Buy Cheap Toyota Land Cruiser Auto Insurance in 2024
Average Toyota Land Cruiser car insurance rates cost $146 per month ($1,750 per year). Finding Toyota Land Cruiser teenager insurance rates can cost on average $6,396 a year, so shop around to find cheap coverage.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,750 a year or $146 each month
- A liability-only policy costs around $702 a year or $59 each month
- Highest rates are for teenage drivers at around $6,396 a year or $533 each month
- Good drivers can save as much as $722 a year by earning policy discounts
- Toyota Land Cruiser insurance costs around $231 more per year than the average vehicle
Toyota Land Cruiser insurance rates average $1,750 a year or $146 a month. Good drivers can save up to $722 a year in policy discounts by practicing safe driving habits. We’re going to talk about Toyota Land Cruiser insurance rates, insurance loss rates, and more.
You can start comparing quotes for Toyota Land Cruiser car insurance rates from some of the best car insurance companies by using our free online tool now.
Toyota Land Cruiser Insurance Cost
The average Toyota Land Cruiser auto insurance costs are $1,750 a year or $146 a month.
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Are Toyota Land Cruisers Expensive to Insure?
The chart below details how Toyota Land Cruiser insurance rates compare to other SUVs like the Lincoln Navigator, Mercedes-Benz GLA 250, and Kia Sorento.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Toyota Land Cruiser | $420 | $774 | $398 | $1,750 |
| Lincoln Navigator | $356 | $686 | $398 | $1,598 |
| Mercedes-Benz GLA 250 | $370 | $714 | $450 | $1,714 |
| Kia Sorento | $322 | $562 | $372 | $1,414 |
| Mazda CX-9 | $332 | $542 | $390 | $1,422 |
| Volkswagen Atlas | $358 | $690 | $390 | $1,596 |
| Chevrolet Traverse | $336 | $470 | $316 | $1,258 |
Read more: Buy Cheap KIA Auto Insurance
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
Read more: Buy Cheap Lincoln Auto Insurance in (2023)
What Impacts the Cost of Toyota Land Cruiser Insurance?
The Toyota Land Cruiser trim and model you choose can impact the total price you will pay for Toyota Land Cruiser auto insurance coverage.
Age of the Vehicle
The average Toyota Land Cruiser auto insurance rates are higher for newer models. For example, auto insurance for a 2018 Toyota Land Cruiser costs $1,750, while 2010 Toyota Land Cruiser insurance costs are $1,390, a difference of $360.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Toyota Land Cruiser | $420 | $774 | $398 | $1,750 |
| 2017 Toyota Land Cruiser | $406 | $756 | $416 | $1,736 |
| 2016 Toyota Land Cruiser | $392 | $724 | $430 | $1,704 |
| 2015 Toyota Land Cruiser | $370 | $698 | $442 | $1,668 |
| 2014 Toyota Land Cruiser | $356 | $648 | $452 | $1,614 |
| 2013 Toyota Land Cruiser | $342 | $610 | $456 | $1,566 |
| 2011 Toyota Land Cruiser | $306 | $504 | $460 | $1,428 |
| 2010 Toyota Land Cruiser | $296 | $472 | $464 | $1,390 |
Driver Age
Driver age can have a significant effect on Toyota Land Cruiser car insurance rates. For example, 20-year-old drivers pay $2,140 more for their Toyota Land Cruiser car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Toyota Land Cruiser insurance rates. For example, drivers in Houston may pay $1,289 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Toyota Land Cruiser auto insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Land Cruiser auto insurance rates with violations on their driving record.
Toyota Land Cruiser Crash Test Ratings
Not only do good Toyota Land Cruiser crash test ratings mean you are better protected in a crash, but good Toyota Land Cruiser crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Toyota Land Cruiser SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Toyota Land Cruiser SUV AWD | N/R | N/R | N/R | N/R |
| 2017 Toyota Land Cruiser SUV AWD | N/R | N/R | N/R | N/R |
| 2016 Toyota Land Cruiser SUV AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Toyota Land Cruiser Safety Features
The more safety features you have on your Toyota Land Cruiser, the more likely it is that you can earn a discount. The Toyota Land Cruiser’s safety features include:
- Forward collision warning
- Pedestrian detection
- Automatic emergency braking
- Lane departure warning
- Automatic high-beam headlights
- Adaptive cruise control
Toyota Land Cruiser Insurance Loss Probability
Insurance loss probability on the Toyota Land Cruiser fluctuates between each type of coverage. The lower percentage means lower Toyota Land Cruiser car insurance rates; higher percentages mean higher Toyota Land Cruiser auto insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -6% |
|---|---|
| Property Damage | -12% |
| Comprehensive | 71% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Toyota Land Cruiser Finance and Insurance Cost
If you are financing a Toyota Land Cruiser, most lenders will require your carry higher Toyota Land Cruiser coverage options including comprehensive coverage, so be sure to shop around and compare Toyota Land Cruiser auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Toyota Land Cruiser Insurance
There are many ways that you can save on Toyota Land Cruiser car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Toyota Land Cruiser car insurance rates low.
