Buy Cheap Volvo S90 Auto Insurance in 2024
Average Volvo S90 car insurance rates cost $136 per month ($1,626 per year). On average, Volvo S90 comprehensive insurance coverage costs $396, collision coverage costs $578, and liability coverage costs $459.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jul 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,626 a year or $136 each month
- A liability-only policy costs around $652 a year or $54 each month
- Highest rates are for teenage drivers at around $5,943 a year or $495 each month
- Good drivers can save as much as $670 a year by earning policy discounts
- Volvo S90 insurance costs around $107 more per year than the average vehicle
Volvo S90 insurance rates can cost drivers more than expected. Volvo S90 insurance costs around $107 more per year than the average vehicle. Luckily, understanding insurance rates for a Volvo S90 can help drivers save. Read on to learn more.
You can start comparing quotes for Volvo S90 car insurance rates from some of the best car insurance companies by using our free online tool now.
Volvo S90 Insurance Cost
The average Volvo S90 auto insurance rates are $1,626 a year or $136 a month.
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Are Volvo S90s Expensive to Insure?
The chart below details how Volvo S90 insurance rates compare to other luxury cars like the Chevrolet Corvette, Cadillac CTS-V, and Lexus GS 300.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volvo S90 | $356 | $714 | $398 | $1,626 |
| Chevrolet Corvette | $494 | $922 | $264 | $1,790 |
| Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
| Lexus GS 300 | $344 | $656 | $338 | $1,474 |
| Mercedes-Benz E300 | $394 | $744 | $338 | $1,612 |
| Mercedes-Benz CLS 550 | $432 | $952 | $398 | $1,940 |
| Audi A7 | $406 | $834 | $398 | $1,796 |
However, there are a few things you can do to find the cheapest Volvo insurance rates online.
Read more: Buy Cheap Cadillac Auto Insurance in (2023)
What Impacts the Cost of Volvo S90 Insurance?
The Volvo S90 trim and model you choose can impact the total price you will pay for Volvo S90 insurance coverage.
Age of the Vehicle
Older Volvo S90 models generally cost less to insure. For example, auto insurance for a 2018 Volvo S90 costs $1,626, while 2017 Volvo S90 insurance costs are $1,616, a difference of $10.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Volvo S90 | $356 | $714 | $398 | $1,626 |
| 2017 Volvo S90 | $344 | $698 | $416 | $1,616 |
Driver Age
Driver age can have a significant impact on Volvo S90 auto insurance rates. For example, 20-year-old drivers pay approximately $1,988 more each year for their Volvo S90 auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Volvo S90 insurance rates. For example, drivers in New York may pay $423 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on your Volvo S90 car insurance rates. Teens and drivers in their 20’s see the highest jump in their Volvo S90 car insurance with violations on their driving record.
Volvo S90 Safety Ratings
Your Volvo S90 car insurance rates are influenced by the safety ratings of the Volvo S90. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Volvo S90 Crash Test Ratings
Volvo S90 crash test ratings will affect your Volvo S90 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Volvo S90 T8 4 DR AWD | N/R | N/R | N/R | N/R |
| 2020 Volvo S90 T6 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo S90 T8 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo S90 T6 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo S90 T5 4 DR FWD | N/R | N/R | N/R | N/R |
| 2019 Volvo S90 T5 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S90 T8 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S90 T6 4 DR FWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S90 T6 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S90 T5 4 DR FWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S90 T5 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Volvo S90 T6 SUV AWD | N/R | N/R | N/R | N/R |
| 2017 Volvo S90 T5 SUV AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Volvo S90 Safety Features
Most drivers don’t realize that not only do Volvo S90 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Volvo S90 auto insurance rates. The Volvo S90’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Lane Keeping Assist
Volvo S90 Finance and Insurance Cost
If you are financing a Volvo S90, you will pay more if you purchase Volvo S90 auto insurance at the dealership, so be sure to shop around and compare Volvo S90 auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Volvo S90 Insurance
If you want to reduce the cost of your Volvo S90 insurance rates, follow these tips below:
- Ask About Volvo S90 Low Mileage Discounts
- Move to an Area with a Lower Cost of Living
- Buy a Volvo S90 with an Anti-Theft Device
- Ask About Volvo S90 Safety Discounts
- Compare Apples to Apples When Comparing Volvo S90 Insurance Quotes and Policies
Top Volvo S90 Insurance Companies
Several top car insurance companies offer competitive rates for the Volvo S90 rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Volvo S90 drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
How can I find cheap auto insurance for my Volvo S90?
