Buy Cheap Columbiana, AL Auto Insurance in 2024
Columbiana, AL auto insurance rates average $308 a month. Minimum auto insurance requirements in Columbiana, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Columbiana, AL, compare Columbiana auto insurance quotes from top companies.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
UPDATED: Dec 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Columbiana after a DUI is Liberty Mutual
- The most expensive auto insurance company in Columbiana is State Farm
- Average auto insurance rates in Columbiana, AL for teens drivers are $7,591/year
Finding affordable Columbiana, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Columbiana, AL auto insurance with confidence is right here. Auto insurance rates in Columbiana are affected by local factors as well as personal ones like your driving record.
See how Columbiana, AL car insurance rates compare to Birmingham auto insurance rates, Madison auto insurance rates, and Decatur auto insurance rates before you read more about the cost of auto insurance in Columbiana.
Don’t buy Columbiana, AL auto insurance until you’ve compared rates. Get free Columbiana, Alabama auto insurance quotes when you enter your ZIP code above.
Columbiana, AL Minimum Auto Insurance Requirements
The required auto insurance in Columbiana, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Columbiana, Alabama is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Columbiana, AL Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Columbiana, AL. Take a look at Columbiana, Alabama auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,321 | $3,409 | $2,786 |
| Farmers | $4,806 | $4,145 | $3,927 |
| Geico | $3,504 | $2,500 | $2,262 |
| Liberty Mutual | $7,168 | $4,417 | $3,468 |
| Nationwide | $3,092 | $2,418 | $2,189 |
| Progressive | $5,033 | $4,331 | $4,051 |
| State Farm | $8,420 | $4,254 | $2,885 |
| Travelers | $3,551 | $3,083 | $3,143 |
| USAA | $2,933 | $1,904 | $1,699 |
Buy Cheap Columbiana, AL Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Columbiana, Alabama auto insurance rates? Find out how car insurance rates in Columbiana, AL are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,082 | $1,980 | $1,891 | $1,927 | $7,450 | $8,036 | $2,316 | $2,361 |
| Farmers | $2,431 | $2,409 | $2,170 | $2,311 | $9,571 | $9,840 | $2,757 | $2,852 |
| Geico | $1,964 | $1,956 | $1,878 | $1,947 | $5,204 | $5,101 | $2,072 | $1,919 |
| Liberty Mutual | $2,893 | $3,122 | $2,372 | $2,652 | $10,781 | $11,983 | $3,073 | $3,263 |
| Nationwide | $1,678 | $1,696 | $1,532 | $1,583 | $4,422 | $5,679 | $1,861 | $2,076 |
| Progressive | $2,405 | $2,246 | $1,982 | $2,113 | $10,043 | $11,184 | $2,815 | $2,985 |
| State Farm | $3,136 | $3,136 | $2,850 | $2,850 | $9,713 | $12,154 | $3,550 | $4,102 |
| Travelers | $1,312 | $1,331 | $1,238 | $1,234 | $7,102 | $11,199 | $1,245 | $1,410 |
| USAA | $1,359 | $1,379 | $1,267 | $1,241 | $4,035 | $4,473 | $1,767 | $1,910 |
Buy Cheap Columbiana, AL Auto Insurance for Teen Drivers
Auto insurance for teenagers in Columbiana can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Columbiana, AL are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,450 | $8,036 |
| Farmers | $9,571 | $9,840 |
| Geico | $5,204 | $5,101 |
| Liberty Mutual | $10,781 | $11,983 |
| Nationwide | $4,422 | $5,679 |
| Progressive | $10,043 | $11,184 |
| State Farm | $9,713 | $12,154 |
| Travelers | $7,102 | $11,199 |
| USAA | $4,035 | $4,473 |
Buy Cheap Columbiana, AL Auto Insurance for Seniors
You can save on senior auto insurance rates in Columbiana, Alabama by comparing Columbiana senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Columbiana, AL here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,891 | $1,927 |
| Farmers | $2,170 | $2,311 |
| Geico | $1,878 | $1,947 |
| Liberty Mutual | $2,372 | $2,652 |
| Nationwide | $1,532 | $1,583 |
| Progressive | $1,982 | $2,113 |
| State Farm | $2,850 | $2,850 |
| Travelers | $1,238 | $1,234 |
| USAA | $1,267 | $1,241 |
Find Cheap Auto Insurance Rates in Columbiana, AL by Coverage Level
The amount of coverage you choose is a big factor in the cost of Columbiana, Alabama auto insurance. Compare Columbiana, AL auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,384 | $3,500 | $3,633 |
| Farmers | $4,039 | $4,235 | $4,605 |
| Geico | $2,531 | $2,743 | $2,993 |
| Liberty Mutual | $4,784 | $4,994 | $5,275 |
| Nationwide | $2,541 | $2,546 | $2,611 |
| Progressive | $4,011 | $4,450 | $4,954 |
| State Farm | $4,896 | $5,182 | $5,481 |
| Travelers | $3,081 | $3,324 | $3,372 |
| USAA | $2,104 | $2,168 | $2,265 |
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Find Cheap Columbiana, AL Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Columbiana. Compare auto insurance rates in Columbiana, AL by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,505 | $3,505 |
| Farmers | $4,293 | $4,293 |
| Geico | $2,707 | $2,804 |
| Liberty Mutual | $5,018 | $5,018 |
| Nationwide | $2,566 | $2,566 |
| Progressive | $4,472 | $4,472 |
| State Farm | $5,060 | $5,313 |
| Travelers | $3,259 | $3,259 |
| USAA | $2,079 | $2,279 |
Find Cheap Columbiana, AL Auto Insurance Rates by Driving Record
Auto insurance rates in Columbiana, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Columbiana, AL, take a look at the average cost for various violations versus rates for a clean driving record in Columbiana.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,968 | $3,509 | $4,181 | $3,364 |
| Farmers | $3,609 | $4,680 | $4,565 | $4,317 |
