Buy Cheap Hyundai Sonata Hybrid Auto Insurance in 2024
Average Hyundai Sonata Hybrid insurance rates cost $1,548 a year, or around $129 a month. Good drivers can save as much as $2,387 a year over higher risk drivers.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Jun 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,548 a year or $129 each month
- A liability-only policy costs around $621 a year or $52 each month
- Highest rates are for teenage drivers at around $5,658 a year or $472 each month
- Good drivers can save as much as $638 a year by earning policy discounts
- Hyundai Sonata Hybrid insurance costs around $29 more per year than the average vehicle
Hyundai Sonata Hybrid insurance rates don’t have to empty drivers’ wallets. Good drivers can save as much as $638 a year by earning policy discounts. Learn what else you can do to save on insurance rates for a Hyundai Sonata Hybrid in our comprehensive guide.
You can start comparing quotes for Hyundai Sonata Hybrid car insurance rates from some of the best car insurance companies by using our free online tool now.
Hyundai Sonata Hybrid Insurance Cost
The average Hyundai Sonata Hybrid car insurance rates are $1,548 a year or $129 a month.
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Are Hyundai Sonata Hybrids Expensive to Insure?
The chart below details how Hyundai Sonata Hybrid insurance rates compare to other hybrid/electrics like the Buick LaCrosse, Honda Accord Hybrid, and Lexus GS 450h.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Hyundai Sonata Hybrid | $322 | $626 | $420 | $1,548 |
| Buick LaCrosse | $320 | $566 | $338 | $1,360 |
| Honda Accord Hybrid | $362 | $718 | $316 | $1,532 |
| Lexus GS 450h | $394 | $774 | $398 | $1,724 |
| Ford C-Max Hybrid | $282 | $566 | $398 | $1,404 |
| Toyota Prius | $306 | $512 | $332 | $1,286 |
| Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
However, there are a few things you can do to find the cheapest Hyundai insurance rates online.
What Impacts the Cost of Hyundai Sonata Hybrid Insurance?
The Hyundai Sonata Hybrid trim and model you choose can impact the total price you will pay for Hyundai Sonata Hybrid auto insurance coverage.
Age of the Vehicle
Older Hyundai Sonata Hybrid models generally cost less to insure. For example, auto insurance for a 2020 Hyundai Sonata Hybrid costs $1,548, while a 2011 Hyundai Sonata Hybrid insurance costs are $1,302, a difference of $246.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Hyundai Sonata Hybrid | $322 | $626 | $420 | $1,548 |
| 2019 Hyundai Sonata Hybrid | $306 | $600 | $440 | $1,526 |
| 2018 Hyundai Sonata Hybrid | $294 | $596 | $450 | $1,520 |
| 2017 Hyundai Sonata Hybrid | $284 | $582 | $470 | $1,516 |
| 2016 Hyundai Sonata Hybrid | $274 | $558 | $486 | $1,498 |
| 2015 Hyundai Sonata Hybrid | $260 | $538 | $500 | $1,478 |
| 2014 Hyundai Sonata Hybrid | $250 | $500 | $510 | $1,440 |
| 2013 Hyundai Sonata Hybrid | $240 | $470 | $514 | $1,404 |
| 2012 Hyundai Sonata Hybrid | $230 | $422 | $520 | $1,352 |
| 2011 Hyundai Sonata Hybrid | $214 | $388 | $520 | $1,302 |
Driver Age
Driver age can have a significant impact on Hyundai Sonata Hybrid auto insurance rates. As an example, a 40-year-old driver could pay $163 less each month for their Hyundai Sonata Hybrid auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Hyundai Sonata Hybrid insurance rates. For example, drivers in Los Angeles may pay $221 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Hyundai Sonata Hybrid auto insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Sonata Hybrid auto insurance rates with violations on their driving record.
