Cheap Auto Insurance for Foreigners in 2024 (Save Big With These 10 Companies!)
The best provider for cheap auto insurance for foreigners are Geico, USAA, and Progressive. offering the best and lowest rates, starting at $68 per month. These top providers cater to the needs of foreigners by offering comprehensive coverage options tailored to international drivers' specific requirements.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
6,434 reviews
Company Facts
Min. Coverage for Foreigners
A.M. Best Rating
Complaint Level
Pros & Cons
6,434 reviews
13,128 reviews
Company Facts
Min. Coverage for Foreigners
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
The best companies for cheap auto insurance for foreigners are Geico, USAA, and Progressive, providing affordable coverage tailored to the needs of international drivers.
These companies prioritize customer service, ensuring that foreigners receive personalized assistance and support throughout their insurance journey.
Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
---|---|---|---|---|---|
#1 | $68 | A++ | Affordable Rates | Geico | |
#2 | $70 | A++ | Military Discount | USAA | |
#3 | $72 | A+ | Bundling Discounts | Progressive | |
#4 | $73 | A+ | Customer Service | Nationwide | |
#5 | $74 | B | Local Agents | State Farm | |
#6 | $75 | A | Comprehensive Coverage | Farmers | |
#7 | $76 | A | Customer Service | American Family | |
#8 | $77 | A | Online Convenience | The General | |
#9 | $78 | A+ | Comprehensive Coverage | Allstate | |
#10 | $80 | A | Safe-Driving Discounts | Liberty Mutual |
With a focus on delivering cost-effective solutions without compromising quality, these providers stand as the optimal choice for foreigners seeking peace of mind and financial security during their stay.
If you’re just looking for coverage to drive legally, enter your ZIP code above to compare cheap auto insurance quotes near you.
- Geico offers competitive rates for cheap auto insurance, starting at $68/mo
- Comprehensive auto insurance coverage provided to international drivers
- Reliable and cost-effective auto insurance for foreigners
#1 – Geico: Top Overall Pick
Pros
- Wide Coverage Options: Geico offers a wide range of coverage options, including liability, collision, comprehensive, and more, allowing customers to tailor their policies to their specific needs.
- Competitive Rates: Geico auto insurance review highlights the company’s reputation for providing competitive rates in the auto insurance sector, potentially allowing customers to save on their premiums.
- User-Friendly Website and App: Geico’s website and mobile app are user-friendly and offer convenient features like online policy management, bill payment, claims filing, and digital ID cards.
Cons
- Limited Availability: Geico may not be available in all states, limiting its accessibility to some potential customers.
- Customer Service Concerns: Some customers have reported issues with Geico’s customer service, including long wait times and difficulty reaching representatives.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
#2 – USAA: Best for Military Discount
Pros
- Excellent Customer Service: USAA consistently receives high marks for its customer service, with dedicated representatives who are knowledgeable and responsive to policyholders’ needs.
- Competitive Rates: USAA SafePilot review showcases competitive auto insurance rates that can potentially save clients money when compared to other insurers.
- Member Benefits: USAA offers a range of benefits and discounts exclusively for its members, including savings on auto insurance premiums, banking services, and financial products.
Cons
- Membership Requirements: USAA membership is limited to current and former military members and their families, so not everyone is eligible to purchase insurance from USAA.
- Limited Availability: USAA may not be available in all states, restricting its accessibility to some potential customers.
#3 – Progressive: Best for Bundling Discounts
Pros
- Variety of Coverage Options: Progressive offers a wide range of coverage options to cater to diverse needs, including basic liability, comprehensive, collision, and additional options like roadside assistance and rental auto reimbursement.
- User-Friendly Online Tools: Progressive auto insurance review showcases its user-friendly website and mobile app, highlighting their ease of use for customers in managing policies, filing claims, and accessing resources.
- Discount Opportunities: Progressive provides various discounts such as multi-policy, multi-auto, safe driver, and bundling discounts, helping customers save on their premiums.
Cons
- Average Customer Service: While Progressive offers extensive online resources, some customers may find their customer service to be lacking in responsiveness or assistance.
