Buy Cheap Buick Enclave Auto Insurance in 2024
Average auto insurance rates for a Buick Enclave cost $1,472 a year, or around $123 a month. Teens pay the highest rates at up to $5,380 a year, while good drivers may only pay $865.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Jul 15, 2021
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Key takeaways:
- Full coverage costs around $1,472 a year or $123 each month
- A liability-only policy costs around $590 a year or $49 each month
- Highest rates are for teenage drivers at around $5,380 a year or $448 each month
- Good drivers can save as much as $607 a year by earning policy discounts
- Buick Enclave insurance costs around $47 less per year than the average vehicle
Don’t let Buick Enclave insurance rates stress you out. Good drivers can save as much as $607 a year by earning policy discounts. Learn what else you can do to save in our guide to Buick Enclave insurance rates.
You can start comparing quotes for Buick Enclave car insurance rates from some of the best car insurance companies by using our free online tool now.
Buick Enclave Insurance Cost
The average auto insurance rates for a Buick Enclave cost $1,472 a year or $123 a month.
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Are Buick Enclaves Expensive to Insure?
The chart below details how Buick Enclave insurance rates compare to other SUVs like the Mercedes-Benz GLS 450, Dodge Journey, and Dodge Durango.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Buick Enclave | $348 | $594 | $372 | $1,472 |
| Mercedes-Benz GLS 450 | $458 | $894 | $398 | $1,908 |
| Dodge Journey | $322 | $532 | $372 | $1,384 |
| Dodge Durango | $348 | $562 | $372 | $1,440 |
| Toyota Land Cruiser | $420 | $774 | $398 | $1,750 |
| Ford Expedition | $336 | $532 | $316 | $1,320 |
| Mitsubishi Outlander | $306 | $542 | $332 | $1,316 |
However, there are a few things you can do to find the cheapest Buick insurance rates online.
What Impacts the Cost of Buick Enclave Insurance?
The Buick Enclave trim and model you choose can impact the total price you will pay for Buick Enclave insurance coverage.
Age of the Vehicle
Older Buick Enclave models generally cost less to insure. For example, car insurance for a 2020 Buick Enclave costs $1,472, while 2010 Buick Enclave insurance costs are $1,192, a difference of $280.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Buick Enclave | $348 | $594 | $372 | $1,472 |
| 2019 Buick Enclave | $332 | $570 | $390 | $1,450 |
| 2018 Buick Enclave | $320 | $566 | $398 | $1,442 |
| 2017 Buick Enclave | $308 | $552 | $416 | $1,434 |
| 2016 Buick Enclave | $298 | $530 | $430 | $1,416 |
| 2015 Buick Enclave | $282 | $512 | $442 | $1,394 |
| 2014 Buick Enclave | $270 | $474 | $452 | $1,354 |
| 2013 Buick Enclave | $260 | $446 | $456 | $1,320 |
| 2012 Buick Enclave | $248 | $400 | $460 | $1,266 |
| 2011 Buick Enclave | $232 | $368 | $460 | $1,218 |
| 2010 Buick Enclave | $224 | $346 | $464 | $1,192 |
Driver Age
Driver age can have a significant effect on the cost of Buick Enclave car insurance. For example, 30-year-old drivers pay approximately $65 more for their Buick Enclave car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Buick Enclave insurance rates. For example, drivers in Los Angeles may pay $1,266 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Buick Enclave auto insurance. Teens and drivers in their 20’s see the highest jump in their Buick Enclave auto insurance rates with violations on their driving record.
Buick Enclave Safety Ratings
Your Buick Enclave car insurance rates are tied to the safety ratings of the Buick Enclave. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Buick Enclave Crash Test Ratings
Buick Enclave crash test ratings can impact your Buick Enclave car insurance rates. See Buick Enclave crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Buick Enclave SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Buick Enclave SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Buick Enclave SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Buick Enclave SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Buick Enclave SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Buick Enclave SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Buick Enclave SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Buick Enclave SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Buick Enclave SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Buick Enclave SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Buick Enclave Safety Features
The more safety features you have on your Buick Enclave, the more likely it is that you can earn a discount. The Buick Enclave’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Buick Enclave Insurance Loss Probability
The Buick Enclave’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Buick Enclave, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -15% |
|---|---|
| Property Damage | 1% |
| Comprehensive | -17% |
| Personal Injury | -33% |
| Medical Payment | -37% |
| Bodily Injury | -19% |
| Source: Insurance Institute for Highway Safety | |
Buick Enclave Finance and Insurance Cost
If you are financing a Buick Enclave, you will pay more if you purchase Buick Enclave auto insurance at the dealership, so be sure to shop around and compare Buick Enclave auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Buick Enclave Insurance
You have more options at your disposal to save money on your Buick Enclave auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Buick Enclave car insurance rates
- Ask About Student Discounts
- Reduce Modifications on Your Buick Enclave
- Pay Your Bills On Time — Especially Buick Enclave Payments and Insurance
- Buy An Older Buick Enclave
- Remove Young Drivers from Your Buick Enclave Insurance When They Move Out or Go to School
Top Buick Enclave Insurance Companies
Who is the top car insurance company for Buick Enclave insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Buick Enclave auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Buick Enclave offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Average
Cost of Insurance
1,355.00 *
Min
800.00 *
Max
2,240.00 *
Crash Avoidence Features
Forward Collision Warning
Optional
Forward Collision Auto Brake
Not Available
Lane Departure Warning
Optional
Land Departure Prevention
Not Available
Blind Spot Detection
Optional
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