Buy Cheap Altus, OK Auto Insurance in 2024
Altus, OK auto insurance rates average $307 a month. Minimum auto insurance requirements in Altus, Oklahoma are 25/50/25 to comply with Oklahoma laws. To buy cheap auto insurance in Altus, OK, compare Altus auto insurance quotes from top companies.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Dec 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Altus after a DUI is Liberty Mutual
- Average auto insurance rates in Altus, OK for teens drivers are $7,176/year
- Average auto insurance rates in Altus, OK after a DUI are $4,152/year
Finding affordable Altus, Oklahoma auto insurance can be challenging, but everything you need to know to buy cheap Altus, OK auto insurance with confidence is right here. Auto insurance rates in Altus are affected by local factors as well as personal ones like your driving record.
See how Altus, OK car insurance rates compare to Stillwater auto insurance rates, Broken Arrow auto insurance rates, and Oklahoma City auto insurance rates before you read more about the cost of auto insurance in Altus.
Don’t buy Altus, OK auto insurance until you’ve compared rates. Get free Altus, Oklahoma auto insurance quotes when you enter your ZIP code above.
Altus, OK Minimum Auto Insurance Requirements
The required auto insurance in Altus, OK is 25/50/25 according to the auto insurance laws in Oklahoma. The minimum auto insurance in Altus, Oklahoma is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Altus, OK Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Altus, OK. Take a look at Altus, Oklahoma auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,516 | $3,420 | $3,018 |
| Farmers | $4,328 | $3,558 | $3,386 |
| Geico | $3,301 | $2,743 | $2,186 |
| Liberty Mutual | $8,702 | $5,308 | $4,167 |
| Progressive | $4,837 | $4,099 | $3,805 |
| State Farm | $3,522 | $2,262 | $1,825 |
| USAA | $4,160 | $2,330 | $1,848 |
Buy Cheap Altus, OK Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Altus, Oklahoma auto insurance rates? Find out how car insurance rates in Altus, OK are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,309 | $2,328 | $2,110 | $2,219 | $6,946 | $8,122 | $2,513 | $2,664 |
| Farmers | $2,202 | $2,189 | $1,982 | $2,087 | $8,136 | $8,345 | $2,496 | $2,621 |
| Geico | $1,835 | $1,989 | $1,949 | $2,165 | $5,215 | $5,559 | $1,608 | $1,628 |
| Liberty Mutual | $4,135 | $4,362 | $3,648 | $3,963 | $11,276 | $12,366 | $4,292 | $4,432 |
| Progressive | $2,374 | $2,271 | $1,954 | $2,057 | $9,231 | $10,370 | $2,787 | $2,934 |
| State Farm | $1,762 | $1,762 | $1,547 | $1,547 | $4,311 | $5,451 | $1,846 | $2,065 |
| USAA | $1,694 | $1,720 | $1,604 | $1,652 | $5,117 | $5,793 | $2,202 | $2,454 |
Buy Cheap Altus, OK Auto Insurance for Teen Drivers
Auto insurance for teenagers in Altus can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Altus, OK are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,946 | $8,122 |
| Farmers | $8,136 | $8,345 |
| Geico | $5,215 | $5,559 |
| Liberty Mutual | $11,276 | $12,366 |
| Progressive | $9,231 | $10,370 |
| State Farm | $4,311 | $5,451 |
| USAA | $5,117 | $5,793 |
Buy Cheap Altus, OK Auto Insurance for Seniors
You can save on senior auto insurance rates in Altus, Oklahoma by comparing Altus senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Altus, OK here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,110 | $2,219 |
| Farmers | $1,982 | $2,087 |
| Geico | $1,949 | $2,165 |
| Liberty Mutual | $3,648 | $3,963 |
| Progressive | $1,954 | $2,057 |
| State Farm | $1,547 | $1,547 |
| USAA | $1,604 | $1,652 |
Find Cheap Auto Insurance Rates in Altus, OK by Coverage Level
The amount of coverage you choose is a big factor in the cost of Altus, Oklahoma auto insurance. Compare Altus, OK auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,449 | $3,638 | $3,867 |
| Farmers | $3,608 | $3,719 | $3,945 |
| Geico | $2,568 | $2,744 | $2,918 |
| Liberty Mutual | $5,739 | $6,036 | $6,402 |
| Progressive | $3,968 | $4,223 | $4,550 |
| State Farm | $2,383 | $2,516 | $2,710 |
| USAA | $2,698 | $2,774 | $2,866 |
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Find Cheap Altus, OK Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Altus. Compare auto insurance rates in Altus, OK by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,651 | $3,651 |
| Farmers | $3,757 | $3,757 |
| Geico | $2,691 | $2,796 |
| Liberty Mutual | $6,059 | $6,059 |
| Progressive | $4,247 | $4,247 |
| State Farm | $2,493 | $2,580 |
| USAA | $2,745 | $2,814 |
Find Cheap Altus, OK Auto Insurance Rates by Driving Record
Auto insurance rates in Altus, Oklahoma are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Altus, OK, take a look at the average cost for various violations versus rates for a clean driving record in Altus.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,151 | $3,690 | $4,232 | $3,533 |
| Farmers | $3,176 | $4,067 | $3,968 | $3,817 |
| Geico | $2,014 | $3,063 | $3,357 | $2,541 |
| Liberty Mutual | $4,085 | $6,818 | $7,713 | $5,620 |
