Buy Cheap Toyota Venza Auto Insurance in 2024
The cost of Toyota Venza car insurance rates are $1,344 a year, or around $112 a month on average. Teens pay the highest rates at up to $4,912 a year, while good drivers may only pay $790.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Jul 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,344 a year or $112 each month
- A liability-only policy costs around $539 a year or $45 each month
- Highest rates are for teenage drivers at around $4,912 a year or $409 each month
- Good drivers can save as much as $554 a year by earning policy discounts
- Toyota Venza insurance costs around $175 less per year than the average vehicle
Is it stressful finding cheap Toyota Venza insurance rates? It doesn’t have to be. Full coverage for a Toyota Venza costs around $1,344 a year or $112 each month. Read on for more information on rates and savings advice.
You can start comparing quotes for Toyota Venza car insurance rates from some of the best car insurance companies by using our free online tool now.
Toyota Venza Insurance Cost
The average Toyota Venza car insurance rates are $1,344 a year or $112 a month.
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Are Toyota Venzas Expensive to Insure?
The chart below details how Toyota Venza insurance rates compare to other crossovers like the Honda CR-V, Cadillac XT4, and Buick Envision.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda CR-V | $280 | $408 | $316 | $1,140 |
| Cadillac XT4 | $362 | $656 | $316 | $1,470 |
| Buick Envision | $320 | $566 | $398 | $1,442 |
| FIAT 500X | $256 | $506 | $450 | $1,392 |
| Ford EcoSport | $280 | $500 | $372 | $1,310 |
| Nissan Murano | $294 | $512 | $390 | $1,354 |
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
Read more: Buy Cheap Fiat Auto Insurance
What Impacts the Cost of Toyota Venza Insurance?
The Toyota Venza trim and model you choose can impact the total price you will pay for Toyota Venza insurance coverage.
Age of the Vehicle
Older Toyota Venza models generally cost less to insure. For example, car insurance for a 2015 Toyota Venza costs $1,344, while a 2010 Toyota Venza insurance costs are $1,156, a difference of $188.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2015 Toyota Venza | $260 | $484 | $442 | $1,344 |
| 2014 Toyota Venza | $250 | $450 | $452 | $1,310 |
| 2013 Toyota Venza | $240 | $424 | $456 | $1,278 |
| 2012 Toyota Venza | $230 | $380 | $460 | $1,228 |
| 2011 Toyota Venza | $214 | $350 | $460 | $1,182 |
| 2010 Toyota Venza | $206 | $328 | $464 | $1,156 |
Driver Age
Driver age can have a significant impact on the cost of Toyota Venza auto insurance. For example, 20-year-old drivers pay approximately $1,644 each year for their Toyota Venza auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Toyota Venza insurance rates. For example, drivers in New York may pay $820 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Toyota Venza car insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Venza car insurance with violations on their driving record.
Toyota Venza Safety Ratings
Your Toyota Venza car insurance rates are tied to the safety ratings of the Toyota Venza. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Toyota Venza Crash Test Ratings
Toyota Venza crash test ratings will affect your Toyota Venza car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2015 Toyota Venza SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Toyota Venza Safety Features
The numerous safety features of the Toyota Venza help contribute to lower insurance rates. The Toyota Venza has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Toyota Venza Insurance Loss Probability
The lower percentage means lower Toyota Venza car insurance rates; higher percentages mean higher Toyota Venza auto insurance rates. Insurance loss probability on the Toyota Venza fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -7% |
|---|---|
| Property Damage | 2% |
| Comprehensive | -14% |
| Personal Injury | 15% |
| Medical Payment | 10% |
| Bodily Injury | -7% |
| Source: Insurance Institute for Highway Safety | |
Toyota Venza Finance and Insurance Cost
If you are financing a Toyota Venza, you will pay more if you purchase Toyota Venza car insurance at the dealership, so be sure to shop around and compare Toyota Venza car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Toyota Venza Insurance
There are several ways you can save even more on your Toyota Venza car insurance rates. Take a look at the following five tips:
- Check Your Toyota Venza Policy Carefully to Ensure All Information is Correct
- Ask for a Toyota Venza Discount If You Have College Degree or Higher
- Ask About Welcome Discounts
- Don’t Assume your Toyota Venza is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
- Move to an Area with a Lower Cost of Living
Top Toyota Venza Insurance Companies
Several insurance companies offer competitive rates for the Toyota Venza based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Toyota Venza drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Toyota Venza Insurance Quotes Online
You can start comparing quotes for Toyota Venza insurance from some of the top car insurance companies by using our free online tool today.
