Buy Cheap Casper, WY Auto Insurance in 2024
Casper, WY auto insurance rates average $249 a month. Minimum auto insurance requirements in Casper, Wyoming are 25/50/20 to comply with Wyoming laws. To buy cheap auto insurance in Casper, WY, compare Casper auto insurance quotes from top companies.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Casper, WY are $249/month
- Average auto insurance rates in Casper, WY after a DUI are $3,817/year
- The most expensive auto insurance company in Casper after a DUI is Farmers
Finding affordable Casper, Wyoming auto insurance can be challenging, but everything you need to know to buy cheap Casper, WY auto insurance with confidence is right here. Auto insurance rates in Casper are affected by local factors as well as personal ones like your driving record.
See how Casper, WY car insurance rates compare to Cheyenne auto insurance rates, Cody auto insurance rates, and Laramie auto insurance rates before you read more about the cost of auto insurance in Casper.
Don’t buy Casper, WY auto insurance until you’ve compared rates. Get free Casper, Wyoming auto insurance quotes when you enter your ZIP code above.
Casper, WY Minimum Auto Insurance Requirements
The required auto insurance in Casper, WY is 25/50/20 according to the auto insurance laws in Wyoming. The minimum auto insurance in Casper, Wyoming is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Find Cheap Casper, WY Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Casper, WY. Take a look at Casper, Wyoming auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,465 | $4,148 | $3,530 |
| Farmers | $3,585 | $3,383 | $3,060 |
| Geico | $3,704 | $3,149 | $2,964 |
| Liberty Mutual | $2,221 | $1,909 | $1,710 |
| State Farm | $3,029 | $2,146 | $1,807 |
| USAA | $4,530 | $2,056 | $1,454 |
Buy Cheap Casper, WY Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Casper, Wyoming auto insurance rates? Find out how car insurance rates in Casper, WY are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,526 | $2,659 | $2,122 | $2,315 | $8,609 | $10,910 | $2,816 | $3,091 |
| Farmers | $2,448 | $2,448 | $2,302 | $2,302 | $4,458 | $7,705 | $2,539 | $2,539 |
| Geico | $2,493 | $2,540 | $2,410 | $2,410 | $4,643 | $6,001 | $2,772 | $2,911 |
| Liberty Mutual | $1,268 | $1,285 | $1,048 | $1,219 | $3,668 | $4,116 | $1,403 | $1,567 |
| State Farm | $1,520 | $1,520 | $1,308 | $1,308 | $4,074 | $5,424 | $1,584 | $1,880 |
| USAA | $1,585 | $1,588 | $1,380 | $1,442 | $4,924 | $6,062 | $2,093 | $2,366 |
Buy Cheap Casper, WY Auto Insurance for Teen Drivers
Auto insurance for teenagers in Casper can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Casper, WY are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,609 | $10,910 |
| Farmers | $4,458 | $7,705 |
| Geico | $4,643 | $6,001 |
| Liberty Mutual | $3,668 | $4,116 |
| State Farm | $4,074 | $5,424 |
| USAA | $4,924 | $6,062 |
Buy Cheap Casper, WY Auto Insurance for Seniors
You can save on senior auto insurance rates in Casper, Wyoming by comparing Casper senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Casper, WY here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,122 | $2,315 |
| Farmers | $2,302 | $2,302 |
| Geico | $2,410 | $2,410 |
| Liberty Mutual | $1,048 | $1,219 |
| State Farm | $1,308 | $1,308 |
| USAA | $1,380 | $1,442 |
Find Cheap Auto Insurance Rates in Casper, WY by Coverage Level
The amount of coverage you choose is a big factor in the cost of Casper, Wyoming auto insurance. Compare Casper, WY auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,272 | $4,373 | $4,499 |
| Farmers | $3,235 | $3,337 | $3,456 |
| Geico | $3,214 | $3,276 | $3,327 |
| Liberty Mutual | $1,826 | $1,937 | $2,077 |
| State Farm | $2,232 | $2,329 | $2,421 |
| USAA | $2,610 | $2,678 | $2,753 |
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Find Cheap Casper, WY Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Casper. Compare auto insurance rates in Casper, WY by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,278 | $4,484 |
| Farmers | $3,343 | $3,343 |
| Geico | $3,220 | $3,325 |
| Liberty Mutual | $1,947 | $1,947 |
| State Farm | $2,245 | $2,409 |
| USAA | $2,649 | $2,711 |
Find Cheap Casper, WY Auto Insurance Rates by ZIP Code
Auto insurance rates in Casper, Wyoming can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Casper, WY to see how much where you live in Casper affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 82604 | $2,992 |
| 82609 | $2,992 |
Find Cheap Casper, WY Auto Insurance Rates by Driving Record
Auto insurance rates in Casper, Wyoming are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Casper, WY, take a look at the average cost for various violations versus rates for a clean driving record in Casper.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,784 | $4,511 | $4,832 | $4,397 |
| Farmers | $2,528 | $2,994 | $5,165 | $2,684 |
| Geico | $2,159 | $2,870 | $4,465 | $3,595 |
| Liberty Mutual | $1,379 | $2,145 | $2,336 | $1,927 |
| State Farm | $2,132 | $2,523 | $2,327 | $2,327 |
| USAA | $2,100 | $2,556 | $3,776 | $2,288 |
Find Cheap Casper, WY Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Casper, Wyoming is higher than for a clean driving record. You can buy auto insurance after a DUI in Casper for less when you shop around and compare rates from multiple Casper, WY auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,832 |
