Buy Cheap Depoe Bay, OR Auto Insurance in 2024
Depoe Bay, OR auto insurance rates average $278 a month. Minimum auto insurance requirements in Depoe Bay, Oregon are 25/50/20 to comply with Oregon laws. To buy cheap auto insurance in Depoe Bay, OR, compare Depoe Bay auto insurance quotes from top companies.
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Laura Gunn
Insurance and Finance Writer
Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. Her experience in various industries has helped develop both her ...
Insurance and Finance Writer
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Depoe Bay, OR are $278/month
- Average auto insurance rates in Depoe Bay, OR for teens drivers are $6,479/year
- The most expensive auto insurance company in Depoe Bay after a DUI is Allstate
Finding affordable Depoe Bay, Oregon auto insurance can be challenging, but everything you need to know to buy cheap Depoe Bay, OR auto insurance with confidence is right here. Auto insurance rates in Depoe Bay are affected by local factors as well as personal ones like your driving record.
See how Depoe Bay, OR car insurance rates compare to Medford auto insurance rates, Salem auto insurance rates, and Portland auto insurance rates before you read more about the cost of auto insurance in Depoe Bay.
Don’t buy Depoe Bay, OR auto insurance until you’ve compared rates. Get free Depoe Bay, Oregon auto insurance quotes when you enter your ZIP code above.
Depoe Bay, OR Minimum Auto Insurance Requirements
The required auto insurance in Depoe Bay, OR is 25/50/20 according to the auto insurance laws in Oregon. The minimum auto insurance in Depoe Bay, Oregon is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Find Cheap Depoe Bay, OR Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Depoe Bay, OR. Take a look at Depoe Bay, Oregon auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,123 | $4,311 | $3,557 |
| American Family | $4,569 | $3,370 | $2,856 |
| Farmers | $3,942 | $3,225 | $3,058 |
| Geico | $3,831 | $3,176 | $2,520 |
| Liberty Mutual | $5,970 | $3,521 | $2,721 |
| Nationwide | $3,761 | $2,988 | $2,591 |
| Progressive | $3,704 | $3,199 | $2,979 |
| State Farm | $3,729 | $2,378 | $1,903 |
| Travelers | $3,364 | $2,643 | $2,083 |
| USAA | $3,973 | $2,212 | $1,761 |
Buy Cheap Depoe Bay, OR Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Depoe Bay, Oregon auto insurance rates? Find out how car insurance rates in Depoe Bay, OR are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,043 | $2,833 | $2,777 | $2,808 | $9,189 | $10,259 | $3,192 | $3,209 |
| American Family | $2,362 | $2,362 | $2,105 | $2,105 | $5,847 | $9,162 | $2,362 | $2,481 |
| Farmers | $1,909 | $1,869 | $1,691 | $1,798 | $7,756 | $7,925 | $2,133 | $2,186 |
| Geico | $2,354 | $2,273 | $2,197 | $2,215 | $6,119 | $5,577 | $2,507 | $2,163 |
| Liberty Mutual | $2,628 | $2,768 | $2,280 | $2,527 | $8,313 | $8,954 | $2,533 | $2,560 |
| Nationwide | $2,192 | $2,185 | $1,952 | $2,043 | $5,014 | $6,275 | $2,555 | $2,694 |
| Progressive | $1,768 | $1,602 | $1,533 | $1,582 | $7,514 | $8,255 | $2,107 | $1,990 |
| State Farm | $1,595 | $1,595 | $1,459 | $1,459 | $5,040 | $6,331 | $1,810 | $2,072 |
| Travelers | $1,773 | $1,792 | $1,597 | $1,664 | $4,971 | $6,034 | $1,853 | $1,888 |
| USAA | $1,646 | $1,598 | $1,628 | $1,571 | $5,025 | $5,398 | $2,119 | $2,203 |
Buy Cheap Depoe Bay, OR Auto Insurance for Teen Drivers
Auto insurance for teenagers in Depoe Bay can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Depoe Bay, OR are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,189 | $10,259 |
| American Family | $5,847 | $9,162 |
| Farmers | $7,756 | $7,925 |
| Geico | $6,119 | $5,577 |
| Liberty Mutual | $8,313 | $8,954 |
| Nationwide | $5,014 | $6,275 |
| Progressive | $7,514 | $8,255 |
| State Farm | $5,040 | $6,331 |
| Travelers | $4,971 | $6,034 |
| USAA | $5,025 | $5,398 |
Buy Cheap Depoe Bay, OR Auto Insurance for Seniors
You can save on senior auto insurance rates in Depoe Bay, Oregon by comparing Depoe Bay senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Depoe Bay, OR here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,777 | $2,808 |
| American Family | $2,105 | $2,105 |
| Farmers | $1,691 | $1,798 |
| Geico | $2,197 | $2,215 |
| Liberty Mutual | $2,280 | $2,527 |
| Nationwide | $1,952 | $2,043 |
| Progressive | $1,533 | $1,582 |
| State Farm | $1,459 | $1,459 |
| Travelers | $1,597 | $1,664 |
| USAA | $1,628 | $1,571 |
Find Cheap Auto Insurance Rates in Depoe Bay, OR by Coverage Level
The amount of coverage you choose is a big factor in the cost of Depoe Bay, Oregon auto insurance. Compare Depoe Bay, OR auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,484 | $4,654 | $4,854 |
| American Family | $3,592 | $3,803 | $3,400 |
| Farmers | $3,198 | $3,365 | $3,662 |
| Geico | $2,910 | $3,193 | $3,424 |
| Liberty Mutual | $3,843 | $4,061 | $4,307 |
| Nationwide | $2,971 | $3,196 | $3,175 |
| Progressive | $3,185 | $3,279 | $3,418 |
| State Farm | $2,520 | $2,674 | $2,816 |
| Travelers | $2,531 | $2,682 | $2,877 |
| USAA | $2,534 | $2,651 | $2,760 |
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Find Cheap Depoe Bay, OR Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Depoe Bay. Compare auto insurance rates in Depoe Bay, OR by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,664 | $4,664 |
