Buy Cheap Ford EcoSport Auto Insurance in 2024
The cost of Ford EcoSport auto insurance rates are $1,310 a year, or around $109 a month on average. You can find cheap Ford EcoSport insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $770 a year.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Jan 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jan 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,310 a year or $109 each month
- A liability-only policy costs around $525 a year or $44 each month
- Highest rates are for teenage drivers at around $4,788 a year or $399 each month
- Good drivers can save as much as $540 a year by earning policy discounts
- Ford EcoSport insurance costs around $209 less per year than the average vehicle
Ford EcoSport insurance rates don’t need to be a financial drain. Ford EcoSport insurance costs around $209 less per year than the average vehicle. Our comprehensive guide breaks down insurance rates for a Ford EcoSport, so you can better understand how to save.
You can start comparing quotes for Ford EcoSport car insurance rates from some of the best car insurance companies by using our free online tool now.
Ford EcoSport Insurance Cost
The average Ford EcoSport auto insurance rates are $1,310 a year or $109 a month.
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Are Ford EcoSports Expensive to Insure?
The chart below details how Ford EcoSport insurance rates compare to other crossovers like the Subaru Crosstrek, Cadillac XT4, and Kia Niro.
Vehicle | Comprehensive | Collision | Liability | Total |
Ford EcoSport | $280 | $500 | $372 | $1,310 |
Subaru Crosstrek | $320 | $512 | $332 | $1,300 |
Cadillac XT4 | $362 | $656 | $316 | $1,470 |
Kia Niro | $282 | $478 | $398 | $1,316 |
Audi Q5 | $362 | $718 | $372 | $1,610 |
Toyota C-HR | $254 | $452 | $258 | $1,074 |
Nissan Rogue | $268 | $512 | $440 | $1,400 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
Read more:
What Impacts the Cost of Ford EcoSport Insurance?
The Ford EcoSport trim and model you choose can impact the total price you will pay for Ford EcoSport auto insurance coverage.
Age of the Vehicle
Older Ford EcoSport models generally cost less to insure. For example, auto insurance for a 2020 Ford EcoSport costs $1,310, while a 2018 Ford EcoSport insurance costs are $1,290, a difference of $20.
Model Year | Comprehensive | Collision | Liability | Total |
2020 Ford EcoSport | $280 | $500 | $372 | $1,310 |
2019 Ford EcoSport | $268 | $482 | $390 | $1,298 |
2018 Ford EcoSport | $256 | $478 | $398 | $1,290 |
Driver Age
Driver age can have a significant effect on Ford EcoSport car insurance rates. For example, 20-year-old drivers pay $1,602 more for their Ford EcoSport car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Ford EcoSport insurance rates. For example, drivers in Los Angeles may pay $485 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on your Ford EcoSport car insurance rates. Teens and drivers in their 20’s see the highest jump in their Ford EcoSport car insurance with violations on their driving record.
Ford EcoSport Safety Ratings
Your Ford EcoSport auto insurance rates are tied to the Ford EcoSport’s safety ratings. See the breakdown below:
Test Type | Rating |
Small overlap front: driver-side | Not Tested |
---|---|
Small overlap front: passenger-side | Not Tested |
Moderate overlap front | Not Tested |
Side | Not Tested |
Roof strength | Not Tested |
Head restraints and seats | Good |
Source: Insurance Institute for Highway Safety |
Ford EcoSport Crash Test Ratings
Ford EcoSport crash test ratings will affect your Ford EcoSport car insurance rates.
Vehicle Tested | Overall | Frontal | Side | Rollover |
2020 Ford EcoSport SUV FWD | 4 stars | 4 stars | 5 stars | 3 stars |
2020 Ford EcoSport SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
2019 Ford EcoSport 4 DR FWD | 4 stars | 4 stars | 5 stars | 3 stars |
2019 Ford EcoSport 4 DR AWD | 4 stars | 4 stars | 5 stars | 4 stars |
2018 Ford EcoSport 4 DR FWD | 4 stars | 4 stars | 5 stars | 3 stars |
2018 Ford EcoSport 4 DR AWD | 4 stars | 4 stars | 5 stars | 4 stars |
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration |
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Ford EcoSport Safety Features
The safety features of the Ford EcoSport can impact your Ford EcoSport car insurance rates. The Ford EcoSport has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Ford EcoSport Finance and Insurance Cost
If you are financing a Ford EcoSport, you will pay more if you purchase Ford EcoSport car insurance at the dealership, so be sure to shop around and compare Ford EcoSport car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Ford EcoSport Insurance
You can save more money on your Ford EcoSport auto insurance rates by employing any of the following five strategies.