- Premium Increases: Like many insurance companies, Progressive may raise premiums over time, which could lead to dissatisfaction among long-term customers.
#4 – Nationwide: Best for Customer Service
Pros
- Discount Programs: Nationwide provides various discount programs, including safe driver, multi-policy, and affinity discounts, helping customers save money on their premiums.
- Customizable Policies: Nationwide’s auto insurance review showcases its flexibility, enabling customers to customize their policies with a range of coverage options and additional features to match their specific requirements.
- Strong Financial Stability: Nationwide boasts high financial strength ratings, assuring customers of their ability to meet financial obligations and pay claims promptly.
Cons
- Higher Premiums: Some customers may find Nationwide’s premiums to be higher compared to other insurance companies, especially for certain coverage options.
- Claims Processing Time: Although Nationwide strives to process claims efficiently, some customers may experience delays in claim resolution, leading to frustration and inconvenience.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
#5 – State Farm: Best for Local Agents
Pros
- Wide Coverage Options: State Farm auto insurance review showcases an array of coverage options, from liability to collision and comprehensive, empowering customers to customize policies to their individual requirements.
- Excellent Customer Service: State Farm is known for its exceptional customer service, with a large network of agents who are readily available to assist customers with their insurance needs.
- Discount Programs: State Farm offers various discount programs, including multi-policy discounts, safe driver discounts, and discounts for vehicle safety features, helping customers save on their premiums.
Cons
- Potentially Higher Rates: While State Farm offers quality coverage, their premiums may be higher compared to some other insurance providers, particularly for certain demographics or regions.
- Limited Availability: State Farm may not be available in all states or regions, limiting options for potential customers who reside in areas where State Farm does not operate.
#6 – Farmers: Best for Comprehensive Coverage
Pros
- Customizable Policies: Farmers auto insurance review showcases the flexibility of their insurance plans, empowering customers to customize their coverage according to their individual requirements and preferences.
- Strong Financial Stability: Farmers has a solid financial stability rating, indicating their ability to meet their financial obligations and provide timely payouts for claims.
- Range of Discounts: Farmers provides various discount opportunities, including multi-policy discounts, safe driver discounts, and discounts for certain safety features in vehicles, helping customers save money on their premiums.
Cons
- Higher Rates for Some Demographics: While Farmers offers quality coverage, their premiums may be higher for certain demographics or regions compared to other insurance providers.
- Limited Availability: Farmers may not be available in all states or regions, limiting options for potential customers who reside in areas where Farmers does not operate.
#7 – American Family: Best for Customer Service
Pros
- Established Reputation: American is a well-known insurance provider with a long history in the industry, providing a sense of reliability and trustworthiness to customers.
- Wide Coverage Options: The company offers a variety of coverage options tailored to the needs of foreign drivers, ensuring they can find a policy that meets their specific requirements.
- Competitive Rates: Showcasing the cancellation process for American Family Auto Insurance, the company offers competitive rates, allowing international drivers to save money while maintaining essential coverage. To gain further insights, consult our comprehensive guide titled “How To Cancel American Family Auto Insurance?“
Cons
- Limited Availability: American may have limited availability in certain regions, potentially limiting options for foreign drivers depending on their location.
- Complex Pricing Structure: Some customers may find American’s pricing structure complex to navigate, making it challenging to understand the full cost of coverage.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
#8 – The General: Best for Online Convenience
Pros
- Accessibility: The General is known for providing auto insurance to drivers with less-than-perfect driving records, making it accessible to foreign drivers who may have difficulty obtaining coverage elsewhere. For additional details, explore our comprehensive resource titled “Auto Insurance Coverage Types.”
- Quick Quotes: The General offers quick and easy online quotes, allowing foreign drivers to get an idea of their potential insurance costs without extensive paperwork or waiting periods.
- Flexible Payment Options: The company offers flexible payment options, including low down payments and monthly installment plans, making it easier for foreign drivers to manage their insurance expenses.
Cons
- Limited Coverage Options: The General may have limited coverage options compared to other insurance providers, potentially restricting choices for foreign drivers who require specific types of coverage.
- Mixed Customer Service Reviews: Some customers have reported mixed experiences with The General’s customer service, citing issues with responsiveness and communication.
