Buy Cheap Kia Sedona Auto Insurance in 2024
If you want to buy cheap Kia Sedona insurance coverage then you should know that a policy will cost $100 per month ($1,204 per year) on average. Finding Kia Sedona teenager insurance coverage can cost on average $4,401 a year, so shop around to find cheap rates.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
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UPDATED: Jul 15, 2021
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Key takeaways:
- Full coverage costs around $1,204 a year or $100 each month
- A liability-only policy costs around $483 a year or $40 each month
- Highest rates are for teenage drivers at around $4,401 a year or $367 each month
- Good drivers can save as much as $496 a year by earning policy discounts
- Kia Sedona insurance costs around $315 less per year than the average vehicle
Do you need to find cheaper Kia Sedona insurance rates? Good drivers can save as much as $496 a year by earning policy discounts. Read on for more information on what drivers can do to lower Kia Sedona insurance rates’ cost.
You can start comparing quotes for Kia Sedona car insurance rates from some of the best car insurance companies by using our free online tool now.
Kia Sedona Insurance Cost
The average Kia Sedona car insurance rates are $1,204 a year or $100 a month.
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Are Kia Sedonas Expensive to Insure?
The chart below details how Kia Sedona insurance rates compare to other vans like the Toyota Sienna, Dodge Grand Caravan, and Honda Odyssey.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Kia Sedona | $282 | $448 | $338 | $1,204 |
| Toyota Sienna | $294 | $532 | $372 | $1,356 |
| Dodge Grand Caravan | $308 | $438 | $372 | $1,276 |
| Honda Odyssey | $280 | $532 | $372 | $1,342 |
| Chrysler Pacifica | $348 | $532 | $316 | $1,332 |
However, there are a few things you can do to find the cheapest Kia insurance rates online.
What Impacts the Cost of Kia Sedona Insurance?
You might have noticed that there is a multitude of factors that impact Kia Sedona car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Kia Sedona.
Age of the Vehicle
The average Kia Sedona car insurance rates are higher for newer models. For example, car insurance for a 2018 Kia Sedona costs $1,204, while 2010 Kia Sedona insurance costs are $1,000, a difference of $204.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Kia Sedona | $282 | $448 | $338 | $1,204 |
| 2017 Kia Sedona | $272 | $436 | $354 | $1,198 |
| 2016 Kia Sedona | $262 | $418 | $364 | $1,180 |
| 2015 Kia Sedona | $248 | $404 | $376 | $1,164 |
| 2014 Kia Sedona | $238 | $374 | $384 | $1,132 |
| 2012 Kia Sedona | $220 | $316 | $390 | $1,062 |
| 2011 Kia Sedona | $206 | $292 | $390 | $1,024 |
| 2010 Kia Sedona | $198 | $272 | $394 | $1,000 |
Driver Age
Driver age can have a significant impact on Kia Sedona auto insurance rates. For instance, a 30-year-old driver may pay $53 more each year for Kia Sedona auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Kia Sedona insurance rates. For example, drivers in Los Angeles may pay $172 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Kia Sedona auto insurance. Teens and drivers in their 20’s see the highest jump in their Kia Sedona auto insurance rates with violations on their driving record.
Kia Sedona Safety Ratings
Your Kia Sedona auto insurance rates are tied to the Kia Sedona’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Acceptable |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Kia Sedona Crash Test Ratings
Kia Sedona crash test ratings will affect your Kia Sedona car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Kia Sedona VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Kia Sedona VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Kia Sedona VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Kia Sedona VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Kia Sedona VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Kia Sedona Safety Features
Having a variety of safety features on your Kia Sedona can help lower your Kia Sedona insurance costs. The Kia Sedona’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Kia Sedona Insurance Loss Probability
Another contributing factor that affects Kia Sedona car insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 2% |
|---|---|
| Property Damage | -36% |
| Comprehensive | -4% |
| Personal Injury | 16% |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Kia Sedona Finance and Insurance Cost
If you are financing a Kia Sedona, most lenders will require your carry higher Kia Sedona coverage options including comprehensive coverage, so be sure to shop around and compare Kia Sedona auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Kia Sedona Insurance
If you want to reduce the cost of your Kia Sedona insurance rates, follow these tips below:
- Ask About Welcome Discounts
- Carpool to Work Instead of Driving Your Kia Sedona
- Ask About Loyalty Discounts
- Ask About Mature Driver Discounts for Drivers Over 50
- Understand the Different Types of Auto Insurance for Your Kia Sedona
Top Kia Sedona Insurance Companies
Several insurance companies offer competitive rates for the Kia Sedona based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Kia Sedona drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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