Buy Cheap Acura TLX Auto Insurance in 2024
Average car insurance rates for an Acura TLX cost $1,574 a year, or around $131 a month. Finding Acura TLX teenager insurance rates can cost on average $5,753 a year, so shop around to find cheap coverage.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
UPDATED: Jun 12, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 12, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,574 a year or $131 each month
- A liability-only policy costs around $631 a year or $53 each month
- Highest rates are for teenage drivers at around $5,753 a year or $479 each month
- Good drivers can save as much as $649 a year by earning policy discounts
- Acura TLX insurance costs around $55 more per year than the average vehicle
Acura TLX insurance rates average $1,574 a year or $131 a month for full coverage. Teens have the highest rates at around $5,753 a year or $479 a month as they’re considered high-risk drivers with little experience.
Good drivers can save up to $649 a year in policy discounts by practicing safe driving habits. Let’s take a look at Acura TLX insurance rates, crash test ratings, and more.
You can start comparing quotes for Acura TLX car insurance rates from some of the best car insurance companies by using our free online tool now.
Acura TLX Insurance Cost
The average Acura TLX auto insurance costs are $1,574 a year or $131 a month.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Are Acura TLXs Expensive to Insure?
The chart below details how Acura TLX insurance rates compare to other luxury cars like the Mercedes-Benz E300, BMW M3, and Audi S8.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Acura TLX | $332 | $686 | $398 | $1,574 |
| Mercedes-Benz E300 | $394 | $744 | $338 | $1,612 |
| BMW M3 | $406 | $804 | $398 | $1,766 |
| Audi S8 | $658 | $1,368 | $398 | $2,582 |
| Lexus GS 350 | $370 | $714 | $338 | $1,558 |
| Jaguar XE | $382 | $774 | $398 | $1,712 |
| Audi S6 | $444 | $894 | $398 | $1,894 |
However, there are a few things you can do to find the cheapest Acura insurance rates online.
What Impacts the Cost of Acura TLX Insurance?
The Acura TLX trim and model you choose can impact the total price you will pay for Acura TLX insurance coverage.
Age of the Vehicle
The average Acura TLX auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Acura TLX cost $1,574, while 2015 Acura TLX rates are $1,510, a difference of $64.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Acura TLX | $332 | $686 | $398 | $1,574 |
| 2017 Acura TLX | $320 | $668 | $416 | $1,562 |
| 2016 Acura TLX | $310 | $640 | $430 | $1,538 |
| 2015 Acura TLX | $292 | $618 | $442 | $1,510 |
Driver Age
Driver age can have a significant effect on the cost of Acura TLX car insurance. For example, a 20-year-old driver could pay around $160 more each month for their Acura TLX car insurance than 30-year-old driver.
Driver Location
Where you live can have a large impact on Acura TLX insurance rates. For example, drivers in Los Angeles may pay $866 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Acura TLX car insurance. Teens and drivers in their 20’s see the highest jump in their Acura TLX auto insurance rates with violations on their driving record.
Acura TLX Safety Ratings
Your Acura TLX auto insurance rates are influenced by the Acura TLX’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Acura TLX Crash Test Ratings
Not only do good Acura TLX crash test ratings mean you are better protected in a crash, but good Acura TLX crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2020 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Acura TLX Safety Features
Acura TLX safety features can lower the cost of your insurance. The safety features for the 2020 Acura TLX include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Acura TLX Insurance Loss Probability
Another contributing factor that plays a direct role in Acura TLX insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -10% |
|---|---|
| Property Damage | -25% |
| Comprehensive | -3% |
| Personal Injury | -7% |
| Medical Payment | -26% |
| Bodily Injury | -23% |
| Source: Insurance Institute for Highway Safety | |
Acura TLX Finance and Insurance Cost
If you are financing a Acura TLX, you will pay more if you purchase Acura TLX auto insurance at the dealership, so be sure to shop around and compare Acura TLX auto insurance quotes from the best companies using our FREE tool below.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Ways to Save on Acura TLX Insurance
Drivers can end up saving more money on their Acura TLX car insurance rates by employing any one of the following strategies.
- Take a Refresher Course as an Older Driver
- Remove Young Drivers from Your Acura TLX Insurance Plan
- Reduce Modifications on Your Acura TLX
- Ask Your Insurance Company About Acura TLX Discounts
- Talk to Your Credit Card Company to Save on Rental Car Costs
Top Acura TLX Insurance Companies
Several insurance companies offer competitive rates for the Acura TLX based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Acura TLX drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Acura TLX Insurance Quotes Online
You can start comparing quotes for Acura TLX insurance from some of the top car insurance companies by using our free online tool today.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Frequently Asked Questions
What factors can affect the cost of Acura TLX auto insurance?
Several factors can influence the cost of Acura TLX auto insurance. Some key factors include the driver’s age, location, driving history, annual mileage, the model and year of the Acura TLX, the level of coverage desired, and the insurance provider’s policies and discounts.
How can I find cheap Acura TLX auto insurance?
To find affordable Acura TLX auto insurance, consider the following steps:
- Shop around: Obtain quotes from multiple insurance providers to compare prices and coverage options.
- Maintain a clean driving record: Having a good driving history with no accidents or traffic violations can lead to lower insurance premiums.
- Opt for a higher deductible: Choosing a higher deductible can lower your insurance premium, but remember that you’ll be responsible for paying that amount out of pocket in the event of a claim.
- Explore available discounts: Many insurance companies offer discounts for factors such as safe driving, bundling policies, or having certain safety features in your Acura TLX.
- Consider usage-based insurance: Some insurers provide discounts based on your driving habits, which can be monitored through a telematics device installed in your vehicle.
- Ask about loyalty discounts: Inquire if your current insurance provider offers discounts for long-term customers.
Are there any specific insurance considerations for hybrid or electric Acura TLX models?
Yes, hybrid or electric Acura TLX models may have specific insurance considerations. These vehicles typically have higher repair costs, and their specialized components may require specialized training and parts, potentially increasing insurance rates.
Does the Acura TLX model year affect insurance rates?
Yes, the model year of your Acura TLX can impact insurance rates. Generally, newer vehicles may have higher insurance premiums due to higher repair costs. As the car ages, insurance rates may decrease since replacement parts might be more affordable. However, other factors, such as safety features and theft rates for a specific model year, can also influence insurance rates.
Can I save on insurance for my Acura TLX by installing safety features?
Yes, installing safety features in your Acura TLX can often lead to insurance discounts. Common safety features that may help reduce premiums include anti-lock brakes, airbags, anti-theft systems, lane departure warning, forward collision warning, adaptive cruise control, and blind-spot monitoring. Contact your insurance provider to inquire about available discounts for these safety features.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.