Buy Cheap Audi Q3 Auto Insurance in 2024
The cost of Audi Q3 auto insurance rates are $1,586 a year, or around $132 a month on average. Good drivers can save as much as $2,446 a year over higher risk drivers.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Jun 12, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 12, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,586 a year or $132 each month
- A liability-only policy costs around $636 a year or $53 each month
- Highest rates are for teenage drivers at around $5,797 a year or $483 each month
- Good drivers can save as much as $654 a year by earning policy discounts
- Audi Q3 insurance costs around $67 more per year than the average vehicle
Buying insurance for an Audi can be more expensive than average. Audi Q3 insurance rates cost around $67 more per year than the average vehicle. Our guide goes over how to keep insurance rates for an Audi Q3 reasonable, so read on.
You can start comparing quotes for Audi Q3 car insurance rates from some of the best car insurance companies by using our free online tool now.
Audi Q3 Insurance Cost
The average car insurance costs for an Audi Q3 are $1,586 a year or $132 a month.
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Are Audi Q3s Expensive to Insure?
The chart below details how Audi Q3 insurance rates compare to other SUVs like the Kia Telluride, Mercedes-Benz GLE 350, and Toyota 4Runner.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi Q3 | $344 | $686 | $398 | $1,586 |
| Kia Telluride | $376 | $688 | $316 | $1,516 |
| Mercedes-Benz GLE 350 | $438 | $870 | $390 | $1,856 |
| Toyota 4Runner | $332 | $512 | $332 | $1,312 |
| Mercedes-Benz GLS 450 | $458 | $894 | $398 | $1,908 |
| Jeep Grand Cherokee | $322 | $562 | $372 | $1,414 |
| Honda Pilot | $336 | $470 | $372 | $1,336 |
However, there are a few things you can do to find the cheapest Audi insurance rates online.
What Impacts the Cost of Audi Q3 Insurance?
The Audi Q3 trim and model you choose can impact the total price you will pay for Audi Q3 insurance coverage.
Age of the Vehicle
The average Audi Q3 car insurance rates are higher for newer models. For example, car insurance for a 2018 Audi Q3 costs $1,586, while 2015 Audi Q3 insurance costs are $1,522, a difference of $64.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Audi Q3 | $344 | $686 | $398 | $1,586 |
| 2017 Audi Q3 | $332 | $668 | $416 | $1,574 |
| 2016 Audi Q3 | $320 | $640 | $430 | $1,548 |
| 2015 Audi Q3 | $304 | $618 | $442 | $1,522 |
Driver Age
Driver age can have a significant impact on Audi Q3 auto insurance rates. For example, 20-year-old drivers pay approximately $1,939 more each year for their Audi Q3 auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Audi Q3 insurance rates. For example, drivers in New York may pay $968 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Audi Q3 car insurance. Teens and drivers in their 20’s see the highest jump in their Audi Q3 car insurance with violations on their driving record.
Audi Q3 Safety Ratings
Your Audi Q3 auto insurance rates are influenced by the Audi Q3’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Audi Q3 Crash Test Ratings
Poor Audi Q3 crash test ratings could mean higher Audi Q3 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Audi Q3 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Audi Q3 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Audi Q3 SUV FWD | N/R | N/R | N/R | N/R |
| 2018 Audi Q3 SUV AWD | N/R | N/R | N/R | N/R |
| 2017 Audi Q3 SUV FWD | N/R | N/R | N/R | N/R |
| 2017 Audi Q3 SUV AWD | N/R | N/R | N/R | N/R |
| 2016 Audi Q3 SUV FWD | N/R | N/R | N/R | N/R |
| 2016 Audi Q3 SUV AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Audi Q3 Safety Features
Most drivers don’t realize that not only do Audi Q3 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Audi Q3 auto insurance rates. The Audi Q3’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Cross-Traffic Alert
Audi Q3 Insurance Loss Probability
Another contributing factor that plays a direct role in Audi Q3 insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 16% |
|---|---|
| Property Damage | -31% |
| Comprehensive | -6% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Audi Q3 Finance and Insurance Cost
If you are financing an Audi Q3, most lenders will require your carry higher Audi Q3 coverages including comprehensive coverage, so be sure to compare Audi Q3 car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Audi Q3 Insurance
There are many ways that you can save on Audi Q3 car insurance. Below are five actions you can take to find cheap Audi Q3 auto insurance rates.
- Take Advantage of Referral Fees
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
- Wait Six Years for Accidents to Disappear from Your Record
- Install an Aftermarket Anti-Theft Device for Your Audi Q3
- Get a Plan with Only Liability Coverage If You’re Driving an Older Audi Q3
Top Audi Q3 Insurance Companies
Who is the top car insurance company for Audi Q3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Audi Q3 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Audi Q3 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Audi Q3 Insurance Quotes Online
You can start comparing quotes for Audi Q3 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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Frequently Asked Questions
How can I find cheap auto insurance for my Audi Q3?
To find cheap auto insurance for your Audi Q3, you can follow these steps:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a good driving record, as insurance companies often offer lower rates to safe drivers.
- Consider raising your deductible, which can lower your premium.
- Opt for safety features and anti-theft devices in your Audi Q3, as they may qualify you for discounts.
- Inquire about available discounts, such as multi-policy, safe driver, or loyalty discounts.
- Ask your insurance agent about any specific discounts or programs that may be available for Audi vehicles.
What factors affect the cost of auto insurance for an Audi Q3?
Several factors can influence the cost of auto insurance for an Audi Q3. These factors include:
- Your driving history and record
- Your age, gender, and marital status
- The location where you live and park your Audi Q3
- The coverage options and deductibles you choose
- The value and model year of your Audi Q3
- The cost of repairs or replacement parts for the Audi Q3
- Your annual mileage and usage of the vehicle
Are there any specific insurance requirements for an Audi Q3?
While there are no specific insurance requirements solely for an Audi Q3, all vehicles on the road must meet the minimum insurance requirements set by the state in which you reside. These requirements typically include liability coverage for bodily injury and property damage.
Are there any discounts available for insuring an Audi Q3?
Yes, insurance companies often offer various discounts that can help reduce the cost of insuring an Audi Q3. Some common discounts for which you may be eligible include:
- Multi-vehicle or multi-policy discount for insuring multiple vehicles or bundling auto and home insurance with the same provider
- Safe driver discount for maintaining a clean driving record
- Anti-theft device discount for having security features installed in your Audi Q3
- Good student discount for students with excellent academic performance
- Loyalty or longevity discount for remaining with the same insurance company for an extended period
How can I get a quote for auto insurance for my Audi Q3?
There are several ways to obtain a quote for auto insurance for your Audi Q3:
- Contact insurance companies directly by phone or visit their websites to request a quote online.
- Work with an independent insurance agent who can provide quotes from multiple insurance companies.
- Utilize online insurance comparison tools to compare quotes from different insurers specifically for Audi Q3 coverage.
What should I consider when choosing an insurance provider for my Audi Q3?
When choosing an insurance provider for your Audi Q3, consider the following factors:
- Reputation and financial stability of the insurance company
- Coverage options and limits provided for your Audi Q3
- Customer service and claims handling process
- Discounts and additional benefits offered
- Price competitiveness compared to other insurers
- Availability of convenient payment options and online account management
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.