Buy Cheap Dodge Viper Auto Insurance in 2024
Average auto insurance rates for a Dodge Viper cost $2,098 a year, or around $175 a month. On average, Dodge Viper comprehensive insurance coverage costs $511, collision coverage costs $746, and liability coverage costs $592.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
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UPDATED: Jul 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $2,098 a year or $175 each month
- A liability-only policy costs around $841 a year or $70 each month
- Highest rates are for teenage drivers at around $7,668 a year or $639 each month
- Good drivers can save as much as $865 a year by earning policy discounts
- Dodge Viper insurance costs around $579 more per year than the average vehicle
Dodge Viper insurance rates can be expensive. Dodge Viper insurance costs around $579 more per year than the average vehicle, but don’t worry. Our guide covers everything that goes into calculating Dodge Viper Insurance rates, from driver records to loss probabilities.
You can start comparing quotes for Dodge Viper car insurance rates from some of the best car insurance companies by using our free online tool now.
Dodge Viper Insurance Cost
The average Dodge Viper car insurance costs are $2,098 a year or $175 a month.
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Are Dodge Vipers Expensive to Insure?
The chart below details how Dodge Viper insurance rates compare to other sports cars like the Porsche 911, Jaguar F-TYPE, and Chevrolet Camaro.
Read More: Buy Cheap Porsche Auto Insurance
| Vehicle | Comprehensive | Collision | Liability | Total |
| Porsche 911 | $482 | $1042 | $398 | $2,080 |
| Jaguar F-TYPE | $508 | $1102 | $398 | $2,166 |
| Chevrolet Camaro | $348 | $594 | $372 | $1,472 |
| Cadillac ATS-V | $406 | $834 | $398 | $1,796 |
| Audi TTS | $394 | $714 | $338 | $1,582 |
| Audi TT RS | $420 | $774 | $338 | $1,668 |
Read more: Buy Cheap Jaguar Auto Insurance
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
Read more: Buy Cheap Chevrolet Auto Insurance
What Impacts the Cost of Dodge Viper Insurance?
The Dodge Viper trim and model you choose will affect the total price you will pay for Dodge Viper insurance coverage.
Age of the Vehicle
The average Dodge Viper car insurance rates are higher for newer models. For example, car insurance for a 2017 Dodge Viper costs $2,098, while 2010 Dodge Viper insurance costs are $1,624, a difference of $474.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Dodge Viper | $478 | $1046 | $416 | $2,098 |
| 2016 Dodge Viper | $462 | $1002 | $430 | $2,052 |
| 2015 Dodge Viper | $436 | $966 | $442 | $2,002 |
| 2010 Dodge Viper | $348 | $654 | $464 | $1,624 |
Driver Age
Driver age can have a significant impact on Dodge Viper auto insurance rates. For example, 20-year-old drivers pay approximately $2,566 more each year for their Dodge Viper auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Dodge Viper insurance rates. For example, drivers in Los Angeles may pay $300 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Dodge Viper auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Dodge Viper car insurance with violations on their driving record.
Dodge Viper Safety Ratings
Your Dodge Viper auto insurance rates are tied to the Dodge Viper’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | N/R |
| Side | N/R |
| Roof strength | N/R |
| Head restraints and seats | N/R |
| Source: Insurance Institute for Highway Safety | |
Dodge Viper Crash Test Ratings
Not only do good Dodge Viper crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Dodge Viper auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2017 Dodge Viper 2 DR RWD | N/R | N/R | N/R | N/R |
| 2016 Dodge Viper 2 DR RWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Dodge Viper Safety Features
The more safety features you have on your Dodge Viper, the more likely it is that you can earn a discount. The Dodge Viper’s safety features include:
- Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Uconnect Access Emergency Sos
- Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Dual Stage Driver And Passenger Door-Mounted Side Airbags
- Airbag Occupancy Sensor
- Outboard Front Lap And Shoulder Safety Belts -inc: Pretensioners
- ParkView Back-Up Camera
Dodge Viper Insurance Loss Probability
The Dodge Viper’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Dodge Viper, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 47% |
|---|---|
| Property Damage | no data |
| Comprehensive | no data |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Dodge Viper Finance and Insurance Cost
If you are financing a Dodge Viper, most lenders will require your carry higher Dodge Viper coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Viper auto insurance quotes from the best auto insurance companies using our FREE tool below.
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Ways to Save on Dodge Viper Insurance
There are many ways that you can save on Dodge Viper car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Dodge Viper car insurance rates low.
- Move to an Area with a Lower Cost of Living
- Provide Your Dodge Viper VIN When Requesting Dodge Viper Auto Insurance Quotes
- Install an Aftermarket Anti-Theft Device for Your Dodge Viper
- Reduce Modifications on Your Dodge Viper
- Audit Your Dodge Viper Driving When You Move to a New Location or Start a New Job
Top Dodge Viper Insurance Companies
Who is the best company for Dodge Viper insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Viper insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Viper offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Dodge Viper Insurance Quotes Online
You can start comparing quotes for Dodge Viper car insurance rates from some of the best car insurance companies by using our free online tool now.
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Frequently Asked Questions
How can I buy cheap insurance for my Dodge Viper?
To find affordable insurance for your Dodge Viper, consider the following steps:
- Compare quotes from multiple insurance providers to get the best rates.
- Opt for higher deductibles if you can afford to pay more out of pocket in case of an accident.
- Maintain a clean driving record to demonstrate responsible behavior on the road.
- Install safety features and anti-theft devices in your vehicle to lower the risk of theft or damage.
- Inquire about discounts that may be available to you, such as multi-policy discounts or safe driver discounts.
Are there any specific factors that affect the insurance cost of a Dodge Viper?
Yes, several factors can influence the cost of insurance for a Dodge Viper. These factors may include:
- The model year, make, and value of the vehicle.
- The age, driving history, and location of the primary driver.
- The intended usage of the car (e.g., daily commute or occasional pleasure driving).
- The level of coverage and deductibles selected.
- The safety features and anti-theft devices installed in the vehicle.
Should I only focus on getting the cheapest insurance for my Dodge Viper?
While finding affordable insurance is important, it is equally crucial to consider the overall coverage and quality of the insurance policy. Cheaper insurance may come with limitations in coverage or higher deductibles, which could be a disadvantage in case of an accident or damage. Striking a balance between cost and coverage is recommended.
Can I get discounts on my Dodge Viper insurance?
Yes, many insurance providers offer various discounts that you may qualify for. Some common discounts include:
- Multi-vehicle or multi-policy discounts: Insuring multiple vehicles or bundling home and auto insurance with the same provider.
- Safe driver discounts: Having a clean driving record or completing a defensive driving course.
- Good student discounts: If the primary driver is a student with good grades.
- Anti-theft device discounts: Installing anti-theft devices in your vehicle.
- Membership discounts: Some organizations or affiliations may provide discounted insurance rates.
What are the pros and cons of buying cheap insurance for a Dodge Viper?
Pros of buying cheap insurance:
- Lower monthly premiums, which can help reduce overall expenses.
- Greater affordability, especially if you’re on a tight budget.
- Opportunity to find a cost-effective policy without compromising essential coverage.
Cons of buying cheap insurance:
- Limited coverage options, which may not adequately protect you in case of an accident or damage.
- Higher deductibles, requiring you to pay more out of pocket before insurance coverage kicks in.
- Potential for dealing with less reliable insurance companies or unsatisfactory customer service.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.