Buy Cheap Chambersburg, PA Auto Insurance in 2024
Chambersburg, PA auto insurance rates average $278 a month. Minimum auto insurance requirements in Chambersburg, Pennsylvania are 15/30/5 to comply with Pennsylvania laws. To buy cheap auto insurance in Chambersburg, PA, compare Chambersburg auto insurance quotes from top companies.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Chambersburg, PA for teens drivers are $7,620/year
- Average auto insurance rates in Chambersburg, PA after a DUI are $3,638/year
- The most expensive auto insurance company in Chambersburg after a DUI is Travelers
Finding affordable Chambersburg, Pennsylvania auto insurance can be challenging, but everything you need to know to buy cheap Chambersburg, PA auto insurance with confidence is right here. Auto insurance rates in Chambersburg are affected by local factors as well as personal ones like your driving record.
See how Chambersburg, PA car insurance rates compare to Reading auto insurance rates, Pittsburgh auto insurance rates, and Scranton auto insurance rates before you read more about the cost of auto insurance in Chambersburg.
Don’t buy Chambersburg, PA auto insurance until you’ve compared rates. Get free Chambersburg, Pennsylvania auto insurance quotes when you enter your ZIP code above.
Chambersburg, PA Minimum Auto Insurance Requirements
The required auto insurance in Chambersburg, PA is 15/30/5 according to the auto insurance laws in Pennsylvania. The minimum auto insurance in Chambersburg, Pennsylvania is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Find Cheap Chambersburg, PA Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Chambersburg, PA. Take a look at Chambersburg, Pennsylvania auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,333 | $3,221 | $2,598 |
| Geico | $3,224 | $1,824 | $1,414 |
| Liberty Mutual | $6,169 | $4,426 | $3,910 |
| Nationwide | $2,958 | $2,438 | $2,177 |
| Progressive | $5,201 | $3,656 | $2,936 |
| State Farm | $3,303 | $2,045 | $1,613 |
| Travelers | $6,487 | $5,879 | $5,568 |
| USAA | $1,914 | $1,434 | $1,275 |
Buy Cheap Chambersburg, PA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Chambersburg, Pennsylvania auto insurance rates? Find out how car insurance rates in Chambersburg, PA are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,134 | $2,134 | $1,971 | $1,971 | $7,086 | $7,086 | $2,344 | $2,344 |
| Geico | $1,686 | $1,461 | $1,598 | $1,386 | $4,250 | $3,689 | $1,693 | $1,468 |
| Liberty Mutual | $3,176 | $3,176 | $2,912 | $2,912 | $9,227 | $9,227 | $4,026 | $4,026 |
| Nationwide | $1,707 | $1,707 | $1,616 | $1,616 | $4,856 | $4,856 | $1,917 | $1,917 |
| Progressive | $2,445 | $2,445 | $2,185 | $2,185 | $7,972 | $7,972 | $3,122 | $3,122 |
| State Farm | $1,402 | $1,402 | $1,241 | $1,241 | $5,089 | $5,089 | $1,550 | $1,550 |
| Travelers | $1,345 | $1,345 | $1,458 | $1,458 | $19,501 | $19,501 | $1,608 | $1,608 |
| USAA | $988 | $988 | $894 | $894 | $2,977 | $2,977 | $1,304 | $1,304 |
Buy Cheap Chambersburg, PA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Chambersburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chambersburg, PA are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,086 | $7,086 |
| Geico | $4,250 | $3,689 |
| Liberty Mutual | $9,227 | $9,227 |
| Nationwide | $4,856 | $4,856 |
| Progressive | $7,972 | $7,972 |
| State Farm | $5,089 | $5,089 |
| Travelers | $19,501 | $19,501 |
| USAA | $2,977 | $2,977 |
Buy Cheap Chambersburg, PA Auto Insurance for Seniors
You can save on senior auto insurance rates in Chambersburg, Pennsylvania by comparing Chambersburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chambersburg, PA here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,971 | $1,971 |
| Geico | $1,598 | $1,386 |
| Liberty Mutual | $2,912 | $2,912 |
| Nationwide | $1,616 | $1,616 |
| Progressive | $2,185 | $2,185 |
| State Farm | $1,241 | $1,241 |
| Travelers | $1,458 | $1,458 |
| USAA | $894 | $894 |
Find Cheap Auto Insurance Rates in Chambersburg, PA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Chambersburg, Pennsylvania auto insurance. Compare Chambersburg, PA auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,213 | $3,409 | $3,530 |
| Geico | $1,963 | $2,175 | $2,323 |
| Liberty Mutual | $4,588 | $4,871 | $5,046 |
| Nationwide | $2,543 | $2,557 | $2,473 |
| Progressive | $3,585 | $3,966 | $4,242 |
| State Farm | $2,166 | $2,353 | $2,442 |
| Travelers | $6,056 | $5,988 | $5,890 |
| USAA | $1,434 | $1,555 | $1,634 |
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Find Cheap Chambersburg, PA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Chambersburg. Compare auto insurance rates in Chambersburg, PA by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,317 | $3,450 |