#9 – Allstate: Best for Comprehensive Coverage
Pros
- Wide Range of Coverage Options: Allstate offers a variety of coverage options, including liability, collision, comprehensive, and more, allowing customers to customize their policies to suit their needs.
- Numerous Discounts: Allstate provides various discounts for factors such as safe driving, bundling policies, and vehicle safety features, helping customers save money on their premiums.
- Innovative Technology: Allstate highlights savings with Drivewise, tracking habits to cut rates for safe driving. To learn more, explore our comprehensive resource titled “How To Cancel Allstate Auto Insurance.“
Cons
- Higher Premiums: Allstate’s premiums may be higher compared to some other insurance providers, especially for drivers with less-than-perfect driving records.
- Limited Customer Service Options: Some customers have reported limited availability or long wait times when contacting Allstate’s customer service.
#10 – Liberty Mutual: Best for Safe-Driving Discounts
Pros
- Customizable Policies: Liberty Mutual offers customizable policies with a wide range of coverage options, allowing customers to tailor their coverage to their specific needs. To delve deeper, refer to our in-depth report titled “Liberty Mutual vs USAA Auto Insurance.”
- Discount Opportunities: Liberty Mutual provides various discounts, such as for bundling policies, safe driving, and vehicle safety features, helping customers save on their premiums.
- User-Friendly Website and App: Liberty Mutual’s website and mobile app are user-friendly, offering convenient access to policy information, claims filing, and customer service.
Cons
- Mixed Customer Service Reviews: Some customers have reported mixed experiences with Liberty Mutual’s customer service, citing issues with responsiveness and claims processing.
- Limited Availability: Liberty Mutual may not be available in all areas, limiting options for customers in certain regions.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Insuring the Drive: Navigating Auto Insurance for Foreigners
Foreign nationals visiting the U.S. can generally purchase auto insurance without much difficulty. Many major insurance companies offer coverage for international drivers, requiring only a valid driver’s license, which can often be the original license from their home country. If the original license is not accepted, obtaining an International Driving Permit (IDP) is an option.
Geico stands out as the top choice for cheap auto insurance for foreigners, offering the best rates and comprehensive coverage options tailored to international drivers’ specific needs.
Jeff Root Licensed Insurance Agent
Policy terms typically range from six to 12 months, but shorter options like three-month policies may be available. For those renting a auto during their visit, insurance coverage can usually be acquired through the rental company for the duration of their stay.
Insurance Company Minimum Coverage Full Coverage
Allstate $78 $155
American Family $76 $152
Farmers $75 $150
Geico $68 $140
Liberty Mutual $80 $160
Nationwide $73 $148
Progressive $72 $145
State Farm $74 $150
The General $77 $153
USAA $70 $135
For foreigners seeking auto insurance in the U.S., monthly rates vary based on coverage level and provider. Minimum coverage rates range from $68 with Geico to $80 with Liberty Mutual, while full coverage rates span from $135 with USAA to $160 with Liberty Mutual.
Providers like Allstate, American Family, Farmers, Nationwide, Progressive, State Farm, and The General fall within this range, offering competitive rates tailored to different coverage needs. To broaden your understanding, explore our comprehensive resource on insurance coverage titled “How much auto insurance coverage do you need?”
Short-Term Visitor’s Guide: Navigating Auto Insurance Requirements for Foreigners
If you’re visiting the U.S. for a short period, having auto insurance is essential for driving, regardless of your duration of stay. Opting for coverage through a rental auto company is often the simplest solution for tourists staying only a few days or weeks. Additionally, some credit card companies offer rental auto insurance coverage when you use their card for booking.
Popular cards like Chase Freedom Flex, United Club Infinite, and Capital One Venture X Rewards are known for providing such benefits. This alternative can sometimes offer more competitive rates compared to those offered directly by rental companies, making it worth considering when planning your trip.
Explore auto insurance discounts tailored for foreigners from leading providers. With options from Allstate, American Family, Farmers, Geico, Liberty Mutual, Nationwide, Progressive, State Farm, The General, and USAA, finding savings is easier than ever.