| Geico | $1,853 | $2,992 | $3,711 | $2,465 |
| Liberty Mutual | $3,935 | $5,486 | $5,351 | $5,299 |
| Nationwide | $2,249 | $2,249 | $3,259 | $2,507 |
| Progressive | $4,029 | $5,083 | $4,356 | $4,418 |
| State Farm | $4,667 | $5,822 | $5,129 | $5,129 |
| Travelers | $2,717 | $2,849 | $4,169 | $3,300 |
| USAA | $1,675 | $2,102 | $3,126 | $1,812 |
Find Cheap Columbiana, AL Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Columbiana, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Columbiana for less when you shop around and compare rates from multiple Columbiana, AL auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,181 |
| Farmers | $4,565 |
| Geico | $3,711 |
| Liberty Mutual | $5,351 |
| Nationwide | $3,259 |
| Progressive | $4,356 |
| State Farm | $5,129 |
| Travelers | $4,169 |
| USAA | $3,126 |
Winners by Category: Where to Buy Cheap Auto Insurance in Columbiana, AL
Compare rates from the cheapest auto insurance companies in Columbiana, AL for your needs. Take a look at how Columbiana, Alabama auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Travelers |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Find Cheap Columbiana, Alabama Auto Insurance Companies
If you’re looking for the cheapest Columbiana, AL auto insurance companies overall, you can compare them here. Find the best price for Columbiana, Alabama car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,505 |
| Farmers | $4,293 |
| Geico | $2,755 |
| Liberty Mutual | $5,018 |
| Nationwide | $2,566 |
| Progressive | $4,472 |
| State Farm | $5,186 |
| Travelers | $3,259 |
| USAA | $2,179 |
What affects Columbiana, Alabama auto insurance rates?
Local factors affect auto insurance rates in Columbiana, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Columbiana auto insurance rates.
Auto Theft in Columbiana
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Columbiana, AL auto theft show a total of 9 vehicle thefts annually.
Commute Times in Columbiana
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Columbiana, AL is 26.8 minutes according to City-Data.
Compare Auto Insurance Quotes in Columbiana, AL
You can buy cheap Columbiana, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Columbiana, Alabama auto insurance quotes from top companies.
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Frequently Asked Questions
How can I find cheap auto insurance in Columbiana, AL?
To find cheap auto insurance in Columbiana, AL, you can follow these steps:
- Shop around and compare quotes from multiple insurance companies.
- Consider bundling your auto insurance with other policies, such as homeowners or renters insurance, to receive discounts.
- Maintain a good driving record and avoid traffic violations.
- Opt for a higher deductible, which can lower your premiums.
- Inquire about available discounts, such as safe driver discounts or discounts for low mileage.
What factors can affect my auto insurance rates in Columbiana, AL?
Several factors can influence your auto insurance rates in Columbiana, AL, including:
- Your driving record: Insurance companies consider your past accidents, traffic violations, and claims history.
- Vehicle make and model: The type of car you drive can impact your rates. Expensive or high-performance vehicles typically have higher insurance premiums.
- Age and gender: Younger drivers and males tend to have higher rates due to statistical risk factors.
- Coverage and deductibles: The level of coverage you choose and the deductible you select will affect your premiums.
- Credit history: In some states, including Alabama, insurance companies may use credit information to determine rates.
Are there any disadvantages to buying cheap auto insurance in Columbiana, AL?
While cheap auto insurance can be appealing, it’s important to consider the potential disadvantages:
- Limited coverage: Cheap insurance policies may provide minimal coverage, leaving you vulnerable to expenses in the event of an accident.
- Higher deductibles: Cheap policies often come with higher deductibles, meaning you’ll have to pay more out of pocket before your insurance kicks in.
- Poor customer service: Some budget insurance companies may not provide the same level of customer service or claims support as larger, more established insurers.
- Limited add-ons: Cheap policies may not offer optional add-ons such as roadside assistance or rental car coverage.
What are the benefits of buying cheap auto insurance in Columbiana, AL?
Some advantages of purchasing cheap auto insurance in Columbiana, AL include:
- Lower premiums: Cheap auto insurance typically comes with lower monthly or annual premiums, saving you money.
- Legal compliance: By having at least the minimum required coverage, you meet the legal obligations for auto insurance in Alabama.
- Financial protection: Even a basic insurance policy can provide some level of financial protection if you’re involved in an accident and held liable for damages.
- Flexibility: Cheap insurance policies may offer flexibility in terms of payment options or customizable coverage levels.
Will my credit history impact my ability to obtain cheap auto insurance in Columbiana, AL?
Yes, in some states, including Alabama, insurance companies may consider your credit history when determining your auto insurance rates. If you have a poor credit history, it could potentially affect your ability to secure cheap auto insurance. It’s a good idea to maintain good credit to improve your chances of obtaining affordable coverage.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.