| Progressive | $3,313 | $6,129 | $3,654 | $3,892 |
| State Farm | $2,365 | $2,708 | $2,536 | $2,536 |
| USAA | $2,063 | $2,920 | $3,604 | $2,530 |
Find Cheap Altus, OK Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Altus, Oklahoma is higher than for a clean driving record. You can buy auto insurance after a DUI in Altus for less when you shop around and compare rates from multiple Altus, OK auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,232 |
| Farmers | $3,968 |
| Geico | $3,357 |
| Liberty Mutual | $7,713 |
| Progressive | $3,654 |
| State Farm | $2,536 |
| USAA | $3,604 |
Winners by Category: Where to Buy Cheap Auto Insurance in Altus, OK
Compare rates from the cheapest auto insurance companies in Altus, OK for your needs. Take a look at how Altus, Oklahoma auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | Geico |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Find Cheap Altus, Oklahoma Auto Insurance Companies
If you’re looking for the cheapest Altus, OK auto insurance companies overall, you can compare them here. Find the best price for Altus, Oklahoma car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,651 |
| Farmers | $3,757 |
| Geico | $2,743 |
| Liberty Mutual | $6,059 |
| Progressive | $4,247 |
| State Farm | $2,536 |
| USAA | $2,779 |
What affects Altus, Oklahoma auto insurance rates?
Local factors affect auto insurance rates in Altus, OK, including traffic, theft statistics, and commute length. Take a look at the things that impact Altus auto insurance rates.
Commute Times in Altus
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Altus, OK is 13.3 minutes according to City-Data.
Compare Auto Insurance Quotes in Altus, OK
You can buy cheap Altus, OK auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Altus, Oklahoma auto insurance quotes from top companies.
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Frequently Asked Questions
Why is it important to have auto insurance in Altus, OK?
Auto insurance is important in Altus, OK, and everywhere else, because it provides financial protection in case of accidents or damage to your vehicle. It helps cover the costs of repairs, medical expenses, and potential legal liabilities that may arise from an accident.
What factors should I consider when buying auto insurance in Altus, OK?
When buying auto insurance in Altus, OK, there are several factors to consider, including:
- Coverage options: Determine the types and levels of coverage you need, such as liability, collision, comprehensive, uninsured/underinsured motorist coverage, and personal injury protection.
- Deductibles: Choose the deductible amount you are comfortable with. Higher deductibles usually result in lower premiums, but you’ll have to pay more out of pocket in case of a claim.
- Insurance company: Research and compare different insurance companies to find one with a good reputation, competitive rates, and excellent customer service.
- Discounts: Inquire about available discounts, such as safe driver discounts, multi-policy discounts, or discounts for safety features installed in your vehicle.
- Financial stability: Consider the financial stability and strength of the insurance company to ensure they can fulfill their obligations in case of a claim.
How can I find cheap auto insurance in Altus, OK?
To find cheap auto insurance in Altus, OK, consider the following tips:
- Shop around: Obtain quotes from multiple insurance companies to compare prices and coverage options.
- Maintain a good driving record: Safe driving habits can lead to lower insurance premiums. Avoid accidents and traffic violations to keep your rates down.
- Raise your deductibles: Opting for higher deductibles can lower your premium costs. Just make sure you can afford to pay the deductible amount in case of a claim.
- Bundle policies: If you have other insurance policies (such as home or renters insurance), consider bundling them with your auto insurance to qualify for multi-policy discounts.
- Inquire about discounts: Ask the insurance companies about any available discounts you may be eligible for, such as good student discounts, low-mileage discounts, or discounts for certain professional affiliations.
Are there any specific auto insurance requirements in Altus, OK?
Yes, Altus, OK has specific auto insurance requirements. The state of Oklahoma mandates that all drivers carry at least the following minimum coverage limits:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
Can I get auto insurance in Altus, OK if I have a bad driving record?
While having a bad driving record can make it more challenging to find affordable auto insurance, there are still options available. Some insurance companies specialize in providing coverage for high-risk drivers. However, keep in mind that the premiums may be higher than for drivers with clean records. Shopping around and comparing quotes from different insurers is crucial in such cases.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.