Buy Cheap Ford Taurus Auto Insurance in 2024
If you want to buy inexpensive Ford Taurus insurance coverage then you should know that a policy will cost $125 per month ($1,496 per year) on average. You can find cheap Ford Taurus insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $879 a year.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
UPDATED: Jul 15, 2021
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Key takeaways:
- Full coverage costs around $1,496 a year or $125 each month
- A liability-only policy costs around $600 a year or $50 each month
- Highest rates are for teenage drivers at around $5,468 a year or $456 each month
- Good drivers can save as much as $617 a year by earning policy discounts
- Ford Taurus insurance costs around $23 less per year than the average vehicle
Don’t let Ford Taurus insurance rates ruin your budget. Good drivers can save as much as $617 a year by earning policy discounts. Keep reading to learn more about insurance rate savings for a Ford Taurus.
You can start comparing quotes for Ford Taurus car insurance rates from some of the best car insurance companies by using our free online tool now.
Ford Taurus Insurance Cost
The average Ford Taurus car insurance costs are $1,496 a year or $125 a month.
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Are Ford Tauruses Expensive to Insure?
The chart below details how Ford Taurus insurance rates compare to other sedans like the Audi S3, Ford Focus, and Toyota Corolla.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Taurus | $344 | $596 | $398 | $1,496 |
| Audi S3 | $356 | $744 | $264 | $1,474 |
| Ford Focus | $244 | $536 | $398 | $1,336 |
| Toyota Corolla | $294 | $542 | $390 | $1,384 |
| Audi S4 | $370 | $744 | $338 | $1,588 |
| Subaru WRX | $320 | $566 | $338 | $1,360 |
| Lincoln MKZ | $320 | $686 | $450 | $1,636 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
What Impacts the Cost of Ford Taurus Insurance?
The Ford Taurus trim and model you choose will affect the total price you will pay for Ford Taurus insurance coverage.
Age of the Vehicle
Older Ford Taurus models generally cost less to insure. For example, car insurance for a 2018 Ford Taurus costs $1,496, while a 2010 Ford Taurus insurance costs are $1,228, a difference of $268.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Ford Taurus | $344 | $596 | $398 | $1,496 |
| 2017 Ford Taurus | $332 | $582 | $416 | $1,488 |
| 2016 Ford Taurus | $320 | $558 | $430 | $1,466 |
| 2015 Ford Taurus | $304 | $538 | $442 | $1,442 |
| 2014 Ford Taurus | $292 | $500 | $452 | $1,402 |
| 2013 Ford Taurus | $280 | $470 | $456 | $1,364 |
| 2012 Ford Taurus | $268 | $422 | $460 | $1,308 |
| 2011 Ford Taurus | $250 | $388 | $460 | $1,256 |
| 2010 Ford Taurus | $242 | $364 | $464 | $1,228 |
Driver Age
Driver age can have a significant effect on Ford Taurus car insurance rates. For example, 30-year-old drivers pay $66 more for Ford Taurus car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Ford Taurus insurance rates. For example, drivers in Phoenix may pay $823 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on the cost of Ford Taurus car insurance. Teens and drivers in their 20’s see the highest jump in their Ford Taurus car insurance with violations on their driving record.
Ford Taurus Safety Ratings
Your Ford Taurus auto insurance rates are influenced by the Ford Taurus’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Ford Taurus Crash Test Ratings
Ford Taurus crash test ratings will affect your Ford Taurus car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Ford Taurus 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Ford Taurus 4 DR AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Ford Taurus 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Ford Taurus 4 DR AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Ford Taurus 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Ford Taurus 4 DR AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Ford Taurus 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Ford Taurus 4 DR AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Ford Taurus Safety Features
Having a variety of safety features on your Ford Taurus can help lower your insurance costs. The 2020 Ford Taurus’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Child Safety Locks
- Traction Control
Ford Taurus Insurance Loss Probability
The lower percentage means lower Ford Taurus car insurance rates; higher percentages mean higher Ford Taurus auto insurance rates. Insurance loss probability on the Ford Taurus fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 9% |
|---|---|
| Property Damage | -12% |
| Comprehensive | 34% |
| Personal Injury | 15% |
| Medical Payment | 15% |
| Bodily Injury | 1% |
| Source: Insurance Institute for Highway Safety | |
Ford Taurus Finance and Insurance Cost
When financing a Ford Taurus, most lenders will require your carry higher Ford Taurus coverage options including comprehensive coverage, so be sure to shop around and compare Ford Taurus car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Ford Taurus Insurance
Although it may seem like your Ford Taurus car insurance rates are set, there are a few measures that you can take to secure the best Ford Taurus car insurance rates possible. Take a look at the following five ways to save on Ford Taurus auto insurance.
- Compare Ford Taurus Quotes Online
- Ask About Ford Taurus Discounts If You Were Listed on Someone Else’s Policy
- Ask About Seasonal Insurance for Your Ford Taurus
- Compare Insurance Companies After Moving
- Consider Ford Taurus Insurance Costs Before Buying a Ford Taurus
Top Ford Taurus Insurance Companies
Who is the top auto insurance company for Ford Taurus insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Taurus auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford Taurus offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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You can start comparing quotes for Ford Taurus car insurance rates from some of the best car insurance companies by using our free online tool now.
Average
Cost of Insurance
1,460.00 *
Min
765.00 *
Max
3,115.00 *
Crash Avoidence Features
Forward Collision Warning
Optional
Forward Collision Auto Brake
Not Available
Lane Departure Warning
Optional
Land Departure Prevention
Optional
Blind Spot Detection
Optional
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