From safe driver discounts to multi-policy incentives and perks for good students, each provider offers a range of ways to save. Whether you’re a military member, a new driver, or seeking benefits for multiple vehicles, there’s a discount waiting for you.
Navigating Auto Insurance: Essential Considerations for Long-Term Visitors for Foreigners
If you plan to buy or lease a auto while spending time in the U.S., you’ll need an insurance policy that meets the requirements of the state you’ll be staying in. Many states require that you get a U.S. license to purchase an insurance policy if you’ll be living and driving in the country for more than six months. The table below shows the requirements for coverage in each state.
States Coverages Limits
Alabama Bodily injury and property damage liability 25/50/25
Alaska Bodily injury and property damage liability 50/100/25
Arizona Bodily injury and property damage liability 15/30/10
Arkansas Bodily injury and property damage liability, Personal injury protection (PIP) 25/50/25
California Bodily injury and property damage liability 15/30/5
Colorado Bodily injury and property damage liability 25/50/15
Connecticut Bodily injury and property damage liability, uninsured motorist, underinsured motorist 25/50/20
Delaware Bodily injury and property damage liability, Personal injury protection (PIP) 25/50/10
Washington, D.C. Bodily injury and property damage liability, uninsured motorist, underinsured motorist 25/50/10
Florida Bodily injury and property damage liability, Personal injury protection (PIP) 10/20/10
Georgia Bodily injury and property damage liability 25/50/25
Hawaii Bodily injury and property damage liability, Personal injury protection (PIP) 20/40/10
Idaho Bodily injury and property damage liability 25/50/15
Illinois Bodily injury and property damage liability, uninsured motorist, underinsured motorist 25/50/20
Indiana Bodily injury and property damage liability 25/50/25
Iowa Bodily injury and property damage liability 20/40/15
Kansas Bodily injury and property damage liability, Personal injury protection (PIP) 25/50/25
Kentucky Bodily injury and property damage liability, Personal injury protection (PIP), uninsured motorist, underinsured motorist 25/50/25
Louisiana Bodily injury and property damage liability 15/30/25
Maine Bodily injury and property damage liability, uninsured motorist, underinsured motorist, medical payments (MedPay) 50/100/25
Maryland Bodily injury and property damage liability, Personal injury protection (PIP), uninsured motorist, underinsured motorist 30/60/15
Massachusetts Bodily injury and property damage liability, Personal injury protection (PIP) 20/40/5
Michigan Bodily injury and property damage liability, Personal injury protection (PIP) 20/40/10
Minnesota Bodily injury and property damage liability, Personal injury protection (PIP), uninsured motorist, underinsured motorist 30/60/10
Mississippi Bodily injury and property damage liability 25/50/25
Missouri Bodily injury and property damage liability, uninsured motorist 25/50/25
Montana Bodily injury and property damage liability 25/50/20
Nebraska Bodily injury and property damage liability, uninsured motorist, underinsured motorist 25/50/25
Nevada Bodily injury and property damage liability 25/50/20
New Hampshire Financial responsibility only 25/50/25
New Jersey Bodily injury and property damage liability, Personal injury protection (PIP), uninsured motorist, underinsured motorist 15/30/5
New Mexico Bodily injury and property damage liability, 25/50/10
New York Bodily injury and property damage liability, Personal injury protection (PIP), uninsured motorist, underinsured motorist 25/50/10
North Carolina Bodily injury and property damage liability, uninsured motorist, underinsured motorist 30/60/25
North Dakota Bodily injury and property damage liability, Personal injury protection (PIP), uninsured motorist, underinsured motorist 25/50/25
Ohio Bodily injury and property damage liability 25/50/25
Oklahoma Bodily injury and property damage liability 25/50/25
Oregon Bodily injury and property damage liability, Personal injury protection (PIP), uninsured motorist, underinsured motorist 25/50/20
Pennsylvania Bodily injury and property damage liability, Personal injury protection (PIP) 15/30/5
Rhode Island Bodily injury and property damage liability, Personal injury protection (PIP) 25/50/25
South Carolina Bodily injury and property damage liability, uninsured motorist, underinsured motorist 25/50/25
South Dakota Bodily injury and property damage liability, uninsured motorist, underinsured motorist 25/50/25
Tennessee Bodily injury and property damage liability 25/50/15
Texas Bodily injury and property damage liability, Personal injury protection (PIP) 30/60/25
Utah Bodily injury and property damage liability, Personal injury protection (PIP) 25/65/15
Vermont Bodily injury and property damage liability, uninsured motorist, underinsured motorist 25/50/10
Virginia Bodily injury and property damage liability, uninsured motorist, underinsured motorist 25/50/20
Washington Bodily injury and property damage liability 25/50/10
West Virginia Bodily injury and property damage liability, uninsured motorist, underinsured motorist 25/50/25
Wisconsin Bodily injury and property damage liability, uninsured motorist, medical payments (MedPay) 25/50/10
Wyoming Bodily injury and property damage liability 25/50/20
As you can see, most states require at least property damage and bodily injury liability. Some states require additional coverage, like personal injury protection (PIP), medical payments (MedPay), and uninsured/underinsured motorist coverage.