- Carpool to Work Instead of Driving Your Ford EcoSport
- Remove Young Drivers from Your Ford EcoSport Insurance When They Move Out or Go to School
- Bundle Your Ford EcoSport Auto Insurance with Home Insurance
- Consider Renting a Car Instead of Buying a Second Ford EcoSport
- Ask About Discounts for People with Disabilities
Top Ford EcoSport Insurance Companies
Who is the top auto insurance company for Ford EcoSport insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford EcoSport auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford EcoSport offers.
Rank | Company | Volume | Market Share |
1 | State Farm | $65,615,190 | 9.3% |
2 | Geico | $46,106,971 | 6.6% |
3 | Progressive | $39,222,879 | 5.6% |
4 | Liberty Mutual | $35,600,051 | 5.1% |
5 | Allstate | $35,025,903 | 5.0% |
6 | Travelers | $28,016,966 | 4.0% |
7 | USAA | $23,483,080 | 3.3% |
8 | Chubb | $23,388,385 | 3.3% |
9 | Farmers | $20,643,559 | 2.9% |
10 | Nationwide | $18,442,145 | 2.6% |
Source: Insurance Information Institute |
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You can start comparing quotes for Ford EcoSport car insurance rates from some of the best car insurance companies by using our free online tool now.
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Frequently Asked Questions
Is it required to have auto insurance for a Ford EcoSport?
Yes, in most states, it is a legal requirement to have auto insurance for your Ford EcoSport or any other vehicle. The minimum insurance coverage required may vary by state, but typically includes liability insurance, which helps cover the costs if you cause an accident resulting in injury or property damage to others. It’s important to comply with your state’s auto insurance laws to avoid penalties and ensure financial protection in case of an accident.
How can I find cheap auto insurance for my Ford EcoSport?
To find cheap auto insurance for your Ford EcoSport, it’s recommended to shop around and compare quotes from multiple insurance providers. Consider reaching out to different insurers, either through their websites or by contacting them directly, to get personalized quotes based on your specific needs and circumstances. Additionally, you can inquire about any available discounts or bundle your auto insurance with other policies to potentially save on premiums.
Are there any specific safety features in the Ford EcoSport that can help lower insurance premiums?
Yes, certain safety features in the Ford EcoSport may help lower insurance premiums. Features such as anti-lock brakes, traction control, electronic stability control, airbags, and advanced driver assistance systems (ADAS) like lane-keeping assist and collision warning may make your vehicle safer and reduce the risk of accidents. Be sure to inform your insurance provider about these safety features to explore any potential discounts they may offer.
Can I add additional coverage options to my Ford EcoSport insurance policy?
Yes, you can add additional coverage options to your Ford EcoSport insurance policy for enhanced protection. Some common coverage options include comprehensive coverage for non-collision incidents (e.g., theft, vandalism), collision coverage for damage caused by collisions, and uninsured/underinsured motorist coverage. You can discuss these options with your insurance provider to determine the coverage that suits your needs and budget.
Does the fuel efficiency of the Ford EcoSport impact insurance premiums?
The fuel efficiency of the Ford EcoSport typically does not have a direct impact on insurance premiums. However, some insurance providers may offer discounts or incentives for owning a fuel-efficient vehicle like the Ford EcoSport. It’s always a good idea to inquire about any available discounts or benefits related to the fuel efficiency of your vehicle when obtaining insurance quotes.
Can I get discounts on auto insurance for my Ford EcoSport?
Yes, there are potential discounts available that can help reduce the cost of auto insurance for your Ford EcoSport. Some common discounts include multi-vehicle discounts, safe driver discounts, anti-theft device discounts, and discounts for having certain safety features, such as anti-lock brakes and airbags. Additionally, some insurance providers offer discounts for having an eco-friendly vehicle.
Can I get discounts on auto insurance for my Ford EcoSport?
Yes, there are potential discounts available that can help reduce the cost of auto insurance for your Ford EcoSport. Some common discounts include multi-vehicle discounts, safe driver discounts, anti-theft device discounts, and discounts for having certain safety features, such as anti-lock brakes and airbags. Additionally, some insurance providers offer discounts for having an eco-friendly vehicle.
What factors can affect the cost of auto insurance for a Ford EcoSport?
Several factors can impact the cost of auto insurance for a Ford EcoSport. These factors include your driving record, age, location, annual mileage, coverage limits, deductible amount, and the model year of your Ford EcoSport. Insurance providers also consider the cost of repairs and replacement parts specific to the Ford EcoSport when calculating premiums.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.