Buy Cheap Fiat 500 Auto Insurance in 2024
Average FIAT 500 auto insurance rates cost $1,352 a year, or around $113 a month. Finding FIAT 500 teenager insurance rates can cost on average $4,942 a year, so shop around to find cheap coverage.
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jul 15, 2021
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Key takeaways:
- Full coverage costs around $1,352 a year or $113 each month
- A liability-only policy costs around $542 a year or $45 each month
- Highest rates are for teenage drivers at around $4,942 a year or $412 each month
- Good drivers can save as much as $557 a year by earning policy discounts
- FIAT 500 insurance costs around $167 less per year than the average vehicle
Don’t let FIAT 500 insurance rates cause you stress. Full coverage for a FIAT 500 costs around $1,352 a year or $113 each month. Our guide breaks down these rates to help drivers better understand how to save on FIAT 500 insurance rates. Learn more.
You can start comparing quotes for FIAT 500 car insurance rates from some of the best car insurance companies by using our free online tool now.
FIAT 500 Insurance Cost
The average car insurance costs for a FIAT 500 are $1,352 a year or $113 a month.
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Are FIAT 500s Expensive to Insure?
The chart below details how FIAT 500 insurance rates compare to other subcompact hatchbacks like the Mitsubishi Mirage, Volkswagen Golf R, and Volkswagen Golf.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
| Honda Fit | $268 | $512 | $258 | $1,148 |
However, there are a few things you can do to find the cheapest FIAT insurance rates online.
What Impacts the Cost of FIAT 500 Insurance?
You might have noticed that there is a multitude of factors that impact FIAT 500 car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the FIAT 500.
Age of the Vehicle
Older FIAT 500 models generally cost less to insure. For example, auto insurance rates for a 2017 FIAT 500 are $1,352, while 2012 FIAT 500 rates are $1,228, a difference of $124.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 FIAT 500 | $236 | $466 | $470 | $1,352 |
| 2016 FIAT 500 | $228 | $446 | $486 | $1,340 |
| 2015 FIAT 500 | $216 | $430 | $500 | $1,326 |
| 2014 FIAT 500 | $206 | $400 | $510 | $1,296 |
| 2013 FIAT 500 | $198 | $376 | $514 | $1,268 |
| 2012 FIAT 500 | $190 | $338 | $520 | $1,228 |
Driver Age
Driver age can have a significant effect on FIAT 500 car insurance rates. For example, 20-year-old drivers pay $1,654 more for their FIAT 500 car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on FIAT 500 insurance rates. For example, drivers in Phoenix may pay $744 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on the cost of FIAT 500 car insurance. Teens and drivers in their 20’s see the highest jump in their FIAT 500 car insurance with violations on their driving record.
FIAT 500 Safety Ratings
Your FIAT 500 car insurance rates are influenced by the safety ratings of the FIAT 500. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | N/R |
| Side | N/R |
| Roof strength | N/R |
| Head restraints and seats | N/R |
| Source: Insurance Institute for Highway Safety | |
FIAT 500 Crash Test Ratings
Not only do good FIAT 500 crash test ratings mean you are better protected in a crash, but good FIAT 500 crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 FIAT 500 CABRIO 3 HB FWD | N/R | N/R | N/R | N/R |
| 2019 FIAT 500 BEV 3 HB FWD | N/R | N/R | N/R | N/R |
| 2019 FIAT 500 ABARTH CABRIO 3 HB FWD | N/R | N/R | N/R | N/R |
| 2019 FIAT 500 ABARTH 3 HB FWD | N/R | N/R | N/R | N/R |
| 2019 FIAT 500 3 HB FWD | N/R | 4 stars | N/R | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
FIAT 500 Safety Features
The more safety features you have on your FIAT 500, the more likely it is that you can earn a discount. The FIAT 500’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Traction Control
FIAT 500 Finance and Insurance Cost
When financing a FIAT 500, most lenders will require your carry higher FIAT 500 coverage options including comprehensive coverage, so be sure to shop around and compare FIAT 500 car insurance rates from the best companies using our FREE tool below.
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Ways to Save on FIAT 500 Insurance
You have more options at your disposal to save money on your FIAT 500 auto insurance costs. For example, try taking advantage of the following five strategies to reduce your FIAT 500 car insurance rates
- Buy An Older FIAT 500
- Don’t Skimp On FIAT 500 Liability Coverage
- Move to an Area with Better Weather
- Ask Your Insurance Company About FIAT 500 Discounts
- Understand that Your Insurer Can Change Your FIAT 500 Auto Insurance Rates Mid-Term for Other Reasons
Top FIAT 500 Insurance Companies
Who is the top auto insurance company for FIAT 500 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering FIAT 500 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the FIAT 500 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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