Buy Cheap Eldon, MO Auto Insurance in 2024
Eldon, MO auto insurance rates average $276 a month. Minimum auto insurance requirements in Eldon, Missouri are 25/50/25 to comply with Missouri laws. To buy cheap auto insurance in Eldon, MO, compare Eldon auto insurance quotes from top companies.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Eldon, MO after a DUI are $3,845/year
- Average auto insurance rates in Eldon, MO are $276/month
- Average auto insurance rates in Eldon, MO for teens drivers are $6,490/year
Finding affordable Eldon, Missouri auto insurance can be challenging, but everything you need to know to buy cheap Eldon, MO auto insurance with confidence is right here. Auto insurance rates in Eldon are affected by local factors as well as personal ones like your driving record.
See how Eldon, MO car insurance rates compare to Blue Springs auto insurance rates, St. Charles auto insurance rates, and Kansas City auto insurance rates before you read more about the cost of auto insurance in Eldon.
Don’t buy Eldon, MO auto insurance until you’ve compared rates. Get free Eldon, Missouri auto insurance quotes when you enter your ZIP code above.
Eldon, MO Minimum Auto Insurance Requirements
The required auto insurance in Eldon, MO is 25/50/25 according to the auto insurance laws in Missouri. The minimum auto insurance in Eldon, Missouri is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Eldon, MO Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Eldon, MO. Take a look at Eldon, Missouri auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,341 | $3,435 | $2,842 |
| American Family | $4,289 | $3,008 | $2,533 |
| Farmers | $5,236 | $4,367 | $4,152 |
| Geico | $3,775 | $2,461 | $1,969 |
| Liberty Mutual | $6,684 | $4,063 | $3,199 |
| Nationwide | $2,630 | $2,174 | $1,890 |
| Progressive | $3,867 | $3,203 | $2,954 |
| State Farm | $3,481 | $2,291 | $1,892 |
| USAA | $4,340 | $1,994 | $1,421 |
Buy Cheap Eldon, MO Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Eldon, Missouri auto insurance rates? Find out how car insurance rates in Eldon, MO are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,716 | $2,637 | $2,437 | $2,515 | $7,369 | $7,979 | $2,618 | $2,710 |
| American Family | $2,170 | $2,170 | $1,927 | $1,927 | $5,764 | $7,532 | $2,170 | $2,553 |
| Farmers | $2,523 | $2,509 | $2,253 | $2,387 | $10,390 | $10,732 | $2,879 | $3,008 |
| Geico | $1,814 | $2,025 | $1,413 | $1,793 | $5,572 | $5,898 | $1,676 | $1,690 |
| Liberty Mutual | $2,820 | $3,060 | $2,317 | $2,600 | $9,579 | $10,645 | $2,979 | $3,189 |
| Nationwide | $1,476 | $1,508 | $1,320 | $1,399 | $3,782 | $4,847 | $1,689 | $1,827 |
| Progressive | $2,051 | $1,909 | $1,679 | $1,728 | $6,722 | $7,562 | $2,507 | $2,574 |
| State Farm | $1,622 | $1,622 | $1,446 | $1,446 | $4,602 | $5,800 | $1,821 | $2,080 |
| USAA | $1,604 | $1,598 | $1,429 | $1,469 | $4,629 | $5,676 | $2,017 | $2,258 |
Buy Cheap Eldon, MO Auto Insurance for Teen Drivers
Auto insurance for teenagers in Eldon can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Eldon, MO are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,369 | $7,979 |
| American Family | $5,764 | $7,532 |
| Farmers | $10,390 | $10,732 |
| Geico | $5,572 | $5,898 |
| Liberty Mutual | $9,579 | $10,645 |
| Nationwide | $3,782 | $4,847 |
| Progressive | $6,722 | $7,562 |
| State Farm | $4,602 | $5,800 |
| USAA | $4,629 | $5,676 |
Buy Cheap Eldon, MO Auto Insurance for Seniors
You can save on senior auto insurance rates in Eldon, Missouri by comparing Eldon senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Eldon, MO here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,437 | $2,515 |
| American Family | $1,927 | $1,927 |
| Farmers | $2,253 | $2,387 |
| Geico | $1,413 | $1,793 |
| Liberty Mutual | $2,317 | $2,600 |
| Nationwide | $1,320 | $1,399 |
| Progressive | $1,679 | $1,728 |
| State Farm | $1,446 | $1,446 |
| USAA | $1,429 | $1,469 |
Find Cheap Auto Insurance Rates in Eldon, MO by Coverage Level
The amount of coverage you choose is a big factor in the cost of Eldon, Missouri auto insurance. Compare Eldon, MO auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,735 | $3,865 | $4,018 |
| American Family | $3,191 | $3,381 | $3,258 |
| Farmers | $4,304 | $4,544 | $4,906 |
| Geico | $2,563 | $2,754 | $2,889 |
| Liberty Mutual | $4,398 | $4,669 | $4,880 |
| Nationwide | $2,096 | $2,253 | $2,343 |
| Progressive | $3,003 | $3,348 | $3,674 |
| State Farm | $2,404 | $2,561 | $2,699 |
| USAA | $2,491 | $2,578 | $2,686 |
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Find Cheap Eldon, MO Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Eldon. Compare auto insurance rates in Eldon, MO by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,873 | $3,873 |
| American Family | $3,243 | $3,310 |