If you are traveling in several U.S. states, you should consider carrying more than a liability policy to ensure you’re adequately covered. Adding collision and comprehensive coverage to your liability policy will help make sure your vehicle is covered if you’re in an accident or if your auto is damaged due to something like theft, vandalism, or inclement weather.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Simplifying the Process: Navigating Auto Insurance for Foreigners
Plenty of companies in the U.S. offer auto insurance to noncitizens, but everyone applying for an auto insurance policy must have a valid driver’s license. Each state in the U.S. has laws regarding foreign visitors who plan to drive and insure their vehicles. Some states allow you to drive with an international license, while others require that you get an IDP.
To get an IDP, you should apply before you begin your travels. You will need a valid passport and license in your home country to be eligible for an IDP. Once you apply for an IDP, getting your official permit in the mail could take several months. Once you have the proper identification, you can purchase a auto insurance policy. But don’t be surprised if you pay more for coverage because you’re a foreign driver.
Exploring Rates and Factors: Unlocking Auto Insurance Costs for Non-U.S. Citizens
Understanding the intricacies of auto insurance costs for non-U.S. citizens involves delving into various factors that influence premiums. These factors extend beyond mere nationality and encompass elements such as driving history, the type of vehicle being insured, and the coverage options selected.
Additionally, considerations like the duration of stay in the U.S., the state of residence, and any special circumstances, such as international driving permits or visa types, play significant roles in determining insurance rates. For a comprehensive analysis, refer to our detailed guide titled “How much does auto insurance cost?”
By exploring these factors comprehensively, individuals can gain insight into the nuanced landscape of auto insurance costs, empowering them to make informed decisions tailored to their unique circumstances and needs.
Case Studies: Navigating Auto Insurance for Foreigners
Navigating auto insurance as a foreigner in a new country can be a daunting task, filled with unique challenges and considerations. In this series of case studies, we explore the experiences of individuals from around the world as they seek insurance coverage while visiting or residing in the United States.
- Case Study #1 – Navigating Insurance as a Short-Term Tourist: Maria, a Spanish tourist in the U.S. for three weeks, got auto insurance from the rental company for her short stay, a convenient and affordable choice. For a comprehensive overview, explore our detailed resource titled “Buying Rental auto Insurance: What You Need To Know.”
- Case Study #2 – Securing Long-Term Coverage: Ahmed, an Egyptian exchange student in the U.S. for a year, bought a auto for convenience. With help from his university’s international student office, he got auto insurance to meet state rules and cover his stay.
- Case Study #3 – Exploring Discounts Abroad: Li, a Chinese business traveler, found a way to cut his U.S. auto insurance costs by using rental auto insurance benefits from his credit card company during his frequent visits.
- Case Study #4 – Meeting State Requirements: Elena, a Russian tourist on a U.S. road trip, carefully secured insurance tailored to meet the diverse legal requirements of each state she’d explore.
- Case Study #5 – Finding Affordability as a New Resident: Diego, a recent immigrant from Mexico, moved to the U.S., got a driver’s license, and found affordable insurance despite limited credit and no prior U.S. driving record.
