Buy Cheap Nissan Altima Auto Insurance in 2024
Average Nissan Altima car insurance rates cost $1,446 a year, or around $121 a month. Shop around to find cheap Nissan Altima insurance rates. On average, Nissan Altima comprehensive insurance coverage costs $352, collision coverage costs $514, and liability coverage costs $408.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
UPDATED: Nov 27, 2023
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Key takeaways:
- Full coverage costs around $1,446 a year or $121 each month
- A liability-only policy costs around $580 a year or $48 each month
- The highest rates are for teenage drivers at around $5,285 a year or $440 each month
- Good drivers can save as much as $596 a year by earning policy discounts
- Nissan Altima insurance costs around $73 less per year than the average vehicle
Nissan Altima insurance rates don’t need to be a complicated mess. Full coverage for a Nissan Altima costs around $1,446 a year or $121 each month. Read on to learn more about insurance rates for a Nissan Altima and how to save.
You can start comparing quotes for Nissan Altima car insurance rates from some of the best car insurance companies by using our free online tool now.
Read more: Buy Cheap Nissan Auto Insurance
How much does Nissan Altima insurance cost?
The average Nissan Altima car insurance costs are $1,446 a year or $121 a month.
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Are Nissan Altimas Expensive to Insure?
The chart below details how Nissan Altima insurance rates compare to other sedans like the Ford Taurus, Lincoln MKZ, and Buick Regal.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Nissan Altima | $322 | $594 | $372 | $1,446 |
| Ford Taurus | $344 | $596 | $398 | $1,496 |
| Lincoln MKZ | $320 | $686 | $450 | $1,636 |
| Buick Regal | $306 | $536 | $398 | $1,398 |
| Toyota Avalon | $320 | $536 | $338 | $1,330 |
| Ford Fusion | $336 | $626 | $372 | $1,492 |
| Cadillac ATS | $294 | $566 | $398 | $1,416 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
What Impacts the Cost of Nissan Altima Insurance?
The Nissan Altima trim and model you choose can impact the total price you will pay for Nissan Altima insurance coverage.
Age of the Vehicle
Older Nissan Altima models generally cost less to insure. For example, auto insurance for a 2020 Nissan Altima costs $1,446, while 2010 Nissan Altima insurance costs are $1,174, a difference of $272.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Nissan Altima | $322 | $594 | $372 | $1,446 |
| 2019 Nissan Altima | $306 | $570 | $390 | $1,424 |
| 2018 Nissan Altima | $294 | $566 | $398 | $1,416 |
| 2017 Nissan Altima | $284 | $552 | $416 | $1,410 |
| 2016 Nissan Altima | $274 | $530 | $430 | $1,392 |
| 2015 Nissan Altima | $260 | $512 | $442 | $1,372 |
| 2014 Nissan Altima | $250 | $474 | $452 | $1,334 |
| 2013 Nissan Altima | $240 | $446 | $456 | $1,300 |
| 2012 Nissan Altima | $230 | $400 | $460 | $1,248 |
| 2011 Nissan Altima | $214 | $368 | $460 | $1,200 |
| 2010 Nissan Altima | $206 | $346 | $464 | $1,174 |
Driver Age
Driver age can have a significant impact on Nissan Altima auto insurance rates. As an example, a 40-year-old driver could pay $153 less each month for their Nissan Altima auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Nissan Altima insurance rates. For example, drivers in Jacksonville may pay $868 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on your Nissan Altima car insurance rates. Teens and drivers in their 20’s see the highest jump in their Nissan Altima car insurance with violations on their driving record.
What are Nissan Altima safety ratings?
Your Nissan Altima car insurance rates are influenced by the safety ratings of the Nissan Altima. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
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What are Nissan Altima crash test ratings?
Nissan Altima crash test ratings will affect your Nissan Altima car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Nissan Altima 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2020 Nissan Altima 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Nissan Altima 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Nissan Altima 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2018 Nissan Altima 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Nissan Altima 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Nissan Altima 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
What are Nissan Altima safety features?
Good Nissan Altima safety features can result in insurers giving you car insurance discounts because they make accidents less likely. The safety features for the 2020 Nissan Altima are:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Child Safety Locks
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
What should you expect from Nissan Altima insurance loss probability?
The Nissan Altima’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Nissan Altima, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 10% |
|---|---|
| Property Damage | -3% |
| Comprehensive | 19% |
| Personal Injury | 44% |
| Medical Payment | 47% |
| Bodily Injury | 14% |
| Source: Insurance Institute for Highway Safety | |
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What can you expect from Nissan Altima finance and insurance costs?
If you are financing a Nissan Altima, most lenders will require your carry higher vehicle coverage options including comprehensive coverage, which has higher average rates, so be sure to shop around and compare Nissan Altima car insurance quotes from the best companies using our FREE tool below.
What ways can you save on your Nissan Altima auto insurance rate?
Although it may seem like your Nissan Altima auto insurance rate is set in stone, there are a few measures that you can take to secure the cheapest rates possible. Take a look at the following five ways to save on Nissan Altima auto insurance.
- Ask Your Insurance Company About Nissan Altima Discounts
- Audit Your Nissan Altima Driving When You Move to a New Location or Start a New Job
- Bundle Your Nissan Altima Auto Insurance with Home Insurance
- Ask About a Student Away from Home Discount
- Pay Your Nissan Altima Insurance Upfront
What are the top Nissan Altima insurance companies?
Who is the top car insurance company for Nissan Altima insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Altima auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Altima offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Compare Free Nissan Altima Insurance Quotes Online
You can start comparing quotes for Nissan Altima insurance from some of the top car insurance companies by using our free online tool today.
Average
Cost of Insurance
1,470.00 *
Min
865.00 *
Max
2,655.00 *
Crash Avoidence Features
Forward Collision Auto Brake
Not Available
Lane Departure Warning
Optional
Land Departure Prevention
Not Available
Blind Spot Detection
Optional
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