Hyundai Sonata Hybrid Safety Ratings
The Hyundai Sonata Hybrid’s safety ratings will affect your Hyundai Sonata Hybrid car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | N/R |
| Side | N/R |
| Roof strength | N/R |
| Head restraints and seats | N/R |
| Source: Insurance Institute for Highway Safety | |
Hyundai Sonata Hybrid Crash Test Ratings
If the Hyundai Sonata Hybrid crash test ratings are good, you could have lower Hyundai Sonata Hybrid car insurance rates. See Hyundai Sonata Hybrid crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Hyundai Sonata Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Hyundai Sonata Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Hyundai Sonata Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Hyundai Sonata Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Hyundai Sonata Hybrid Safety Features
Having a variety of safety features on your Hyundai Sonata Hybrid can help lower your insurance costs. The 2020 Hyundai Sonata Hybrid’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Cross-Traffic Alert
Hyundai Sonata Hybrid Insurance Loss Probability
The Hyundai Sonata Hybrid’s insurance loss probability varies between different coverage types. The lower percentage means lower Hyundai Sonata Hybrid auto insurance costs; higher percentages mean higher Hyundai Sonata Hybrid auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | 42% |
|---|---|
| Property Damage | 16% |
| Comprehensive | 19% |
| Personal Injury | 24% |
| Medical Payment | 38% |
| Bodily Injury | 21% |
| Source: Insurance Institute for Highway Safety | |
Hyundai Sonata Hybrid Finance and Insurance Cost
If you are financing a Hyundai Sonata Hybrid, most lenders will require your carry higher Hyundai Sonata Hybrid coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Sonata Hybrid auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Hyundai Sonata Hybrid Insurance
You have more options at your disposal to save money on your Hyundai Sonata Hybrid car insurance costs. For example, try these five tips:
- Remove Young Drivers from Your Hyundai Sonata Hybrid Insurance When They Move Out or Go to School
- Take Advantage of Referral Fees
- Re-Check Hyundai Sonata Hybrid Quotes Every 6 Months
- Ask About Welcome Discounts
- Ask About Farm and Ranch Vehicle Discounts
Top Hyundai Sonata Hybrid Insurance Companies
Several insurance companies offer competitive rates for the Hyundai Sonata Hybrid based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Hyundai Sonata Hybrid drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
Can I buy cheap auto insurance for a Hyundai Sonata Hybrid in 2023?
Yes, it is possible to find affordable auto insurance for a Hyundai Sonata Hybrid in 2023. However, the exact cost of insurance will depend on various factors such as your location, driving history, coverage options, and insurance provider.
What factors affect the cost of insurance for a Hyundai Sonata Hybrid?
Several factors can impact the cost of auto insurance for a Hyundai Sonata Hybrid, including your age, driving record, location, credit history, coverage options, deductible amount, and the insurance company you choose.
How can I find cheap insurance for a Hyundai Sonata Hybrid?
To find affordable insurance for your Hyundai Sonata Hybrid, you can consider the following steps:
- Shop around and compare quotes from different insurance providers.
- Maintain a good driving record and avoid accidents and traffic violations.
- Opt for a higher deductible, which can lower your premium.
- Inquire about discounts such as multi-policy, good student, or safe driver discounts.
- Consider bundling your auto insurance with other policies like home or renters insurance for potential savings.
Are there any specific insurance discounts for hybrid vehicles?
Some insurance companies offer discounts specifically for hybrid vehicles, as they are considered environmentally friendly and may have advanced safety features. However, the availability of these discounts can vary among insurance providers, so it’s essential to inquire about any potential discounts when obtaining quotes.
What are the pros of buying insurance for a Hyundai Sonata Hybrid in 2023?
- Hybrids generally have better fuel efficiency, which can lead to lower overall operating costs.
- Some insurance companies may offer specific discounts or incentives for hybrid vehicles.
- The Hyundai Sonata Hybrid is equipped with safety features, which can potentially lower insurance premiums.
- Owning a hybrid car can contribute to reducing your carbon footprint.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.