Whether visiting for a short time or settling in for the long haul, each individual’s story highlights the importance of understanding state requirements, exploring available discounts, and comparing quotes to find the right coverage.
Geico emerges as the prime option for foreign drivers, excelling with unbeatable rates and tailor-made coverage, ensuring peace of mind on American roads.
Michelle Robbins Licensed Insurance Agent
By sharing these experiences, we hope to empower others facing similar challenges to make informed decisions and find peace of mind on the road.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
The Bottom Line: Auto Insurance for Foreigners
This guide offers insights into finding auto insurance for foreigners visiting or residing in the United States. It covers key aspects such as eligibility requirements, coverage options, and factors influencing insurance costs. Foreign nationals can typically purchase auto insurance with a valid driver’s license from their home country or an International Driving Permit (IDP).
For short-term visitors, rental auto companies or credit card benefits offer coverage, while long-term stays may require personal auto insurance. Rates fluctuate depending on driving history, coverage requirements, and length of stay. The guide features top insurance providers and tips for saving on premiums. For detailed information, refer to our comprehensive report titled “How To Lower Your Auto Insurance Rates.”
Explore your auto insurance options by entering your ZIP code into our free comparison tool below today.
Frequently Asked Questions
Can I get auto insurance with a foreign license in the USA?
Yes, many insurance companies in the USA provide coverage to drivers with foreign licenses. However, requirements may vary between insurers, so it’s best to check with individual providers.
Do I need auto insurance if I’m a foreigner visiting the USA temporarily?
Yes, regardless of your nationality, if you’re driving in the USA, you typically need auto insurance. Some rental auto companies may offer temporary insurance for the duration of your rental, but if you’re using your own vehicle or renting long-term, you’ll need a personal insurance policy.
Get the best auto insurance rates possible by entering your ZIP code below into our free comparison tool today.
Are there specific insurance options for international drivers in the USA?
Some insurance companies offer specialized policies tailored to international drivers. These policies may consider factors like international driving experience and provide additional support for foreign drivers navigating the US insurance system.
To enhance your understanding, explore our comprehensive resource on insurance titled “Buy Cheap Auto Insurance as a New Driver.”
Can Non-US citizens buy auto insurance in the USA?
Yes, Non-US citizens can purchase auto insurance in the USA. As long as you have a valid driver’s license, whether from your home country or an International Driving Permit (IDP), you can typically buy insurance coverage.
What if I have a foreign license but plan to drive in multiple US states?
If you’ll be driving in multiple states, it’s essential to ensure your insurance policy meets the minimum requirements of each state. Some states may have additional coverage requirements beyond liability insurance, so check with your insurer to ensure you’re adequately covered.
Is temporary international auto insurance available for short visits to the USA?
Yes, some insurance companies offer temporary international auto insurance for short visits to the USA. These policies are designed to provide coverage for the duration of your stay, whether it’s for a few days or a few weeks.
For a comprehensive overview, explore our detailed resource titled “How long does an auto insurance policy last?”
What factors affect the cost of auto insurance for foreigners in the USA?
Factors such as driving history, type of vehicle, coverage options selected, and the duration of stay in the USA can influence the cost of auto insurance for foreigners. Additionally, some insurers may consider international driving experience and other personal factors when calculating premiums.
Can I insure a rental auto with my foreign driver’s license?
Yes, many rental auto companies allow individuals with foreign driver’s licenses to rent and insure vehicles. However, it’s essential to check the specific requirements of the rental company and consider whether additional insurance coverage is needed beyond what the rental company offers.
Are there international automobile insurance policies that cover driving in multiple countries?
Some insurance companies offer international automobile insurance policies that provide coverage for driving in multiple countries, including the USA. These policies may be beneficial for individuals who frequently travel between countries or plan extended trips abroad.
Check out our ranking of the top providers: Best Auto Insurance Companies
Do I need to convert my foreign license to a US license to buy auto insurance in the USA?
Generally, you don’t need to convert your foreign license to a US license to buy auto insurance in the USA. However, some states may have specific requirements for how long you can drive with a foreign license before obtaining a US license. It’s essential to check the regulations of the state where you’ll be driving.
Uncover affordable auto insurance rates from the top providers by entering your ZIP code below.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.