Buy Cheap Chevrolet Silverado 2500HD Auto Insurance in 2024
If you want to buy affordable Chevrolet Silverado 2500HD insurance coverage then you should know that a policy will cost $138 per month ($1,650 per year) on average. On average, comprehensive coverage costs $402, collision coverage costs $587, and liability coverage costs $466 for Chevrolet Silverado 2500HD insurance.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,650 a year or $138 each month
- A liability-only policy costs around $661 a year or $55 each month
- Highest rates are for teenage drivers at around $6,031 a year or $503 each month
- Good drivers can save as much as $680 a year by earning policy discounts
- Chevrolet Silverado 2500HD insurance costs around $131 more per year than the average vehicle
Chevrolet Silverado 2500HD insurance rates can be a little more expensive than average. Chevrolet Silverado 2500HD insurance costs around $131 more per year than the average vehicle. Luckily, understanding what goes into determining insurance rates for a Chevrolet Silverado will help you save. Read on.
You can start comparing quotes for Chevrolet Silverado 2500HD car insurance rates from some of the best car insurance companies by using our free online tool now.
Chevrolet Silverado 2500HD Insurance Cost
The average car insurance costs for a Chevrolet Silverado 2500HD are $1,650 a year or $138 a month.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Are Chevrolet Silverado 2500HDs Expensive to Insure?
The chart below details how Chevrolet Silverado 2500HD insurance rates compare to other trucks like the Toyota Tacoma, Ford F-150, and GMC Canyon.
Vehicle | Comprehensive | Collision | Liability | Total |
Chevrolet Silverado 2500HD | $362 | $688 | $420 | $1,650 |
Toyota Tacoma | $294 | $482 | $390 | $1,324 |
Ford F-150 | $322 | $470 | $372 | $1,322 |
GMC Canyon | $270 | $478 | $398 | $1,304 |
Chevrolet Colorado | $254 | $438 | $372 | $1,222 |
Toyota Tundra | $320 | $512 | $440 | $1,452 |
Dodge Ram | $362 | $562 | $420 | $1,524 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
What Impacts the Cost of Chevrolet Silverado 2500HD Insurance?
The Chevrolet Silverado 2500HD trim and model you choose can impact the total price you will pay for Chevrolet Silverado 2500HD insurance coverage.
Age of the Vehicle
The average Chevrolet Silverado 2500HD car insurance rates are higher for newer models. For example, car insurance rates for a 2020 Chevrolet Silverado 2500HD are $1,650, while 2010 Chevrolet Silverado 2500HD rates are $1,338, a difference of $312.
Model Year | Comprehensive | Collision | Liability | Total |
2020 Chevrolet Silverado 2500HD | $362 | $688 | $420 | $1,650 |
2019 Chevrolet Silverado 2500HD | $346 | $660 | $440 | $1,626 |
2018 Chevrolet Silverado 2500HD | $332 | $656 | $450 | $1,618 |
2017 Chevrolet Silverado 2500HD | $320 | $640 | $470 | $1,610 |
2016 Chevrolet Silverado 2500HD | $310 | $612 | $486 | $1,588 |
2015 Chevrolet Silverado 2500HD | $292 | $592 | $500 | $1,564 |
2014 Chevrolet Silverado 2500HD | $282 | $548 | $510 | $1,520 |
2013 Chevrolet Silverado 2500HD | $270 | $516 | $514 | $1,480 |
2012 Chevrolet Silverado 2500HD | $258 | $464 | $520 | $1,422 |
2011 Chevrolet Silverado 2500HD | $242 | $426 | $520 | $1,368 |
2010 Chevrolet Silverado 2500HD | $234 | $400 | $524 | $1,338 |
Driver Age
Driver age can have a significant impact on Chevrolet Silverado 2500HD auto insurance rates. For example, 20-year-old drivers pay approximately $2,018 more each year for their Chevrolet Silverado 2500HD auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Chevrolet Silverado 2500HD insurance rates. For example, drivers in Los Angeles may pay $236 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on your Chevrolet Silverado 2500HD car insurance rates. Teens and drivers in their 20’s see the highest jump in their Chevrolet Silverado 2500HD car insurance with violations on their driving record.
Chevrolet Silverado 2500HD Safety Ratings
Your Chevrolet Silverado 2500HD car insurance rates are influenced by the safety ratings of the Chevrolet Silverado 2500HD. See the breakdown below:
Test Type | Rating |
Small overlap front: driver-side | N/R |
---|---|
Small overlap front: passenger-side | N/R |
Moderate overlap front | N/R |
Side | N/R |
Roof strength | N/R |
Head restraints and seats | N/R |
Source: Insurance Institute for Highway Safety |
Chevrolet Silverado 2500HD Crash Test Ratings
Poor Chevrolet Silverado 2500HD crash test ratings could mean higher Chevrolet Silverado 2500HD car insurance rates.