| American Family | $3,543 | $3,653 |
| Farmers | $3,408 | $3,408 |
| Geico | $3,124 | $3,228 |
| Liberty Mutual | $4,070 | $4,070 |
| Nationwide | $3,114 | $3,114 |
| Progressive | $3,294 | $3,294 |
| State Farm | $2,601 | $2,739 |
| Travelers | $2,589 | $2,804 |
| USAA | $2,573 | $2,724 |
Find Cheap Depoe Bay, OR Auto Insurance Rates by Driving Record
Auto insurance rates in Depoe Bay, Oregon are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Depoe Bay, OR, take a look at the average cost for various violations versus rates for a clean driving record in Depoe Bay.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,753 | $5,063 | $5,251 | $4,588 |
| American Family | $2,504 | $3,835 | $4,845 | $3,210 |
| Farmers | $2,878 | $3,702 | $3,620 | $3,434 |
| Geico | $2,089 | $3,332 | $4,398 | $2,883 |
| Liberty Mutual | $3,607 | $4,036 | $4,632 | $4,008 |
| Nationwide | $2,641 | $2,828 | $3,999 | $2,987 |
| Progressive | $2,493 | $4,517 | $3,204 | $2,962 |
| State Farm | $2,370 | $3,090 | $2,610 | $2,610 |
| Travelers | $2,189 | $2,795 | $3,136 | $2,667 |
| USAA | $1,923 | $2,687 | $3,732 | $2,251 |
Find Cheap Depoe Bay, OR Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Depoe Bay, Oregon is higher than for a clean driving record. You can buy auto insurance after a DUI in Depoe Bay for less when you shop around and compare rates from multiple Depoe Bay, OR auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,251 |
| American Family | $4,845 |
| Farmers | $3,620 |
| Geico | $4,398 |
| Liberty Mutual | $4,632 |
| Nationwide | $3,999 |
| Progressive | $3,204 |
| State Farm | $2,610 |
| Travelers | $3,136 |
| USAA | $3,732 |
Winners by Category: Where to Buy Cheap Auto Insurance in Depoe Bay, OR
Compare rates from the cheapest auto insurance companies in Depoe Bay, OR for your needs. Take a look at how Depoe Bay, Oregon auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Find Cheap Depoe Bay, Oregon Auto Insurance Companies
If you’re looking for the cheapest Depoe Bay, OR auto insurance companies overall, you can compare them here. Find the best price for Depoe Bay, Oregon car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,664 |
| American Family | $3,598 |
| Farmers | $3,408 |
| Geico | $3,176 |
| Liberty Mutual | $4,070 |
| Nationwide | $3,114 |
| Progressive | $3,294 |
| State Farm | $2,670 |
| Travelers | $2,697 |
| USAA | $2,648 |
What affects Depoe Bay, Oregon auto insurance rates?
Local factors affect auto insurance rates in Depoe Bay, OR, including traffic, theft statistics, and commute length. Take a look at the things that impact Depoe Bay auto insurance rates.
Commute Times in Depoe Bay
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Depoe Bay, OR is 28.4 minutes according to City-Data.
Compare Auto Insurance Quotes in Depoe Bay, OR
You can buy cheap Depoe Bay, OR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Depoe Bay, Oregon auto insurance quotes from top companies.
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Frequently Asked Questions
What is auto insurance?
Auto insurance is a type of insurance coverage that provides financial protection against physical damage or bodily injury resulting from traffic collisions and other incidents involving your vehicle. It can also provide coverage for theft, vandalism, and other specified perils.
Why is auto insurance important?
Auto insurance is important because it helps protect you financially in case of an accident or damage to your vehicle. It can cover medical expenses, property damage, and legal liabilities, providing you with peace of mind and financial security.
What does auto insurance typically cover?
Auto insurance typically covers the following:
- Liability coverage: Covers injuries or damages to others if you are at fault in an accident.
- Collision coverage: Covers damages to your own vehicle in the event of a collision.
- Comprehensive coverage: Covers damages to your vehicle caused by non-collision incidents such as theft, vandalism, or natural disasters.
- Medical payments coverage: Covers medical expenses for you and your passengers in case of an accident.
- Uninsured/underinsured motorist coverage: Covers injuries and damages if you’re involved in an accident with an uninsured or underinsured driver.
What factors affect auto insurance rates?
Auto insurance rates are determined by various factors, including:
- Age and driving experience
- Vehicle make, model, and age
- Driving record and claims history
- Location and usage of the vehicle
- Credit history
- Deductible amount and coverage limits
Can I get auto insurance if I have a poor driving record?
Yes, it is still possible to get auto insurance with a poor driving record. However, you may be considered a high-risk driver, and your premiums are likely to be higher compared to drivers with clean records. Shopping around and comparing quotes from different insurers can help you find the best rates available to you.
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Laura Gunn
Insurance and Finance Writer
Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. Her experience in various industries has helped develop both her ...
Insurance and Finance Writer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.