Buy Cheap Granbury, TX Auto Insurance in 2024
Granbury, TX auto insurance rates average $303 a month. Minimum auto insurance requirements in Granbury, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Granbury, TX, compare Granbury auto insurance quotes from top companies.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Granbury, TX are $303/month
- Average auto insurance rates in Granbury, TX after a DUI are $4,164/year
- The most expensive auto insurance company in Granbury is Allstate
Finding affordable Granbury, Texas auto insurance can be challenging, but everything you need to know to buy cheap Granbury, TX auto insurance with confidence is right here. Auto insurance rates in Granbury are affected by local factors as well as personal ones like your driving record.
See how Granbury, TX car insurance rates compare to Dallas auto insurance rates, El Paso auto insurance rates, and Arlington auto insurance rates before you read more about the cost of auto insurance in Granbury.
Don’t buy Granbury, TX auto insurance until you’ve compared rates. Get free Granbury, Texas auto insurance quotes when you enter your ZIP code above.
Granbury, TX Minimum Auto Insurance Requirements
The required auto insurance in Granbury, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Granbury, Texas is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Granbury, TX Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Granbury, TX. Take a look at Granbury, Texas auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,303 | $4,634 | $3,970 |
| American Family | $5,164 | $3,215 | $2,818 |
| Geico | $4,795 | $2,719 | $1,817 |
| Nationwide | $5,276 | $4,227 | $3,666 |
| Progressive | $4,677 | $4,036 | $3,739 |
| State Farm | $3,893 | $2,424 | $1,933 |
| USAA | $3,412 | $1,971 | $1,586 |
Buy Cheap Granbury, TX Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Granbury, Texas auto insurance rates? Find out how car insurance rates in Granbury, TX are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,198 | $3,227 | $3,155 | $3,155 | $8,562 | $10,345 | $3,969 | $4,140 |
| American Family | $2,303 | $2,548 | $2,131 | $2,425 | $5,842 | $7,664 | $3,250 | $3,699 |
| Geico | $2,307 | $2,488 | $2,231 | $2,519 | $5,068 | $5,280 | $2,494 | $2,497 |
| Nationwide | $2,730 | $2,778 | $2,407 | $2,551 | $7,853 | $10,095 | $3,218 | $3,485 |
| Progressive | $2,234 | $2,127 | $1,987 | $2,026 | $9,220 | $10,278 | $2,645 | $2,688 |
| State Farm | $1,912 | $1,912 | $1,705 | $1,705 | $4,628 | $5,907 | $2,083 | $2,146 |
| USAA | $1,490 | $1,499 | $1,424 | $1,414 | $4,141 | $4,511 | $1,980 | $2,123 |
Buy Cheap Granbury, TX Auto Insurance for Teen Drivers
Auto insurance for teenagers in Granbury can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Granbury, TX are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,562 | $10,345 |
| American Family | $5,842 | $7,664 |
| Geico | $5,068 | $5,280 |
| Nationwide | $7,853 | $10,095 |
| Progressive | $9,220 | $10,278 |
| State Farm | $4,628 | $5,907 |
| USAA | $4,141 | $4,511 |
Buy Cheap Granbury, TX Auto Insurance for Seniors
You can save on senior auto insurance rates in Granbury, Texas by comparing Granbury senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Granbury, TX here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,155 | $3,155 |
| American Family | $2,131 | $2,425 |
| Geico | $2,231 | $2,519 |
| Nationwide | $2,407 | $2,551 |
| Progressive | $1,987 | $2,026 |
| State Farm | $1,705 | $1,705 |
| USAA | $1,424 | $1,414 |
Find Cheap Auto Insurance Rates in Granbury, TX by Coverage Level
The amount of coverage you choose is a big factor in the cost of Granbury, Texas auto insurance. Compare Granbury, TX auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,875 | $4,934 | $5,097 |
| American Family | $3,491 | $3,607 | $4,100 |
| Geico | $2,961 | $3,080 | $3,291 |
| Nationwide | $4,740 | $4,200 | $4,228 |
| Progressive | $3,965 | $4,132 | $4,355 |
| State Farm | $2,609 | $2,745 | $2,895 |
| USAA | $2,244 | $2,314 | $2,410 |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Granbury, TX Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Granbury. Compare auto insurance rates in Granbury, TX by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,850 | $5,087 |
| American Family | $3,733 | $3,733 |
| Geico | $3,056 | $3,165 |
| Nationwide | $4,390 | $4,390 |
| Progressive | $4,151 | $4,151 |
| State Farm | $2,750 | $2,750 |
| USAA | $2,293 | $2,352 |
