Buy Cheap Acura RDX Auto Insurance in 2024
Average Acura RDX auto insurance rates cost $108 per month ($1,292 per year). Mature drivers with good driving records may find rates as low as $759 a year.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,292 a year or $108 each month
- A liability-only policy costs around $518 a year or $43 each month
- Highest rates are for teenage drivers at around $4,722 a year or $394 each month
- Good drivers can save as much as $533 a year by earning policy discounts
- Acura RDX insurance costs around $227 less per year than the average vehicle
Are you worried about finding affordable Acura RDX insurance rates? Don’t fear. Acura RDX insurance costs around $227 less per year than the average vehicle. Our comprehensive guide goes over the factors that affect Acura RDX insurance rates, so you can better understand how to save.
You can start comparing quotes for Acura RDX car insurance rates from some of the best car insurance companies by using our free online tool now.
Acura RDX Insurance Cost
The average Acura RDX car insurance costs are $1,292 a year or $108 a month.
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Are Acura RDXs Expensive to Insure?
The chart below details how Acura RDX insurance rates compare to other SUVs like the Jaguar F-PACE, Jeep Wrangler, and Chevrolet Suburban.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Acura RDX | $308 | $532 | $316 | $1,292 |
| Jaguar F-PACE | $470 | $982 | $398 | $2,008 |
| Jeep Wrangler | $280 | $376 | $420 | $1,256 |
| Chevrolet Suburban | $336 | $532 | $372 | $1,398 |
| Jeep Cherokee | $348 | $626 | $466 | $1,640 |
| Nissan Armada | $306 | $536 | $338 | $1,316 |
| BMW X5 | $444 | $750 | $372 | $1,724 |
However, there are a few things you can do to find the cheapest Acura insurance rates online.
Read more: Buy Cheap Jeep Auto Insurance
What Impacts the Cost of Acura RDX Insurance?
You might have noticed that there is a multitude of factors that impact Acura RDX car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Acura RDX.
Age of the Vehicle
The average Acura RDX car insurance rates are higher for newer models. For example, car insurance rates for a 2020 Acura RDX are $1,292, while 2010 Acura RDX rates are $1,038, a difference of $254.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Acura RDX | $308 | $532 | $316 | $1,292 |
| 2019 Acura RDX | $294 | $512 | $332 | $1,274 |
| 2018 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2017 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2016 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2015 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2014 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2013 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2012 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2011 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2010 Acura RDX | $198 | $310 | $394 | $1,038 |
Driver Age
Driver age can have a significant effect on Acura RDX car insurance rates. As an example, a 30-year-old driver pays around $57 more each year for their Acura RDX car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Acura RDX insurance rates. For example, drivers in Los Angeles may pay $1,111 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Acura RDX car insurance. Teens and drivers in their 20’s see the highest jump in their Acura RDX car insurance rates with violations on their driving record.
Acura RDX Safety Ratings
Your Acura RDX car insurance rates are tied to the safety ratings of the Acura RDX. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Acura RDX Crash Test Ratings
Poor Acura RDX crash test ratings could mean higher Acura RDX car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Acura RDX SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Acura RDX SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Acura RDX 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Acura RDX 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Acura RDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Acura RDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Acura RDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Acura RDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Acura RDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Acura RDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Acura RDX Safety Features
Having a variety of safety features on your Acura RDX can help lower your insurance costs. The 2020 Acura RDX’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Acura RDX Insurance Loss Probability
The lower percentage means lower Acura RDX auto insurance rates; higher percentages mean higher Acura RDX car insurance rates. The Acura RDX’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -36% |
|---|---|
| Property Damage | -25% |
| Comprehensive | -43% |
| Personal Injury | -33% |
| Medical Payment | -33% |
| Bodily Injury | -29% |
| Source: Insurance Institute for Highway Safety | |
Acura RDX Finance and Insurance Cost
If you are financing a Acura RDX, you will pay more if you purchase Acura RDX car insurance at the dealership, so be sure to shop around and compare Acura RDX car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Acura RDX Insurance
If you want to reduce the cost of your Acura RDX insurance rates, follow these tips below:
- Compare Acura RDX Quotes Online
- Check the Odometer on Your Acura RDX
- Move to an Area with a Lower Cost of Living
- Use a Service Like Turo to Rent Out Your Acura RDX
- Ask About Welcome Discounts
Top Acura RDX Insurance Companies
The best auto insurance companies for Acura RDX car insurance rates will offer competitive rates, discounts, and account for the Acura RDX’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
How can I find cheap insurance for my Acura RDX?
Finding cheap insurance for your Acura RDX involves a few key steps. First, shop around and compare quotes from multiple insurance providers. Additionally, consider increasing your deductibles, maintaining a clean driving record, bundling your policies, and exploring available discounts to help lower your premiums.
What factors affect the cost of insurance for an Acura RDX?
Several factors can influence the cost of insurance for an Acura RDX. These factors include your driving record, location, age, gender, credit score, the value of your vehicle, the cost of repairs, your annual mileage, and the coverage options you choose. Typically, safer driving records, lower annual mileage, and higher deductibles can result in lower insurance premiums.
Are there any specific insurance discounts available for Acura RDX owners?
Yes, there are potential insurance discounts that Acura RDX owners may qualify for. These can vary depending on the insurance provider, but common discounts include safe driver discounts, anti-theft device discounts, multi-policy discounts, and discounts for having safety features such as anti-lock brakes, airbags, or advanced driver assistance systems (ADAS) installed in your vehicle. Contact insurance providers to inquire about specific discounts available to you.
Does the Acura RDX model year affect insurance rates?
Yes, the model year of your Acura RDX can impact insurance rates. Typically, newer models may have higher insurance premiums due to the higher cost of repairs or replacement parts. However, factors such as safety ratings, theft rates, and the availability of advanced safety features can also affect the insurance rates for a specific model year.
What type of coverage should I consider for my Acura RDX?
The type of coverage you should consider for your Acura RDX depends on your specific needs and circumstances. Generally, it is recommended to have liability coverage, which includes bodily injury and property damage liability. Comprehensive and collision coverage can provide additional protection for your vehicle. Consult with insurance professionals to assess your requirements and determine the appropriate coverage options for you.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.