Buy Cheap Chicopee, MA Auto Insurance in 2024
Chicopee, MA auto insurance rates average $280 a month. Minimum auto insurance requirements in Chicopee, Massachusetts are 20/40/5 to comply with Massachusetts laws. To buy cheap auto insurance in Chicopee, MA, compare Chicopee auto insurance quotes from top companies.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Dec 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Chicopee after a DUI is Liberty Mutual
- The most expensive auto insurance company in Chicopee is Liberty Mutual
- Average auto insurance rates in Chicopee, MA are $280/month
Finding affordable Chicopee, Massachusetts auto insurance can be challenging, but everything you need to know to buy cheap Chicopee, MA auto insurance with confidence is right here. Auto insurance rates in Chicopee are affected by local factors as well as personal ones like your driving record.
See how Chicopee, MA car insurance rates compare to Brockton auto insurance rates, Springfield auto insurance rates, and Quincy auto insurance rates before you read more about the cost of auto insurance in Chicopee.
Don’t buy Chicopee, MA auto insurance until you’ve compared rates. Get free Chicopee, Massachusetts auto insurance quotes when you enter your ZIP code above.
Chicopee, MA Minimum Auto Insurance Requirements
The required auto insurance in Chicopee, MA is 20/40/5 according to the auto insurance laws in Massachusetts. The minimum auto insurance in Chicopee, Massachusetts is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Buy Cheap Chicopee, MA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Chicopee, Massachusetts auto insurance rates? Find out how car insurance rates in Chicopee, MA are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,344 | $2,344 | $2,344 | $2,344 | $7,791 | $7,791 | $2,619 | $2,619 |
| Geico | $2,354 | $2,354 | $2,196 | $2,196 | $6,473 | $6,473 | $2,422 | $2,422 |
| Liberty Mutual | $3,258 | $3,258 | $2,838 | $2,838 | $10,173 | $10,173 | $3,410 | $3,410 |
| Progressive | $2,396 | $2,396 | $2,304 | $2,304 | $9,088 | $9,088 | $2,582 | $2,582 |
| State Farm | $1,044 | $1,044 | $1,044 | $1,044 | $2,919 | $2,919 | $1,044 | $1,044 |
| Travelers | $2,979 | $2,979 | $2,629 | $2,629 | $6,024 | $6,024 | $3,278 | $3,278 |
| USAA | $1,580 | $1,580 | $1,556 | $1,556 | $3,722 | $3,722 | $1,744 | $1,744 |
Buy Cheap Chicopee, MA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Chicopee can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chicopee, MA are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,791 | $7,791 |
| Geico | $6,473 | $6,473 |
| Liberty Mutual | $10,173 | $10,173 |
| Progressive | $9,088 | $9,088 |
| State Farm | $2,919 | $2,919 |
| Travelers | $6,024 | $6,024 |
| USAA | $3,722 | $3,722 |
Buy Cheap Chicopee, MA Auto Insurance for Seniors
You can save on senior auto insurance rates in Chicopee, Massachusetts by comparing Chicopee senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chicopee, MA here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,344 | $2,344 |
| Geico | $2,196 | $2,196 |
| Liberty Mutual | $2,838 | $2,838 |
| Progressive | $2,304 | $2,304 |
| State Farm | $1,044 | $1,044 |
| Travelers | $2,629 | $2,629 |
| USAA | $1,556 | $1,556 |
Find Cheap Auto Insurance Rates in Chicopee, MA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Chicopee, Massachusetts auto insurance. Compare Chicopee, MA auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,452 | $3,838 | $4,033 |
| Geico | $3,088 | $3,420 | $3,575 |
| Liberty Mutual | $4,591 | $4,984 | $5,184 |
| Progressive | $3,721 | $4,166 | $4,391 |
| State Farm | $1,371 | $1,540 | $1,628 |
| Travelers | $3,347 | $3,798 | $4,038 |
| USAA | $1,985 | $2,187 | $2,280 |
Find Cheap Chicopee, MA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Chicopee. Compare auto insurance rates in Chicopee, MA by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,648 | $3,902 |
| Geico | $3,294 | $3,428 |
| Liberty Mutual | $4,726 | $5,114 |
| Progressive | $4,093 | $4,093 |
| State Farm | $1,477 | $1,549 |
| Travelers | $3,545 | $3,910 |
| USAA | $2,091 | $2,210 |
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Find Cheap Chicopee, MA Auto Insurance Rates by ZIP Code
Auto insurance rates in Chicopee, Massachusetts can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Chicopee, MA to see how much where you live in Chicopee affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 1013 | $3,363 |
| 1020 | $3,363 |
| 1022 | $3,363 |
Find Cheap Chicopee, MA Auto Insurance Rates by Driving Record
