Buy Cheap Volkswagen Golf R Auto Insurance in 2024
Car insurance rates for a Volkswagen Golf R average $1,580 a year, or around $132 a month. On average, comprehensive coverage costs $385, collision coverage costs $562, and liability coverage costs $446 for Volkswagen Golf R insurance.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,580 a year or $132 each month
- A liability-only policy costs around $633 a year or $53 each month
- Highest rates are for teenage drivers at around $5,775 a year or $481 each month
- Good drivers can save as much as $651 a year by earning policy discounts
- Volkswagen Golf R insurance costs around $61 more per year than the average vehicle
Are you worried about Volkswagen Golf R insurance rates? Volkswagen Golf R full coverage costs around $1,580 a year, or $132 each month. Our guide goes over the factors that determine Volkswagen Golf R insurance rates, so you can better understand how to save.
You can start comparing quotes for Volkswagen Golf R car insurance rates from some of the best car insurance companies by using our free online tool now.
Volkswagen Golf R Insurance Cost
The average Volkswagen Golf R auto insurance rates are $1,580 a year or $132 a month.
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Are Volkswagen Golf Rs Expensive to Insure?
The chart below details how Volkswagen Golf R insurance rates compare to other subcompact hatchbacks like the Honda Fit, Volkswagen Beetle, and Mitsubishi Mirage.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| Honda Fit | $268 | $512 | $258 | $1,148 |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.
What Impacts the Cost of Volkswagen Golf R Insurance?
Even though the average annual rate for the Volkswagen Golf R is $1,580, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Volkswagen Golf R.
Age of the Vehicle
The average Volkswagen Golf R car insurance rates are higher for newer models. For example, car insurance rates for a 2019 Volkswagen Golf R are $1,580, while 2012 Volkswagen Golf R rates are $1,360, a difference of $220.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2019 Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| 2018 Volkswagen Golf R | $356 | $656 | $398 | $1,568 |
| 2017 Volkswagen Golf R | $344 | $640 | $416 | $1,558 |
| 2016 Volkswagen Golf R | $332 | $612 | $430 | $1,532 |
| 2015 Volkswagen Golf R | $314 | $592 | $442 | $1,506 |
| 2013 Volkswagen Golf R | $290 | $516 | $456 | $1,420 |
| 2012 Volkswagen Golf R | $278 | $464 | $460 | $1,360 |
Driver Age
Driver age can have a significant effect on Volkswagen Golf R car insurance rates. For example, 20-year-old drivers pay $1,932 more for their Volkswagen Golf R car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Volkswagen Golf R insurance rates. For example, drivers in Phoenix may pay $869 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on the cost of Volkswagen Golf R auto insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen Golf R auto insurance rates with violations on their driving record.
Volkswagen Golf R Safety Ratings
The Volkswagen Golf R’s safety ratings will affect your Volkswagen Golf R car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | N/R |
| Side | N/R |
| Roof strength | N/R |
| Head restraints and seats | N/R |
| Source: Insurance Institute for Highway Safety | |
Volkswagen Golf R Crash Test Ratings
Good Volkswagen Golf R crash test ratings mean the VW is safer, which could mean cheaper Volkswagen Golf R car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Volkswagen Golf R 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Volkswagen Golf R 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Volkswagen Golf R 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Volkswagen Golf R 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Volkswagen Golf R Safety Features
The numerous safety features of the Volkswagen Golf R help contribute to lower insurance rates. The 2020 Volkswagen Golf R has the following safety features:
- Automatic Post-Collision Braking System
- Tire Pressure Monitoring System (TPMS)
- Intelligent Crash Response System (ICRS)
- Rear View Camera System
- Adaptive Cruise Control
- Electronic Stability Control (ESC)
- Electronic Brake-pressure Distribution (EBD)
- Safety Cage
Volkswagen Golf R Finance and Insurance Cost
If you are financing a Volkswagen Golf R, most lenders will require your carry higher Volkswagen Golf R coverages including comprehensive coverage, so be sure to compare Volkswagen Golf R car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Volkswagen Golf R Insurance
There are many ways that you can save on Volkswagen Golf R car insurance. Below are five actions you can take to find cheap Volkswagen Golf R auto insurance rates.
