Buy Cheap Ferris, TX Auto Insurance in 2024
Ferris, TX auto insurance rates average $331 a month. Minimum auto insurance requirements in Ferris, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Ferris, TX, compare Ferris auto insurance quotes from top companies.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Ferris after a DUI is Allstate
- Average auto insurance rates in Ferris, TX are $331/month
- Average auto insurance rates in Ferris, TX after a DUI are $4,538/year
Finding affordable Ferris, Texas auto insurance can be challenging, but everything you need to know to buy cheap Ferris, TX auto insurance with confidence is right here. Auto insurance rates in Ferris are affected by local factors as well as personal ones like your driving record.
See how Ferris, TX car insurance rates compare to Laredo auto insurance rates, San Antonio auto insurance rates, and El Paso auto insurance rates before you read more about the cost of auto insurance in Ferris.
Don’t buy Ferris, TX auto insurance until you’ve compared rates. Get free Ferris, Texas auto insurance quotes when you enter your ZIP code above.
Ferris, TX Minimum Auto Insurance Requirements
The required auto insurance in Ferris, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Ferris, Texas is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Ferris, TX Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Ferris, TX. Take a look at Ferris, Texas auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,626 | $5,611 | $4,813 |
| American Family | $5,415 | $3,396 | $2,972 |
| Geico | $5,913 | $3,332 | $2,210 |
| Nationwide | $4,774 | $3,838 | $3,329 |
| Progressive | $5,098 | $4,420 | $4,101 |
| State Farm | $4,160 | $2,590 | $2,065 |
| USAA | $3,766 | $2,192 | $1,768 |
Buy Cheap Ferris, TX Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Ferris, Texas auto insurance rates? Find out how car insurance rates in Ferris, TX are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,879 | $3,900 | $3,825 | $3,825 | $10,421 | $12,534 | $4,784 | $4,965 |
| American Family | $2,395 | $2,656 | $2,228 | $2,543 | $6,198 | $8,120 | $3,405 | $3,877 |
| Geico | $2,811 | $3,046 | $2,735 | $3,102 | $6,234 | $6,530 | $3,042 | $3,047 |
| Nationwide | $2,477 | $2,515 | $2,189 | $2,314 | $7,133 | $9,138 | $2,921 | $3,157 |
| Progressive | $2,398 | $2,263 | $2,143 | $2,179 | $10,232 | $11,415 | $2,830 | $2,857 |
| State Farm | $2,034 | $2,034 | $1,815 | $1,815 | $4,964 | $6,342 | $2,218 | $2,283 |
| USAA | $1,636 | $1,638 | $1,569 | $1,550 | $4,664 | $5,055 | $2,175 | $2,315 |
Buy Cheap Ferris, TX Auto Insurance for Teen Drivers
Auto insurance for teenagers in Ferris can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ferris, TX are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,421 | $12,534 |
| American Family | $6,198 | $8,120 |
| Geico | $6,234 | $6,530 |
| Nationwide | $7,133 | $9,138 |
| Progressive | $10,232 | $11,415 |
| State Farm | $4,964 | $6,342 |
| USAA | $4,664 | $5,055 |
Buy Cheap Ferris, TX Auto Insurance for Seniors
You can save on senior auto insurance rates in Ferris, Texas by comparing Ferris senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ferris, TX here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,825 | $3,825 |
| American Family | $2,228 | $2,543 |
| Geico | $2,735 | $3,102 |
| Nationwide | $2,189 | $2,314 |
| Progressive | $2,143 | $2,179 |
| State Farm | $1,815 | $1,815 |
| USAA | $1,569 | $1,550 |
Find Cheap Auto Insurance Rates in Ferris, TX by Coverage Level
The amount of coverage you choose is a big factor in the cost of Ferris, Texas auto insurance. Compare Ferris, TX auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,875 | $5,963 | $6,212 |
| American Family | $3,661 | $3,785 | $4,337 |
| Geico | $3,625 | $3,773 | $4,057 |
| Nationwide | $4,277 | $3,810 | $3,855 |
| Progressive | $4,294 | $4,516 | $4,809 |
| State Farm | $2,776 | $2,927 | $3,112 |
| USAA | $2,478 | $2,564 | $2,684 |
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Find Cheap Ferris, TX Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Ferris. Compare auto insurance rates in Ferris, TX by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,867 | $6,167 |
| American Family | $3,928 | $3,928 |
| Geico | $3,751 | $3,886 |
| Nationwide | $3,980 | $3,980 |
| Progressive | $4,540 | $4,540 |
| State Farm | $2,938 | $2,938 |
| USAA | $2,543 | $2,608 |
Find Cheap Ferris, TX Auto Insurance Rates by Driving Record
Auto insurance rates in Ferris, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ferris, TX, take a look at the average cost for various violations versus rates for a clean driving record in Ferris.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,627 | $7,238 | $7,576 | $4,627 |
