Buy Cheap East Moriches, NY Auto Insurance in 2024
East Moriches, NY auto insurance rates average $406 a month. Minimum auto insurance requirements in East Moriches, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in East Moriches, NY, compare East Moriches auto insurance quotes from top companies.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in East Moriches, NY are $406/month
- The most expensive auto insurance company in East Moriches after a DUI is Liberty Mutual
- The most expensive auto insurance company in East Moriches is Liberty Mutual
Finding affordable East Moriches, New York auto insurance can be challenging, but everything you need to know to buy cheap East Moriches, NY auto insurance with confidence is right here. Auto insurance rates in East Moriches are affected by local factors as well as personal ones like your driving record.
See how East Moriches, NY car insurance rates compare to Utica auto insurance rates, Syracuse auto insurance rates, and Mount Vernon auto insurance rates before you read more about the cost of auto insurance in East Moriches.
Don’t buy East Moriches, NY auto insurance until you’ve compared rates. Get free East Moriches, New York auto insurance quotes when you enter your ZIP code above.
East Moriches, NY Minimum Auto Insurance Requirements
The required auto insurance in East Moriches, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in East Moriches, New York is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap East Moriches, NY Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in East Moriches, NY. Take a look at East Moriches, New York auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,035 | $4,030 | $3,442 |
| Geico | $3,266 | $2,399 | $2,153 |
| Liberty Mutual | $11,345 | $7,408 | $5,540 |
| Nationwide | $5,276 | $5,276 | $5,276 |
| Progressive | $7,372 | $3,629 | $2,619 |
| State Farm | $6,100 | $3,830 | $3,042 |
| Travelers | $6,891 | $4,287 | $3,697 |
| USAA | $6,717 | $3,426 | $3,016 |
Buy Cheap East Moriches, NY Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect East Moriches, New York auto insurance rates? Find out how car insurance rates in East Moriches, NY are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,375 | $3,091 | $3,166 | $3,167 | $9,481 | $10,017 | $3,213 | $3,175 |
| Geico | $1,892 | $1,820 | $1,838 | $1,811 | $4,058 | $5,988 | $1,700 | $1,739 |
| Liberty Mutual | $6,047 | $6,047 | $5,633 | $5,633 | $11,845 | $17,111 | $6,047 | $6,418 |
| Nationwide | $3,894 | $3,894 | $3,662 | $3,662 | $7,249 | $10,911 | $3,894 | $5,043 |
| Progressive | $2,809 | $2,550 | $2,188 | $2,241 | $9,392 | $10,254 | $3,545 | $3,340 |
| State Farm | $2,776 | $2,776 | $2,430 | $2,430 | $8,028 | $9,871 | $3,059 | $3,220 |
| Travelers | $3,453 | $3,489 | $3,190 | $3,419 | $8,430 | $10,188 | $3,670 | $3,826 |
| USAA | $2,290 | $2,254 | $2,085 | $2,091 | $9,224 | $10,935 | $2,946 | $3,267 |
Buy Cheap East Moriches, NY Auto Insurance for Teen Drivers
Auto insurance for teenagers in East Moriches can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in East Moriches, NY are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,481 | $10,017 |
| Geico | $4,058 | $5,988 |
| Liberty Mutual | $11,845 | $17,111 |
| Nationwide | $7,249 | $10,911 |
| Progressive | $9,392 | $10,254 |
| State Farm | $8,028 | $9,871 |
| Travelers | $8,430 | $10,188 |
| USAA | $9,224 | $10,935 |
Buy Cheap East Moriches, NY Auto Insurance for Seniors
You can save on senior auto insurance rates in East Moriches, New York by comparing East Moriches senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in East Moriches, NY here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,166 | $3,167 |
| Geico | $1,838 | $1,811 |
| Liberty Mutual | $5,633 | $5,633 |
| Nationwide | $3,662 | $3,662 |
| Progressive | $2,188 | $2,241 |
| State Farm | $2,430 | $2,430 |
| Travelers | $3,190 | $3,419 |
| USAA | $2,085 | $2,091 |
Find Cheap Auto Insurance Rates in East Moriches, NY by Coverage Level
The amount of coverage you choose is a big factor in the cost of East Moriches, New York auto insurance. Compare East Moriches, NY auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,517 | $4,814 | $5,176 |
| Geico | $2,441 | $2,590 | $2,786 |
| Liberty Mutual | $7,665 | $8,075 | $8,553 |
| Nationwide | $4,894 | $5,222 | $5,712 |
| Progressive | $4,265 | $4,505 | $4,850 |
| State Farm | $4,072 | $4,350 | $4,550 |
| Travelers | $4,638 | $4,891 | $5,346 |
| USAA | $4,224 | $4,357 | $4,579 |
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Find Cheap East Moriches, NY Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in East Moriches. Compare auto insurance rates in East Moriches, NY by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,768 | $4,903 |
| Geico | $2,530 | $2,682 |
| Liberty Mutual | $7,863 | $8,332 |
| Nationwide | $5,276 | $5,276 |
| Progressive | $4,540 | $4,540 |
| State Farm | $4,166 | $4,482 |
