Buy Cheap Bamberg, SC Auto Insurance in 2024
Bamberg, SC auto insurance rates average $336 a month. Minimum auto insurance requirements in Bamberg, South Carolina are 25/50/25 to comply with South Carolina laws. To buy cheap auto insurance in Bamberg, SC, compare Bamberg auto insurance quotes from top companies.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Bamberg, SC after a DUI are $4,650/year
- Average auto insurance rates in Bamberg, SC for teens drivers are $7,477/year
- Average auto insurance rates in Bamberg, SC are $336/month
Finding affordable Bamberg, South Carolina auto insurance can be challenging, but everything you need to know to buy cheap Bamberg, SC auto insurance with confidence is right here. Auto insurance rates in Bamberg are affected by local factors as well as personal ones like your driving record.
See how Bamberg, SC car insurance rates compare to Charleston auto insurance rates, Greenville auto insurance rates, and Summerville auto insurance rates before you read more about the cost of auto insurance in Bamberg.
Don’t buy Bamberg, SC auto insurance until you’ve compared rates. Get free Bamberg, South Carolina auto insurance quotes when you enter your ZIP code above.
Bamberg, SC Minimum Auto Insurance Requirements
The required auto insurance in Bamberg, SC is 25/50/25 according to the auto insurance laws in South Carolina. The minimum auto insurance in Bamberg, South Carolina is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Bamberg, SC Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Bamberg, SC. Take a look at Bamberg, South Carolina auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,798 | $3,595 | $3,030 |
| Farmers | $6,109 | $5,063 | $4,618 |
| Geico | $5,654 | $3,041 | $2,426 |
| Nationwide | $4,354 | $3,508 | $3,092 |
| Progressive | $5,611 | $4,894 | $4,546 |
| State Farm | $4,071 | $2,492 | $1,962 |
| USAA | $6,185 | $3,011 | $2,624 |
Buy Cheap Bamberg, SC Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Bamberg, South Carolina auto insurance rates? Find out how car insurance rates in Bamberg, SC are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,536 | $2,536 | $2,420 | $2,420 | $6,439 | $8,237 | $2,812 | $3,061 |
| Farmers | $3,650 | $3,690 | $3,470 | $3,793 | $9,318 | $10,241 | $3,971 | $3,977 |
| Geico | $2,765 | $2,765 | $2,524 | $2,524 | $6,222 | $6,415 | $3,194 | $3,248 |
| Nationwide | $2,533 | $2,578 | $2,269 | $2,374 | $5,846 | $7,630 | $2,845 | $3,135 |
| Progressive | $2,791 | $2,571 | $2,385 | $2,493 | $11,124 | $12,295 | $3,183 | $3,295 |
| State Farm | $1,860 | $1,860 | $1,665 | $1,665 | $4,984 | $6,307 | $2,079 | $2,314 |
| USAA | $2,119 | $2,132 | $1,939 | $1,948 | $8,407 | $9,232 | $2,790 | $2,953 |
Buy Cheap Bamberg, SC Auto Insurance for Teen Drivers
Auto insurance for teenagers in Bamberg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bamberg, SC are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,439 | $8,237 |
| Farmers | $9,318 | $10,241 |
| Geico | $6,222 | $6,415 |
| Nationwide | $5,846 | $7,630 |
| Progressive | $11,124 | $12,295 |
| State Farm | $4,984 | $6,307 |
| USAA | $8,407 | $9,232 |
Buy Cheap Bamberg, SC Auto Insurance for Seniors
You can save on senior auto insurance rates in Bamberg, South Carolina by comparing Bamberg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bamberg, SC here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,420 | $2,420 |
| Farmers | $3,470 | $3,793 |
| Geico | $2,524 | $2,524 |
| Nationwide | $2,269 | $2,374 |
| Progressive | $2,385 | $2,493 |
| State Farm | $1,665 | $1,665 |
| USAA | $1,939 | $1,948 |
Find Cheap Auto Insurance Rates in Bamberg, SC by Coverage Level
The amount of coverage you choose is a big factor in the cost of Bamberg, South Carolina auto insurance. Compare Bamberg, SC auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,588 | $3,789 | $4,045 |
| Farmers | $4,612 | $5,250 | $5,928 |
| Geico | $3,462 | $3,670 | $3,989 |
| Nationwide | $3,616 | $3,648 | $3,690 |
| Progressive | $4,580 | $4,932 | $5,539 |
| State Farm | $2,641 | $2,841 | $3,044 |
| USAA | $3,725 | $3,935 | $4,160 |
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Find Cheap Bamberg, SC Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Bamberg. Compare auto insurance rates in Bamberg, SC by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,729 | $3,886 |
| Farmers | $5,264 | $5,264 |
| Geico | $3,693 | $3,721 |
| Nationwide | $3,651 | $3,651 |
| Progressive | $5,017 | $5,017 |
| State Farm | $2,771 | $2,913 |
| USAA | $3,898 | $3,982 |
Find Cheap Bamberg, SC Auto Insurance Rates by Driving Record
Auto insurance rates in Bamberg, South Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bamberg, SC, take a look at the average cost for various violations versus rates for a clean driving record in Bamberg.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,899 | $4,533 | $4,006 | $3,793 |
| Farmers | $4,411 | $6,034 | $5,055 | $5,555 |
