Buy Cheap GMC Yukon XL Auto Insurance in 2024
If you want to buy affordable GMC Yukon XL insurance coverage then you should know that a policy will cost $121 per month ($1,454 per year) on average. On average, comprehensive coverage costs $354, collision coverage costs $517, and liability coverage costs $410 for GMC Yukon XL insurance.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
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UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,454 a year or $121 each month
- A liability-only policy costs around $583 a year or $49 each month
- Highest rates are for teenage drivers at around $5,314 a year or $443 each month
- Good drivers can save as much as $599 a year by earning policy discounts
- GMC Yukon XL insurance costs around $65 less per year than the average vehicle
Don’t fret about the price of GMC Yukon XL insurance rates. Good drivers can save as much as $599 a year by earning policy discounts. Keep reading to learn what else drivers can do to save on insurance rates for a GMC Yukon XL.
You can start comparing quotes for GMC Yukon XL car insurance rates from some of the best car insurance companies by using our free online tool now.
GMC Yukon XL Insurance Cost
The average GMC Yukon XL auto insurance costs are $1,454 a year or $121 a month.
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Are GMC Yukon XLs Expensive to Insure?
The chart below details how GMC Yukon XL insurance rates compare to other SUVs like the Cadillac Escalade ESV, Jeep Grand Cherokee, and Toyota Sequoia.
| Vehicle | Comprehensive | Collision | Liability | Total |
| GMC Yukon XL | $362 | $562 | $372 | $1,454 |
| Cadillac Escalade ESV | $464 | $720 | $390 | $1,732 |
| Jeep Grand Cherokee | $322 | $562 | $372 | $1,414 |
| Toyota Sequoia | $332 | $566 | $398 | $1,454 |
| Cadillac XT5 | $376 | $718 | $372 | $1,624 |
| Infiniti QX60 | $404 | $750 | $372 | $1,684 |
| BMW X5 | $444 | $750 | $372 | $1,724 |
However, there are a few things you can do to find the cheapest GMC insurance rates online.
What Impacts the Cost of GMC Yukon XL Insurance?
The GMC Yukon XL trim and model you choose can impact the total price you will pay for GMC Yukon XL insurance coverage.
Age of the Vehicle
Older GMC Yukon XL models generally cost less to insure. For example, auto insurance for a 2020 GMC Yukon XL costs $1,454, while 2010 GMC Yukon XL insurance costs are $1,184, a difference of $270.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 GMC Yukon XL | $362 | $562 | $372 | $1,454 |
| 2019 GMC Yukon XL | $346 | $542 | $390 | $1,436 |
| 2018 GMC Yukon XL | $332 | $536 | $398 | $1,424 |
| 2017 GMC Yukon XL | $320 | $524 | $416 | $1,418 |
| 2016 GMC Yukon XL | $310 | $502 | $430 | $1,400 |
| 2015 GMC Yukon XL | $292 | $484 | $442 | $1,376 |
| 2014 GMC Yukon XL | $282 | $450 | $452 | $1,342 |
| 2013 GMC Yukon XL | $270 | $424 | $456 | $1,308 |
| 2012 GMC Yukon XL | $258 | $380 | $460 | $1,256 |
| 2011 GMC Yukon XL | $242 | $350 | $460 | $1,210 |
| 2010 GMC Yukon XL | $234 | $328 | $464 | $1,184 |
Driver Age
Driver age can have a significant effect on the cost of GMC Yukon XL car insurance. For example, a 20-year-old driver could pay around $148 more each month for their GMC Yukon XL car insurance than a 30-year-old driver.
Driver Location
Where you live can have a large impact on GMC Yukon XL insurance rates. For example, drivers in Jacksonville may pay $872 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on your GMC Yukon XL auto insurance rates. Teens and drivers in their 20’s see the highest jump in their GMC Yukon XL car insurance with violations on their driving record.
