Buy Cheap Cadillac DTS Auto Insurance in 2024
Average auto insurance rates for a Cadillac DTS cost $1,344 a year, or around $112 a month. On average, Cadillac DTS comprehensive insurance coverage costs $327, collision coverage costs $478, and liability coverage costs $379.
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Brandon Frady
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Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
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UPDATED: Jul 28, 2023
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,344 a year or $112 each month
- A liability-only policy costs around $539 a year or $45 each month
- Highest rates are for teenage drivers at around $4,912 a year or $409 each month
- Good drivers can save as much as $554 a year by earning policy discounts
- Cadillac DTS insurance costs around $175 less per year than the average vehicle
Are you searching for cheap Cadillac auto insurance rates for Cadillac DTS? Full coverage for a Cadillac DTS costs around $1,344 a year or $112 each month. Learn more about Cadillac DTS insurance rates and savings advice in our comprehensive guide.
You can start comparing quotes for Cadillac DTS car insurance rates from some of the best car insurance companies by using our free online tool now.
Cadillac DTS Insurance Cost
The average Cadillac DTS car insurance rates are $1,344 a year or $112 a month.
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Are Cadillac DTSs Expensive to Insure?
The chart below details how Cadillac DTS insurance rates compare to other luxury cars like the Lexus IS 300, Jaguar XF, and Cadillac CTS-V.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Lexus IS 300 | $356 | $686 | $398 | $1,598 |
| Jaguar XF | $406 | $804 | $398 | $1,766 |
| Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
| Mercedes-Benz C300 | $404 | $718 | $372 | $1,652 |
| Mercedes-Benz CLS 550 | $432 | $952 | $398 | $1,940 |
| Audi A6 | $382 | $744 | $398 | $1,682 |
However, there are a few things you can do to find the cheapest Cadillac insurance rates online.
Read more: Buy Cheap Jaguar Auto Insurance
What Impacts the Cost of Cadillac DTS Insurance?
You might have noticed that there is a multitude of factors that impact Cadillac DTS car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Cadillac DTS.
Age of the Vehicle
Older Cadillac DTS models generally cost less to insure. For example, auto insurance rates for a 2011 Cadillac DTS are $1,344, while 2010 Cadillac DTS rates are $1,308, a difference of $36.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2011 Cadillac DTS | $260 | $466 | $460 | $1,344 |
| 2010 Cadillac DTS | $250 | $436 | $464 | $1,308 |
Driver Age
Driver age can have a significant impact on the cost of Cadillac DTS auto insurance. For example, 20-year-old drivers pay as much as $1,703 more each year for their Cadillac DTS auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Cadillac DTS insurance rates. For example, drivers in Houston may pay $990 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Cadillac DTS auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Cadillac DTS car insurance with violations on their driving record.
Cadillac DTS Safety Ratings
Your Cadillac DTS car insurance rates are tied to the safety ratings of the Cadillac DTS. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | Good |
| Side | Acceptable |
| Roof strength | N/R |
| Head restraints and seats | Marginal |
| Source: Insurance Institute for Highway Safety | |
Cadillac DTS Crash Test Ratings
Cadillac DTS crash test ratings can impact your Cadillac DTS car insurance rates. See Cadillac DTS crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2011 Cadillac DTS 4 DR FWD | N/R | N/R | N/R | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Cadillac DTS Safety Features
The Cadillac DTS safety features can help lower insurance costs. The Cadillac DTS has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Cadillac DTS Finance and Insurance Cost
If you are financing a Cadillac DTS, you will pay more if you purchase Cadillac DTS auto insurance at the dealership, so be sure to shop around and compare Cadillac DTS auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Cadillac DTS Insurance
You can save more money on your Cadillac DTS auto insurance rates by employing any of the following five strategies.
- Take a Defensive Driving Course or Any Driver’s Education Course
- Reduce Modifications on Your Cadillac DTS
- Ask About Retiree Discounts
- Buy An Older Cadillac DTS
- Re-Check Cadillac DTS Quotes Every 6 Months
Top Cadillac DTS Insurance Companies
Who is the top auto insurance company for Cadillac DTS insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Cadillac DTS auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Cadillac DTS offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
Is it possible to find cheap insurance for a Cadillac DTS?
Yes, it is possible to find affordable insurance for a Cadillac DTS. The cost of insurance can vary depending on several factors, including your driving history, location, coverage needs, and the insurance provider you choose. By comparing quotes from different insurers and considering discounts and coverage options, you can find a policy that fits your budget.
What factors can affect the cost of insurance for a Cadillac DTS?
Several factors can influence the cost of insurance for a Cadillac DTS. These factors include your age, driving experience, location, credit score, annual mileage, coverage limits, deductibles, and any additional features or modifications on your vehicle. It’s important to provide accurate information to insurance companies to ensure you receive an accurate quote.
How can I get a lower insurance premium for my Cadillac DTS?
There are several ways to potentially lower your insurance premium for a Cadillac DTS:
- Compare quotes from multiple insurance providers to find the best rate.
- Opt for a higher deductible, which can lower your premium but means you’ll have to pay more out of pocket in the event of a claim.
- Maintain a clean driving record and avoid traffic violations or accidents.
- Consider bundling your Cadillac DTS insurance with other policies, such as homeowner’s insurance, to qualify for multi-policy discounts.
- Inquire about available discounts, such as good student discounts, safe driver discounts, or discounts for safety features on your vehicle.
Should I choose the minimum required coverage or opt for additional coverage for my Cadillac DTS?
The minimum required coverage may not provide adequate protection for your Cadillac DTS. It’s often recommended to consider additional coverage options, such as collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage. These coverages can help protect you financially in various situations, such as accidents, theft, vandalism, or when an at-fault driver has insufficient insurance.
Can I transfer my existing insurance policy to cover my new Cadillac DTS?
It’s possible to transfer your existing insurance policy to cover your new Cadillac DTS. However, it’s important to contact your insurance provider and inform them about the change in vehicle. They will update your policy accordingly and may adjust your premium based on factors specific to your new vehicle.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.