Buy Cheap Fiat 500L Auto Insurance in 2024
If you want to buy FIAT 500L insurance coverage then a policy will cost $114 per month ($1,364 per year) on average. Finding FIAT 500L teenager insurance coverage can cost on average $4,985 a year, so shop around to find cheap rates.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,364 a year or $114 each month
- A liability-only policy costs around $547 a year or $46 each month
- Highest rates are for teenage drivers at around $4,985 a year or $415 each month
- Good drivers can save as much as $562 a year by earning policy discounts
- FIAT 500L insurance costs around $155 less per year than the average vehicle
FIAT 500L insurance rates don’t need to stress drivers out. Full coverage for a FIAT 500L costs around $1,364 a year or $114 each month. Keep reading to learn more about insurance rates and savings for a FIAT 500L.
You can start comparing quotes for FIAT 500L car insurance rates from some of the best car insurance companies by using our free online tool now.
FIAT 500L Insurance Cost
The average FIAT 500L car insurance costs are $1,364 a year or $114 a month.
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Are FIAT 500Ls Expensive to Insure?
The chart below details how FIAT 500L insurance rates compare to other hatchbacks like the Toyota Yaris and Kia Soul.
| Vehicle | Comprehensive | Collision | Liability | Total |
| FIAT 500L | $256 | $478 | $450 | $1,364 |
| Toyota Yaris | $256 | $478 | $398 | $1,290 |
| Kia Soul | $308 | $500 | $372 | $1,338 |
However, there are a few things you can do to find the cheapest FIAT insurance rates online.
What Impacts the Cost of FIAT 500L Insurance?
The FIAT 500L trim and model you choose can impact the total price you will pay for FIAT 500L insurance coverage.
Age of the Vehicle
The average FIAT 500L auto insurance rates are higher for newer models. For example, auto insurance for a 2018 FIAT 500L costs $1,364, while 2014 FIAT 500L insurance costs are $1,308, a difference of $56.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 FIAT 500L | $256 | $478 | $450 | $1,364 |
| 2017 FIAT 500L | $248 | $466 | $470 | $1,364 |
| 2016 FIAT 500L | $240 | $446 | $486 | $1,352 |
| 2015 FIAT 500L | $226 | $430 | $500 | $1,336 |
| 2014 FIAT 500L | $218 | $400 | $510 | $1,308 |
Driver Age
Driver age can have a significant effect on the cost of FIAT 500L car insurance. For example, a 20-year-old driver could pay around $139 more each month for their FIAT 500L car insurance than a 30-year-old driver.
Driver Location
Where you live can have a large impact on FIAT 500L insurance rates. For example, drivers in New York may pay $832 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on your FIAT 500L auto insurance rates. Teens and drivers in their 20’s see the highest jump in their FIAT 500L car insurance with violations on their driving record.
FIAT 500L Safety Ratings
Your FIAT 500L auto insurance rates are influenced by the FIAT 500L’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Poor |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
FIAT 500L Crash Test Ratings
FIAT 500L crash test ratings will affect your FIAT 500L car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| FIAT 500L | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
FIAT 500L Safety Features
Good FIAT 500L safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 FIAT 500L are:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
FIAT 500L Finance and Insurance Cost
If you are financing a FIAT 500L, most lenders will require your carry higher FIAT 500L coverage options including comprehensive coverage, so be sure to shop around and compare FIAT 500L auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on FIAT 500L Insurance
There are many ways that you can save on FIAT 500L car insurance to get the best value possible. Below are five scenarios you can explore to help keep your FIAT 500L car insurance rates low.
- Get a Plan with Only Liability Coverage If You’re Driving an Older FIAT 500L
- Check Your FIAT 500L Policy Carefully to Ensure All Information is Correct
- Reduce Your Coverage on an Older FIAT 500L
- Save Money on Young Driver FIAT 500L Insurance By Mentioning Grades or GPA
- Tell Your Insurer How You Use Your FIAT 500L
Top FIAT 500L Insurance Companies
Several insurance companies offer competitive rates for the FIAT 500L based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with FIAT 500L drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free FIAT 500L Insurance Quotes Online
You can start comparing quotes for FIAT 500L car insurance rates from some of the best car insurance companies by using our free online tool now.
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Frequently Asked Questions
Can I buy cheap Fiat 500L auto insurance?
Yes, it is possible to find affordable insurance options for your Fiat 500L. By comparing quotes from different insurance providers, adjusting your coverage levels, and taking advantage of available discounts, you can potentially lower your insurance costs.
How can I find cheap insurance for my Fiat 500L?
To find cheap insurance for your Fiat 500L, consider the following steps:
- Shop around and compare quotes from multiple insurance providers.
- Opt for higher deductibles, which can lower your premium.
- Take advantage of discounts offered by insurers, such as good driver discounts or multi-policy discounts.
- Maintain a clean driving record and avoid traffic violations to keep your rates low.
- Consider bundling your auto insurance with other insurance policies, like home or renters insurance, to potentially receive a discount.
Are there any specific factors that affect the cost of Fiat 500L insurance?
Yes, several factors can influence the cost of insurance for your Fiat 500L, including:
- Your driving record and claims history
- Your age and gender
- Your location and the prevalence of car theft or vandalism in that area
- The coverage options and limits you choose
- The deductible amount you select
- The safety features and anti-theft devices installed in your vehicle
Are there any cons to buying cheap Fiat 500L auto insurance?
While buying cheap auto insurance can help save money, there are some potential cons to consider:
- Cheap insurance may offer limited coverage, leaving you vulnerable in case of an accident or damage.
- Cheaper insurance providers may have subpar customer service or slower claims processing times.
- If you choose a higher deductible to lower your premium, you will have to pay more out of pocket in case of a claim.
- Cheap insurance may have stricter limitations or exclusions, potentially resulting in unexpected costs during a claim.
What are some safety features that can help lower the cost of Fiat 500L auto insurance?
Several safety features in the Fiat 500L can potentially lower the cost of insurance. Some examples include anti-lock brakes (ABS), electronic stability control (ESC), traction control, airbags, and anti-theft devices. These features can help reduce the risk of accidents, injuries, and theft, making your vehicle less of a liability to insure. Be sure to inform your insurance provider about any safety features your Fiat 500L is equipped with to potentially qualify for discounts.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.