- Take Advantage of Referral Fees
- Audit Your Toyota Land Cruiser Driving When You Move to a New Location or Start a New Job
- Take a Defensive Driving Course or Any Driver’s Education Course
- Understand the Different Types of Auto Insurance for Your Toyota Land Cruiser
- Get a Plan with Only Liability Coverage If You’re Driving an Older Toyota Land Cruiser
Top Toyota Land Cruiser Insurance Companies
The best auto insurance companies for Toyota Land Cruiser car insurance rates will offer competitive rates, discounts, and account for the Toyota Land Cruiser’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Toyota Land Cruiser Insurance Quotes Online
To start comparing Toyota Land Cruiser car insurance quotes for free, use our online car insurance comparison tool.
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Frequently Asked Questions
Can I find cheap auto insurance specifically for a Toyota Land Cruiser?
Yes, it is possible to find affordable auto insurance specifically tailored for a Toyota Land Cruiser. Insurance rates can vary based on factors such as your driving record, the model year of your vehicle, your location, and the coverage options you choose. By comparing quotes from different insurance providers and considering various discounts and coverage options, you can find the most cost-effective Toyota Land Cruiser auto insurance for your needs.
What factors can affect the cost of Toyota Land Cruiser auto insurance?
Several factors can influence the cost of Toyota Land Cruiser auto insurance, including:
- Driving record: A clean driving record with no accidents or traffic violations generally leads to lower insurance premiums.
- Vehicle model year: The model year of your Toyota Land Cruiser can impact your insurance rates. Newer models may have higher replacement costs, which can result in higher premiums.
- Coverage options: The type and level of coverage you choose will affect your insurance costs. Options such as collision coverage, comprehensive coverage, and liability coverage can impact your premiums.
- Location: Your specific location can affect your insurance rates. Factors such as population density, crime rates, and accident statistics in your area can influence the premiums you pay.
Are there any discounts available to help reduce the cost of Toyota Land Cruiser auto insurance?
Yes, there are several discounts that may be available to help lower the cost of Toyota Land Cruiser auto insurance:
- Multi-vehicle discount: If you insure multiple vehicles with the same provider, you may be eligible for a discount.
- Bundling discount: If you have multiple insurance policies, such as home and auto insurance, with the same provider, you may qualify for a discount.
- Good driver discount: If you have a clean driving record with no accidents or traffic violations, you may be eligible for a good driver discount.
- Safety features discount: Some insurance companies offer discounts for vehicles equipped with safety features such as anti-lock brakes, airbags, or anti-theft devices.
- Loyalty discount: If you have been with the same insurance provider for an extended period, they may offer a loyalty discount.
How can I find cheap Toyota Land Cruiser auto insurance?
To find cheap Toyota Land Cruiser auto insurance, consider the following steps:
- Shop around: Obtain quotes from multiple insurance providers to compare rates and coverage options.
- Utilize online comparison tools: Online platforms allow you to compare quotes from different insurance companies quickly and easily.
- Evaluate coverage needs: Assess your specific coverage requirements to determine the level of protection you need. Avoid over-insuring or under-insuring your vehicle.
- Consider higher deductibles: Opting for higher deductibles can lower your premiums, but be sure you can comfortably afford the deductible amount if you need to make a claim.
- Ask about discounts: Inquire with insurance providers about available discounts and see if you qualify for any.
- Maintain a good driving record: Safe driving habits can help keep your insurance premiums affordable over time.
Are there any specific considerations for insuring a Toyota Land Cruiser?
When insuring a Toyota Land Cruiser, it’s important to consider factors such as its value, potential repair costs, and safety features. The Toyota Land Cruiser is known for its off-road capabilities, which can affect insurance rates. Additionally, if you have added any modifications or accessories to your Land Cruiser, it’s important to inform your insurance provider as they may affect your coverage and premiums.
Compare Quotes From Top Companies and Save
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.