| American Family | $3,588 | $4,543 | $3,992 | $3,588 |
| Geico | $3,237 | $4,311 | $3,561 | $4,164 |
| Nationwide | $3,455 | $3,455 | $5,112 | $3,900 |
| Progressive | $3,956 | $5,138 | $4,618 | $4,446 |
| State Farm | $2,601 | $2,996 | $3,555 | $2,601 |
| USAA | $1,914 | $2,840 | $3,350 | $2,197 |
Find Cheap Ferris, TX Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Ferris, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Ferris for less when you shop around and compare rates from multiple Ferris, TX auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $7,576 |
| American Family | $3,992 |
| Geico | $3,561 |
| Nationwide | $5,112 |
| Progressive | $4,618 |
| State Farm | $3,555 |
| USAA | $3,350 |
Winners by Category: Where to Buy Cheap Auto Insurance in Ferris, TX
Compare rates from the cheapest auto insurance companies in Ferris, TX for your needs. Take a look at how Ferris, Texas auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Find Cheap Ferris, Texas Auto Insurance Companies
If you’re looking for the cheapest Ferris, TX auto insurance companies overall, you can compare them here. Find the best price for Ferris, Texas car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,017 |
| American Family | $3,928 |
| Geico | $3,818 |
| Nationwide | $3,980 |
| Progressive | $4,540 |
| State Farm | $2,938 |
| USAA | $2,575 |
What affects Ferris, Texas auto insurance rates?
Local factors affect auto insurance rates in Ferris, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Ferris auto insurance rates.
Auto Theft in Ferris
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Ferris, TX auto theft show a total of 8 vehicle thefts annually.
Commute Times in Ferris
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ferris, TX is 30.0 minutes according to City-Data.
Compare Auto Insurance Quotes in Ferris, TX
You can buy cheap Ferris, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ferris, Texas auto insurance quotes from top companies.
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Frequently Asked Questions
What factors should I consider when looking for cheap auto insurance in Ferris, TX?
When searching for affordable auto insurance in Ferris, TX, consider factors such as the coverage options, deductible amount, discounts available, the insurer’s reputation, customer service, and the financial stability of the insurance company.
How can I find cheap auto insurance in Ferris, TX?
To find cheap auto insurance in Ferris, TX, you can follow these steps:
- Shop around and compare quotes from multiple insurance providers.
- Opt for higher deductibles, as this can lower your premium.
- Maintain a good driving record and consider taking defensive driving courses.
- Bundle your auto insurance with other policies, such as home insurance, for potential discounts.
- Inquire about available discounts, such as safe driver discounts, multi-car discounts, or loyalty discounts.
Are there any specific coverage options I should consider when buying auto insurance in Ferris, TX?
When purchasing auto insurance in Ferris, TX, it’s important to consider the following coverage options:
- Liability coverage: It covers injuries or damages you cause to others in an accident.
- Collision coverage: It covers repairs or replacement costs for your vehicle in case of a collision.
- Comprehensive coverage: It covers damages to your vehicle caused by non-collision incidents (e.g., theft, vandalism, natural disasters).
- Uninsured/underinsured motorist coverage: It protects you if you’re involved in an accident with a driver who lacks sufficient insurance coverage.
What are the advantages of buying cheap auto insurance in Ferris, TX?
Pros:
- Cost savings: Cheap auto insurance can help you save money on your premiums.
- Legal compliance: Auto insurance is mandatory in most states, including Texas. Having affordable coverage ensures compliance with the law.
- Financial protection: Even with a lower cost, insurance can provide some level of financial protection in case of accidents or damage.
What are the disadvantages of buying cheap auto insurance in Ferris, TX?
Cons:
- Limited coverage: Cheap auto insurance policies may have limited coverage options, leaving you exposed to potential risks.
- Higher deductibles: Lower-cost policies often come with higher deductibles, meaning you’ll have to pay more out of pocket in the event of a claim.
- Customer service concerns: Cheaper insurers may not offer the same level of customer service or claims support as more reputable and higher-priced providers.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.