Buy Cheap Calera, AL Auto Insurance in 2024
Calera, AL auto insurance rates average $302 a month. Minimum auto insurance requirements in Calera, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Calera, AL, compare Calera auto insurance quotes from top companies.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
UPDATED: Dec 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Calera after a DUI is Liberty Mutual
- The most expensive auto insurance company in Calera is Liberty Mutual
- Average auto insurance rates in Calera, AL after a DUI are $4,119/year
Finding affordable Calera, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Calera, AL auto insurance with confidence is right here. Auto insurance rates in Calera are affected by local factors as well as personal ones like your driving record.
See how Calera, AL car insurance rates compare to Decatur auto insurance rates, Huntsville auto insurance rates, and Dothan auto insurance rates before you read more about the cost of auto insurance in Calera.
Don’t buy Calera, AL auto insurance until you’ve compared rates. Get free Calera, Alabama auto insurance quotes when you enter your ZIP code above.
Calera, AL Minimum Auto Insurance Requirements
The required auto insurance in Calera, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Calera, Alabama is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Calera, AL Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Calera, AL. Take a look at Calera, Alabama auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,170 | $3,279 | $2,682 |
| Farmers | $4,704 | $4,053 | $3,840 |
| Geico | $3,504 | $2,500 | $2,262 |
| Liberty Mutual | $7,127 | $4,392 | $3,449 |
| Nationwide | $3,092 | $2,418 | $2,189 |
| Progressive | $5,030 | $4,327 | $4,046 |
| State Farm | $8,081 | $4,085 | $2,771 |
| Travelers | $3,287 | $2,852 | $2,906 |
| USAA | $2,980 | $1,938 | $1,729 |
Buy Cheap Calera, AL Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Calera, Alabama auto insurance rates? Find out how car insurance rates in Calera, AL are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,034 | $1,938 | $1,841 | $1,876 | $7,101 | $7,627 | $2,275 | $2,325 |
| Farmers | $2,389 | $2,367 | $2,133 | $2,267 | $9,311 | $9,575 | $2,721 | $2,829 |
| Geico | $1,964 | $1,956 | $1,878 | $1,947 | $5,204 | $5,101 | $2,072 | $1,919 |
| Liberty Mutual | $2,878 | $3,106 | $2,361 | $2,640 | $10,717 | $11,912 | $3,057 | $3,246 |
| Nationwide | $1,678 | $1,696 | $1,532 | $1,583 | $4,422 | $5,679 | $1,861 | $2,076 |
| Progressive | $2,405 | $2,247 | $1,976 | $2,112 | $10,026 | $11,182 | $2,808 | $2,983 |
| State Farm | $3,001 | $3,001 | $2,729 | $2,729 | $9,354 | $11,682 | $3,398 | $3,941 |
| Travelers | $1,234 | $1,252 | $1,166 | $1,160 | $6,551 | $10,254 | $1,174 | $1,330 |
| USAA | $1,376 | $1,398 | $1,284 | $1,260 | $4,111 | $4,560 | $1,796 | $1,940 |
Buy Cheap Calera, AL Auto Insurance for Teen Drivers
Auto insurance for teenagers in Calera can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Calera, AL are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,101 | $7,627 |
| Farmers | $9,311 | $9,575 |
| Geico | $5,204 | $5,101 |
| Liberty Mutual | $10,717 | $11,912 |
| Nationwide | $4,422 | $5,679 |
| Progressive | $10,026 | $11,182 |
| State Farm | $9,354 | $11,682 |
| Travelers | $6,551 | $10,254 |
| USAA | $4,111 | $4,560 |
Buy Cheap Calera, AL Auto Insurance for Seniors
You can save on senior auto insurance rates in Calera, Alabama by comparing Calera senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Calera, AL here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,841 | $1,876 |
| Farmers | $2,133 | $2,267 |
| Geico | $1,878 | $1,947 |
| Liberty Mutual | $2,361 | $2,640 |
| Nationwide | $1,532 | $1,583 |
| Progressive | $1,976 | $2,112 |
| State Farm | $2,729 | $2,729 |
| Travelers | $1,166 | $1,160 |
| USAA | $1,284 | $1,260 |
Find Cheap Auto Insurance Rates in Calera, AL by Coverage Level
The amount of coverage you choose is a big factor in the cost of Calera, Alabama auto insurance. Compare Calera, AL auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,255 | $3,372 | $3,505 |
| Farmers | $3,968 | $4,146 | $4,483 |
| Geico | $2,531 | $2,743 | $2,993 |
| Liberty Mutual | $4,756 | $4,966 | $5,247 |
| Nationwide | $2,541 | $2,546 | $2,611 |
| Progressive | $3,971 | $4,444 | $4,987 |
| State Farm | $4,709 | $4,974 | $5,255 |
| Travelers | $2,862 | $3,075 | $3,109 |
| USAA | $2,138 | $2,204 | $2,305 |
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Find Cheap Calera, AL Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Calera. Compare auto insurance rates in Calera, AL by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,377 | $3,377 |
| Farmers | $4,199 | $4,199 |
| Geico | $2,707 | $2,804 |
