Buy Cheap Barstow, CA Auto Insurance in 2024
Barstow, CA auto insurance rates average $291 a month. Minimum auto insurance requirements in Barstow, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Barstow, CA, compare Barstow auto insurance quotes from top companies.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Barstow after a DUI is Allstate
- The most expensive auto insurance company in Barstow is Farmers
- Average auto insurance rates in Barstow, CA for teens drivers are $5,849/year
Finding affordable Barstow, California auto insurance can be challenging, but everything you need to know to buy cheap Barstow, CA auto insurance with confidence is right here. Auto insurance rates in Barstow are affected by local factors as well as personal ones like your driving record.
See how Barstow, CA car insurance rates compare to Fresno auto insurance rates, San Jose auto insurance rates, and San Diego auto insurance rates before you read more about the cost of auto insurance in Barstow.
Don’t buy Barstow, CA auto insurance until you’ve compared rates. Get free Barstow, California auto insurance quotes when you enter your ZIP code above.
Barstow, CA Minimum Auto Insurance Requirements
The required auto insurance in Barstow, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Barstow, California is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Buy Cheap Barstow, CA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Barstow, California auto insurance rates? Find out how car insurance rates in Barstow, CA are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,906 | $2,919 | $2,100 | $2,136 | $7,939 | $10,005 | $3,759 | $4,175 |
| Farmers | $2,457 | $2,457 | $2,204 | $2,204 | $7,798 | $12,826 | $2,906 | $3,231 |
| Geico | $1,676 | $1,678 | $1,578 | $1,578 | $5,049 | $5,145 | $2,401 | $2,464 |
| Liberty Mutual | $2,172 | $2,054 | $2,024 | $1,960 | $4,751 | $5,056 | $2,447 | $2,469 |
| Nationwide | $3,183 | $3,044 | $2,777 | $2,622 | $8,007 | $8,855 | $3,792 | $3,755 |
| Progressive | $1,628 | $1,675 | $1,385 | $1,642 | $4,302 | $5,189 | $2,349 | $2,525 |
| State Farm | $3,155 | $3,155 | $2,815 | $2,815 | $5,770 | $7,162 | $3,490 | $3,597 |
| Travelers | $2,398 | $2,328 | $2,114 | $2,091 | $4,871 | $5,609 | $3,114 | $3,054 |
| USAA | $1,826 | $1,731 | $1,782 | $1,791 | $4,158 | $4,172 | $2,522 | $2,384 |
Buy Cheap Barstow, CA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Barstow can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Barstow, CA are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,939 | $10,005 |
| Farmers | $7,798 | $12,826 |
| Geico | $5,049 | $5,145 |
| Liberty Mutual | $4,751 | $5,056 |
| Nationwide | $8,007 | $8,855 |
| Progressive | $4,302 | $5,189 |
| State Farm | $5,770 | $7,162 |
| Travelers | $4,871 | $5,609 |
| USAA | $4,158 | $4,172 |
Buy Cheap Barstow, CA Auto Insurance for Seniors
You can save on senior auto insurance rates in Barstow, California by comparing Barstow senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Barstow, CA here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,100 | $2,136 |
| Farmers | $2,204 | $2,204 |
| Geico | $1,578 | $1,578 |
| Liberty Mutual | $2,024 | $1,960 |
| Nationwide | $2,777 | $2,622 |
| Progressive | $1,385 | $1,642 |
| State Farm | $2,815 | $2,815 |
| Travelers | $2,114 | $2,091 |
| USAA | $1,782 | $1,791 |
Find Cheap Auto Insurance Rates in Barstow, CA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Barstow, California auto insurance. Compare Barstow, CA auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,260 | $4,530 | $4,687 |
| Farmers | $4,219 | $4,541 | $4,772 |
| Geico | $2,432 | $2,725 | $2,931 |
| Liberty Mutual | $2,672 | $2,892 | $3,036 |
| Nationwide | $4,057 | $4,579 | $4,876 |
| Progressive | $2,321 | $2,661 | $2,779 |
| State Farm | $3,623 | $4,060 | $4,302 |
| Travelers | $2,824 | $3,274 | $3,494 |
| USAA | $2,306 | $2,595 | $2,736 |
Find Cheap Barstow, CA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Barstow. Compare auto insurance rates in Barstow, CA by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,050 | $4,935 |
| Farmers | $4,094 | $4,928 |
| Geico | $2,449 | $2,942 |
| Liberty Mutual | $2,632 | $3,101 |
| Nationwide | $3,980 | $5,028 |
| Progressive | $2,350 | $2,824 |
| State Farm | $3,850 | $4,140 |
| Travelers | $2,877 | $3,518 |
| USAA | $2,345 | $2,747 |
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Find Cheap Barstow, CA Auto Insurance Rates by Driving Record
Auto insurance rates in Barstow, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Barstow, CA, take a look at the average cost for various violations versus rates for a clean driving record in Barstow.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,694 | $4,569 | $7,163 | $3,543 |
| Farmers | $3,332 | $4,539 | $5,662 | $4,509 |
| Geico | $1,889 | $2,896 | $3,655 | $2,343 |