Find Cheap Granbury, TX Auto Insurance Rates by ZIP Code
Auto insurance rates in Granbury, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Granbury, TX to see how much where you live in Granbury affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 76048 | $5,388 |
| 76049 | $5,347 |
Find Cheap Granbury, TX Auto Insurance Rates by Driving Record
Auto insurance rates in Granbury, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Granbury, TX, take a look at the average cost for various violations versus rates for a clean driving record in Granbury.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,847 | $5,951 | $6,230 | $3,847 |
| American Family | $3,416 | $4,308 | $3,791 | $3,416 |
| Geico | $2,642 | $3,500 | $2,910 | $3,391 |
| Nationwide | $3,801 | $3,801 | $5,656 | $4,300 |
| Progressive | $3,624 | $4,670 | $4,229 | $4,079 |
| State Farm | $2,439 | $2,803 | $3,319 | $2,439 |
| USAA | $1,735 | $2,556 | $3,010 | $1,990 |
Find Cheap Granbury, TX Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Granbury, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Granbury for less when you shop around and compare rates from multiple Granbury, TX auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,230 |
| American Family | $3,791 |
| Geico | $2,910 |
| Nationwide | $5,656 |
| Progressive | $4,229 |
| State Farm | $3,319 |
| USAA | $3,010 |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Winners by Category: Where to Buy Cheap Auto Insurance in Granbury, TX
Compare rates from the cheapest auto insurance companies in Granbury, TX for your needs. Take a look at how Granbury, Texas auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
Find Cheap Granbury, Texas Auto Insurance Companies
If you’re looking for the cheapest Granbury, TX auto insurance companies overall, you can compare them here. Find the best price for Granbury, Texas car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,969 |
| American Family | $3,733 |
| Geico | $3,111 |
| Nationwide | $4,390 |
| Progressive | $4,151 |
| State Farm | $2,750 |
| USAA | $2,323 |
What affects Granbury, Texas auto insurance rates?
Local factors affect auto insurance rates in Granbury, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Granbury auto insurance rates.
Auto Theft in Granbury
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Granbury, TX auto theft show a total of 15 vehicle thefts annually.
Commute Times in Granbury
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Granbury, TX is 27.2 minutes according to City-Data.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Compare Auto Insurance Quotes in Granbury, TX
You can buy cheap Granbury, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Granbury, Texas auto insurance quotes from top companies.
Frequently Asked Questions
Can I really find cheap auto insurance in Granbury, TX?
Yes, it is possible to find affordable auto insurance in Granbury, TX. By comparing quotes from different insurance providers and understanding the factors that affect insurance rates, you can increase your chances of finding a policy that fits your budget.
What factors can affect my auto insurance rates in Granbury, TX?
Several factors can influence your auto insurance rates in Granbury, TX. These include your driving record, age, gender, the type of vehicle you drive, your credit history, the coverage options you choose, and the deductible amount.
How can I lower my auto insurance premiums in Granbury, TX?
There are several ways you can lower your auto insurance premiums in Granbury, TX. You can maintain a clean driving record, opt for a higher deductible, bundle your auto insurance with other policies, take advantage of discounts, and consider reducing optional coverage that you may not need.
What are some common types of auto insurance coverage in Granbury, TX?
Common types of auto insurance coverage in Granbury, TX include liability coverage (which is required by law), collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection (PIP) coverage.
What is the minimum auto insurance coverage required in Granbury, TX?
In Granbury, TX, the minimum auto insurance coverage required by law is liability insurance. This includes bodily injury liability coverage with minimum limits of $30,000 per person and $60,000 per accident, as well as property damage liability coverage with a minimum limit of $25,000.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.