Buy Cheap Dodge Challenger Auto Insurance in 2024
Average Dodge Challenger insurance rates cost $141 per month ($1,692 per year). Teens pay the highest rates at up to $6,184 a year, while good drivers may only pay $994.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jun 12, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 12, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,692 a year or $141 each month
- A liability-only policy costs around $678 a year or $57 each month
- Highest rates are for teenage drivers at around $6,184 a year or $515 each month
- Good drivers can save as much as $698 a year by earning policy discounts
- Dodge Challenger insurance costs around $173 more per year than the average vehicle
Are you looking for clear, comprehensive advice on Dodge Challenger insurance rates? Look no further. Full coverage for a Dodge Challenger costs around $1,692 a year or $141 each month. Read on to learn more.
You can start comparing quotes for Dodge Challenger car insurance rates from some of the best car insurance companies by using our free online tool now.
What does Dodge Challenger insurance cost?
The average Dodge Challenger auto insurance costs are $1,692 a year or $141 a month.
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Are Dodge Challengers expensive to insure?
The chart below details how Dodge Challenger insurance rates compare to other coupes like the Nissan 370Z, Audi S5, and MINI Hardtop 2 Door.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Dodge Challenger | $404 | $688 | $420 | $1,692 |
| Nissan 370Z | $332 | $714 | $450 | $1,676 |
| Audi S5 | $394 | $864 | $398 | $1,814 |
| MINI Hardtop 2 Door | $282 | $536 | $338 | $1,292 |
| Audi TT | $382 | $714 | $398 | $1,652 |
| Cadillac ATS Coupe | $344 | $686 | $398 | $1,586 |
| Infiniti Q60 | $382 | $744 | $398 | $1,682 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
What impacts the cost of Dodge Challenger insurance?
The Dodge Challenger trim and model you choose will affect the total price you will pay for Dodge Challenger insurance coverage.
Age of the Vehicle
Older Dodge Challenger models generally cost less to insure. For example, auto insurance for a 2020 Dodge Challenger costs $1,692, while 2010 Dodge Challenger insurance costs are $1,364, a difference of $328.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Dodge Challenger | $404 | $688 | $420 | $1,692 |
| 2019 Dodge Challenger | $384 | $660 | $440 | $1,664 |
| 2018 Dodge Challenger | $370 | $656 | $450 | $1,656 |
| 2017 Dodge Challenger | $356 | $640 | $470 | $1,646 |
| 2016 Dodge Challenger | $344 | $612 | $486 | $1,622 |
| 2015 Dodge Challenger | $326 | $592 | $500 | $1,598 |
| 2014 Dodge Challenger | $312 | $548 | $510 | $1,550 |
| 2013 Dodge Challenger | $300 | $516 | $514 | $1,510 |
| 2012 Dodge Challenger | $288 | $464 | $520 | $1,452 |
| 2011 Dodge Challenger | $270 | $426 | $520 | $1,396 |
| 2010 Dodge Challenger | $260 | $400 | $524 | $1,364 |
Driver Age
Driver age can have a significant effect on the cost of Dodge Challenger car insurance. For example, 30-year-old drivers pay approximately $74 more for their Dodge Challenger car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Dodge Challenger insurance rates. For example, drivers in Houston may pay $1,247 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Dodge Challenger auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Dodge Challenger car insurance with violations on their driving record.
Dodge Challenger Safety Ratings
Your Dodge Challenger auto insurance rates are influenced by the Dodge Challenger’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Marginal |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Acceptable |
| Head restraints and seats | Acceptable |
| Source: Insurance Institute for Highway Safety | |
Dodge Challenger Crash Test Ratings
The crash test ratings of the Dodge Challenger can impact your Dodge Challenger car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Dodge Challenger SRT 2 DR RWD | N/R | N/R | N/R | N/R |
| 2020 Dodge Challenger 2 DR RWD | N/R | 4 stars | N/R | 4 stars |
| 2020 Dodge Challenger 2 DR AWD | N/R | 4 stars | N/R | 4 stars |
| 2019 Dodge Challenger SRT 2 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Dodge Challenger 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Dodge Challenger 2 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Dodge Challenger SRT Demon 2 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Dodge Challenger SRT 2 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Dodge Challenger 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Dodge Challenger 2 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Dodge Challenger SRT 2 DR RWD | N/R | N/R | N/R | N/R |
| 2017 Dodge Challenger 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Dodge Challenger 2 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Dodge Challenger SRT 2 DR RWD | N/R | N/R | N/R | N/R |
| 2016 Dodge Challenger 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Dodge Challenger Safety Features
Dodge Challenger safety features can lower the cost of your insurance. The safety features for the 2020 Dodge Challenger include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Traction Control
- Blind Spot Monitor
- Cross-Traffic Alert
What can you expect Dodge Challenger finance and insurance costs to be like?
