essential to evaluate the potential risks and consequences. Lowering coverage limits may leave you financially vulnerable in case of an accident or other unforeseen circumstances. It’s advisable to strike a balance between affordability and adequate coverage. Consult with an insurance professional to determine the most suitable coverage options for your budget.
Are there any specific auto insurance requirements in Jasper, MO?
In the state of Missouri, including Jasper County, here are the two specific auto insurance requirements that all drivers must adhere to. These requirements include:
- Liability Insurance
- Proof of Insurance
Failure to maintain the minimum required insurance coverage or provide proof of insurance when requested by law enforcement can result in penalties, fines, and potential license and registration suspensions.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.