- Compare Volkswagen Golf R Quotes Online
- Ask Your Insurance Company About Volkswagen Golf R Discounts
- Tell Your Insurer About Different Drivers or Uses for Your Volkswagen Golf R
- Compare Insurance Companies After Moving
- Make Sure You’re Raising a Safe Driver
Top Volkswagen Golf R Insurance Companies
The best auto insurance companies for Volkswagen Golf R car insurance rates will offer competitive rates, discounts, and account for the Volkswagen Golf R’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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You can start comparing quotes for Volkswagen Golf R car insurance rates from some of the best car insurance companies by using our free online tool now.
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Frequently Asked Questions
Is it possible to find affordable auto insurance specifically for a Volkswagen Golf R?
Yes, it is possible to find affordable auto insurance specifically tailored for a Volkswagen Golf R. Insurance rates can vary based on factors such as your driving record, location, coverage options, and the specific model of your Volkswagen Golf R. By comparing quotes from different insurance providers and considering various discounts and coverage options, you can find the most cost-effective auto insurance for your Volkswagen Golf R.
What factors can affect the cost of auto insurance for a Volkswagen Golf R?
Several factors can influence the cost of auto insurance for a Volkswagen Golf R, including:
- Driving record: Your driving history, including accidents and traffic violations, can impact your insurance premiums. A clean driving record generally leads to lower rates.
- Location: Your geographic location can affect your insurance rates. Factors such as population density, crime rates, and accident statistics in your area can influence the premiums you pay.
- Coverage options: The type and level of coverage you choose, such as liability, collision, and comprehensive coverage, will affect your insurance costs.
- Vehicle model: The specific model of your Volkswagen Golf R can impact your insurance rates. Newer and higher-end models may have higher replacement costs, which can result in higher premiums.
Are there any discounts available to help reduce the cost of Volkswagen Golf R auto insurance?
Yes, there are several discounts that may be available to help lower the cost of Volkswagen Golf R auto insurance:
- Good driver discount: Maintaining a clean driving record with no accidents or traffic violations can make you eligible for a good driver discount.
- Safety features discount: Some insurance companies offer discounts for vehicles equipped with safety features such as anti-lock brakes, airbags, or anti-theft devices.
- Multi-vehicle discount: Insuring multiple vehicles with the same provider can often lead to a discount.
- Bundling discount: If you have multiple insurance policies, such as home and auto insurance, with the same provider, you may qualify for a bundling discount.
- Loyalty discount: If you have been with the same insurance provider for a certain period, they may offer a loyalty discount.
How can I find cheap auto insurance for my Volkswagen Golf R?
To find cheap auto insurance for your Volkswagen Golf R, consider the following steps:
- Shop around: Obtain quotes from multiple insurance providers to compare rates and coverage options.
- Utilize online comparison tools: Online platforms allow you to easily compare quotes from different insurance companies.
- Evaluate coverage needs: Assess your specific coverage requirements to determine the level of protection you need for your Volkswagen Golf R. Avoid over-insuring or under-insuring your vehicle.
- Increase deductibles: Opting for higher deductibles can lower your premiums, but be sure you can afford the deductible amount in case of a claim.
- Ask about discounts: Inquire with insurance providers about available discounts and see if you qualify for any.
- Maintain a good driving record: Safe driving habits can help keep your insurance premiums affordable over time.
Are there any specific considerations for insuring a Volkswagen Golf R?
When insuring a Volkswagen Golf R, it’s important to consider factors such as the specific model, trim level, and features of your vehicle. Additionally, ensure that you meet the minimum insurance requirements set by your state. These requirements may include liability coverage for bodily injury and property damage. It’s recommended to consult with insurance professionals or obtain personalized quotes to get accurate information regarding your specific situation and coverage needs for insuring your Volkswagen Golf R.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.