Buy Cheap Chevrolet Sonic Auto Insurance in 2024
Car insurance rates for a Chevrolet Sonic average $1,362 a year, or around $114 a month. Teens pay the highest rates at up to $4,978 a year, while good drivers may only pay $800.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Jan 27, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jan 27, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,362 a year or $114 each month
- A liability-only policy costs around $546 a year or $46 each month
- Highest rates are for teenage drivers at around $4,978 a year or $415 each month
- Good drivers can save as much as $562 a year by earning policy discounts
- Chevrolet Sonic insurance costs around $157 less per year than the average vehicle
Do you need help finding cheap Chevrolet Sonic insurance rates? Chevrolet Sonic insurance costs around $157 less per year than the average vehicle. Learn how to maximize insurance rate savings for a Chevrolet Sonic in our comprehensive guide.
You can start comparing quotes for Chevrolet Sonic car insurance rates from some of the best car insurance companies by using our free online tool now.
Chevrolet Sonic Insurance Cost
The average Chevrolet Sonic auto insurance costs are $1,362 a year or $114 a month.
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Are Chevrolet Sonics Expensive to Insure?
The chart below details how Chevrolet Sonic insurance rates compare to other sedans like the Nissan Sentra, Toyota Corolla, and Kia Forte.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chevrolet Sonic | $270 | $536 | $398 | $1,362 |
| Nissan Sentra | $254 | $570 | $390 | $1,372 |
| Toyota Corolla | $294 | $542 | $390 | $1,384 |
| Kia Forte | $322 | $500 | $372 | $1,352 |
| Chevrolet Blazer | $376 | $688 | $316 | $1,516 |
| Audi S3 | $356 | $744 | $264 | $1,474 |
| Dodge Charger | $376 | $626 | $466 | $1,668 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
Read more: Buy Cheap Nissan Auto Insurance
What Impacts the Cost of Chevrolet Sonic Insurance?
The Chevrolet Sonic trim and model you choose can impact the total price you will pay for Chevrolet Sonic auto insurance coverage.
Age of the Vehicle
Older Chevrolet Sonic models generally cost less to insure. For example, auto insurance for a 2018 Chevrolet Sonic costs $1,362, while 2012 Chevrolet Sonic insurance costs are $1,208, a difference of $154.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Chevrolet Sonic | $270 | $536 | $398 | $1,362 |
| 2017 Chevrolet Sonic | $260 | $524 | $416 | $1,358 |
| 2016 Chevrolet Sonic | $250 | $502 | $430 | $1,340 |
| 2015 Chevrolet Sonic | $238 | $484 | $442 | $1,322 |
| 2014 Chevrolet Sonic | $228 | $450 | $452 | $1,288 |
| 2013 Chevrolet Sonic | $218 | $424 | $456 | $1,256 |
| 2012 Chevrolet Sonic | $210 | $380 | $460 | $1,208 |
Driver Age
Driver age can have a significant effect on Chevrolet Sonic car insurance rates. As an example, a 30-year-old driver pays around $60 more each year for their Chevrolet Sonic car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Chevrolet Sonic insurance rates. For example, drivers in Houston may pay $1,004 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Chevrolet Sonic auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Sonic car insurance with violations on their driving record.
Chevrolet Sonic Safety Ratings
Your Chevrolet Sonic car insurance rates are tied to the safety ratings of the Chevrolet Sonic. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Sonic Crash Test Ratings
Chevrolet Sonic crash test ratings can impact the cost of your Chevrolet Sonic car insurance. See Chevrolet Sonic crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chevrolet Sonic 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Chevrolet Sonic 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Chevrolet Sonic 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Chevrolet Sonic 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chevrolet Sonic 5 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chevrolet Sonic 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Chevrolet Sonic 5 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Chevrolet Sonic 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Sonic 5 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Sonic 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chevrolet Sonic Safety Features
The Chevrolet Sonic safety features can help lower insurance costs. The 2020 Chevrolet Sonic has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Emergency Trunk Release
Chevrolet Sonic Insurance Loss Probability
The Chevrolet Sonic’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Chevrolet Sonic, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 4% |
|---|---|
| Property Damage | 32% |
| Comprehensive | -9% |
| Personal Injury | 67% |
| Medical Payment | 89% |
| Bodily Injury | 59% |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Sonic Finance and Insurance Cost
If you are financing a Chevrolet Sonic, you will pay more if you purchase Chevrolet Sonic auto insurance at the dealership, so be sure to shop around and compare Chevrolet Sonic auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Chevrolet Sonic Insurance
Save more on your Chevrolet Sonic car insurance rates. Take a look at the following five strategies that will get you the best Chevrolet Sonic auto insurance rates possible.
- Move to the Countryside
- Compare Apples to Apples When Comparing Chevrolet Sonic Insurance Quotes and Policies
- Ask for a Higher Deductible for Your Chevrolet Sonic Insurance Policy
- Get Cheaper Chevrolet Sonic Car Insurance Rates as a Full-Time Parent
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
Top Chevrolet Sonic Insurance Companies
Who is the top car insurance company for Chevrolet Sonic insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Sonic auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Sonic offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
What factors can affect the cost of auto insurance for a Chevrolet Sonic?
Several factors can influence the cost of auto insurance for a Chevrolet Sonic. These factors include your location, driving record, age, gender, credit score, the level of coverage you choose, deductibles, and the specific model and year of the Chevrolet Sonic.
Are there any specific discounts available for insuring a Chevrolet Sonic?
Yes, there are various discounts available for insuring a Chevrolet Sonic. Common discounts include safe driver discounts, multi-vehicle discounts, multi-policy discounts (when bundling auto insurance with other policies), and discounts for safety features such as anti-lock brakes, airbags, and anti-theft systems. It’s recommended to inquire with insurance providers to determine which discounts you may qualify for.
What are the recommended coverage options for insuring a Chevrolet Sonic?
The recommended coverage options for insuring a Chevrolet Sonic typically include liability coverage, which is typically required by law, to cover injuries or damages to others in an accident you cause. Additionally, comprehensive and collision coverage can protect your vehicle against theft, vandalism, accidents, and other non-collision incidents. It’s important to review your needs and consult with an insurance agent to determine the appropriate coverage levels for your specific situation.
How can I find cheap auto insurance for a Chevrolet Sonic?
To find cheap auto insurance for a Chevrolet Sonic, consider the following steps:
- Shop around and obtain quotes from multiple insurance providers to compare prices.
- Maintain a good driving record by avoiding accidents and traffic violations.
- Inquire about available discounts, such as safe driver discounts or discounts for bundling multiple policies.
- Adjust your coverage options and deductibles based on your specific needs and budget.
- Consider installing safety features or anti-theft devices, as they may qualify you for additional discounts.
- Seek guidance from an independent insurance agent who can help you explore different options and find the most affordable coverage.
Are there any specific considerations for insuring a Chevrolet Sonic?
When insuring a Chevrolet Sonic, it’s important to consider factors such as the vehicle’s safety features, its value, and the local theft and accident rates in your area. Additionally, reviewing and understanding the terms, conditions, and exclusions of your insurance policy is crucial to ensure you have adequate coverage.
Can I get special insurance coverage for my Chevrolet Sonic if I use it for business purposes?
If you use your Chevrolet Sonic for business purposes, it’s important to inform your insurance provider, as personal auto insurance policies typically do not cover commercial activities. Depending on the nature of your business use, you may need to consider a commercial auto insurance policy or additional coverage options to adequately protect your vehicle.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.