To find cheap auto insurance for your Volvo S90, you can follow these steps:
- Shop around: Obtain quotes from multiple insurance providers to compare rates and coverage options specific to your Volvo S90.
- Research Volvo-specific insurance programs: Some insurance companies offer specialized programs for Volvo owners, including the Volvo S90. These programs may provide discounted rates or additional benefits.
- Maintain a good driving record: A clean driving record with no accidents or traffic violations can help you qualify for lower insurance premiums.
- Consider safety features: The Volvo S90 is equipped with advanced safety features. Mention these features, such as collision avoidance systems, lane departure warning, adaptive cruise control, and emergency braking, to potential insurers. These safety features may help reduce your premiums.
- Opt for higher deductibles: Increasing your deductible—the amount you pay out of pocket before insurance coverage kicks in—can lower your premiums. Ensure that the deductible amount is affordable for you in case of an accident.
- Look for discounts: Inquire about discounts offered by insurance companies, such as safe driver discounts, multi-policy discounts, or discounts for certain safety features in your Volvo S90.
What factors affect the cost of Volvo S90 auto insurance?
Several factors can influence the cost of Volvo S90 auto insurance. Some of the key factors include:
- Model and year: The specific model and year of your Volvo S90 can impact insurance rates. Newer and more expensive models may have higher insurance premiums.
- Safety features: The Volvo S90 is known for its advanced safety features. These features, such as collision avoidance systems, lane departure warning, and emergency braking, may qualify for discounts and help lower your insurance rates.
- Driving record: Your driving history, including accidents, traffic violations, and claims, can affect your insurance premiums. Maintaining a clean driving record can help keep your rates lower.
- Location: The location where you live and park your Volvo S90 can impact insurance rates. Areas with higher crime rates or traffic congestion may have higher premiums.
- Insurance coverage and deductibles: The type and amount of coverage you choose, as well as the deductible you select, can affect your insurance costs.
Are there any discounts available specifically for Volvo S90 owners?
While discounts may vary by insurance provider, there are some discounts that Volvo S90 owners may be eligible for, including:
- Safety features discount: The Volvo S90 is equipped with advanced safety features. Inquire with insurance providers about discounts specifically related to these safety features.
- Multi-policy discount: If you bundle your auto insurance with other policies, such as homeowners or renters insurance, you may be eligible for a discount.
- Safe driver discount: Maintaining a clean driving record without accidents or traffic violations may qualify you for a safe driver discount.
- Good student discount: If you have a covered family member who is a student with good grades, you may qualify for a good student discount.
Can I get cheap auto insurance for a Volvo S90 if I’m a young driver?
While young drivers generally face higher insurance premiums due to their perceived higher risk, there are ways to potentially lower the cost. Consider the following:
- Good student discount: If you are a student with good grades, you may qualify for a good student discount from insurance providers.
- Driver training courses: Completing a recognized driver training course can help demonstrate your commitment to safe driving and may result in lower premiums.
- Compare quotes: Shopping around and obtaining quotes from multiple insurance providers can help you find the best rates available for young drivers.
- Consider being added to a parent’s policy: Adding yourself as a driver to your parent’s insurance policy may be more cost-effective than getting your separate policy.
Does the color of my Volvo S90 affect my insurance premium?
No, the color of your Volvo S90 does not typically affect your insurance premium. Insurance companies primarily consider factors such as your driving history, model, year, safety features, and location when determining premiums. The color of your vehicle is not typically a significant factor in insurance rate calculations.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.