GMC Yukon XL Safety Ratings
The GMC Yukon XL’s safety ratings will affect your GMC Yukon XL car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | N/R |
| Side | N/R |
| Roof strength | N/R |
| Head restraints and seats | N/R |
| Source: Insurance Institute for Highway Safety | |
GMC Yukon XL Crash Test Ratings
Not only do good GMC Yukon XL crash test ratings mean you are better protected in a crash, but good GMC Yukon XL crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 GMC Yukon XL SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 GMC Yukon XL SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 GMC Yukon XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 GMC Yukon XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 GMC Yukon XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 GMC Yukon XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 GMC Yukon XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 GMC Yukon XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 GMC Yukon XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 GMC Yukon XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
GMC Yukon XL Safety Features
Having a variety of safety features on your GMC Yukon XL can help lower your insurance costs. The 2020 GMC Yukon XL’s safety features include:
- Following Distance Indicator
- Front and Rear Park Assist
- IntelliBeam Auto High Beams
- Lane Change Alert with Side Blind Zone Alert
- Rear Cross-Traffic Alert
- Automatic Emergency Braking
- Forward Collision Alert
- Front Pedestrian Braking
GMC Yukon XL Insurance Loss Probability
The lower percentage means lower GMC Yukon XL car insurance costs; higher percentages mean higher GMC Yukon XL car insurance costs. Compare the following GMC Yukon XL auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
| Insurance Coverage Category | Loss Rate |
| Collision | 11% |
|---|---|
| Property Damage | -1% |
| Comprehensive | 37% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
GMC Yukon XL Finance and Insurance Cost
If you are financing a GMC Yukon XL, most lenders will require your carry higher GMC Yukon XL coverage options including comprehensive coverage, so be sure to shop around and compare GMC Yukon XL auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on GMC Yukon XL Insurance
You have more options at your disposal to save money on your GMC Yukon XL car insurance costs. For example, try these five tips:
- Get a Plan with Only Liability Coverage If You’re Driving an Older GMC Yukon XL
- Compare GMC Yukon XL Quotes Online
- Take a Refresher Course as an Older Driver
- Spy on Your Teen Driver
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
Top GMC Yukon XL Insurance Companies
Who is the top auto insurance company for GMC Yukon XL insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Yukon XL auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Yukon XL offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free GMC Yukon XL Insurance Quotes Online
You can start comparing quotes for GMC Yukon XL auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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Frequently Asked Questions
Can I find cheap insurance for a GMC Yukon XL?
Yes, it is possible to find affordable insurance for a GMC Yukon XL. There are several factors that can affect the cost of insurance, such as your driving history, location, and the coverage options you choose. By comparing quotes from different insurance providers and exploring discounts, you can increase your chances of finding cheap insurance for your GMC Yukon XL.
What can I do to lower the insurance premiums for my GMC Yukon XL?
There are several steps you can take to potentially lower your insurance premiums for a GMC Yukon XL:
- Maintain a clean driving record: Avoid accidents and traffic violations to demonstrate responsible driving behavior.
- Increase your deductibles: Opting for higher deductibles can lower your premiums, but remember that you’ll need to pay more out of pocket in case of a claim.
- Install safety features: Equipping your Yukon XL with safety features like anti-theft devices and anti-lock brakes can qualify you for discounts.
- Bundle your insurance policies: Consider combining your auto insurance with other policies, such as homeowners or renters insurance, to potentially receive a multi-policy discount.
- Ask about available discounts: Inquire about discounts specifically applicable to your situation, such as good student discounts for student drivers or discounts for low mileage.
Are there any specific factors that could affect the cost of insuring a GMC Yukon XL?
Yes, several factors can influence the cost of insuring a GMC Yukon XL. Some of these factors include:
- Vehicle value: The more expensive the vehicle, the higher the insurance premiums.
- Repair costs: If the Yukon XL requires specialized or costly repairs, it may lead to higher insurance costs.
- Safety ratings: Vehicles with high safety ratings often have lower insurance premiums.
- Theft rates: If the GMC Yukon XL is more susceptible to theft, insurance rates may be higher.
- Location: Insurance premiums can vary based on your location due to factors such as crime rates and traffic congestion.
How can I find affordable insurance quotes for a GMC Yukon XL?
To find affordable insurance quotes for your GMC Yukon XL, you can follow these steps:
- Research and compare: Shop around and obtain quotes from multiple insurance providers to compare rates.
- Online comparison tools: Use online insurance comparison websites that allow you to input your information and receive quotes from multiple companies.
- Contact insurance agents: Reach out to insurance agents or brokers who can assist you in finding the best rates for your Yukon XL.
- Inquire about discounts: When requesting quotes, ask about any available discounts that you may qualify for to further reduce your premiums.
Are there any specific insurance considerations for GMC Yukon XL?
When insuring a GMC Yukon XL, it’s important to consider the coverage options that suit your needs. Some additional considerations include:
- Liability coverage: Ensure you have adequate liability coverage to protect your assets in case of an at-fault accident.
- Comprehensive and collision coverage: If your Yukon XL is financed or leased, you may be required to carry comprehensive and collision coverage.
- Additional coverage options: Explore additional coverage options, such as uninsured/underinsured motorist coverage and roadside assistance, depending on your preferences and circumstances.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.