| Farmers | $4,585 | $4,585 |
| Geico | $2,682 | $2,788 |
| Liberty Mutual | $4,649 | $4,649 |
| Nationwide | $2,231 | $2,231 |
| Progressive | $3,342 | $3,342 |
| State Farm | $2,493 | $2,616 |
| USAA | $2,491 | $2,680 |
Find Cheap Eldon, MO Auto Insurance Rates by Driving Record
Auto insurance rates in Eldon, Missouri are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Eldon, MO, take a look at the average cost for various violations versus rates for a clean driving record in Eldon.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,338 | $3,753 | $4,637 | $3,763 |
| American Family | $2,502 | $3,534 | $4,244 | $2,827 |
| Farmers | $3,963 | $4,933 | $4,823 | $4,621 |
| Geico | $2,149 | $2,765 | $3,701 | $2,325 |
| Liberty Mutual | $3,382 | $4,842 | $5,002 | $5,370 |
| Nationwide | $1,752 | $2,250 | $3,004 | $1,918 |
| Progressive | $2,890 | $3,878 | $3,207 | $3,391 |
| State Farm | $2,353 | $2,756 | $2,555 | $2,555 |
| USAA | $2,105 | $2,518 | $3,432 | $2,285 |
Find Cheap Eldon, MO Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Eldon, Missouri is higher than for a clean driving record. You can buy auto insurance after a DUI in Eldon for less when you shop around and compare rates from multiple Eldon, MO auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,637 |
| American Family | $4,244 |
| Farmers | $4,823 |
| Geico | $3,701 |
| Liberty Mutual | $5,002 |
| Nationwide | $3,004 |
| Progressive | $3,207 |
| State Farm | $2,555 |
| USAA | $3,432 |
Winners by Category: Where to Buy Cheap Auto Insurance in Eldon, MO
Compare rates from the cheapest auto insurance companies in Eldon, MO for your needs. Take a look at how Eldon, Missouri auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | Nationwide |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
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Find Cheap Eldon, Missouri Auto Insurance Companies
If you’re looking for the cheapest Eldon, MO auto insurance companies overall, you can compare them here. Find the best price for Eldon, Missouri car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,873 |
| American Family | $3,277 |
| Farmers | $4,585 |
| Geico | $2,735 |
| Liberty Mutual | $4,649 |
| Nationwide | $2,231 |
| Progressive | $3,342 |
| State Farm | $2,555 |
| USAA | $2,585 |
What affects Eldon, Missouri auto insurance rates?
Local factors affect auto insurance rates in Eldon, MO, including traffic, theft statistics, and commute length. Take a look at the things that impact Eldon auto insurance rates.
Commute Times in Eldon
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Eldon, MO is 24.1 minutes according to City-Data.
Compare Auto Insurance Quotes in Eldon, MO
You can buy cheap Eldon, MO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Eldon, Missouri auto insurance quotes from top companies.
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Frequently Asked Questions
What factors can affect the cost of auto insurance in Eldon, MO?
Several factors can impact the cost of auto insurance in Eldon, MO. These include your driving history, age, type of vehicle, coverage limits, deductible amount, and the insurance company you choose.
How can I find cheap auto insurance in Eldon, MO?
To find cheap auto insurance in Eldon, MO, you can consider the following steps:
- Shop around and compare quotes from multiple insurance companies.
- Opt for a higher deductible, as it can lower your premium.
- Maintain a good driving record and avoid traffic violations.
- Bundle your auto insurance with other policies like home or renters insurance.
- Inquire about discounts such as safe driver discounts, multi-car discounts, or good student discounts.
Are there any specific auto insurance requirements in Eldon, MO?
Yes, Eldon, MO follows the state’s minimum liability insurance requirements. As of my knowledge cutoff in September 2021, the minimum liability coverage required is 25/50/10, which means:
- $25,000 for bodily injury liability per person
- $50,000 for bodily injury liability per accident
- $10,000 for property damage liability per accident
Can I legally drive in Eldon, MO without auto insurance?
No, it is illegal to drive without auto insurance in Eldon, MO, as well as in most other states. You must have at least the minimum required liability coverage to drive legally.
Is it worth getting cheap auto insurance, or should I opt for higher coverage?
The decision between cheap auto insurance and higher coverage depends on your individual circumstances. While cheap auto insurance can save you money in the short term, it may provide less coverage and protection in the event of an accident. Consider your budget, the value of your vehicle, and your personal preferences when making this decision.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.