| Geico | $2,120 | $2,187 |
| Liberty Mutual | $4,712 | $4,958 |
| Nationwide | $2,524 | $2,524 |
| Progressive | $3,931 | $3,931 |
| State Farm | $2,252 | $2,388 |
| Travelers | $5,978 | $5,978 |
| USAA | $1,497 | $1,584 |
Find Cheap Chambersburg, PA Auto Insurance Rates by ZIP Code
Auto insurance rates in Chambersburg, Pennsylvania can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Chambersburg, PA to see how much where you live in Chambersburg affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 17201 | $4,070 |
| 17202 | $4,127 |
Find Cheap Chambersburg, PA Auto Insurance Rates by Driving Record
Auto insurance rates in Chambersburg, Pennsylvania are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chambersburg, PA, take a look at the average cost for various violations versus rates for a clean driving record in Chambersburg.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,241 | $3,814 | $3,241 | $3,241 |
| Geico | $1,587 | $2,728 | $2,115 | $2,185 |
| Liberty Mutual | $4,400 | $5,065 | $4,938 | $4,938 |
| Nationwide | $1,824 | $2,437 | $3,394 | $2,441 |
| Progressive | $3,562 | $4,931 | $3,664 | $3,567 |
| State Farm | $2,116 | $2,524 | $2,320 | $2,320 |
| Travelers | $4,228 | $6,039 | $7,606 | $6,039 |
| USAA | $1,242 | $1,712 | $1,823 | $1,386 |
Find Cheap Chambersburg, PA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Chambersburg, Pennsylvania is higher than for a clean driving record. You can buy auto insurance after a DUI in Chambersburg for less when you shop around and compare rates from multiple Chambersburg, PA auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,241 |
| Geico | $2,115 |
| Liberty Mutual | $4,938 |
| Nationwide | $3,394 |
| Progressive | $3,664 |
| State Farm | $2,320 |
| Travelers | $7,606 |
| USAA | $1,823 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Chambersburg, PA
Compare rates from the cheapest auto insurance companies in Chambersburg, PA for your needs. Take a look at how Chambersburg, Pennsylvania auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Find Cheap Chambersburg, Pennsylvania Auto Insurance Companies
If you’re looking for the cheapest Chambersburg, PA auto insurance companies overall, you can compare them here. Find the best price for Chambersburg, Pennsylvania car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,384 |
| Geico | $2,154 |
| Liberty Mutual | $4,835 |
| Nationwide | $2,524 |
| Progressive | $3,931 |
| State Farm | $2,320 |
| Travelers | $5,978 |
| USAA | $1,541 |
What affects Chambersburg, Pennsylvania auto insurance rates?
Local factors affect auto insurance rates in Chambersburg, PA, including traffic, theft statistics, and commute length. Take a look at the things that impact Chambersburg auto insurance rates.
Commute Times in Chambersburg
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Chambersburg, PA is 21.1 minutes according to City-Data.
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Compare Auto Insurance Quotes in Chambersburg, PA
You can buy cheap Chambersburg, PA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chambersburg, Pennsylvania auto insurance quotes from top companies.
Frequently Asked Questions
What is Chambersburg, PA Auto Insurance?
Chambersburg, PA Auto Insurance refers to car insurance coverage available to residents of Chambersburg, Pennsylvania. It provides financial protection against losses or damages resulting from auto accidents, theft, vandalism, or other incidents involving insured vehicles.
Why is it important to have auto insurance in Chambersburg, PA?
Auto insurance is essential in Chambersburg, PA, and any other location, because it offers financial protection in case of accidents or damages to your vehicle. It is a legal requirement in Pennsylvania to have auto insurance coverage to operate a motor vehicle.
What types of auto insurance coverage are available in Chambersburg, PA?
Chambersburg, PA offers various types of auto insurance coverage, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, medical payments coverage, and personal injury protection (PIP).
What is liability coverage?
Liability coverage is a type of auto insurance that helps cover costs associated with injuries to other people or damage to their property if you are at fault in an accident. It typically includes bodily injury liability and property damage liability.
What is collision coverage?
Collision coverage is a type of auto insurance that helps cover the cost of repairing or replacing your vehicle if it is damaged in a collision with another vehicle or object, regardless of who is at fault.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.