Buy Cheap Honda Fit Auto Insurance in 2024
Average auto insurance rates for a Honda Fit cost $1,148 a year, or around $96 a month. Finding Honda Fit teenager insurance coverage can cost on average $4,196 a year, so shop around to find cheap rates.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
UPDATED: Jul 15, 2021
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Key takeaways:
- Full coverage costs around $1,148 a year or $96 each month
- A liability-only policy costs around $460 a year or $38 each month
- Highest rates are for teenage drivers at around $4,196 a year or $350 each month
- Good drivers can save as much as $473 a year by earning policy discounts
- Honda Fit insurance costs around $371 less per year than the average vehicle
Do you need help finding cheap Honda Fit insurance rates? Honda Fit insurance costs around $371 less per year than the average vehicle. Learn more about saving on insurance rates for a Honda Fit in our guide.
You can start comparing quotes for Honda Fit car insurance rates from some of the best car insurance companies by using our free online tool now.
Honda Fit Insurance Cost
The average Honda Fit car insurance costs are $1,148 a year or $96 a month.
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Are Honda Fits Expensive to Insure?
The chart below details how Honda Fit insurance rates compare to other subcompact hatchbacks like the Volkswagen Golf, Volkswagen Golf R, and Mitsubishi Mirage.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda Fit | $268 | $512 | $258 | $1,148 |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
What Impacts the Cost of Honda Fit Insurance?
The Honda Fit trim and model you choose can impact the total price you will pay for Honda Fit insurance coverage.
Age of the Vehicle
Older Honda Fit models generally cost less to insure. For example, auto insurance rates for a 2019 Honda Fit are $1,148, while 2010 Honda Fit rates are $906, a difference of $242.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2019 Honda Fit | $268 | $512 | $258 | $1,148 |
| 2018 Honda Fit | $256 | $506 | $264 | $1,136 |
| 2017 Honda Fit | $248 | $494 | $274 | $1,126 |
| 2016 Honda Fit | $240 | $474 | $284 | $1,108 |
| 2015 Honda Fit | $226 | $458 | $292 | $1,086 |
| 2013 Honda Fit | $208 | $400 | $300 | $1,018 |
| 2012 Honda Fit | $200 | $358 | $304 | $972 |
| 2011 Honda Fit | $188 | $330 | $304 | $932 |
| 2010 Honda Fit | $180 | $310 | $306 | $906 |
Driver Age
Driver age can have a significant impact on Honda Fit auto insurance rates. For instance, a 30-year-old driver may pay $51 more each year for Honda Fit auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Honda Fit insurance rates. For example, drivers in Los Angeles may pay $631 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Honda Fit car insurance. Teens and drivers in their 20’s see the highest jump in their Honda Fit auto insurance rates with violations on their driving record.
Honda Fit Safety Ratings
Your Honda Fit car insurance rates are influenced by the safety ratings of the Honda Fit. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda Fit Crash Test Ratings
The crash test ratings of the Honda Fit can impact your Honda Fit car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Honda Fit 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Honda Fit 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Honda Fit 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Honda Fit 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Honda Fit Safety Features
The numerous safety features of the Honda Fit help contribute to lower insurance rates. The 2020 Honda Fit has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Honda Fit Insurance Loss Probability
The lower percentage means lower Honda Fit car insurance rates; higher percentages mean higher Honda Fit auto insurance rates. Insurance loss probability on the Honda Fit fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -11% |
|---|---|
| Property Damage | -22% |
| Comprehensive | -10% |
| Personal Injury | -1% |
| Medical Payment | -3% |
| Bodily Injury | -8% |
| Source: Insurance Institute for Highway Safety | |
Honda Fit Finance and Insurance Cost
If you are financing a Honda Fit, you will pay more if you purchase Honda Fit car insurance at the dealership, so be sure to shop around and compare Honda Fit car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Honda Fit Insurance
Although it may seem like your Honda Fit car insurance rates are set, there are a few measures that you can take to secure the best Honda Fit car insurance rates possible. Take a look at the following five ways to save on Honda Fit auto insurance.
- Choose a Honda Fit with Cheaper Repair Costs
- Move to an Area with Better Weather
- Take a Refresher Course as an Older Driver
- Spy on Your Teen Driver
- Get a Plan with Only Liability Coverage If You’re Driving an Older Honda Fit
Top Honda Fit Insurance Companies
Who is the top auto insurance company for Honda Fit insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Fit auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Fit offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Honda Fit Insurance Quotes Online
You can start comparing quotes for Honda Fit car insurance rates from some of the best car insurance companies by using our free online tool now.