Buy Cheap Dodge Journey Auto Insurance in 2024
Average Dodge Journey insurance rates cost $1,384 a year, or around $115 a month. Mature drivers with good driving records may find rates as low as $813 a year.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Jul 15, 2021
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Key takeaways:
- Full coverage costs around $1,384 a year or $115 each month
- A liability-only policy costs around $555 a year or $46 each month
- Highest rates are for teenage drivers at around $5,059 a year or $422 each month
- Good drivers can save as much as $571 a year by earning policy discounts
- Dodge Journey insurance costs around $135 less per year than the average vehicle
Are you struggling to find cheap Dodge Journey insurance rates? Dodge Journey insurance costs around $135 less per year than the average vehicle. Learn what drivers can do to save on Dodge Journey insurance rates in our guide.
You can start comparing quotes for Dodge Journey car insurance rates from some of the best car insurance companies by using our free online tool now.
Dodge Journey Insurance Cost
The average car insurance costs for a Dodge Journey are $1,384 a year or $115 a month.
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Are Dodge Journeys Expensive to Insure?
The chart below details how Dodge Journey insurance rates compare to other SUVs like the Mercedes-Benz GLE 350, Nissan Pathfinder, and Honda Passport.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Dodge Journey | $322 | $532 | $372 | $1,384 |
| Mercedes-Benz GLE 350 | $438 | $870 | $390 | $1,856 |
| Nissan Pathfinder | $294 | $452 | $390 | $1,294 |
| Honda Passport | $362 | $656 | $316 | $1,470 |
| Chevrolet Tahoe | $336 | $532 | $372 | $1,398 |
| Acura MDX | $376 | $562 | $372 | $1,468 |
| Jeep Wrangler | $280 | $376 | $420 | $1,256 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
What Impacts the Cost of Dodge Journey Insurance?
The Dodge Journey trim and model you choose can impact the total price you will pay for Dodge Journey car insurance coverage.
Age of the Vehicle
The average Dodge Journey auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Dodge Journey cost $1,384, while 2010 Dodge Journey rates are $1,138, a difference of $246.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Dodge Journey | $322 | $532 | $372 | $1,384 |
| 2019 Dodge Journey | $306 | $512 | $390 | $1,366 |
| 2018 Dodge Journey | $294 | $506 | $398 | $1,356 |
| 2017 Dodge Journey | $284 | $494 | $416 | $1,352 |
| 2016 Dodge Journey | $274 | $474 | $430 | $1,336 |
| 2015 Dodge Journey | $260 | $458 | $442 | $1,318 |
| 2014 Dodge Journey | $250 | $424 | $452 | $1,284 |
| 2013 Dodge Journey | $240 | $400 | $456 | $1,254 |
| 2012 Dodge Journey | $230 | $358 | $460 | $1,206 |
| 2011 Dodge Journey | $214 | $330 | $460 | $1,162 |
| 2010 Dodge Journey | $206 | $310 | $464 | $1,138 |
Driver Age
Driver age can have a significant impact on the cost of Dodge Journey auto insurance. For example, 20-year-old drivers pay approximately $1,693 each year for their Dodge Journey auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Dodge Journey insurance rates. For example, drivers in Jacksonville may pay $831 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Dodge Journey auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Journey auto insurance rates with violations on their driving record.
Dodge Journey Safety Ratings
The Dodge Journey’s safety ratings will affect your Dodge Journey car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Poor |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Dodge Journey Crash Test Ratings
Dodge Journey crash test ratings can impact your Dodge Journey car insurance rates. See Dodge Journey crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Dodge Journey SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Dodge Journey SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Dodge Journey SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Dodge Journey SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Dodge Journey SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Dodge Journey SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Dodge Journey SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Dodge Journey Safety Features
Having a variety of safety features on your Dodge Journey can help lower your Dodge Journey insurance costs. The Dodge Journey’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Dodge Journey Insurance Loss Probability
The lower percentage means lower Dodge Journey auto insurance rates; higher percentages mean higher Dodge Journey car insurance rates. The Dodge Journey’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -20% |
|---|---|
| Property Damage | -8% |
| Comprehensive | -20% |
| Personal Injury | 48% |
| Medical Payment | 63% |
| Bodily Injury | 31% |
| Source: Insurance Institute for Highway Safety | |
Dodge Journey Finance and Insurance Cost
If you are financing a Dodge Journey, you will pay more if you purchase Dodge Journey auto insurance at the dealership, so be sure to shop around and compare Dodge Journey auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Dodge Journey Insurance
Although it may seem like your Dodge Journey car insurance rates are set, there are a few measures that you can take to secure the best Dodge Journey car insurance rates possible. Take a look at the following five ways to save on Dodge Journey auto insurance.
- Get a Plan with Only Liability Coverage If You’re Driving an Older Dodge Journey
- Buy Your Dodge Journey with Cash, or Get a Shorter-Term Loan
- Ask Your Insurance Company About Dodge Journey Discounts
- Understand that Insurance Companies Can’t Change Your Dodge Journey Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
- Remove Unnecessary Insurance Once Your Dodge Journey is Paid Off
Top Dodge Journey Insurance Companies
Who is the top auto insurance company for Dodge Journey insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Journey auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Journey offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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