Buy Cheap Toyota Avalon Auto Insurance in 2024
Insurance rates for a Toyota Avalon average $1,330 a year, or around $111 a month. Comprehensive, collision, and liability insurance cost around $324, $473, and $375, respectively.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Jul 15, 2021
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Key takeaways:
- Full coverage costs around $1,330 a year or $111 each month
- A liability-only policy costs around $533 a year or $44 each month
- Highest rates are for teenage drivers at around $4,861 a year or $405 each month
- Good drivers can save as much as $548 a year by earning policy discounts
- Toyota Avalon insurance costs around $189 less per year than the average vehicle
Need help breaking down Toyota Avalon insurance rates? Full coverage for a Toyota Avalon costs around $1,330 a year or $111 each month. Read more to learn how to save on insurance rates for a Toyota Avalon.
You can start comparing quotes for Toyota Avalon car insurance rates from some of the best car insurance companies by using our free online tool now.
Toyota Avalon Insurance Cost
The average Toyota Avalon car insurance costs are $1,330 a year or $111 a month.
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Are Toyota Avalons Expensive to Insure?
The chart below details how Toyota Avalon insurance rates compare to other sedans like the Toyota Camry, Dodge Charger, and Hyundai Sonata.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Toyota Avalon | $320 | $536 | $338 | $1,330 |
| Toyota Camry | $294 | $570 | $390 | $1,412 |
| Dodge Charger | $376 | $626 | $466 | $1,668 |
| Hyundai Sonata | $294 | $532 | $420 | $1,426 |
| Toyota Corolla | $294 | $542 | $390 | $1,384 |
| Volkswagen Passat | $332 | $600 | $390 | $1,480 |
| Nissan Sentra | $254 | $570 | $390 | $1,372 |
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
What Impacts the Cost of Toyota Avalon Insurance?
Even though the average annual rate for the Toyota Avalon is $1,330, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Toyota Avalon.
Age of the Vehicle
The average Toyota Avalon auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Toyota Avalon cost $1,330, while a 2010 Toyota Avalon rates are $1,082, a difference of $248.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Toyota Avalon | $320 | $536 | $338 | $1,330 |
| 2017 Toyota Avalon | $308 | $524 | $354 | $1,322 |
| 2016 Toyota Avalon | $298 | $502 | $364 | $1,300 |
| 2015 Toyota Avalon | $282 | $484 | $376 | $1,278 |
| 2014 Toyota Avalon | $270 | $450 | $384 | $1,240 |
| 2013 Toyota Avalon | $260 | $424 | $388 | $1,208 |
| 2012 Toyota Avalon | $248 | $380 | $390 | $1,154 |
| 2011 Toyota Avalon | $232 | $350 | $390 | $1,108 |
| 2010 Toyota Avalon | $224 | $328 | $394 | $1,082 |
Driver Age
Driver age can have a significant effect on Toyota Avalon car insurance rates. For example, 30-year-old drivers pay $59 more for Toyota Avalon car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Toyota Avalon insurance rates. For example, drivers in Houston may pay $980 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Toyota Avalon car insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Avalon car insurance rates with violations on their driving record.
Toyota Avalon Safety Ratings
Your Toyota Avalon car insurance rates are tied to the safety ratings of the Toyota Avalon. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Toyota Avalon Crash Test Ratings
Toyota Avalon crash test ratings can impact the cost of your Toyota Avalon car insurance. See Toyota Avalon crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Toyota Avalon Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Toyota Avalon 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Toyota Avalon Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Toyota Avalon 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Toyota Avalon Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Toyota Avalon 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Toyota Avalon HYBRID 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Toyota Avalon 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Toyota Avalon Safety Features
The numerous safety features of the Toyota Avalon help contribute to lower insurance rates. The 2020 Toyota Avalon has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Toyota Avalon Insurance Loss Probability
The lower percentage means lower Toyota Avalon auto insurance rates; higher percentages mean higher Toyota Avalon car insurance rates. The Toyota Avalon’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 13% |
|---|---|
| Property Damage | -28% |
| Comprehensive | 12% |
| Personal Injury | 6% |
| Medical Payment | -2% |
| Bodily Injury | -26% |
| Source: Insurance Institute for Highway Safety | |
Toyota Avalon Finance and Insurance Cost
If you are financing a Toyota Avalon, you will pay more if you purchase Toyota Avalon car insurance at the dealership, so be sure to shop around and compare Toyota Avalon car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Toyota Avalon Insurance
Save more on your Toyota Avalon car insurance rates. Take a look at the following five strategies that will get you the best Toyota Avalon auto insurance rates possible.
- Move to an Area with a Lower Cost of Living
- Reduce Your Coverage on an Older Toyota Avalon
- Make Sure You Use an Accredited Driver Safety Program
- Use a Service Like Turo to Rent Out Your Toyota Avalon
- Check Your Toyota Avalon Policy Carefully to Ensure All Information is Correct
Top Toyota Avalon Insurance Companies
Who is the top car insurance company for Toyota Avalon insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Avalon auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Avalon offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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You can start comparing quotes for Toyota Avalon insurance from some of the top car insurance companies by using our free online tool today.
Average
Cost of Insurance
1,535.00 *
Min
925.00 *
Max
3,095.00 *
Crash Avoidence Features
Forward Collision Warning
Optional
Forward Collision Auto Brake
Optional
Lane Departure Warning
Not Available
Land Departure Prevention
Not Available
Blind Spot Detection
Optional
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