| Travelers | $4,958 | $4,958 |
| USAA | $4,342 | $4,431 |
Find Cheap East Moriches, NY Auto Insurance Rates by Driving Record
Auto insurance rates in East Moriches, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in East Moriches, NY, take a look at the average cost for various violations versus rates for a clean driving record in East Moriches.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,120 | $4,120 | $5,946 | $5,156 |
| Geico | $2,017 | $2,200 | $4,189 | $2,017 |
| Liberty Mutual | $6,367 | $6,367 | $13,289 | $6,367 |
| Nationwide | $3,981 | $3,981 | $9,066 | $4,076 |
| Progressive | $4,407 | $4,407 | $4,906 | $4,439 |
| State Farm | $4,114 | $4,114 | $4,534 | $4,534 |
| Travelers | $4,208 | $5,307 | $5,386 | $4,932 |
| USAA | $3,912 | $3,976 | $5,682 | $3,976 |
Find Cheap East Moriches, NY Auto Insurance Rates After a DUI
The cost of DUI auto insurance in East Moriches, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in East Moriches for less when you shop around and compare rates from multiple East Moriches, NY auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,946 |
| Geico | $4,189 |
| Liberty Mutual | $13,289 |
| Nationwide | $9,066 |
| Progressive | $4,906 |
| State Farm | $4,534 |
| Travelers | $5,386 |
| USAA | $5,682 |
Winners by Category: Where to Buy Cheap Auto Insurance in East Moriches, NY
Compare rates from the cheapest auto insurance companies in East Moriches, NY for your needs. Take a look at how East Moriches, New York auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
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Find Cheap East Moriches, New York Auto Insurance Companies
If you’re looking for the cheapest East Moriches, NY auto insurance companies overall, you can compare them here. Find the best price for East Moriches, New York car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,836 |
| Geico | $2,606 |
| Liberty Mutual | $8,098 |
| Nationwide | $5,276 |
| Progressive | $4,540 |
| State Farm | $4,324 |
| Travelers | $4,958 |
| USAA | $4,387 |
What affects East Moriches, New York auto insurance rates?
Local factors affect auto insurance rates in East Moriches, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact East Moriches auto insurance rates.
Commute Times in East Moriches
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in East Moriches, NY is 31.0 minutes according to City-Data.
Compare Auto Insurance Quotes in East Moriches, NY
You can buy cheap East Moriches, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free East Moriches, New York auto insurance quotes from top companies.
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Frequently Asked Questions
Can I really find cheap auto insurance in East Moriches, NY?
Yes, it is possible to find affordable auto insurance in East Moriches, NY. By comparing quotes from different insurance providers and considering various factors, you can find coverage that fits your budget.
What factors affect the cost of auto insurance?
Several factors can influence the cost of auto insurance, including your driving history, age, the type of vehicle you drive, your location, and your credit score. Insurance providers consider these factors when calculating your premium.
How can I get cheap auto insurance in East Moriches, NY?
To obtain cheap auto insurance in East Moriches, NY, you can follow these tips: maintain a clean driving record, consider a higher deductible, explore discounts and rewards programs, bundle your policies, and compare quotes from different insurance companies.
Are there any downsides to buying cheap auto insurance?
While cheap auto insurance can save you money upfront, it may come with certain downsides. Cheap policies might offer less coverage or have higher deductibles, resulting in higher out-of-pocket costs in case of an accident. Additionally, customer service and claims handling may not be as efficient compared to more established and reputable insurance companies.
What are the pros of buying cheap auto insurance?
- Cost savings: Cheap auto insurance can help you save money on your monthly premiums.
- Affordability: It allows you to meet your state’s minimum insurance requirements without breaking the bank.
- Accessibility: Cheap auto insurance policies are often available to a wide range of drivers, including those with less-than-perfect driving records.
What are the cons of buying cheap auto insurance?
- Limited coverage options: Cheap auto insurance policies may have lower coverage limits, which means you might have to pay more out-of-pocket in case of an accident.
- Higher deductibles: Cheap policies often have higher deductibles, requiring you to pay more before your insurance coverage kicks in.
- Lesser-known companies: Some cheap auto insurance providers may have less-established reputations, potentially leading to issues with customer service and claims handling.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.