Buy Cheap Hopewell, VA Auto Insurance in 2024
Hopewell, VA auto insurance rates average $194 a month. Minimum auto insurance requirements in Hopewell, Virginia are 25/50/20 to comply with Virginia laws. To buy cheap auto insurance in Hopewell, VA, compare Hopewell auto insurance quotes from top companies.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Dec 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Hopewell, VA for teens drivers are $4,319/year
- Average auto insurance rates in Hopewell, VA are $194/month
- The most expensive auto insurance company in Hopewell after a DUI is Allstate
Finding affordable Hopewell, Virginia auto insurance can be challenging, but everything you need to know to buy cheap Hopewell, VA auto insurance with confidence is right here. Auto insurance rates in Hopewell are affected by local factors as well as personal ones like your driving record.
See how Hopewell, VA car insurance rates compare to Hampton auto insurance rates, Virginia Beach auto insurance rates, and Richmond auto insurance rates before you read more about the cost of auto insurance in Hopewell.
Don’t buy Hopewell, VA auto insurance until you’ve compared rates. Get free Hopewell, Virginia auto insurance quotes when you enter your ZIP code above.
Hopewell, VA Minimum Auto Insurance Requirements
The required auto insurance in Hopewell, VA is 25/50/20 according to the auto insurance laws in Virginia. The minimum auto insurance in Hopewell, Virginia is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Find Cheap Hopewell, VA Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Hopewell, VA. Take a look at Hopewell, Virginia auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,060 | $3,256 | $2,690 |
| Geico | $2,431 | $2,067 | $2,067 |
| Nationwide | $2,414 | $1,941 | $1,763 |
| Progressive | $2,498 | $2,193 | $2,052 |
| State Farm | $3,288 | $2,038 | $1,610 |
| USAA | $2,483 | $1,692 | $1,397 |
Buy Cheap Hopewell, VA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Hopewell, Virginia auto insurance rates? Find out how car insurance rates in Hopewell, VA are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,013 | $1,897 | $2,003 | $2,003 | $6,309 | $7,226 | $2,618 | $2,613 |
| Geico | $1,554 | $1,543 | $1,478 | $1,478 | $3,380 | $4,494 | $1,805 | $1,775 |
| Nationwide | $1,413 | $1,422 | $1,254 | $1,289 | $3,356 | $4,327 | $1,558 | $1,696 |
| Progressive | $1,122 | $1,059 | $1,021 | $1,022 | $5,206 | $5,838 | $1,349 | $1,366 |
| State Farm | $1,427 | $1,427 | $1,286 | $1,286 | $4,256 | $5,359 | $1,612 | $1,844 |
| USAA | $1,127 | $1,112 | $1,053 | $1,063 | $3,408 | $4,055 | $1,449 | $1,593 |
Buy Cheap Hopewell, VA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Hopewell can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hopewell, VA are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,309 | $7,226 |
| Geico | $3,380 | $4,494 |
| Nationwide | $3,356 | $4,327 |
| Progressive | $5,206 | $5,838 |
| State Farm | $4,256 | $5,359 |
| USAA | $3,408 | $4,055 |
Buy Cheap Hopewell, VA Auto Insurance for Seniors
You can save on senior auto insurance rates in Hopewell, Virginia by comparing Hopewell senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hopewell, VA here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,003 | $2,003 |
| Geico | $1,478 | $1,478 |
| Nationwide | $1,254 | $1,289 |
| Progressive | $1,021 | $1,022 |
| State Farm | $1,286 | $1,286 |
| USAA | $1,053 | $1,063 |
Find Cheap Auto Insurance Rates in Hopewell, VA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Hopewell, Virginia auto insurance. Compare Hopewell, VA auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,223 | $3,336 | $3,447 |
| Geico | $2,081 | $2,185 | $2,300 |
| Nationwide | $2,132 | $2,020 | $1,966 |
| Progressive | $2,126 | $2,216 | $2,402 |
| State Farm | $2,170 | $2,309 | $2,458 |
| USAA | $1,778 | $1,861 | $1,933 |
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Find Cheap Hopewell, VA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Hopewell. Compare auto insurance rates in Hopewell, VA by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,232 | $3,438 |
| Geico | $2,148 | $2,229 |
| Nationwide | $2,039 | $2,039 |
| Progressive | $2,248 | $2,248 |
| State Farm | $2,254 | $2,370 |
| USAA | $1,789 | $1,926 |
Find Cheap Hopewell, VA Auto Insurance Rates by Driving Record