Vehicle Tested | Overall | Frontal | Side | Rollover |
Chevrolet Silverado 2500HD | N/R | N/R | N/R | N/R |
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration |
---|
Chevrolet Silverado 2500HD Safety Features
Chevrolet Silverado 2500HD safety features can lower the cost of your insurance. The safety features for the 2020 Chevrolet Silverado 2500HD include:
- Front and Rear Park Assist
- Lane Change Alert with Side Blind Zone Alert
- Rear Cross-Traffic Alert
- Forward Collision Alert
- Lane Departure Warning
- Automatic Emergency Braking
- Intellibeam Headlamps
- Safety Alert Seat
Chevrolet Silverado 2500HD Finance and Insurance Cost
When financing a Chevrolet Silverado 2500HD, most lenders will require your carry higher Chevrolet Silverado 2500HD coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Silverado 2500HD car insurance rates from the best companies using our FREE tool below.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Ways to Save on Chevrolet Silverado 2500HD Insurance
You can save more money on your Chevrolet Silverado 2500HD auto insurance rates by employing any of the following five strategies.
- Use an Accurate Job Title When Requesting Chevrolet Silverado 2500HD Auto Insurance
- Ask Your Insurance Company About Chevrolet Silverado 2500HD Discounts
- Buy An Older Chevrolet Silverado 2500HD
- Ask About Seasonal Insurance for Your Chevrolet Silverado 2500HD
- Ask for a Chevrolet Silverado 2500HD Discount If You Have College Degree or Higher
Top Chevrolet Silverado 2500HD Insurance Companies
The best auto insurance companies for Chevrolet Silverado 2500HD car insurance rates will offer competitive rates, discounts, and account for the Chevrolet Silverado 2500HD’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
Rank | Company | Volume | Market Share |
1 | State Farm | $65,615,190 | 9.3% |
2 | Geico | $46,106,971 | 6.6% |
3 | Progressive | $39,222,879 | 5.6% |
4 | Liberty Mutual | $35,600,051 | 5.1% |
5 | Allstate | $35,025,903 | 5.0% |
6 | Travelers | $28,016,966 | 4.0% |
7 | USAA | $23,483,080 | 3.3% |
8 | Chubb | $23,388,385 | 3.3% |
9 | Farmers | $20,643,559 | 2.9% |
10 | Nationwide | $18,442,145 | 2.6% |
Source: Insurance Information Institute |
Compare Free Chevrolet Silverado 2500HD Insurance Quotes Online
You can start comparing quotes for Chevrolet Silverado 2500HD auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Frequently Asked Questions
What factors can affect the cost of auto insurance for a Chevrolet Silverado 2500HD?
The cost of auto insurance for a Chevrolet Silverado 2500HD can be influenced by several factors, including your location, driving history, age, gender, credit score, the level of coverage you choose, deductibles, and the specific model and year of the Chevrolet Silverado 2500HD.
Are there any specific discounts available for insuring a Chevrolet Silverado 2500HD?
Yes, there are various discounts available for insuring a Chevrolet Silverado 2500HD. Common discounts include safe driver discounts, multi-vehicle discounts, multi-policy discounts (when bundling auto insurance with other policies), and discounts for safety features such as anti-lock brakes, airbags, and anti-theft systems. It’s recommended to inquire with insurance providers to determine which discounts you may qualify for.
What are the recommended coverage options for insuring a Chevrolet Silverado 2500HD?
The recommended coverage options for insuring a Chevrolet Silverado 2500HD typically include liability coverage, which is typically required by law, to cover injuries or damages to others in an accident you cause. Additionally, comprehensive and collision coverage can protect your vehicle against theft, vandalism, accidents, and other non-collision incidents. It’s important to review your needs and consult with an insurance agent to determine the appropriate coverage levels for your specific situation.
How can I find cheap auto insurance for a Chevrolet Silverado 2500HD?
To find cheap auto insurance for a Chevrolet Silverado 2500HD, consider the following steps:
- Shop around and obtain quotes from multiple insurance providers to compare prices.
- Maintain a good driving record by avoiding accidents and traffic violations.
- Inquire about available discounts, such as safe driver discounts or discounts for bundling multiple policies.
- Adjust your coverage options and deductibles based on your specific needs and budget.
- Consider installing safety features or anti-theft devices, as they may qualify you for additional discounts.
- Seek guidance from an independent insurance agent who can help you explore different options and find the most affordable coverage.
Are there any specific considerations for insuring a Chevrolet Silverado 2500HD?
When insuring a Chevrolet Silverado 2500HD, it’s important to consider factors such as the vehicle’s size, weight, and towing capacity, as these may impact insurance rates. Additionally, reviewing and understanding the terms, conditions, and exclusions of your insurance policy is crucial to ensure you have adequate coverage.
Can I get special insurance coverage for my Chevrolet Silverado 2500HD if I use it for business purposes?
If you use your Chevrolet Silverado 2500HD for business purposes, it’s important to inform your insurance provider, as personal auto insurance policies typically do not cover commercial activities. Depending on the nature of your business use, you may need to consider a commercial auto insurance policy or additional coverage options to adequately protect your vehicle.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.