Buy Cheap Chrysler 300 Auto Insurance in 2024
Average Chrysler 300 car insurance rates cost $1,514 a year, or around $126 a month. Teens pay the highest rates at up to $5,534 a year, while good drivers may only pay $890.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
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UPDATED: Jul 15, 2021
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Key takeaways:
- Full coverage costs around $1,514 a year or $126 each month
- A liability-only policy costs around $607 a year or $51 each month
- Highest rates are for teenage drivers at around $5,534 a year or $461 each month
- Good drivers can save as much as $624 a year by earning policy discounts
- Chrysler 300 insurance costs around $5 less per year than the average vehicle
Chrysler 300 insurance rates average $1,514 a year or $126 a month for full coverage, which is nearly the average for all vehicles.
Good drivers can save up to $624 a year in policy discounts by practicing safe driving habits. Let’s take a closer look at Chrysler 300 insurance rates, safety ratings, and more.
You can start comparing quotes for Chrysler 300 car insurance rates from some of the best car insurance companies by using our free online tool now.
How much does Chrysler 300 insurance cost?
The average Chrysler 300 car insurance rates are $1,514 a year or $126 a month.
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Are Chrysler 300s expensive to insure?
The chart below details how Chrysler 300 insurance rates compare to other sedans like the MINI Hardtop 4 Door, Ford Fusion, and Audi S3.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chrysler 300 | $332 | $626 | $398 | $1,514 |
| MINI Hardtop 4 Door | $294 | $566 | $398 | $1,416 |
| Ford Fusion | $336 | $626 | $372 | $1,492 |
| Audi S3 | $356 | $744 | $264 | $1,474 |
| Mazda 3 | $308 | $562 | $372 | $1,400 |
| Nissan Altima | $306 | $570 | $390 | $1,424 |
| Subaru Impreza | $320 | $542 | $390 | $1,410 |
However, there are a few things you can do to find the cheapest Chrysler insurance rates online.
What impacts the Cost of Chrysler 300 insurance?
The Chrysler 300 trim and model you choose can impact the total price you will pay for Chrysler 300 car insurance coverage.
Age of the Vehicle
Older Chrysler 300 models generally cost less to insure. For example, car insurance for a 2018 Chrysler 300 costs $1,514, while 2010 Chrysler 300 insurance costs are $1,238, a difference of $276.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Chrysler 300 | $332 | $626 | $398 | $1,514 |
| 2017 Chrysler 300 | $320 | $610 | $416 | $1,504 |
| 2016 Chrysler 300 | $310 | $586 | $430 | $1,484 |
| 2015 Chrysler 300 | $292 | $564 | $442 | $1,456 |
| 2014 Chrysler 300 | $282 | $524 | $452 | $1,416 |
| 2013 Chrysler 300 | $270 | $494 | $456 | $1,378 |
| 2012 Chrysler 300 | $258 | $442 | $460 | $1,318 |
| 2011 Chrysler 300 | $242 | $408 | $460 | $1,268 |
| 2010 Chrysler 300 | $234 | $382 | $464 | $1,238 |
Driver Age
Driver age can have a significant effect on Chrysler 300 car insurance rates. For example, 20-year-old drivers pay $1,851 more for their Chrysler 300 car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Chrysler 300 insurance rates. For example, drivers in New York may pay $923 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Chrysler 300 auto insurance. Teens and drivers in their 20’s see the highest jump in their Chrysler 300 auto insurance rates with violations on their driving record.
What are the Chrysler 300 safety ratings?
Your Chrysler 300 auto insurance rates are tied to the Chrysler 300’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Marginal |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
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What are the Chrysler 300 crash test ratings?
Not only do good Chrysler 300 crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Chrysler 300 auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chrysler 300 4 DR RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 Chrysler 300 4 DR AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Chrysler 300 4 DR RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Chrysler 300 4 DR AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Chrysler 300 4 DR RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Chrysler 300 4 DR AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Chrysler 300 4 DR RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Chrysler 300 4 DR AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Chrysler 300 4 DR RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Chrysler 300 4 DR AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
What are the Chrysler 300 safety features?
The Chrysler 300 safety features can help lower insurance costs. According to the auto industry standard AutoBlog, the 2020 Chrysler 300 has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
What is the Chrysler 300 insurance loss probability?
The lower percentage means lower Chrysler 300 car insurance rates; higher percentages mean higher Chrysler 300 auto insurance rates. Insurance loss probability on the Chrysler 300 fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 15% |
|---|---|
| Property Damage | 3% |
| Comprehensive | 78% |
| Personal Injury | 34% |
| Medical Payment | 36% |
| Bodily Injury | 14% |
| Source: Insurance Institute for Highway Safety | |
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What is the cost of Chrysler 300 finance and insurance?
If you are financing a Chrysler 300, most lenders will require your carry higher Chrysler 300 coverages including comprehensive coverage, so be sure to compare Chrysler 300 car insurance rates from the best companies using our FREE tool below.
What are some ways to save on Chrysler 300 insurance?
There are many ways that you can save on Chrysler 300 car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Chrysler 300 car insurance rates low.
- Take a Refresher Course as an Older Driver
- Consider Using a Tracking Device on Your Chrysler 300
- Install an Aftermarket Anti-Theft Device for Your Chrysler 300
- Compare Chrysler 300 Quotes for Free Online
- Ask About Loyalty Discounts
What are the top Chrysler 300 insurance companies?
Who is the top car insurance company for Chrysler 300 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chrysler 300 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chrysler 300 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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