| Liberty Mutual | $2,488 | $3,333 | $3,008 | $2,637 |
| Nationwide | $3,142 | $4,028 | $6,819 | $4,028 |
| Progressive | $1,694 | $2,874 | $3,342 | $2,438 |
| State Farm | $2,847 | $3,398 | $6,427 | $3,306 |
| Travelers | $2,146 | $3,466 | $4,042 | $3,134 |
| USAA | $1,692 | $2,513 | $4,124 | $1,854 |
Find Cheap Barstow, CA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Barstow, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Barstow for less when you shop around and compare rates from multiple Barstow, CA auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $7,163 |
| Farmers | $5,662 |
| Geico | $3,655 |
| Liberty Mutual | $3,008 |
| Nationwide | $6,819 |
| Progressive | $3,342 |
| State Farm | $6,427 |
| Travelers | $4,042 |
| USAA | $4,124 |
Winners by Category: Where to Buy Cheap Auto Insurance in Barstow, CA
Compare rates from the cheapest auto insurance companies in Barstow, CA for your needs. Take a look at how Barstow, California auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Progressive |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
Find Cheap Barstow, California Auto Insurance Companies
If you’re looking for the cheapest Barstow, CA auto insurance companies overall, you can compare them here. Find the best price for Barstow, California car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,492 |
| Farmers | $4,511 |
| Geico | $2,696 |
| Liberty Mutual | $2,867 |
| Nationwide | $4,504 |
| Progressive | $2,587 |
| State Farm | $3,995 |
| Travelers | $3,197 |
| USAA | $2,546 |
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What affects Barstow, California auto insurance rates?
Local factors affect auto insurance rates in Barstow, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Barstow auto insurance rates.
Auto Theft in Barstow
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Barstow, CA auto theft show a total of 170 vehicle thefts annually.
Commute Times in Barstow
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Barstow, CA is 23.1 minutes according to City-Data.
Compare Auto Insurance Quotes in Barstow, CA
You can buy cheap Barstow, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Barstow, California auto insurance quotes from top companies.
Frequently Asked Questions
Why is it important to have auto insurance in Barstow, CA?
Auto insurance is crucial in Barstow, CA, and everywhere else, as it provides financial protection in case of accidents, damages, or theft of your vehicle. It is also a legal requirement in California to have auto insurance coverage.
How can I find cheap auto insurance in Barstow, CA?
To find cheap auto insurance in Barstow, CA, you can consider the following steps:
- Shop around and compare quotes from multiple insurance providers.
- Opt for higher deductibles, as it can lower your premium.
- Maintain a good driving record to qualify for discounts.
- Bundle your auto insurance with other policies, such as homeowners insurance.
- Inquire about available discounts, such as for safe driving or being a student.
What factors affect the cost of auto insurance in Barstow, CA?
Several factors can impact the cost of auto insurance in Barstow, CA, including:
- Your driving record and claims history.
- The type and age of your vehicle.
- Your age, gender, and marital status.
- Your credit score.
- The coverage limits and deductibles you choose.
- The location where your vehicle is primarily parked.
What types of auto insurance coverage are available in Barstow, CA?
The following are common types of auto insurance coverage available in Barstow, CA:
- Liability coverage: Covers costs if you are at fault in an accident and cause injury or property damage.
- Collision coverage: Covers damages to your vehicle in case of a collision, regardless of fault.
- Comprehensive coverage: Covers non-collision-related damages, such as theft, vandalism, or natural disasters.
- Uninsured/underinsured motorist coverage: Protects you if you’re involved in an accident with an uninsured or underinsured driver.
- Medical payments coverage: Covers medical expenses for you and your passengers after an accident.
Are there any pros to buying cheap auto insurance in Barstow, CA?
Pros of buying cheap auto insurance in Barstow, CA may include:
- Lower premiums, which can save you money.
- Meeting the legal requirement for auto insurance.
- Basic coverage for minor accidents or damages.
Are there any cons to buying cheap auto insurance in Barstow, CA?
Cons of buying cheap auto insurance in Barstow, CA may include:
- Limited coverage, which may not fully protect you in certain situations.
- Higher out-of-pocket expenses if you need to make a claim.
- Limited or no coverage for certain types of incidents, such as comprehensive damages or rental car coverage.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.