| Farmers | $5,165 |
| Geico | $4,465 |
| Liberty Mutual | $2,336 |
| State Farm | $2,327 |
| USAA | $3,776 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Casper, WY
Compare rates from the cheapest auto insurance companies in Casper, WY for your needs. Take a look at how Casper, Wyoming auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Liberty Mutual |
| Clean Record | Liberty Mutual |
| With 1 Accident | Liberty Mutual |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Liberty Mutual |
Find Cheap Casper, Wyoming Auto Insurance Companies
If you’re looking for the cheapest Casper, WY auto insurance companies overall, you can compare them here. Find the best price for Casper, Wyoming car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,381 |
| Farmers | $3,343 |
| Geico | $3,272 |
| Liberty Mutual | $1,947 |
| State Farm | $2,327 |
| USAA | $2,680 |
What affects Casper, Wyoming auto insurance rates?
Local factors affect auto insurance rates in Casper, WY, including traffic, theft statistics, and commute length. Take a look at the things that impact Casper auto insurance rates.
Auto Theft in Casper
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Casper, WY auto theft show a total of 138 vehicle thefts annually.
Commute Times in Casper
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Casper, WY is 19.9 minutes according to City-Data.
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Compare Auto Insurance Quotes in Casper, WY
You can buy cheap Casper, WY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Casper, Wyoming auto insurance quotes from top companies.
Frequently Asked Questions
How can I find cheap auto insurance in Casper, Wyoming?
To find cheap auto insurance in Casper, Wyoming, you can follow these steps:
- Compare quotes from multiple insurance providers: Obtain quotes from different insurance companies to compare their rates and coverage options.
- Opt for higher deductibles: Choosing a higher deductible can lower your insurance premium, but remember that you’ll be responsible for paying that amount out of pocket if you have a claim.
- Maintain a clean driving record: Having a good driving history with no accidents or traffic violations can help you secure lower insurance rates.
- Look for discounts: Many insurance companies offer discounts for factors such as safe driving records, multiple policies, and vehicle safety features. Inquire about available discounts and take advantage of them.
- Consider the coverage you need: Assess your insurance needs and opt for the coverage that meets your requirements without unnecessary extras, as additional coverage can increase premiums.
- Bundle your policies: If you have other insurance policies, such as home or renters insurance, consider bundling them with your auto insurance to potentially receive a discount.
- Maintain a good credit score: In some cases, insurance companies consider your credit score when determining your premium. Maintaining a good credit score can help you secure better rates.
Are there any specific auto insurance requirements in Casper, WY?
Yes, Casper, Wyoming, like most states, has specific auto insurance requirements. In Wyoming, drivers must have at least the following minimum liability coverage:
- $25,000 for bodily injury per person
- $50,000 for bodily injury per accident
- $20,000 for property damage per accident
Can I get cheap auto insurance with a poor driving record in Casper, WY?
Having a poor driving record can make it more challenging to find cheap auto insurance in Casper, WY. Insurance companies typically consider your driving history when determining premiums. However, it’s still possible to find affordable options by comparing quotes from different insurers, exploring discounts, and improving your driving record over time.
What factors affect auto insurance rates in Casper, WY?
Several factors can influence auto insurance rates in Casper, WY, including:
- Your driving record: A history of accidents or traffic violations can result in higher premiums.
- Your age and gender: Younger and inexperienced drivers often face higher rates, as do males statistically.
- Your vehicle: The make, model, and year of your vehicle can impact insurance costs.
- Your location: Factors such as crime rates, population density, and accident statistics in your area can affect rates.
- Coverage and deductibles: The type and amount of coverage you choose, as well as your deductible, can influence your premium.
- Credit history: In some cases, insurance companies consider your credit score when determining rates.
- Annual mileage: The more you drive, the higher the risk, which can lead to higher premiums.
Can I get a discount on auto insurance for having multiple policies with the same insurance company?
Yes, many insurance companies offer discounts for bundling multiple policies. If you have other insurance policies, such as homeowners or renters insurance, you can inquire with your insurance provider about potential discounts for combining your auto insurance with other policies.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.