Auto insurance rates in Hopewell, Virginia are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hopewell, VA, take a look at the average cost for various violations versus rates for a clean driving record in Hopewell.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,486 | $3,997 | $3,646 | $3,212 |
| Geico | $1,667 | $2,158 | $3,261 | $1,667 |
| Nationwide | $1,774 | $1,774 | $2,598 | $2,012 |
| Progressive | $1,918 | $2,548 | $2,296 | $2,229 |
| State Farm | $2,114 | $2,510 | $2,312 | $2,312 |
| USAA | $1,442 | $1,871 | $2,461 | $1,656 |
Find Cheap Hopewell, VA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Hopewell, Virginia is higher than for a clean driving record. You can buy auto insurance after a DUI in Hopewell for less when you shop around and compare rates from multiple Hopewell, VA auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,646 |
| Geico | $3,261 |
| Nationwide | $2,598 |
| Progressive | $2,296 |
| State Farm | $2,312 |
| USAA | $2,461 |
Winners by Category: Where to Buy Cheap Auto Insurance in Hopewell, VA
Compare rates from the cheapest auto insurance companies in Hopewell, VA for your needs. Take a look at how Hopewell, Virginia auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Progressive |
| Clean Record | USAA |
| With 1 Accident | Nationwide |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | USAA |
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Find Cheap Hopewell, Virginia Auto Insurance Companies
If you’re looking for the cheapest Hopewell, VA auto insurance companies overall, you can compare them here. Find the best price for Hopewell, Virginia car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,335 |
| Geico | $2,189 |
| Nationwide | $2,039 |
| Progressive | $2,248 |
| State Farm | $2,312 |
| USAA | $1,858 |
What affects Hopewell, Virginia auto insurance rates?
Local factors affect auto insurance rates in Hopewell, VA, including traffic, theft statistics, and commute length. Take a look at the things that impact Hopewell auto insurance rates.
Commute Times in Hopewell
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hopewell, VA is 24.5 minutes according to City-Data.
Compare Auto Insurance Quotes in Hopewell, VA
You can buy cheap Hopewell, VA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hopewell, Virginia auto insurance quotes from top companies.
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Frequently Asked Questions
Why is it important to have auto insurance in Hopewell, VA?
Auto insurance is important in Hopewell, VA, as it provides financial protection in case of accidents, theft, or damage to your vehicle. It is also a legal requirement in Virginia to have liability coverage to protect other drivers in the event of an accident.
What factors affect the cost of auto insurance in Hopewell, VA?
Several factors influence the cost of auto insurance in Hopewell, VA, including your driving record, age, gender, location, type of vehicle, credit score, and the coverage options you choose. Generally, drivers with clean records, lower-risk vehicles, and good credit scores tend to get lower insurance premiums.
How can I find cheap auto insurance in Hopewell, VA?
To find cheap auto insurance in Hopewell, VA, consider the following steps:
- Shop around and compare quotes from multiple insurance companies.
- Maintain a good driving record and take defensive driving courses.
- Increase your deductibles, if financially feasible.
- Bundle your auto insurance with other policies, such as home or renters insurance.
- Inquire about discounts for good driving habits, multiple vehicles, or safety features in your car.
What types of auto insurance coverage are available in Hopewell, VA?
Hopewell, VA offers several types of auto insurance coverage, including:
- Liability coverage: This covers bodily injury and property damage to others if you are at fault in an accident.
- Collision coverage: This covers damage to your vehicle resulting from a collision, regardless of fault.
- Comprehensive coverage: This covers damage to your vehicle from non-collision incidents, such as theft, vandalism, or natural disasters.
- Uninsured/underinsured motorist coverage: This provides protection if you are involved in an accident with a driver who doesn’t have sufficient insurance coverage.
Are there any specific auto insurance requirements in Hopewell, VA?
In Hopewell, VA, the state’s minimum requirements for auto insurance are as follows:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $20,000 property damage liability coverage per accident
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.