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Frequently Asked Questions
Can I find cheap auto insurance specifically for a Toyota Venza?
Yes, it is possible to find affordable auto insurance specifically tailored for a Toyota Venza. Insurance rates can vary based on factors such as your driving record, the model year of your vehicle, your location, and the coverage options you choose. By comparing quotes from different insurance providers and considering various discounts and coverage options, you can find the most cost-effective Toyota Venza auto insurance for your needs.
What factors can affect the cost of Toyota Venza auto insurance?
Several factors can influence the cost of Toyota Venza auto insurance, including:
- Driving record: A clean driving record with no accidents or traffic violations generally leads to lower insurance premiums.
- Vehicle model year: The model year of your Toyota Venza can impact your insurance rates. Newer models may have higher replacement costs, which can result in higher premiums.
- Coverage options: The type and level of coverage you choose will affect your insurance costs. Options such as collision coverage, comprehensive coverage, and liability coverage can impact your premiums.
- Location: Your specific location can affect your insurance rates. Factors such as population density, crime rates, and accident statistics in your area can influence the premiums you pay.
Are there any discounts available to help reduce the cost of Toyota Venza auto insurance?
Yes, there are several discounts that may be available to help lower the cost of Toyota Venza auto insurance:
- Multi-vehicle discount: If you insure multiple vehicles with the same provider, you may be eligible for a discount.
- Bundling discount: If you have multiple insurance policies, such as home and auto insurance, with the same provider, you may qualify for a discount.
- Good driver discount: If you have a clean driving record with no accidents or traffic violations, you may be eligible for a good driver discount.
- Safety features discount: Some insurance companies offer discounts for vehicles equipped with safety features such as anti-lock brakes, airbags, or anti-theft devices.
- Loyalty discount: If you have been with the same insurance provider for an extended period, they may offer a loyalty discount.
How can I find cheap Toyota Venza auto insurance?
To find cheap Toyota Venza auto insurance, consider the following steps:
- Shop around: Obtain quotes from multiple insurance providers to compare rates and coverage options.
- Utilize online comparison tools: Online platforms allow you to compare quotes from different insurance companies quickly and easily.
- Evaluate coverage needs: Assess your specific coverage requirements to determine the level of protection you need. Avoid over-insuring or under-insuring your vehicle.
- Consider higher deductibles: Opting for higher deductibles can lower your premiums, but be sure you can comfortably afford the deductible amount if you need to make a claim.
- Ask about discounts: Inquire with insurance providers about available discounts and see if you qualify for any.
- Maintain a good driving record: Safe driving habits can help keep your insurance premiums affordable over time.
Are there any specific considerations for insuring a Toyota Venza?
When insuring a Toyota Venza, it’s important to consider factors such as its value, potential repair costs, and safety features. The Toyota Venza is a midsize crossover SUV known for its comfort, reliability, and fuel efficiency. It may have safety features such as advanced driver assistance systems and enhanced vehicle stability control, which can potentially qualify you for additional discounts on your insurance premiums. Be sure to inform your insurance provider about any added safety features or modifications to your Toyota Venza as they may affect your coverage and premiums.
Does the location of my residence in Titusville, FL affect my Toyota Venza auto insurance rates?
Yes, the location of your residence in Titusville, FL can affect your Toyota Venza auto insurance rates. Factors such as population density, crime rates, and accident statistics in your area can impact insurance premiums. If you live in an area with higher incidents of theft or accidents, your rates may be higher. Conversely, if you reside in a low-risk area with fewer incidents, you may benefit from lower insurance premiums.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.