| Geico | $2,804 | $3,655 | $5,566 | $2,804 |
| Nationwide | $2,889 | $3,757 | $4,770 | $3,190 |
| Progressive | $4,118 | $5,951 | $5,008 | $4,992 |
| State Farm | $2,605 | $3,131 | $2,816 | $2,816 |
| USAA | $3,111 | $3,838 | $5,326 | $3,485 |
Find Cheap Bamberg, SC Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Bamberg, South Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in Bamberg for less when you shop around and compare rates from multiple Bamberg, SC auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,006 |
| Farmers | $5,055 |
| Geico | $5,566 |
| Nationwide | $4,770 |
| Progressive | $5,008 |
| State Farm | $2,816 |
| USAA | $5,326 |
Winners by Category: Where to Buy Cheap Auto Insurance in Bamberg, SC
Compare rates from the cheapest auto insurance companies in Bamberg, SC for your needs. Take a look at how Bamberg, South Carolina auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Find Cheap Bamberg, South Carolina Auto Insurance Companies
If you’re looking for the cheapest Bamberg, SC auto insurance companies overall, you can compare them here. Find the best price for Bamberg, South Carolina car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,808 |
| Farmers | $5,264 |
| Geico | $3,707 |
| Nationwide | $3,651 |
| Progressive | $5,017 |
| State Farm | $2,842 |
| USAA | $3,940 |
What affects Bamberg, South Carolina auto insurance rates?
Local factors affect auto insurance rates in Bamberg, SC, including traffic, theft statistics, and commute length. Take a look at the things that impact Bamberg auto insurance rates.
Commute Times in Bamberg
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bamberg, SC is 25.4 minutes according to City-Data.
Compare Auto Insurance Quotes in Bamberg, SC
You can buy cheap Bamberg, SC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bamberg, South Carolina auto insurance quotes from top companies.
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Frequently Asked Questions
Why is it important to have auto insurance in Bamberg, SC?
Auto insurance is important in Bamberg, SC, just like in any other location, because it provides financial protection in the event of an accident or vehicle-related damage. It helps cover the costs of repairing or replacing your vehicle, medical expenses for injuries, and liability claims if you’re at fault. Additionally, auto insurance is required by law in South Carolina, so driving without insurance can result in penalties and legal consequences.
What factors can affect the cost of auto insurance in Bamberg, SC?
Several factors can influence the cost of auto insurance in Bamberg, SC. These factors include your age, driving record, the make and model of your vehicle, your location, the coverage types and limits you choose, your credit history, and even your marital status. Insurance providers consider these factors to assess the level of risk you represent and determine the premium you’ll pay for your coverage.
How can I find cheap auto insurance in Bamberg, SC?
To find affordable auto insurance in Bamberg, SC, you can follow these steps:
- Shop around: Obtain quotes from multiple insurance companies to compare prices and coverage options.
- Maintain a good driving record: Avoid accidents and traffic violations, as a clean driving record can help reduce your insurance premiums.
- Opt for higher deductibles: Increasing your deductibles (the amount you pay out of pocket in case of a claim) can lower your premiums.
- Bundle policies: Consider bundling your auto insurance with other policies, such as homeowners or renters insurance, as insurance companies often offer discounts for multiple policies.
- Inquire about discounts: Ask insurance providers about available discounts, such as safe driver discounts, good student discounts, or discounts for safety features installed in your vehicle.
- Review and adjust coverage: Regularly review your coverage to ensure you’re not paying for more coverage than you need. Adjusting your coverage limits or removing unnecessary options can help reduce costs.
Are there any specific auto insurance requirements in Bamberg, SC?
Yes, there are specific auto insurance requirements in Bamberg, SC, as mandated by South Carolina law. The minimum liability coverage limits required are:
- $25,000 for bodily injury or death per person
- $50,000 for total bodily injury or death per accident
- $25,000 for property damage
Can I drive without auto insurance in Bamberg, SC?
No, driving without auto insurance in Bamberg, SC is illegal. South Carolina requires all drivers to carry valid auto insurance or provide proof of financial responsibility. If you’re caught driving without insurance, you may face penalties such as fines, license suspension, vehicle impoundment, or even criminal charges. It’s essential to have the minimum required insurance coverage before driving on the roads in Bamberg, SC.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.