Auto insurance rates in Chicopee, Massachusetts are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chicopee, MA, take a look at the average cost for various violations versus rates for a clean driving record in Chicopee.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,925 | $4,364 | $4,884 | $2,925 |
| Geico | $2,681 | $3,705 | $4,226 | $2,833 |
| Liberty Mutual | $3,870 | $5,300 | $6,368 | $4,140 |
| Progressive | $3,432 | $4,854 | $3,845 | $4,240 |
| State Farm | $1,199 | $1,632 | $1,938 | $1,283 |
| Travelers | $2,896 | $4,006 | $4,329 | $3,680 |
| USAA | $1,527 | $1,988 | $3,377 | $1,709 |
Find Cheap Chicopee, MA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Chicopee, Massachusetts is higher than for a clean driving record. You can buy auto insurance after a DUI in Chicopee for less when you shop around and compare rates from multiple Chicopee, MA auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,884 |
| Geico | $4,226 |
| Liberty Mutual | $6,368 |
| Progressive | $3,845 |
| State Farm | $1,938 |
| Travelers | $4,329 |
| USAA | $3,377 |
Winners by Category: Where to Buy Cheap Auto Insurance in Chicopee, MA
Compare rates from the cheapest auto insurance companies in Chicopee, MA for your needs. Take a look at how Chicopee, Massachusetts auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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Find Cheap Chicopee, Massachusetts Auto Insurance Companies
If you’re looking for the cheapest Chicopee, MA auto insurance companies overall, you can compare them here. Find the best price for Chicopee, Massachusetts car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,775 |
| Geico | $3,361 |
| Liberty Mutual | $4,920 |
| Progressive | $4,093 |
| State Farm | $1,513 |
| Travelers | $3,728 |
| USAA | $2,150 |
What affects Chicopee, Massachusetts auto insurance rates?
Local factors affect auto insurance rates in Chicopee, MA, including traffic, theft statistics, and commute length. Take a look at the things that impact Chicopee auto insurance rates.
Commute Times in Chicopee
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Chicopee, MA is 18.9 minutes according to City-Data.
Compare Auto Insurance Quotes in Chicopee, MA
You can buy cheap Chicopee, MA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chicopee, Massachusetts auto insurance quotes from top companies.
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Frequently Asked Questions
Why is auto insurance important in Chicopee, MA?
Auto insurance is important in Chicopee, MA, as it provides financial protection in case of accidents, vehicle damage, or theft. It is a legal requirement in Massachusetts to carry minimum liability coverage, and having insurance can help you cover expenses related to accidents and protect your assets.
How can I find cheap auto insurance in Chicopee, MA?
Finding cheap auto insurance in Chicopee, MA requires some research and comparison shopping. Here are a few tips to help you find affordable coverage:
- Obtain quotes from multiple insurance companies to compare prices.
- Consider raising your deductibles to lower your premium.
- Look for available discounts, such as multi-policy, safe driver, or good student discounts.
- Maintain a clean driving record to qualify for lower rates.
- Consider the coverage options you truly need and avoid unnecessary add-ons.
What are the minimum auto insurance requirements in Chicopee, MA?
In Chicopee, MA, the minimum auto insurance requirements are as follows:
- Bodily Injury Liability Coverage: $20,000 per person and $40,000 per accident.
- Property Damage Liability Coverage: $5,000 per accident.
- Personal Injury Protection (PIP): $8,000 per person, per accident.
- Uninsured Motorist Coverage: $20,000 per person and $40,000 per accident (if not waived in writing).
Can I drive without insurance in Chicopee, MA?
No, driving without insurance is illegal in Chicopee, MA, as it is in the entire state of Massachusetts. You must have at least the minimum required insurance coverage to legally operate a vehicle. Failure to comply can result in fines, license suspension, and other penalties.
Are there any discounts available for auto insurance in Chicopee, MA?
Yes, there are various discounts available for auto insurance in Chicopee, MA. Insurance companies often offer discounts for factors such as:
- Bundling your auto insurance with other policies, such as home or renters insurance.
- Maintaining a clean driving record with no accidents or traffic violations.
- Completing a defensive driving course.
- Being a student with good grades.
- Installing safety features in your vehicle, such as anti-theft devices or anti-lock brakes.
- Being a member of certain professional organizations or alumni associations.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.