If you are financing a Dodge Challenger, most lenders will require your carry higher Dodge Challenger coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Challenger auto insurance rates from the best companies using our FREE tool below.
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What ways can you save on Dodge Challenger insurance?
There are many ways that you can save on Dodge Challenger car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Dodge Challenger car insurance rates low.
- Re-Check Dodge Challenger Quotes After Every 6 Months of Coverage, Or At Least From Time to Time
- Reduce Modifications and Optional Equipment on Your Dodge Challenger, Keeping Standard Equipment Can Help Keep Costs Down
- Remove Young Drivers from Your Dodge Challenger Insurance Plan
- Ask About Retiree Discounts To Help You Lower The Price
- Take Public Transit Instead of Driving Your Own Wheels Everywhere
What are the top Dodge Challenger insurance companies?
Who is the top car insurance company for Dodge Challenger insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Challenger auto insurance coverage at this time (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Challenger offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
In conclusion, it’s important to shop around when looking for Dodge Challenger insurance quotes because there are so many different options out there.
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You can start comparing quotes for Dodge Challenger insurance from some of the top car insurance companies by using our free online tool today.
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Frequently Asked Questions
What factors can affect the cost of auto insurance for a Dodge Challenger? Dodge Challenger?
Several factors can impact the cost of auto insurance for a Dodge Challenger. These factors include your driving record, age, gender, location, credit score, the model and year of your Dodge Challenger, the coverage options you choose, and the deductible amount. Additionally, insurance providers may consider the vehicle’s safety features, repair costs, and theft rates when determining the premium.
Are there any specific discounts available for Dodge Challenger auto insurance?
Yes, there are various discounts that may be available for Dodge Challenger auto insurance. Common discounts include safe driver discounts, multi-policy discounts for bundling your auto insurance with other policies, good student discounts, and discounts for vehicles equipped with safety features such as anti-lock brakes, airbags, and anti-theft systems. Check with your insurance provider to learn about the specific discounts you may qualify for.
What are the recommended coverage options for insuring a Dodge Challenger?
The recommended coverage options for insuring a Dodge Challenger typically include liability coverage, which is required by law and covers injuries or damages you cause to others in an accident. Additionally, comprehensive and collision coverage can help protect your vehicle against theft, vandalism, accidents, and other non-collision incidents. Uninsured/underinsured motorist coverage is also advisable to protect yourself if you’re involved in an accident with an uninsured or underinsured driver.
How can I find cheap auto insurance for my Dodge Challenger?
To find cheap auto insurance for your Dodge Challenger, consider the following tips:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a good driving record by avoiding accidents and traffic violations.
- Inquire about available discounts and take advantage of those you qualify for.
- Adjust your coverage options and deductibles based on your specific needs and budget.
- Consider installing additional safety features in your vehicle to potentially lower your premium.
Are there any specific considerations for insuring a high-performance vehicle like the Dodge Challenger?
Insuring a high-performance vehicle like the Dodge Challenger may come with additional considerations. These vehicles may have higher insurance rates due to their increased horsepower and potential for higher speeds. It’s important to ensure that your insurance policy provides adequate coverage for the value of the vehicle and any modifications. It’s also advisable to review and understand any exclusions or limitations related to high-performance vehicles in your insurance policy.
Can I modify my Dodge Challenger and still get affordable insurance?
Modifying your Dodge Challenger can affect your insurance rates. Adding modifications such as performance enhancements, custom body kits, or aftermarket parts may increase the value of your vehicle and potentially raise your insurance premiums. It’s important to notify your insurance provider about any modifications you make to your car. Some insurers may offer coverage specifically for modified vehicles, while others may require additional coverage or charge higher premiums. It’s recommended to discuss the modifications with your insurance provider to understand how they may impact your rates and coverage.
Are there any specific insurance considerations for Dodge Challenger owners in terms of theft prevention?
Dodge Challengers can be a target for theft due to their desirability and value. To help prevent theft and potentially lower your insurance rates, consider installing anti-theft devices such as car alarms, steering wheel locks, or GPS tracking systems. Some insurance providers may offer discounts for vehicles equipped with these security features. Additionally, parking your Dodge Challenger in a secure location, such as a garage, can also reduce the risk of theft.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.