| Liberty Mutual | $4,989 | $4,989 |
| Nationwide | $2,566 | $2,566 |
| Progressive | $4,467 | $4,467 |
| State Farm | $4,859 | $5,099 |
| Travelers | $3,015 | $3,015 |
| USAA | $2,114 | $2,317 |
Find Cheap Calera, AL Auto Insurance Rates by Driving Record
Auto insurance rates in Calera, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Calera, AL, take a look at the average cost for various violations versus rates for a clean driving record in Calera.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,869 | $3,384 | $4,013 | $3,243 |
| Farmers | $3,528 | $4,573 | $4,460 | $4,235 |
| Geico | $1,853 | $2,992 | $3,711 | $2,465 |
| Liberty Mutual | $3,913 | $5,454 | $5,321 | $5,269 |
| Nationwide | $2,249 | $2,249 | $3,259 | $2,507 |
| Progressive | $4,024 | $5,077 | $4,352 | $4,416 |
| State Farm | $4,476 | $5,594 | $4,923 | $4,923 |
| Travelers | $2,513 | $2,636 | $3,855 | $3,056 |
| USAA | $1,703 | $2,137 | $3,180 | $1,842 |
Find Cheap Calera, AL Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Calera, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Calera for less when you shop around and compare rates from multiple Calera, AL auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,013 |
| Farmers | $4,460 |
| Geico | $3,711 |
| Liberty Mutual | $5,321 |
| Nationwide | $3,259 |
| Progressive | $4,352 |
| State Farm | $4,923 |
| Travelers | $3,855 |
| USAA | $3,180 |
Winners by Category: Where to Buy Cheap Auto Insurance in Calera, AL
Compare rates from the cheapest auto insurance companies in Calera, AL for your needs. Take a look at how Calera, Alabama auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Travelers |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Find Cheap Calera, Alabama Auto Insurance Companies
If you’re looking for the cheapest Calera, AL auto insurance companies overall, you can compare them here. Find the best price for Calera, Alabama car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,377 |
| Farmers | $4,199 |
| Geico | $2,755 |
| Liberty Mutual | $4,989 |
| Nationwide | $2,566 |
| Progressive | $4,467 |
| State Farm | $4,979 |
| Travelers | $3,015 |
| USAA | $2,216 |
What affects Calera, Alabama auto insurance rates?
Local factors affect auto insurance rates in Calera, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Calera auto insurance rates.
Auto Theft in Calera
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Calera, AL auto theft show a total of 23 vehicle thefts annually.
Commute Times in Calera
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Calera, AL is 33.5 minutes according to City-Data.
Compare Auto Insurance Quotes in Calera, AL
You can buy cheap Calera, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Calera, Alabama auto insurance quotes from top companies.
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Frequently Asked Questions
Why is it important to have auto insurance in Calera, AL?
Auto insurance is essential in Calera, AL, as it provides financial protection in case of accidents, damage, or theft involving your vehicle. It is a legal requirement in Alabama to have at least liability insurance coverage.
Can I find cheap auto insurance in Calera, AL?
Yes, it is possible to find affordable auto insurance in Calera, AL. Insurance rates can vary depending on several factors such as your driving record, age, type of vehicle, coverage limits, and the insurance company you choose. By comparing quotes from multiple insurers, you can find a policy that suits your needs and budget.
How can I lower my auto insurance premiums in Calera, AL?
There are several ways to potentially lower your auto insurance premiums in Calera, AL. You can consider raising your deductibles, maintaining a good driving record, bundling your auto insurance with other policies, installing safety devices in your vehicle, and inquiring about any available discounts from your insurance provider.
What coverage options should I consider when buying auto insurance in Calera, AL?
When buying auto insurance in Calera, AL, it’s important to consider the minimum required coverage, which includes liability insurance to cover injuries or damages you cause to others. Additionally, you may want to consider collision coverage to protect your vehicle from damage caused by accidents and comprehensive coverage to protect against theft, vandalism, and other non-collision incidents.
Are there any specific auto insurance requirements in Calera, AL?
In Calera, AL, the state minimum requirements for auto insurance include liability coverage of at least $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage per accident. However, it’s advisable to consider higher coverage limits to protect your assets adequately.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.